Best Toyota Prius Car Insurance 2024 (Compare the Top 10 Companies)
Top choices for best Toyota Prius car insurance include Progressive, Allstate, and Travelers, with rates starting around $80/month. These insurers are known for their cheapest pricing, comprehensive coverage, and dependable customer service, making them options for seeking insurance for their Toyota Prius.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 5, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Company Facts
Full Coverage for Toyota Prius
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Toyota Prius
BBB Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Toyota Prius
A.M. Best Rating
Complaint Level
Progressive, Allstate, and Travelers are top choices for best Toyota Prius car insurance, with rates starting at $80 per month. They offer competitive pricing, broad coverage, and strong customer service.
How much is Toyota Prius car insurance? We’ll help you to learn all about auto insurance for the Toyota Prius and how to get cheap car insurance with great coverage
Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 12% | A+ | Wide Coverage | Progressive | |
#2 | 25% | A+ | Competitive Rates | Allstate | |
#3 | 8% | A++ | Local Agents | Travelers | |
#4 | 20% | B | Strong Discounts | State Farm | |
#5 | 25% | A++ | Low Prices | Geico | |
#6 | 25% | A | Flexible Options | Safeco | |
#7 | 10% | A++ | Military Benefits | USAA | |
#8 | 10% | A+ | Customer Service | Erie | |
#9 | 20% | A | Comprehensive Policies | American Family | |
#10 | 25% | A | Discount Opportunities | Liberty Mutual |
Is the Toyota Prius cheap to insure? If you found yourself wondering about Toyota Prius car insurance rates, you aren’t alone.
You can start comparing quotes for Toyota Prius car insurance rates from some of the best car insurance companies by using our free online tool now.
- The monthly Toyota Prius car insurance rates are $80
- Some insurance companies offer Prius owners a discount on their car insurance
- The Prius performs very well in crash tests
#1 – Progressive: Top Overall Pick
Pros
- Affordable Rates: Known for providing competitive prices, making it a strong contender for the best Toyota Prius car insurance. This can help you save on monthly premiums without sacrificing coverage.
- Comprehensive Coverage Options: Offers extensive coverage plans, including options tailored to hybrid vehicles like the Prius. Ensures you have the protection you need for your Toyota Prius.
- User-Friendly App: The Progressive app provides easy access to policy management and claims, which can be valuable for managing the best Toyota Prius car insurance. Streamlines the insurance process and enhances convenience. Read more on Progressive car insurance review.
Cons
- Customer Service Issues: Some users report challenges with customer service, which can affect the overall experience with the best Toyota Prius car insurance. Potential delays or issues in handling claims.
- Higher Rates for Certain Drivers: May offer higher rates for drivers with less favorable profiles. Could impact affordability for some drivers.
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#2 – Allstate: Best for Competitive Rates
Pros
- Comprehensive Coverage Options: Allstate offers extensive coverage choices, making it a strong contender for the best Toyota Prius car insurance. Ensures you can tailor your coverage to your needs.
- Safe Driving Rewards: Provides programs that reward safe driving, which can benefit those with a clean driving record. Potential savings for cautious drivers. Learn more on Allstate car insurance review.
- Strong Claim Handling: Known for effective and fair claim handling processes. Provides reliable support in the event of a claim.
Cons
- Higher Premiums: Can have higher premiums compared to some other providers. May not be the most cost-effective option.
- Limited Discounts for Hybrid Vehicles: Discounts for hybrid cars like the Prius might be less significant. Could affect overall affordability.
#3 – Travelers: Best for Local Agents
Pros
- Local Agents: Offers access to local agents who provide personalized advice and support, making it easier to address specific needs and concerns.
- Flexible Coverage Options: Allows a range of coverage choices tailored to individual needs, ensuring you get the protection that suits your lifestyle.
- Strong Financial Stability: Known for its solid financial backing, ensuring reliability in coverage and peace of mind about claim payments. Read more on Travelers car insurance review.
Cons
- Customer Service Variability: Service quality can vary, which might affect your overall experience with the best Toyota Prius car insurance.
- Higher Rates for Newer Models: Insurance rates for newer Prius models may be higher, impacting the cost-effectiveness of coverage for recent model years.
#4 – State Farm: Best for Strong Discounts
Pros
- Excellent Customer Service: Highly praised for personalized support and assistance, contributing to a positive insurance experience.
- Local Agents: Provides face-to-face interactions with local agents, which can enhance the customer experience with personalized advice.
- Wide Range of Discounts: Offers various discounts that can help reduce insurance premiums, making it a cost-effective option. Read more on State Farm car insurance review.
Cons
- Higher Rates for Some Drivers: Certain demographics may face elevated rates, which could make it less affordable for high-risk individuals.
- Limited Online Tools: Online tools and resources may not be as advanced as some competitors, potentially impacting ease of policy management.
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#5 – Geico: Best for Low Prices
Pros
- Low Premiums: Known for some of the lowest rates, making it a strong choice for budget-conscious drivers seeking the best Toyota Prius car insurance. This can help you save significantly on monthly premiums.
- Discount Opportunities: Provides numerous discounts that can help lower overall insurance costs, including for safe driving and low mileage.
- Strong Financial Stability: Offers peace of mind with solid financial backing, ensuring reliability in coverage and claims. Learn more on Geico car insurance review.
Cons
- Limited Coverage Options: May not offer as many add-on options, which can limit customization of your policy to fit specific needs.
- Claims Process Complaints: Some users report dissatisfaction with the claims process, which could lead to potential delays or issues with receiving compensation.
#6 – Safeco: Best for Flexible Options
Pros
- Flexible Coverage Options: Provides a variety of coverage plans tailored to your needs, allowing for customization based on personal requirements.
- Competitive Pricing: Offers competitive rates for hybrid vehicles like the Prius, helping to keep insurance costs manageable. Read more on Safeco car insurance review.
- Good Customer Service: Known for reliable support and efficient claim handling, contributing to a positive overall experience.
Cons
- Limited Discounts: Fewer discount opportunities compared to some competitors, which might affect overall affordability.
- Inconsistent Regional Availability: Coverage and service quality may vary by location, potentially impacting the customer experience in certain areas.
#7 – USAA: Best for Military Benefits
Pros
- Exceptional Rates for Military Members: USAA is highly rated for offering great rates to military members, including coverage for the best Toyota Prius car insurance. Provides affordable options for eligible members.
- Outstanding Customer Service: Known for excellent customer service, offering a superior experience. Ensures high satisfaction with your insurance provider. Read more on USAA car insurance review.
- Comprehensive Coverage Options: Offers extensive coverage plans suited to various needs. Allows for customized insurance solutions.
Cons
- Eligibility Limitations: Available only to military members and their families. Not an option for non-military individuals.
- Less Competitive for Non-Members: Rates may not be as competitive for those outside the military community. Limited appeal for general consumers.
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#8 – Erie: Best for Customer Service
Pros
- Excellent Customer Service: Highly rated for providing outstanding customer support, enhancing the overall insurance experience.
- Comprehensive Coverage: Offers a wide range of policy options tailored to individual needs, ensuring thorough protection.
- Competitive Rates: Provides competitive pricing for Prius owners, helping to keep insurance costs in check. Learn more on Erie car insurance review.
Cons
- Limited National Presence: Not available in all states, which may limit access for some potential customers.
- Higher Rates for New Drivers: May offer higher rates for new or less experienced drivers, impacting affordability for younger drivers.
#9 – American Family: Best for Comprehensive Policies
Pros
- Comprehensive Policies: Provides extensive policy options covering various insurance needs, ensuring thorough protection for your Prius. Learn more on American Family car insurance review.
- Strong Customer Support: Known for good customer service, contributing to a positive insurance experience.
- Flexible Coverage Options: Allows for customization based on individual requirements, helping to tailor your policy to your specific needs.
Cons
- Higher Premiums for Some Drivers: Premiums may be higher for drivers with certain risk profiles, potentially impacting overall affordability.
- Limited Discounts: Fewer discount opportunities compared to some competitors, which might affect the overall cost of insurance.
#10 – Liberty Mutual: Best for Discount Opportunities
Pros
- Discount Opportunities: Offers numerous discounts that can help lower insurance costs, including for bundling multiple policies.
- Comprehensive Coverage Options: Provides a range of coverage plans that can be customized to fit individual needs. Read more on Liberty Mutual car insurance review.
- Good Customer Service: Known for effective support and claim handling, ensuring a positive experience with their services.
Cons
- Higher Rates for Some Drivers: Rates may be higher for drivers with less favorable profiles, potentially impacting affordability.
- Limited Local Agents: May have fewer local agents available for personalized service, which could affect the level of individual support.
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Toyota Prius Insurance Cost
The auto insurance rates age gender for a Toyota Prius is approximately $1,306, which breaks down to about $109 per month.
This estimate can vary based on several factors including the driver’s location, age, driving history, and the level of coverage selected.
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $95 | $247 |
American Family | $94 | $235 |
Erie | $90 | $220 |
Geico | $80 | $200 |
Liberty Mutual | $96 | $240 |
Progressive | $90 | $225 |
Safeco | $92 | $225 |
State Farm | $88 | $215 |
Travelers | $85 | $290 |
USAA | $85 | $210 |
Based on the table above, it shows that Progressive, Allstate, and Travelers offers the best Toyota Prius car insurance that has low rates and can meet your needs.
Additionally, factors like the Prius model year, safety features, and the insurance provider’s specific pricing structure can influence the overall cost.
Toyota Prius Insurance Costs
The chart below illustrates how insurance rates for the Toyota Prius compare with those of other hybrid and electric vehicles, including the Lexus GS 450h, Chrysler Pacifica Hybrid, and Ford Fusion Energi.
Vehicle | Comprehensive | Collision | Liability | Full Coverage |
---|---|---|---|---|
Toyota Prius | $27 | $44 | $26 | $109 |
Lexus GS 450h | $33 | $65 | $33 | $144 |
Chrysler Pacifica Hybrid | $31 | $55 | $28 | $125 |
Ford Fusion Energi | $28 | $52 | $31 | $124 |
Buick LaCrosse | $27 | $47 | $28 | $113 |
Chevrolet Volt | $31 | $65 | $33 | $142 |
Ford Fusion Hybrid | $27 | $55 | $39 | $137 |
This comparison reveals variations in insurance costs based on factors such as vehicle type, luxury status, and overall safety features, providing a clearer understanding of how the Prius’ insurance premiums measure up against its counterparts.
However, there are a few things you can do to find the cheapest Toyota insurance rates online. You may visit car insurance comparison.
Factors Influencing the Cost of Toyota Prius Insurance
The trim and model of your Toyota Prius significantly affect the total price you will pay for insurance coverage. Higher trim levels and newer models often come with more advanced features and higher repair costs, which can lead to increased insurance premiums.
Additionally, hybrid models may have higher insurance rates due to the specialized parts and repair requirements associated with hybrid technology.
Toyota Prius Finance and Insurance Cost
If you are financing a Toyota Prius, most lenders will require your carry higher Toyota Prius coverages including comprehensive coverage, so be sure to compare Toyota Prius car insurance rates from the best full coverage car insurance companies using our free tool below.
How much is a Prius? That depends on the year and trim level. The question of how much a Toyota Prius does cost depends on many factors.
Who is the best car insurance company for Toyota auto insurance? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Prius auto insurance coverage (ordered by market share).
Rank | Insurance Company | Premiums Written | Market Share |
---|---|---|---|
#1 | State Farm | $66,153,063 | 9% |
#2 | Geico | $46,358,896 | 6% |
#3 | Progressive | $41,737,283 | 6% |
#4 | Allstate | $39,210,020 | 5% |
#5 | Liberty Mutual | $36,172,570 | 5% |
#6 | Travelers | $28,786,741 | 4% |
#7 | USAA | $24,621,246 | 3% |
#8 | Chubb | $24,199,582 | 3% |
#9 | Farmers | $20,083,339 | 3% |
#10 | Nationwide | $18,499,967 | 3% |
Based on the table above, State Farm, Geico, and Progressive has the highest market share which means it is the best Toyota Prius car insurance, it will secure your safety.
Many of these companies offer discounts for security systems and other safety features that the Toyota Prius offers.
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Compare Free Toyota Prius Insurance Quotes Online
Start comparing Toyota Prius auto insurance quotes for free by using our free online comparison tool.
When considering the purchase of a new car, an important thing to consider is the cost of insurance. Once the decision has been made to buy a Toyota Prius, a common question is the relationship of car insurance rates for hybrid cars.
Though each car insurance company is different, there are some trends in insurance rates for a Toyota Prius. There are also several other features that can earn big discounts on auto insurance rates.
Finding the Cheapest Toyota Prius Car Insurance Rates
It may not be in your best interests to run to the company that offers a 10% hybrid discount. Insurance costs for your Prius could be lower with another company that offers other car insurance discounts.
Shopping around is easy with our free tool. Also, ask for recommendations so that you are not stuck with a cheap policy with no service.Kristen Gryglik Licensed Insurance Agent
Enter your ZIP code to start finding and comparing free Toyota Prius auto insurance quotes online now.
Frequently Asked Questions
How can I compare car insurance rates for a Toyota Prius?
To compare car insurance rates for a Toyota Prius, reach out to various insurance companies directly for quotes or use their online tools. You can also use online comparison platforms to easily compare quotes from multiple insurers and find the best rate for your Toyota Prius.
What factors affect car insurance rates for a Toyota Prius?
Car insurance rates for a Toyota Prius depend on factors like the vehicle’s model and year, your driving record, age, location, coverage options, and deductible. Safety features, repair costs, and the frequency of claims also affect rates. Enter your ZIP code now.
Are car insurance rates higher for Toyota Prius compared to other car models?
Toyota Prius insurance rates vary based on repair costs, theft risk, and claim frequency. Comparing rates from multiple insurers can help you understand how they stack up against other models. Learn more in our guide titled “Factors That Affect Car Insurance Rates.”
Are there any discounts available for Toyota Prius car insurance?
Yes, many insurers offer discounts for Toyota Prius insurance, such as safe driver, multi-policy, good student, low-mileage, and safety feature discounts. Check with providers to see which ones you qualify for.
How can I lower my car insurance rates for my Toyota Prius?
To lower your Toyota Prius insurance rates, keep a clean driving record, choose higher deductibles, bundle policies, and use available discounts. The Prius’s safety features and eco-friendliness also help reduce rates. Enter your ZIP code to begin comparing.
Is it necessary to have full coverage car insurance for a Toyota Prius?
Full coverage for your Toyota Prius isn’t mandatory, but if financed or leased, it may be required. Liability insurance is usually required by law. You may compare liability car insurance coverage.
What should I do if I can’t afford car insurance for my Toyota Prius?
If you can’t afford Toyota Prius insurance, try adjusting coverage or deductibles, compare quotes, and explore low-cost insurance programs from your state.
Which insurance companies are recommended for Toyota Prius coverage?
Top choices include Progressive, Allstate, Travelers, and Geico. These companies offer competitive rates, comprehensive coverage, and strong customer service. Enter your ZIP code now.
How can I compare insurance quotes for my Toyota Prius effectively?
Use online comparison website or tools, request quotes from multiple insurers directly, and consider speaking with a local insurance agent. Comparing different options helps find the best rate and coverage for your needs.
Are there any specific insurance requirements for hybrid vehicles like the Toyota Prius?
While there are no unique legal requirements for hybrids, insurance providers may offer specific discounts or coverage options tailored to hybrid vehicles. Check with insurers to see what’s available for your Prius.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.