Best Subaru Impreza Car Insurance in 2024 (Compare the Top 10 Companies)
State Farm, Geico, and USAA offer cheaper rates for best Subaru Impreza car insurance starting at $47. To find the best rates, consider comparing quotes from the top providers. Don’t forget to review discounts. Shopping around can help you secure more competitive rates and potentially lower your insurance costs.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 5, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Subaru Impreza
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Subaru Impreza
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Subaru Impreza
A.M. Best Rating
Complaint Level
Pros & Cons
State Farm, Geico, and USAA top insurance for best Subaru Impreza car insurance with varied coverage options, competitive rates, and discounts to reduce premiums starting at $47.
When the time comes to research how much Subaru Impreza car insurance rates are going to cost, you may not know where to begin.
To give you an idea of how much you might pay for Subaru Impreza insurance rates, you should be aware that drivers pay an average of $1,428 a year, or $119 a month.
Company | Rank | Multi-Policy Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 17% | B | Customer Service | State Farm | |
#2 | 25% | A++ | Affordable Rates | Geico | |
#3 | 10% | A++ | Military Savings | USAA | |
#4 | 25% | A+ | Filing Claims | Erie | |
#5 | 10% | A+ | High-Risk Drivers | Progressive | |
#6 | 25% | A+ | Usage-Based Pricing | Nationwide | |
#7 | 12% | A++ | Green Drivers | Travelers | |
#8 | 25% | A | Young Drivers | American Family | |
#9 | 25% | A+ | Feature Options | Allstate | |
#10 | 10% | A | Claims Process | Farmers |
This article will walk you through how Subaru Impreza rates are determined so you know how to compare rates from different companies like an expert.
You can start comparing quotes for Subaru Impreza car insurance rates from some of the best car insurance companies by using our free online tool now.
- Minimum coverage costs around $47 each month
- A liability-only policy costs around $48 each month
- Highest rates are for teenage drivers at around $36 each month
#1 – State Farm: Top Overall Pick
Pros
- Local Agent Network: The vast network of agents ensures personalized assistance and advice. Working with a local agent can help you secure the best Subaru Impreza car insurance by navigating the nuances of your policy in detail.
- Bundling Discounts: Combining auto insurance with home or life policies can result in significant savings. This can lower your overall insurance costs, helping you find affordable rates for the best Subaru Impreza car insurance.
- Reliable Financial Stability: With a high A.M. Best rating, State Farm is known for its solid financial backing. This reliability ensures that you receive consistent service for the best Subaru Impreza car insurance. Read it more on State farm car insurance review.
Cons
- Higher Costs for Young Drivers: Premiums can be higher for younger drivers compared to some competitors. This can make it challenging to find the best Subaru Impreza car insurance rates if you are in a younger age bracket.
- Limited Online Features: Fewer digital tools are available for managing policies compared to more tech-forward insurers. This limitation might affect your ability to efficiently handle your best Subaru Impreza car insurance online.
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#2 – Geico: Best for Affordable Rates
Pros
- Affordable Premiums: Geico is recognized for its competitive rates, which can help reduce overall insurance costs. This affordability makes it easier to find the best Subaru Impreza car insurance without breaking the bank.
- Discounts for Safe Driving: Various discounts are available for good driving behavior and vehicle safety features. This can help lower your premiums, making Geico a strong contender for the best Subaru Impreza car insurance.
- Efficient Claims Handling: The claims process is streamlined and quick, ensuring that you receive prompt service if you need to make a claim on the best Subaru Impreza car insurance. Check it on Geico car insurance review.
Cons
- Variable Customer Service: Service quality may vary, with some customers experiencing inconsistent support. This inconsistency might affect your overall experience with the best Subaru Impreza car insurance.
- Less Face-to-Face Interaction: Fewer opportunities for personal interaction with agents compared to more traditional insurers. This might limit your ability to get personalized advice on securing the best Subaru Impreza car insurance.
#3 – USAA: Best for Military Savings
Pros
- Military-Specific Discounts: USAA offers exclusive benefits and discounts for military members and their families. This makes it an excellent choice for those seeking the best Subaru Impreza car insurance with specialized savings.
- Top-Tier Customer Service: Highly rated for exceptional customer support and satisfaction. The superior service ensures that you get the best Subaru Impreza car insurance experience. Read it more through USAA car insurance review.
- Comprehensive Coverage Plans: Tailored coverage options to meet the unique needs of military personnel. USAA’s offerings help you secure the best Subaru Impreza car insurance that fits your specific circumstances.
Cons
- Restricted Eligibility: Only available to military members, veterans, and their families, limiting its reach. This restriction means that many looking for the best Subaru Impreza car insurance might need to consider other providers.
- Higher Costs for Non-Military: Non-military customers might find better rates with other insurers. This could be a drawback for those outside the military seeking the best Subaru Impreza car insurance.
#4 – Erie Insurance: Best for Filing Claims
Pros
- Exceptional Claims Service: Recognized for fair and rapid claims processing. This quality ensures that you receive the best Subaru Impreza car insurance service if you need to file a claim.
- Competitive Pricing: Offers affordable insurance rates with various coverage options. Erie’s pricing can help you find the best Subaru Impreza car insurance at a reasonable cost. Learn more about it on Erie car insurance review.
- Various Discounts: Discounts for safety features and bundling policies can lead to savings. These discounts enhance your ability to find the best Subaru Impreza car insurance.
Cons
- State Availability Limits: Erie Insurance is not available in all states, which may limit options for some drivers. This limitation might affect your search for the best Subaru Impreza car insurance depending on your location.
- Basic Online Features: The digital tools provided are less advanced compared to some competitors. This could affect your convenience in managing the best Subaru Impreza car insurance online.
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#5 – Progressive: Best for High-Risk Drivers
Pros
- Innovative Pricing Tools: Progressive’s Snapshot tool offers personalized pricing based on driving behavior. This innovation can help you find the best Subaru Impreza car insurance tailored to your driving habits.
- Extensive Coverage Choices: A wide range of coverage options allows for significant customization. Progressive’s offerings ensure you can find the best Subaru Impreza car insurance that meets your needs. Read it more on Progressive car insurance review.
- Discounts for Safe Driving: Various discounts are available for maintaining good driving habits. These can lower your premiums, making Progressive a strong choice for the best Subaru Impreza car insurance.
Cons
- Complex Pricing Structure: The variety of discounts and pricing options can be confusing to navigate. This complexity might make it challenging to understand the best Subaru Impreza car insurance rates.
- Inconsistent Customer Service: Experiences with customer service can vary widely. This inconsistency might affect your overall satisfaction with the best Subaru Impreza car insurance.
#6 –Nationwide: Best for Usage-Based Pricing
Pros
- Usage-Based Insurance Options: Nationwide offers usage-based insurance for lower rates based on driving patterns. This can help you secure the best Subaru Impreza car insurance with pricing that reflects your actual driving behavior.
- Customizable Coverage: Provides a broad range of coverage options to fit diverse needs. Nationwide’s flexibility helps you tailor the best Subaru Impreza car insurance to your preferences. Read more on Nationwide car insurance review.
- Good Customer Service: Generally well-regarded for customer service and support. Positive customer experiences can enhance your search for the best Subaru Impreza car insurance.
Cons
- Higher Rates for Riskier Drivers: Premiums can be higher for drivers with poor driving records. This might affect your ability to find the best Subaru Impreza car insurance if you have a less favorable driving history.
- Less Advanced Digital Tools: Fewer advanced online tools compared to other insurers. This limitation might impact your ability to manage the best Subaru Impreza car insurance online effectively.
#7 – Travelers: Best for Green Drivers
Pros
- Green Vehicle Discounts: Offers discounts for hybrid and electric vehicles, promoting environmentally friendly choices. This makes Travelers a good option for finding the best Subaru Impreza car insurance if you drive a green vehicle.
- Customizable Policies: Extensive options for tailoring coverage to specific needs. Travelers’ flexibility ensures you can find the best Subaru Impreza car insurance that meets your unique requirements. Read more on Travelers car insurance review.
- Wide Agent Network: Access to a broad network of local agents for personalized service. This network can help you secure the best Subaru Impreza car insurance with expert advice.
Cons
- Higher Costs for Young Drivers: Premiums can be higher for younger drivers. This could be a drawback if you’re looking for the best Subaru Impreza car insurance with more affordable rates for younger individuals.
- Complex Policy Options: The range of coverage options can be overwhelming. This complexity might make it challenging to choose the best Subaru Impreza car insurance policy.
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#8 – American Family: Best for Young Drivers
Pros
- Flexible Coverage: A wide range of coverage options and add-ons to suit different needs. American Family’s flexibility ensures you can secure the best Subaru Impreza car insurance tailored to your preferences.
- Good Customer Support: High ratings for customer service and support. This strong support can enhance your experience with the best Subaru Impreza car insurance. Read more on American Family car insurance review.
- Innovative Tools: Various digital tools for managing policies and tracking claims. These tools can help you efficiently manage the best Subaru Impreza car insurance online.
Cons
- Higher Premiums for Some: Can be more expensive for drivers with less favorable profiles. This might affect your ability to find affordable rates for the best Subaru Impreza car insurance.
- Regional Variability: Coverage and rates can vary significantly by location. This variability might impact your search for the best Subaru Impreza car insurance depending on where you live.
#9 – Allstate: Best for Feature Options
Pros
- Wide Range of Discounts: Many opportunities for savings through discounts on safety features and bundling. These discounts can make it easier to find the best Subaru Impreza car insurance. Learn more on Allstate car insurance review.
- Comprehensive Coverage: Offers extensive coverage options and additional features. Allstate’s broad range of options helps you secure the best Subaru Impreza car insurance.
- Strong Customer Service: Generally well-regarded for customer service and support. Positive service experiences can improve your overall satisfaction with the best Subaru Impreza car insurance.
Cons
- Higher Costs: Premiums can be on the higher side compared to some competitors. This might make it challenging to find the most affordable best Subaru Impreza car insurance rates.
- Complex Policies: The variety of policy options and pricing can be complex to understand. This complexity might make it harder to determine the best Subaru Impreza car insurance for your needs.
#10 – Farmers: Best for Claims Process
Pros
- Customizable Coverage: Offers a range of coverage options and add-ons to tailor your policy. This flexibility helps you find the best Subaru Impreza car insurance suited to your specific needs.
- Discount Opportunities: Includes various discounts for safety features and bundling. These opportunities can help reduce the cost of your best Subaru Impreza car insurance.
- Personalized Service: Provides tailored insurance solutions through a network of local agents. Personalized assistance can help you secure the best Subaru Impreza car insurance. Learn more on Farmers car insurance review.
Cons
- Higher Premiums for High-Risk Drivers: Rates can be higher for drivers with a history of claims or violations. This could impact the affordability of the best Subaru Impreza car insurance for those with riskier profiles.
- Inconsistent Service: Customer service experiences may vary depending on location and representative. This inconsistency might affect your overall satisfaction with the best Subaru Impreza car insurance.
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Subaru Impreza Insurance Cost
The average Subaru Impreza car insurance costs are $1,428 a year or $119 a month.
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $88 | $105 |
American Family | $67 | $99 |
Erie | $64 | $82 |
Farmers | $55 | $84 |
Geico | $30 | $63 |
Nationwide | $65 | $83 |
Progressive | $50 | $80 |
State Farm | $37 | $60 |
Travelers | $56 | $88 |
USAA | $47 | $73 |
It’s important to compare quotes from different insurers to find the best rate for your specific circumstances.
Subaru Imprezas and Their Insurance Costs
The chart below details how Subaru Impreza insurance rates compare to other sedans like the Toyota Corolla, Chevrolet Malibu, and Nissan Versa, providing a clearer picture of where it stands in relation to similar vehicles.
Vehicle | Comprehensive | Collision | Liability | Full Coverage |
---|---|---|---|---|
Subaru Impreza | $28 | $47 | $31 | $119 |
Toyota Corolla | $25 | $45 | $33 | $115 |
Chevrolet Malibu | $27 | $44 | $31 | $115 |
Nissan Versa | $22 | $45 | $33 | $113 |
Toyota Avalon | $27 | $45 | $28 | $111 |
Cadillac ATS | $25 | $47 | $33 | $118 |
Chevrolet Impala | $23 | $44 | $31 | $112 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
It’s important to compare quotes from different insurers to find the best rate for your specific circumstances. Enter your ZIP code now to begin comparing.
Read more: Compare Nissan Car Insurance Rates.
Factors Influencing the Cost of Subaru Impreza Insurance
The specific trim level and model of your Subaru Impreza significantly affect the total cost of your auto insurance coverage. Insurance premiums can vary based on factors such as the car’s value, safety features, and repair costs associated with different trims.
For instance, higher trims with advanced features or increased value might lead to higher insurance rates due to the increased cost of car repairs or replacement. Therefore, selecting a particular trim or model can directly influence how much you will pay for your insurance coverage.
Your Driving Record
Your driving record affects the cost of Subaru Impreza insurance. Teens and drivers in their 20s face the highest increases in premiums with violations on their record.
Insurers view traffic violations as a higher risk, leading to increased rates. Additionally, a clean driving history can help reduce premiums over time.
Maintaining a good record is crucial for keeping insurance costs manageable.
Subaru Impreza Finance and Insurance Cost
If you are financing a Subaru Impreza, most lenders will require your carry higher Subaru Impreza coverage options including comprehensive coverage, so be sure to shop around and compare Subaru Impreza auto insurance quotes from the best auto insurance companies using our free tool below.
This will help you find the most affordable and suitable coverage for your needs. Enter your ZIP code now to begin comparing. Don’t forget to consider the best Subaru Impreza car insurance, State Farm, Geico, and USAA.
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Ways to Save on Subaru Impreza Insurance
To save more on your Subaru Impreza car insurance rates, consider these strategies:
Don’t assume your Subaru Impreza is cheaper to insure than other vehicles; make sure to compare rates thoroughly. Opt for paperless billing for your insurance policy.
Apply for your full, unrestricted driver’s license as soon as you’re eligible. Request a higher deductible for your insurance policy, and invest in winter tires for your vehicle.
Subarau Impreza Classification
The Subaru Impreza is considered to be in the sports car category.
While these things might seem like just another thing for the sales guy to tell you about, for the insurance companies it is a great consideration when working out your premium.
Charlie Jasper C&C Security Consultants, Inc.
To find the best Subaru Impreza car insurance rates, it is important to shop around. There are many different factors taken into consideration by insurance companies, you may consider the best Subaru Impreza car insurance including State Farm, Geico, and USAA that has low rates offer.
To understand more, read it on car safety comparisons.
Enter your ZIP code to start comparing Subaru Impreza auto insurance quotes online now.
Frequently Asked Questions
How much does Subaru Impreza car insurance cost?
On average, Subaru Impreza car insurance costs $1,428 per year or $119 per month.
Are Subaru Imprezas expensive to insure?
Subaru Imprezas have moderate insurance rates compared to similar sedans. Enter your ZIP code now.
What factors affect Subaru Impreza insurance cost?
Factors include the trim and model of the vehicle, driver age, location, driving record, safety ratings, and insurance coverage.
Find out more in our guide “What is Collision Coverage on Car Insurance.”
How can I save on Subaru Impreza insurance?
You can save on insurance by comparing quotes, maintaining a clean driving record, considering safety features, and exploring discounts.
Which are the top insurance companies for Subaru Impreza?
Top insurance companies offering Subaru Impreza coverage include those with good market share and discounts for safety features. Enter your ZIP code now.
What are State Farm’s main benefits for Subaru Impreza insurance?
State Farm offers customizable coverage, personalized local agent support, bundling discounts, and high financial stability, making it a strong choice for the best Subaru Impreza car insurance.
Read more in our resource titled “Understanding Car Insurance Policy.”
How does Geico help Subaru Impreza owners?
Geico provides competitive rates and advanced online tools for easy policy management and claims, making it convenient and affordable for the best Subaru Impreza car insurance.
What are the limitations of USAA for Subaru Impreza insurance?
USAA’s coverage is only available to military members and their families, limiting access. Non-military individuals may find better rates elsewhere. Enter your ZIP code now.
What should be noted about Travelers for Subaru Impreza insurance?
Travelers offers discounts for hybrid vehicles and customizable policies but may have best car insurance for young drivers and complex policy options.
How does Progressive’s usage-based insurance benefit Subaru Impreza owners?
Progressive’s Snapshot tool provides personalized pricing based on driving habits, potentially lowering rates, but may have complex pricing and variable customer service.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.