Best Subaru Forester Car Insurance in 2024 (Your Guide to the Top 10 Companies)
The top providers for best Subaru Forester car insurance are Geico, State Farm, and Erie, with rates starting as low as $43/month. Geico stands out as the top choice for affordability and comprehensive coverage, while State Farm and Erie provide excellent options for balanced protection and savings.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Sep 19, 2024
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UPDATED: Sep 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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19,116 reviewsCompany Facts
Full Coverage for Subaru Forester
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17,760 reviewsCompany Facts
Full Coverage for Subaru Forester
A.M. Best Rating
Complaint Level
Pros & Cons
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1,814 reviewsCompany Facts
Full Coverage for Subaru Forester
A.M. Best Rating
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Pros & Cons
1,814 reviews
Geico, State Farm, and Erie are the top picks for the Best Subaru Forester Car Insurance, each offering exceptional coverage at competitive rates.
Our Top 10 Company Picks: Best Subaru Forester Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Accident Forgiveness Geico
#2 17% B Reliable Service State Farm
#3 25% A+ Filing Claims Erie
#4 10% A++ Military Families USAA
#5 12% A+ Online Tools Progressive
#6 20% A+ Bundling Options Nationwide
#7 25% A+ Feature Options Allstate
#8 20% A+ Customer Service Amica
#9 10% A++ Policy Customization Travelers
#10 15% A Claims Process Farmers
These companies offer the best balance of cost and coverage for Subaru Forester owners. Learn more in our guide titled, “Car Insurance Coverage Limits: Explained Simply.”
Find cheap Subaru Forester car insurance quotes by entering your ZIP code above.
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#1 – Geico: Top Overall Pick
Pros
- Generous Accident Coverage: Geico’s Accident Forgiveness policy means that if you’re involved in a fault-related accident, your Subaru Forester’s premiums will remain unchanged, offering substantial peace of mind and financial protection. See more details on our article called, “Geico Car Insurance Review.”
- Significant Bundle Discounts: Geico provides a notable 25% discount when you combine your Subaru Forester coverage with other policies, leading to considerable savings across your entire insurance portfolio.
- Outstanding Financial Strength: Geico holds an A++ rating from A.M. Best, reflecting its excellent financial stability and reliability, ensuring that claims for your Subaru Forester will be processed efficiently.
Cons
- Limited Customization Options: Although Geico excels in accident forgiveness, its array of coverage options for the Subaru Forester might not be as extensive or customizable as those available from other insurers.
- Complex Claims Procedure: The process for filing claims with Geico, while generally reliable, has been noted by some clients to be somewhat cumbersome and lengthy, which could affect the speed at which Subaru Forester claims are addressed.
#2 – State Farm: Best for Reliable Service
Pros
- Extensive Coverage Options: State Farm offers a wide range of coverage alternatives tailored to different needs, ensuring you can find a suitable plan for your Subaru Forester, whether you need basic protection or more comprehensive coverage. More information is available about this provider in our guide titled, “State Farm Car Insurance Review.”
- Fair Bundle Discount: State Farm provides a 17% discount for combining your Subaru Forester insurance with other policies, which, though not the highest, still offers valuable savings and encourages comprehensive coverage.
- Dependable Customer Support: State Farm is known for its reliable customer service, with a network of agents available to assist with your Subaru Forester insurance needs and ensure you receive the support you require.
Cons
- Higher Premiums: Even with the multi-policy discount, State Farm’s rates for insuring a Subaru Forester can be higher compared to some rivals, potentially affecting the overall affordability of your coverage.
- Less Generous Discounts: The multi-policy discount offered by State Farm may not be as substantial as those from other insurers, possibly limiting the total savings you can achieve for your Subaru Forester insurance.
#3 – Erie: Best for Filing Claims
Pros
- Streamlined Claims Process: Erie is recognized for its efficient and straightforward claims handling, which can be especially advantageous if you need to file a claim for your Subaru Forester, ensuring prompt resolution and minimal hassle. Read up on the “Erie Car Insurance Review” for more information.
- Competitive Bundle Discount: Erie offers a generous 25% discount when you bundle multiple policies, which can lead to significant savings for those covering their Subaru Forester alongside other assets.
- Strong Financial Ratings: With an A+ rating from A.M. Best, Erie demonstrates strong financial health, providing confidence in their ability to manage claims and support policyholders effectively.
Cons
- Regional Availability Limits: Erie’s services and discounts may not be accessible in all locations, which can restrict availability for Subaru Forester owners in certain areas.
- Coverage Variability: There might be some variability in the coverage options available for the Subaru Forester, which could affect how well the policy meets specific needs or preferences.
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#4 – USAA: Best for Military Families
Pros
- Specialized Military Discounts: USAA offers exclusive benefits and discounts for military families, which include advantageous terms for insuring your Subaru Forester, reflecting their dedication to supporting service members.
- Valuable Bundle Savings: USAA provides a 10% discount for bundling policies, which, while lower than some competitors, still offers meaningful savings and benefits for military families with a Subaru Forester.
- Top Financial Ratings: Holding an A++ rating from A.M. Best, USAA’s strong financial standing ensures reliable support and effective management of your Subaru Forester’s insurance requirements. Check out insurance savings in our complete guide titled, “USAA Car Insurance Review.”
Cons
- Eligibility Restrictions: USAA’s insurance offerings are limited to military families and veterans, which may exclude many potential Subaru Forester owners who do not meet the eligibility criteria.
- Narrower Coverage Options: The range of coverage options provided by USAA might be more limited compared to other insurers, which could impact the ability to tailor insurance for your Subaru Forester to specific needs.
#5 – Progressive: Best for Online Tools
Pros
- Advanced Digital Management Tools: Progressive offers state-of-the-art online tools and resources that enable you to manage your Subaru Forester insurance efficiently, including features like policy management and claims tracking from your device.
- Practical Bundle Discount: Progressive provides a 12% discount for bundling policies, which, while lower than some competitors, still offers meaningful savings for those insuring their Subaru Forester along with other assets.
- Strong Financial Ratings: With an A+ rating from A.M. Best, Progressive’s financial stability supports its ability to handle your Subaru Forester’s insurance needs effectively and reliably. Discover more about offerings in our article called, “Progressive Car Insurance Review.”
Cons
- Lower Discount Rates: Progressive’s multi-policy discount of 12% is lower compared to some other insurers, which could limit the overall savings available for your Subaru Forester insurance.
- Mixed Customer Service Experiences: There have been varying reviews about Progressive’s customer service, which may affect overall satisfaction and support for Subaru Forester policyholders.
#6 – Nationwide: Best for Bundling Options
Pros
- Substantial Multi-Policy Savings: Nationwide provides a notable 20% reduction for combining various insurance policies. This is especially beneficial for Subaru Forester owners who wish to merge multiple coverages into one, leading to significant savings on their overall premium.
- Robust Financial Strength: Nationwide boasts an A+ rating from A.M. Best, highlighting its strong financial standing and dependability. This rating assures Subaru Forester owners of the company’s ability to meet long-term obligations and consistently deliver coverage.
- Broad Coverage Choices: Nationwide offers a wide array of coverage options tailored to the needs of Subaru Forester owners. Whether one requires basic liability or comprehensive protection, Nationwide’s flexible policies cater to a diverse range of insurance needs. Access comprehensive insights into our article called, “Nationwide Car Insurance Discounts.”
Cons
- Discounts Compared to Rivals: Even though Nationwide provides a 20% multi-policy discount, these savings might not be as competitive as those offered by other insurers with more aggressive bundling discounts.
- Potentially Higher Premiums: Although Nationwide delivers valuable discounts, the costs for insuring the Subaru Forester could still be relatively high compared to other providers, particularly for comprehensive coverage plans.
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#7 – Allstate: Best for Feature Options
Pros
- Generous Multi-Policy Savings: Allstate offers a significant 25% reduction for bundling insurance policies, a major advantage for those covering their Subaru Forester alongside other needs. This discount helps lower overall costs while ensuring extensive coverage.
- Excellent A.M. Best Rating: With an A+ rating from A.M. Best, Allstate showcases financial stability and reliability. Subaru Forester owners can trust in the insurer’s ability to handle claims and deliver dependable service.
- Wide Range of Customizable Features: Allstate provides a comprehensive array of features and add-ons for Subaru Forester insurance. From roadside assistance to rental car coverage, the numerous options allow for highly personalized insurance plans tailored to specific needs and preferences. Delve into our evaluation of “Allstate Car Insurance Review.”
Cons
- Discount Limitations: Although Allstate’s 25% multi-policy discount is appealing, the overall cost structure may not always be the most competitive when compared to other insurers offering higher discounts.
- Premium Variation: The premiums for the Subaru Forester can fluctuate significantly based on the selected features and coverage levels. This variability might lead to higher costs for those opting for extensive feature sets.
#8 – Amica: Best for Customer Service
Pros
- Substantial Multi-Policy Savings: Amica provides a 20% discount for bundling insurance policies, offering good value for those covering their Subaru Forester and other assets. This discount facilitates managing multiple policies while saving money.
- Top-Tier A.M. Best Rating: Amica’s A+ rating from A.M. Best underscores its strong financial health and reliability. This rating gives Subaru Forester owners confidence in Amica’s ability to uphold its financial commitments and deliver excellent service.
- Exceptional Customer Support: Amica is celebrated for its outstanding customer support. Subaru Forester owners benefit from responsive assistance and personalized care, enhancing the overall insurance experience and ensuring swift resolution of any issues. Unlock details in our article called, “Amica vs. Progressive Car Insurance Comparison.”
Cons
- Moderate Multi-Policy Savings: While Amica’s 20% discount is beneficial, it might not be as competitive as higher discounts offered by other insurers, potentially limiting overall savings.
- Premium Costs: Premiums for the Subaru Forester with Amica could be higher than those of some competitors, especially for comprehensive coverage options, affecting overall affordability.
#9 – Travelers: Best for Policy Customization
Pros
- Flexible Multi-Policy Discount: Travelers provides a 10% discount for bundling multiple insurance policies. Although modest, this reduction still contributes to savings for those covering their Subaru Forester and other assets.
- Outstanding A.M. Best Rating: Travelers holds an A++ rating from A.M. Best, indicating superior financial strength and stability. This high rating ensures that Subaru Forester owners are supported by a highly reliable and secure insurer.
- Extensive Customization Opportunities: Travelers excels in offering a broad range of customization options for Subaru Forester insurance. Policyholders can extensively tailor their coverage, selecting add-ons and features that align with their individual preferences and requirements. Discover insights in our article called, “Travelers Car Insurance Review.”
Cons
- Lower Multi-Policy Discount: The 10% discount for bundling policies may be considered less competitive compared to more generous discounts provided by other insurers, potentially reducing overall savings.
- Premium Considerations: Despite the customizable coverage options, premiums for the Subaru Forester with Travelers might be higher than those offered by competitors, particularly if extensive customization is chosen.
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#10 – Farmers: Best for Claims Process
Pros
- Valuable Multi-Policy Savings: Farmers offers a 15% discount on bundled policies, providing meaningful savings for Subaru Forester owners seeking to consolidate their insurance needs. This discount assists in managing costs while ensuring adequate protection. If you want to learn more about the company, head to our article called, “Farmers Car Insurance Review.”
- Reliable A.M. Best Rating: Farmers’ A rating from A.M. Best reflects its dependable financial status, giving Subaru Forester owners assurance in the insurer’s ability to manage claims and maintain coverage stability.
- Streamlined Claims Handling: Farmers is known for its efficient and straightforward claims process. Subaru Forester owners benefit from a hassle-free experience, which promotes quicker resolutions and minimizes stress.
Cons
- Modest Multi-Policy Savings: The 15% discount provided by Farmers, while helpful, is not as high as the discounts available from some other insurers, potentially limiting overall savings.
- Potentially Higher Premiums: Premiums for insuring the Subaru Forester with Farmers might be higher compared to those offered by other insurers, especially if extensive coverage options are selected.
Monthly Insurance Rates for Subaru Forester: Minimum vs. Full Coverage
When selecting car insurance for a Subaru Forester, the monthly rates can vary significantly depending on the provider and the level of coverage. The table below outlines the minimum and full coverage rates from various insurers, providing a clear comparison for those seeking the best value.
Subaru Forester Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $88 $125
Amica $85 $98
Erie $54 $88
Farmers $77 $117
Geico $43 $112
Nationwide $81 $114
Progressive $61 $92
State Farm $69 $113
Travelers $72 $119
USAA $65 $97
Geico offers the lowest minimum coverage rate at $43, making it the most affordable option for basic protection. For full coverage, Geico also remains competitive at $112.
On the other end, Erie provides the most economical full coverage at $88, with a minimum coverage rate of $54. Learn more in our guide titled, “Compare Full Coverage vs. Liability Car Insurance: Rates, Discounts, & Requirements.”
Understanding these rates helps Subaru Forester owners choose an insurance plan that best fits their needs and budget.
Factors That Impacts the Cost of Subaru Forester Insurance
The Subaru Forester trim and model you choose will affect the total price you will pay for Subaru Forester insurance coverage. Read up on the “Compare Car Insurance by Coverage Type” for more information.
Age of the Vehicle
The average Subaru Forester car insurance rates are higher for newer models. For example, car insurance rates for a 2020 Subaru Forester are $1,346, while 2010 Subaru Forester rates are $1,074, a difference of $272.
Subaru Forester Car Insurance Monthly Rates by Model Year and Coverage Type
| Model Year | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2024 Subaru Forester | $32 | $46 | $25 | $115 |
| 2023 Subaru Forester | $31 | $45 | $25 | $114 |
| 2022 Subaru Forester | $31 | $44 | $26 | $113 |
| 2021 Subaru Forester | $30 | $44 | $26 | $112 |
| 2020 Subaru Forester | $30 | $44 | $26 | $112 |
| 2019 Subaru Forester | $29 | $43 | $28 | $111 |
| 2018 Subaru Forester | $28 | $42 | $28 | $109 |
| 2017 Subaru Forester | $27 | $41 | $30 | $109 |
| 2016 Subaru Forester | $26 | $40 | $30 | $107 |
| 2015 Subaru Forester | $24 | $38 | $31 | $105 |
| 2014 Subaru Forester | $24 | $35 | $32 | $102 |
| 2013 Subaru Forester | $23 | $33 | $32 | $100 |
| 2012 Subaru Forester | $22 | $30 | $33 | $95 |
| 2011 Subaru Forester | $20 | $28 | $33 | $92 |
| 2010 Subaru Forester | $20 | $26 | $33 | $90 |
Understanding these variations allows Subaru Forester owners to make better-informed choices about their insurance and seek opportunities to lower their premiums.
Driver Location
Where you live can significantly influence the insurance premiums for a Subaru Forester. For example, motorists based in Los Angeles might encounter a yearly insurance expense that exceeds that of drivers located in Houston by $193.
This insight empowers you to make informed decisions regarding Subaru Forester insurance coverage, helping you to explore potential ways to reduce expenses by understanding how factors such as your location influence insurance premiums.
Driver Age
A driver’s age is a key factor in influencing the price of Subaru Forester auto insurance. Less experienced drivers, like those at age 20, usually encounter much steeper rates, possibly paying about $137 more monthly in contrast to older, more seasoned drivers, such as a 30-year-old.
This variation in pricing is tied to the heightened risk insurance companies associate with younger, less seasoned drivers.
Your Driving Record
Your driving record can have an impact on your Subaru Forester car insurance rates.
Teens and drivers in their 20’s see the highest jump in their Subaru Forester car insurance with violations on their driving record.
Subaru Forester Safety Ratings
Your Subaru Forester auto insurance rates are tied to the Subaru Forester’s safety ratings. See the breakdown below:
Subaru Forester Safety Ratings
| Test | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
By knowing these ratings, you can potentially save money on insurance while ensuring that your vehicle meets high safety standards.
Subaru Forester Crash Test Ratings
Poor Subaru Forester crash test ratings could mean higher Subaru Forester car insurance rates.
Subaru Forester Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Subaru Forester SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Subaru Forester SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 Subaru Forester SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 Subaru Forester SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Subaru Forester SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Subaru Forester SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Subaru Forester SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Subaru Forester SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Subaru Forester SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
Subaru Forester’s crash test ratings are essential for determining insurance costs. High safety ratings usually lead to lower premiums, while poor ratings can drive up costs.
Geico’s competitive rates and robust discounts make it the leading option for affordable Subaru Forester insurance.
Michelle Robbins Licensed Insurance Agent
With consistently strong ratings in frontal and side impacts, the Forester’s safety features could help reduce insurance expenses.
Subaru Forester Safety Features
The Subaru Forester safety features can help lower insurance costs. According to AutoBlog, the 2020 Subaru Forester has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
This information helps drivers make informed decisions about their insurance coverage and the overall cost of owning a Subaru Forester.
Subaru Forester Insurance Loss Probability
Insurance loss probability on the Subaru Forester fluctuates between each type of coverage. By recognizing how each coverage type influences the overall loss probability, you can make more informed decisions about the types and levels of insurance you need, potentially optimizing your policy for both cost and protection.
Subaru Forester Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Collision | -29% |
| Property Damage | -20% |
| Comprehensive | 8% |
| Personal Injury | -28% |
| Medical Payment | -24% |
| Bodily Injury | -32% |
The lower percentage means lower Subaru Forester car insurance rates; higher percentages mean higher Subaru Forester auto insurance rates.
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Ways to Save on Subaru Forester Insurance
Discover ways to cut down on your Subaru Forester car insurance premiums by exploring these five effective strategies. Implementing these approaches can help you obtain the most favorable auto insurance rates available for your Subaru Forester.
- Get a plan with only liability coverage if you’re driving an older Subaru Forester.
- Ask about discounts for people with disabilities.
- Ask about Subaru Forester safety discounts.
- Ask about Subaru Forester low mileage discounts.
- Ask about usage-based insurance for your Subaru Forester.
This approach enables you to make informed choices and maximize the value of your insurance plan. Discover more about offerings in our article called, “Best Car Insurance for New Drivers Over 21.”
Cost of Insurance for a Subaru Forester
The average auto insurance rates for a Subaru Forester cost $112 a month. See more details on our article called, “Collision vs. Comprehensive: What is the difference?”
By staying informed about Subaru Forester insurance costs, you can make more informed decisions and select coverage that aligns with your needs and budget. More information is available about this provider in our article called, “How do you get competitive quotes for car insurance?“
Top Subaru Forester Insurance Companies
Several top car insurance companies offer competitive rates for the Subaru Forester rates based on factors like discounts for safety features.
Top Subaru Forester Insurance Companies
| Rank | Insurance Company | Premium Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 million | 9.3% |
| #2 | Geico | $46.1 million | 6.6% |
| #3 | Progressive | $39.2 million | 5.6% |
| #4 | Liberty Mutual | $35.6 million | 5.1% |
| #5 | Allstate | $35 million | 5% |
| #6 | Travelers | $28 million | 4% |
| #7 | USAA | $23.4 million | 3.3% |
| #8 | Chubb | $23.3 million | 3.3% |
| #9 | Farmers | $20.6 million | 2.9% |
| #10 | Nationwide | $18.4 million | 2.6% |
Take a look at this list of top car insurance companies that are popular with Subaru Forester drivers organized by market share.
This list of top insurers, ranked by market share, highlights the major players who offer competitive rates and substantial discounts, particularly for Subaru Forester drivers.
By choosing from these leading providers, you can ensure that you are getting reliable coverage tailored to the specific needs of your vehicle.
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Subaru Forester Finance and Insurance Cost
If you are financing a Subaru Forester, most lenders will require your carry higher Subaru Forester coverages including comprehensive coverage, so be sure to compare Subaru Forester car insurance rates from the best companies using our Free tool below. Check out insurance savings in our complete guide titled, “Cheap Car Insurance.”
Compare Free Online Insurance Quotes for Subaru Forester
Begin comparing insurance quotes for your Subaru Forester using our free online tool today, featuring quotes from leading car insurance providers.
If you’re considering purchasing a new Subaru Forester, it’s wise to estimate the cost of insurance beforehand. Checking the vehicle’s safety ratings is an effective way to gauge potential insurance expenses.
Insurance companies use this information to this information to help them determine how much the car might cost to repair and what to charge for premiums.
Read on to learn all about Subaru Forester car insurance costs, safety ratings, and more. Access detailed insights in our guide titled, “Do I have to repair my car with the insurance money?”
Subaru Forester Safety Ratings
The 2010 Forester received five-star scores for how well it protected the passenger and driver by the federal government. Its performance was evaluated during front and back passenger side crash tests and frontal crash tests.
In addition, the government gave the Forester a four-star rollover score. This score indicates that this vehicle has a 17% risk of rolling over in a one-to-one vehicle crash.
The Subaru Forester received a top rating of good in side, frontal, and rear crash tests by the Insurance Institute For Highway Safety (IIHS). The Forester also was given a good rating in roof strength.
It was named as one of the 2016 “Top Safety Pick” vehicles. The Subaru Forester is only one in its class of SUVs that has received this award.
Geico’s accident forgiveness program ensures that Subaru Forester drivers don’t see a rate increase after their first accident.
Daniel Walker Licensed Insurance Agent
During the IIHS tests, vehicles hit a barrier with 40% of its driver’s side. The vehicles were driven at about 40 miles per hour. Here is a closer look at the Subaru Forester’s results:
– First Test – Frontal Offset
The movement of the dummy was well under control. The dummy slid forward into the driver’s air bag and moved back towards the seat without the head coming near any hard surfaces. The risk of injury was low.
– Second Test – Side Impact
The dummy in the driver’s seat and the dummy sitting in the back seat received protection from striking any stiff structures and barriers by the side air bag curtain that opened up from the roof.
– Third Test – Rollover Roof Strength
To determine the strength of the roof, a plate made of metal was pushed against a corner of the vehicle’s rooftop at a continuous rate. The Subaru Forester had a strength-to-weight ratio of 4.64.
In comparison, the Honda Element’s weight-to-strength ratio was 4.31. The Subaru Forster was 0.33 points stronger and would provide better protection in a rollover accident.
– Fourth Test- Rear Crash Protection
This test had two parts.
- First for every head/seat restraint, the distance below and under the head of a seated, average-sized man is rated as good, acceptable, marginal, or poor.
- Second, the test simulates the force involved when a parked car gets struck from the rear by another car with the same weight moving at 20 mph.
The Forester models received consistently high ratings, with experts praising their performance, safety features, and reliability.
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Additional Subaru Forester Safety Features
Safety features include:
- Anti-lock brakes
- Front seat-mounted torso air bags
- Front and rear head curtain air bags
- Electronic stability control
- Daytime running lights
Understanding the additional safety features of the Subaru Forester is crucial for making informed insurance decisions. Access comprehensive insights into our article called, “Safety Features Car Insurance Discounts.”
By entering your ZIP code below, you can get instant Subaru Forester car insurance quotes from top providers.
Frequently Asked Questions
How much does insurance for a Subaru Forester cost on average?
The average monthly cost of insurance for a Subaru Forester is $112 per month.
For additional details, explore our comprehensive resource titled “Compare U.S. Car Insurance Rates.”
Are Subaru Foresters expensive to insure?
Compared to other SUVs, Subaru Foresters tend to have affordable insurance rates.
What factors affect Subaru Forester insurance cost?
The cost of insurance for a Subaru Forester is influenced by factors such as the vehicle’s age, driver’s age and location, driving record, and safety features.
How do safety ratings impact Subaru Forester insurance rates?
Higher safety ratings can lead to lower insurance premiums as safer vehicles are considered less risky to insure.
How can I save money on Subaru Forester insurance?
To save on Subaru Forester insurance, compare quotes from multiple insurers, take advantage of discounts, consider a higher deductible, and maintain a clean driving record.
To find out more, explore our guide titled “Do All Car Insurance Companies Check Your Driving Records?”
What type of car insurance is best for a Subaru Forester?
For a Subaru Forester, fully comprehensive car insurance is often the best choice. It provides extensive coverage, including damage to other vehicles and property, and offers the highest level of protection. This is especially beneficial if you own a new or high-value Forester and want peace of mind.
Is the Subaru Forester expensive to insure?
The cost of insuring a Subaru Forester is generally moderate compared to other vehicles. While it may not be the cheapest SUV to insure, it typically falls within a reasonable range for compact SUVs, depending on your location, driving history, and insurance provider.
What insurance companies offer the best rates for a Subaru Forester?
Insurance rates for the Subaru Forester can vary between providers. Generally, companies like Geico and Progressive offer competitive rates for Subaru Foresters. It’s best to compare quotes from multiple insurers to find the most affordable coverage.
Does the Subaru Forester have good safety ratings affecting insurance costs?
Yes, the Subaru Forester’s strong safety ratings can positively impact insurance costs. The 2024 model received high marks from the Insurance Institute for Highway Safety (IIHS) for its safety features, which can potentially lower your insurance premiums.
To learn more, explore our comprehensive resource on “What Is a Car Insurance Premium?”
What factors influence car insurance premiums for a Subaru Forester?
Insurance premiums for a Subaru Forester are influenced by several factors including your driving record, location, age, and the level of coverage you choose. Additionally, the Forester’s safety features and claim history may also affect your rates.
Is comprehensive insurance necessary for a Subaru Forester?
While comprehensive insurance is not required by law, it is recommended for a Subaru Forester, especially if it’s a new or valuable vehicle. Comprehensive coverage protects against non-collision-related incidents, such as theft, vandalism, and natural disasters.
Our free online comparison tool below allows you to compare cheap Subaru Forester car insurance quotes instantly — just enter your ZIP code to get started.
What are common discounts for insuring a Subaru Forester?
Many insurance companies offer discounts for Subaru Forester owners. These can include discounts for safe driving records, bundling multiple policies, having advanced safety features, and being a member of certain organizations.
How can I lower my insurance premiums for a Subaru Forester?
To lower your insurance premiums for a Subaru Forester, consider increasing your deductible, maintaining a clean driving record, taking advantage of available discounts, and comparing quotes from different insurance providers.
Learn more by reading our guide titled “Different Ways to Lower Car Insurance Rates.”
Are there any special insurance considerations for the Subaru Forester?
When insuring a Subaru Forester, consider its safety features and potential repair costs. While the Forester is known for its reliability, comprehensive insurance can help cover costs associated with repairs or replacements in case of accidents or other incidents.
Does the Subaru Forester’s insurance cost change with different trim levels?
Yes, insurance costs for the Subaru Forester can vary based on trim levels. Higher trims with more features or powerful engines may have higher premiums compared to base models due to their increased repair and replacement costs.
What is the average cost of car insurance for a Subaru Forester?
The average cost of car insurance for a Subaru Forester varies based on factors such as your location, age, driving history, and coverage options. On average, you can expect to pay between $100 and $125 monthly for a Subaru Forester, though rates may differ.
Are there any specific coverage options recommended for the Subaru Forester?
For a Subaru Forester, it is recommended to include comprehensive coverage, collision coverage, and liability coverage. These options will protect against a range of risks, including accidents, theft, and damage to others’ property.
Access comprehensive insights into our guide titled “Do Car Accidents Where You Live Affect Car Insurance Rates?”
What should I look for in a car insurance policy for a Subaru Forester?
When choosing a car insurance policy for a Subaru Forester, look for coverage that includes protection against theft, vandalism, and natural disasters, in addition to standard collision and liability coverage. Ensure the policy offers sufficient coverage for both the vehicle and its occupants.
What is the best car insurance for a Subaru Forester?
The best car insurance for a Subaru typically includes comprehensive coverage, which provides extensive protection for both the vehicle and its occupants, including damage from theft, vandalism, and natural disasters.
Are there discounts available for car insurance for a Subaru Forester?
Yes, discounts for car insurance for a Subaru can include savings for having advanced safety features, maintaining a good driving record, bundling policies, and being a member of certain organizations.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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