Best Nissan Car Insurance Rates in 2024 (Find the Top 10 Companies Here!)
Progressive, Geico, and State Farm offer the best Nissan car insurance rates, with premiums beginning at just $76 per month. These companies are recognized for their affordable policies and comprehensive coverage tailored to meet the diverse needs, making them appealing options for a wide range of individuals.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Jun 24, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
13,128 reviews
Company Facts
Full Coverage for Nissan
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
19,116 reviews
Company Facts
Full Coverage for Nissan
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
17,757 reviews
Company Facts
Full Coverage for Nissan
A.M. Best Rating
Complaint Level
Pros & Cons
17,757 reviews
- Progressive starts at $76 per month, offering appealing rates
- Safe driving habits and safer vehicles lower Nissan insurance costs
- Diverse coverage options and discounts ensure excellent Nissan insurance
#1 – Progressive: Top Overall Pick
Pros
- Wide Range of Discounts: Progressive offers a diverse selection of discounts, including multi-policy, multi-car, safe driver, and online quote discounts, helping customers save money.
- User-Friendly Technology: Their intuitive online platform and mobile app make it easy for customers to manage policies, file claims, and access support quickly. Learn more through our Progressive car insurance review.
- Name Your Price Tool: Progressive’s Name Your Price Tool allows customers to customize coverage options based on their budget, providing flexibility and transparency.
Cons
- Average Customer Service: While Progressive offers competitive rates, some customers have reported average satisfaction levels with their customer service experiences.
- Rate Increases: Like many insurers, Progressive may increase rates over time, particularly after accidents or traffic violations, which could lead to higher premiums for some customers.
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#2 – Geico: Best for Military Savings
Pros
- Affordable Rates: Geico is known for its competitive rates, offering affordable premiums to drivers across various demographics and driving histories.
- Excellent Financial Strength: Our Geico insurance review highlights that Geico has strong financial stability ratings, providing customers with peace of mind knowing their claims are backed by a financially secure company.
- Convenient Services: Geico’s online platform and mobile app offer convenient features like virtual assistance, digital ID cards, and easy claims filing, enhancing the overall customer experience.
Cons
- Limited Agent Availability: Geico primarily operates online and over the phone, which may be a drawback for customers who prefer face-to-face interactions with agents.
- Less Personalized Service: Due to its large customer base and emphasis on digital interactions, some customers may find Geico’s service less personalized compared to smaller, local insurers.
#3 – State Farm: Best for Add-on Coverages
Pros
- Add-on Coverages: State Farm has a long-standing reputation for reliability and customer satisfaction, backed by its extensive network of agents and solid financial strength.
- Personalized Service: State Farm agents provide personalized guidance and support, helping customers understand their coverage options and make informed decisions. Refer to our State Farm car insurance review for guidance.
- Multiple Policy Discounts: State Farm offers discounts for bundling auto insurance with other policies like homeowners or renters insurance, helping customers save money on their premiums.
Cons
- Potentially Higher Rates: While State Farm’s personalized service is valued by many, some customers may find their rates to be slightly higher compared to other insurers, particularly for certain demographics or coverage options.
- Limited Digital Features: State Farm’s online platform and mobile app may not offer as many advanced features or functionalities compared to some of its competitors, which could be a drawback for tech-savvy customers seeking more digital convenience.
#4 – Travelers: Best for Accident Forgiveness
Pros
- Strong Financial Stability: Travelers boasts excellent financial strength ratings, assuring policyholders of the company’s ability to fulfill claims promptly and efficiently.
- Customizable Coverage Options: Travelers offers a wide range of coverage options and customizable policies, allowing customers to tailor their insurance plans to their specific needs and preferences.
- Accident Forgiveness: Travelers provides accident forgiveness programs that may help policyholders avoid rate increases after their first at-fault accident, offering peace of mind and potential cost savings. Follow us through our Travelers car insurance review.
Cons
- Limited Availability: Travelers’ coverage may not be available in all areas, which could limit options for potential customers seeking their services.
- Potentially Higher Premiums: While Travelers offers customizable coverage, some customers may find their premiums to be slightly higher compared to other insurers, particularly for certain coverage options or demographic profiles.
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#5 – Allstate: Best for Customizable Policies
Pros
- Wide Range of Coverage Options: Allstate offers a comprehensive selection of coverage options, including additional features like roadside assistance and rental car reimbursement, providing customers with extensive protection.
- Discount Opportunities: Allstate provides various discount opportunities, such as the Safe Driving Bonus and deductible rewards, helping customers save money on their premiums.
- User-Friendly Technology: Allstate’s digital tools, such as the mobile app and Drivewise program, offer convenience and accessibility, allowing customers to manage policies and track driving habits easily.
Cons
- Higher Premiums for Some: While Allstate’s coverage options are comprehensive, some customers may find their premiums to be higher compared to other insurers, especially for certain demographics or coverage levels.
- Mixed Customer Service Reviews: Allstate’s customer service reviews are mixed, with some customers praising their experiences while others have reported issues with claims processing and communication. Read more through our Allstate car insurance review.
#6 – Nationwide: Best for Cheap Rates
Pros
- Wide Range of Discounts: Nationwide offers a variety of discounts, including those for safe drivers, bundling policies, and good students, helping customers save on their premiums.
- Member Benefits: Nationwide’s membership perks extend beyond insurance, offering benefits like financial planning services, travel discounts, and identity theft protection to policyholders, as highlighted in our Nationwide insurance review.
- Strong Financial Stability: Nationwide boasts strong financial stability ratings, reassuring customers of the company’s ability to handle claims promptly and effectively.
Cons
- Limited Availability of Agents: Nationwide’s agent network may not be as extensive as some other insurers, potentially limiting face-to-face support options for customers in certain areas.
- Potential for Higher Premiums: While Nationwide offers various discounts, some customers may still find their premiums to be higher compared to other insurers, depending on factors such as driving history and location.
#7 – USAA: Best for Usage Discount
Pros
- Excellent Customer Service: USAA is renowned for its exceptional customer service, consistently earning high ratings for satisfaction and claims handling from its members. Read more through our USAA car insurance review.
- Exclusive Membership: USAA is available exclusively to military members, veterans, and their families, providing tailored insurance solutions and benefits to this specific demographic.
- Financial Stability: USAA maintains strong financial stability ratings, giving policyholders confidence in the company’s ability to fulfill claims and provide reliable coverage.
Cons
- Limited Eligibility: USAA’s eligibility requirements restrict membership to military personnel, veterans, and their families, excluding the general public from accessing their services.
- Limited Availability of Physical Locations: While USAA offers online and phone support, customers may find limited access to physical branch locations, which could be inconvenient for those who prefer in-person assistance.
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#8 – Farmers: Best for Many Discounts
Pros
- Extensive Coverage Options: Farmers Insurance offers a wide range of coverage options, including specialized policies for various vehicles and properties, allowing customers to tailor their coverage to their specific needs.
- Numerous Discount Opportunities: Farmers provides numerous discount opportunities, such as multi-policy discounts, good student discounts, and safe driver discounts, helping customers save on their premiums. Learn more through our Farmers car insurance review.
- Local Agent Support: Farmers’ extensive network of local agents offers personalized guidance and support, assisting customers with policy inquiries, claims filing, and coverage adjustments.
Cons
- Potentially Higher Premiums: While Farmers Insurance offers comprehensive coverage and personalized service, some customers may find their premiums to be higher compared to other insurers, particularly for certain demographics or coverage levels.
- Mixed Customer Satisfaction: Farmers Insurance has received mixed reviews regarding customer satisfaction, with some customers praising their experiences with agents and claims handling, while others have reported issues with communication and claims processing.
#9 – Liberty Mutual: Best for Student Savings
Pros
- Customizable Policies: Liberty Mutual offers customizable policies and coverage options, allowing customers to tailor their insurance plans to their individual needs and preferences.
- Discount Programs: Liberty Mutual provides various discount programs, including those for safe driving, bundling policies, and vehicle safety features, helping customers save on their premiums.
- Digital Tools: Liberty Mutual’s digital tools and mobile app offer convenience and accessibility, allowing customers to manage policies, file claims, and access support easily from their smartphones or computers. Read more through our Liberty Mutual car insurance review.
Cons
- Higher Premiums for Some: While Liberty Mutual offers customizable coverage and discount programs, some customers may find their premiums to be higher compared to other insurers, depending on factors such as driving history and location.
- Claims Handling Issues: Liberty Mutual has received some complaints regarding claims handling and communication, with some customers reporting delays or difficulties in the claims process.
#10 – American Family: Best for Local Agents
Pros
- Personalized Service: American Family emphasizes personalized service, with a network of local agents who provide individualized guidance and support to customers.
- Discount Opportunities: American Family offers various discount opportunities, including those for bundling policies, safe driving, and loyalty, helping customers save on their premiums.
- Community Involvement: American Family is actively involved in supporting local communities through initiatives and sponsorships, fostering a positive reputation and connection with customers.
Cons
- Limited Availability: American Family’s coverage may not be available in all areas, potentially limiting options for customers seeking their services, especially in regions where their presence is less prominent. Learn more through our American Family insurance review.
- Mixed Customer Reviews: American Family has received mixed reviews regarding customer service and claims handling, with some customers praising their experiences while others have reported issues with responsiveness and communication.
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Nissan Car Insurance Rates by Company
Nissan Car Insurance Rates by Model
Nissan Car Insurance Coverage Options
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Finding the Best Nissan Car Insurance Rates
Frequently Asked Questions
Will auto insurance for a Nissan be expensive?
No, a Nissan is relatively affordable compared to other car brands. On average, you’ll pay around $147 monthly for full coverage car insurance on a Nissan.
Which company provides the cheapest car insurance for a Nissan?
The company that offers the cheapest car insurance for a Nissan depends on the model you have and how much coverage you need. Enter your ZIP code to start comparing.
Will a Nissan Altima be expensive to insure?
Nissan Altima cheapest car insurance costs for full coverage are a little lower than the overall Nissan average. You’ll pay $145 monthly on average to insure an Altima. Always compare Nissan car insurance rates by model to find affordable coverage.
How are Nissan car insurance rates determined by the company?
Car insurance rates for Nissan vehicles are determined based on various factors, including your driving profile, demographics, accident record, age, gender, credit score, driving habits, and how often you drive. Each insurance company weighs these factors differently, so getting Nissan insurance quotes from multiple insurers is important to find the best rate.
Why is a Nissan Maxima so expensive to insure?
You’ll pay $158 monthly for full coverage on a Nissan Maxima, which is 13% higher than the overall average for Nissan auto insurance. Maximas are so expensive to insure due to the car’s higher value, performance, and history of expensive repairs. Enter your ZIP code now to start.
Which Nissan model is the cheapest to insure?
A Nissan Pathfinder is one of the cheapest models to insure, and has a good driver discount, as full coverage costs an average of $131 monthly.
Is the Nissan Rouge expensive to insure?
The Nissan Rouge is an SUV, which means that insurance may be slightly more expensive for this model than car insurance for other Nissan models.
What are the top three insurance providers for Nissan car insurance rates according to the article?
According to the article, the top three insurance providers for Nissan car insurance rates are Progressive, Geico, and State Farm. Enter your ZIP code to begin.
How does the average monthly cost of full coverage insurance for a Nissan compare to the national average?
The article states that the average monthly cost of full coverage insurance for a Nissan is around $147, which is approximately 24% above the national average, and part of the affordability of insurance rates.
What factors can affect Nissan car insurance rates according to the article?
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.