Best Jeep Patriot Car Insurance in 2024 (See the Top 10 Companies Here!)
State Farm, Progressive, and USAA provides the best Jeep Patriot car insurance. State Farm leads with a 17% multi-policy discount and reliable coverage. USAA has the lowest rate at $30/month, ideal for military families. Progressive offers flexible plans at competitive prices, ensuring the best fit for your needs.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Sep 6, 2024
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UPDATED: Sep 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Jeep Patriot
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Jeep Patriot
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Jeep Patriot
A.M. Best Rating
Complaint Level
Pros & Cons
The best Jeep Patriot car insurance is offered by State Farm, Progressive, and USAA, with State Farm standing out as the top choice overall. State Farm excels in customer service and offers a 17% multiple policy car insurance discounts.
USAA delivers significant savings, making it an excellent option for military families seeking affordability. Progressive rounds out the top picks with competitive pricing and customizable coverage options.
Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 17% | B | Customer Service | State Farm | |
#2 | 10% | A+ | Customizable Plans | Progressive | |
#3 | 10% | A++ | Military Savings | USAA | |
#4 | 10% | A+ | High Coverage | Allstate | |
#5 | 25% | A++ | Affordable Rates | Geico | |
#6 | 12% | A | Flexible Policies | Liberty Mutual | |
#7 | 20% | A+ | Loyalty Benefits | Nationwide | |
#8 | 15% | A | Bundle Savings | Farmers | |
#9 | 13% | A++ | Early Shopping | Travelers | |
#10 | 12% | A | Safe Driving | American Family |
By exploring these leading providers, you can find the best coverage and maximize savings for your Jeep Patriot. Each provider offers unique benefits and features to ensure you get comprehensive protection at optimal value.
Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
- State Farm leads with a 17% multi-policy discount for Jeep Patriot insurance
- USAA offers the lowest rates, while Progressive provides flexible plans
- Compare options to find the best coverage and savings for your Jeep Patriot
#1 – State Farm: Top Overall Pick
Pros
- Affordable Premiums: Offers the most competitive rates for Jeep Patriot insurance, making it a budget-friendly choice. Their extensive network of local agents helps ensure personalized service and tailored policy recommendations.
- Local Agent Accessibility: With a broad network of local agents, State Farm provides a level of personalized service that many customers find invaluable. This can be especially beneficial for those who prefer face-to-face interactions.
- Diverse Discount Opportunities: Explore our State Farm car insurance review, which highlights discounts for safe driving, bundling policies, and a good driving record, all of which can reduce the cost of insuring your Jeep Patriot.
Cons
- Limited Online Tools: State Farm’s digital tools and app functionalities are not as advanced as some competitors, which might be a drawback for those who prefer managing their insurance online.
- Inconsistent Service Quality: Customer experiences can vary significantly depending on the local agent or branch, which can lead to inconsistent service levels.
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#2 – Progressive: Best for Customizable Plans
Pros
- Customizable Coverage Options: Delve into our Progressive car insurance review to see how a variety of coverage options are tailored to Jeep Patriot drivers, including a usage-based insurance program.
- Snapshot Program Benefits: The Snapshot program can potentially lower your rates by monitoring your driving habits, rewarding safe driving with discounts. This can be especially beneficial for those who drive their Jeep Patriot responsibly.
- Competitive Pricing: Progressive’s comparison tool helps you find the best rate for Jeep Patriot insurance by comparing multiple options, ensuring that you get competitive pricing for the coverage you need.
Cons
- Claims Handling Delays: Some users have reported slower claims processing times with Progressive, which can be a concern if you need prompt resolution for an insurance claim.
- Variable Customer Support: The quality of customer support can vary widely, leading to mixed experiences with service and support.
#3 – USAA: Best for Military Savings
Pros
- Exceptional Claims Handling: USAA is highly regarded for its efficient and reliable claims handling, which is particularly advantageous for Jeep Patriot owners who need quick and effective claim resolutions.
- Unique Military Benefits: Discover our USAA car insurance review, where special benefits for military families enhance the overall value of your insurance coverage with additional perks not available with other providers.
- Highly Competitive Rates: USAA typically offers very competitive rates for Jeep Patriot insurance, combined with excellent coverage options and benefits that cater specifically to military families.
Cons
- Eligibility Limitations: USAA insurance is only available to military members and their families, which restricts access for civilians who may also seek high-quality coverage.
- Fewer Local Agents: With fewer local agents compared to other providers, personalized service may be less accessible for some customers.
#4 – Allstate: Best for High Coverage
Pros
- Strong Financial Stability: View our Allstate car insurance review to understand how robust financial stability ensures that your Jeep Patriot insurance claims will be well-supported and managed efficiently.
- Wide Range of Discounts: Allstate offers numerous discounts, including those for safe driving, vehicle safety features, and bundling multiple policies, which can make insurance for your Jeep Patriot more affordable.
- Customizable Policies: With a variety of customizable policy options, Allstate allows you to tailor your coverage to meet the specific needs of your Jeep Patriot, providing flexibility and comprehensive protection.
Cons
- Potentially Higher Premiums: Depending on the coverage level and driving history, Allstate’s premiums may be higher compared to some competitors, which could impact your budget.
- Limited Local Agent Presence: In some areas, there may be fewer local agents available, which can affect the level of personalized service and support.
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#5 – Geico: Best for Affordable Rates
Pros
- Cost-Effective Rates: Geico is renowned for its affordable rates, making it a strong contender for Jeep Patriot insurance if you’re looking to save on premiums.
- User-Friendly Mobile App: See our Geico car insurance review to learn how a highly-rated app makes managing your policy, accessing documents, and filing claims straightforward and convenient.
- Variety of Discounts: Geico offers a broad range of discounts, including those for safe driving, multi-policy bundling, and good student discounts, which can help lower your insurance costs.
Cons
- Customer Service Variability: Some customers report mixed experiences with Geico’s customer service, which can affect overall satisfaction.
- Basic Coverage Options: Standard coverage options might not fully meet the needs of all Jeep Patriot owners, especially those looking for more specialized coverage.
#6 – Liberty Mutual: Best for Flexible Policies
Pros
- Dependable Claims Support: Liberty Mutual is known for its reliable claims support, providing peace of mind for Jeep Patriot owners in the event of an accident or claim.
- Discounts and Bundles: The provider offers various discount opportunities, including multi-policy bundles and savings for safe driving, which can reduce your overall insurance costs.
- Customizable Coverage: Based on our Liberty Mutual car insurance review, a range of customizable coverage options allows Jeep Patriot drivers to select the protection that best suits their needs.
Cons
- Higher Premiums: Insurance premiums with Liberty Mutual can be higher compared to some other providers, which might be a concern for those with budget constraints.
- Fewer Local Agents: In certain regions, Liberty Mutual may have fewer local agents, potentially impacting the availability of personalized service.
#7 – Nationwide: Best for Loyalty Benefits
Pros
- Affordable Premiums: Nationwide is recognized for offering competitive rates for Jeep Patriot insurance, helping you manage your budget while still receiving quality coverage.
- Discount Programs: According to our Nationwide car insurance review, several discount opportunities, including those for good driving habits and multi-policy bundling, can lower your insurance costs.
- Customizable Options: Offers a range of policy customization options, allowing you to tailor coverage specifically for your Jeep Patriot and driving needs.
Cons
- Mixed Customer Service Experiences: Customer service reviews for Nationwide can be inconsistent, which may affect overall satisfaction with their insurance services.
- Complex Claims Process: Some users report that the claims process can be more complex and time-consuming compared to other providers.
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#8 – Farmers: Best for Bundle Savings
Pros
- Broad Coverage Options: Farmers offers a comprehensive range of coverage options and add-ons tailored to the needs of Jeep Patriot drivers, providing extensive protection.
- Discount Opportunities: Includes various discounts, such as those for safe driving, multiple policies, and bundling, which can help make insurance more affordable.
- Local Agent Network: Explore our Farmers car insurance review to find out how a strong network of local agents offers personalized service and support for your Jeep Patriot insurance needs.
Cons
- Higher Premiums: Depending on the coverage and location, Farmers’ premiums can be higher compared to some other providers, which might affect those with tighter budgets.
- Mixed Service Reviews: Customer reviews regarding service and claims handling can be varied, impacting overall satisfaction.
#9 – Travelers: Best for Early Shopping Discounts
Pros
- Comprehensive Coverage: Discover our Travelers car insurance review, where a wide range of coverage options specifically designed for Jeep Patriot drivers ensures robust protection and flexibility.
- Discount Programs: Provides several discount programs, including those for safe driving and multiple policies, which can help reduce overall insurance costs.
- Strong Financial Stability: Known for its financial stability, Travelers ensures that your insurance claims will be handled effectively and reliably.
Cons
- Higher Premium Costs: Premiums with Travelers may be on the higher side compared to some other providers, which could be a concern for budget-conscious individuals.
- Variable Customer Service: The quality of customer service can vary, leading to inconsistent experiences for policyholders.
#10 – American Family: Best for Safe Driving
Pros
- Positive Customer Service: American Family generally receives positive reviews for its customer service and claims handling, providing a good experience for Jeep Patriot owners.
- Discount Opportunities: Offers various discounts, including those for safe driving, multi-policy bundling, and more, which can help lower your insurance premiums.
- Customizable Coverage: View our American Family car insurance review to see how a range of customizable coverage options allows you to tailor your insurance to fit the specific needs of your Jeep Patriot.
Cons
- Higher Premiums: Premiums can be higher compared to some other providers, which might not be ideal for all customers, especially those seeking budget-friendly options.
- Coverage Availability Variations: Coverage options and availability may vary based on your location, which could impact the insurance solutions available for your Jeep Patriot.
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Optimizing Best Jeep Patriot Car Insurance Rate
Choosing the best Jeep Patriot car insurance involves comparing benefits and costs among providers. State Farm offers a range of coverage options with strong customer service, safe driver car insurance discounts, and bundling policies.
Here’s a comparison of monthly premiums for minimum and full coverage across top insurance providers:
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $45 | $135 |
American Family | $41 | $121 |
Farmers | $44 | $128 |
Geico | $35 | $115 |
Liberty Mutual | $42 | $125 |
Nationwide | $39 | $122 |
Progressive | $38 | $130 |
State Farm | $40 | $120 |
Travelers | $37 | $118 |
USAA | $30 | $100 |
Progressive provides flexible pricing and discounts for multi-policy bundling and driving habits through their Snapshot program. USAA supports military families with competitive rates, excellent customer service, and discounts for safe driving and multiple vehicles.
Geico is known for its competitive rates and discounts for good driving habits and bundling, along with user-friendly online tools. Allstate offers a variety of coverage options, discounts for safe driving and bundling, and personalized customer service.
When it comes to finding the best Jeep Patriot car insurance, understanding the key factors that impact your premiums is essential.
Jeep Patriot Insurance Cost
When insuring your Jeep Patriot, understanding the factors that affect car insurance rates can help you save significantly.
The Jeep Patriot generally enjoys a lower insurance cost compared to many other SUVs. Factors such as coverage level, deductibles, and the driver’s profile significantly influence the overall cost of insurance.
Type | Rates |
---|---|
Discount Rate | $62 |
High Deductibles | $90 |
Average Rate | $105 |
Low Deductibles | $132 |
High-Risk Driver | $223 |
Teen Driver | $383 |
For instance, opting for higher deductibles can reduce your monthly premium, while lower deductibles might increase it.
Providers like USAA and Geico often offer discounts that can further reduce insurance costs, especially for eligible members or drivers with a clean record. Taking advantage of these opportunities, you can potentially lower your insurance costs even further.
Impacts on the Cost of Jeep Patriot Insurance
The trim and model year of your Jeep Patriot can significantly affect insurance costs. Older models generally cost less to insure, offering potential savings. Geico often provides discounts for insuring older vehicles, helping to further reduce costs.
Age of the Vehicle
The age of your Jeep Patriot significantly impacts your insurance premiums. Car insurance for older vehicles, generally costs less compared to newer models. This is due to depreciation, which reduces the replacement value of older vehicles and decreases the potential payout for a total loss.
For instance, insuring an older Jeep Patriot typically costs less than insuring a newer model. This cost difference reflects the lower replacement cost associated with older vehicles. Insurance providers, such as Geico, often offer additional discounts for older models, helping to further reduce premiums.
Driver Age
The age of the driver is a key factor in determining insurance rates. Younger drivers, such as teens, typically face much higher premiums compared to more experienced drivers. This is due to the higher risk of accidents associated with younger drivers.
Age | Rates |
---|---|
Age: 16 | $383 |
Age: 18 | $312 |
Age: 20 | $238 |
Age: 30 | $109 |
Age: 40 | $105 |
Age: 45 | $100 |
Age: 50 | $96 |
Age: 60 | $94 |
As drivers age and gain more experience, their insurance rates generally decrease. For instance, drivers in their 50s and 60s often benefit from lower premiums compared to younger age groups. Insurance providers like USAA offer tailored coverage that can be particularly advantageous for older drivers, reflecting their lower risk profile.
Understanding the average car insurance rates by age and gender can help you identify opportunities for savings as you gain driving experience.
Driver Location
The location where you live has a substantial impact on your Jeep Patriot insurance rates. Urban areas with higher accident and theft rates typically see increased premiums compared to more rural locations. For example, insurance costs in major cities may be higher due to greater traffic and risk factors.
State | Rates |
---|---|
Los Angeles, CA | $179 |
New York, NY | $166 |
Houston, TX | $164 |
Jacksonville, FL | $152 |
Philadelphia, PA | $141 |
Chicago, IL | $138 |
Phoenix, AZ | $122 |
Seattle, WA | $102 |
Indianapolis, IN | $89 |
Columbus, OH | $87 |
Car insurance rates by state can vary widely, reflecting these regional differences. Providers like Progressive often offer discounts tailored to specific regions, which can help offset higher costs. By understanding how your location influences your car insurance rate by state, you can make more informed decisions and explore potential savings.
Your Driving Record
Age | Clean Record | One Ticket | One Accident | One DUI |
---|---|---|---|---|
Age: 16 | $383 | $442 | $497 | $539 |
Age: 18 | $312 | $364 | $413 | $448 |
Age: 20 | $238 | $259 | $298 | $339 |
Age: 30 | $109 | $119 | $138 | $162 |
Age: 40 | $105 | $114 | $133 | $155 |
Age: 45 | $102 | $111 | $129 | $152 |
Age: 50 | $96 | $104 | $122 | $144 |
Age: 60 | $94 | $102 | $119 | $139 |
Do all car insurance companies check your driving records? Yes, most do, as it is a major factor in assessing risk. Even for experienced drivers, infractions can result in higher premiums. Maintaining a clean driving record is essential for keeping insurance costs manageable.
Providers like State Farm, USAA, and Progressive offer competitive rates and valuable discounts, especially for drivers with clean records. By comparing quotes and considering your driving history, you can find an insurance plan that fits your needs and budget.
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Cost of Insuring Ford Tauruses
Vehicle | Comprehensive | Collision | Liability | Full Coverage |
---|---|---|---|---|
Mercedes-Benz GLS 450 | $38 | $75 | $33 | $159 |
Buick Enclave | $29 | $50 | $31 | $123 |
Volvo XC90 | $29 | $50 | $33 | $125 |
Mazda CX-9 | $28 | $45 | $33 | $119 |
Volkswagen Touareg | $31 | $58 | $33 | $134 |
Subaru Forester | $29 | $43 | $28 | $111 |
Jeep Patriot | $30 | $47 | $32 | $120 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
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The insurance cost for a Jeep Patriot is influenced by various factors, including its safety features, repair costs, and overall risk profile. Because it’s classified as a compact SUV, it generally falls into a lower insurance bracket compared to larger or more luxury-oriented vehicles.
Find the most cost-effective policy, Providers such as State Farm often offer competitive rates for Jeep Patriots, making it a great choice for those seeking savings on insurance. To ensure you get the best rates, consider comparing car insurance rates by vehicle make and model.
Maximizing Best Jeep Patriot Car Insurance Discounts
Securing the best Jeep Patriot car insurance at an affordable rate requires a solid understanding of available discounts and how to take full advantage of them. The following table outlines the available discounts from top insurance companies to help you maximize your savings.
Insurance providers offer a range of discounts that can significantly lower your premiums. By exploring different ways to lower car insurance rates, you can discover which discounts you qualify for and the steps needed to obtain them.
By thoroughly exploring these discount opportunities and strategically applying them, you can effectively manage your insurance costs while maintaining the coverage you need.
- Safe Driving Discounts: Maintaining a clean driving record can earn you lower rates. Completing a defensive driving course can further boost your savings.
- Anti-Theft and Safety Features: Installing anti-theft devices and safety features like airbags or collision avoidance systems can lower your premiums by reducing your vehicle’s risk profile.
- Good Student Discounts: Young drivers with good grades can qualify for reduced rates, as insurers often reward academic responsibility with discounts.
- Low-Mileage Discounts: If you drive less, you may be eligible for a low-mileage car insurance discount since insurers see you as a lower risk on the road.
Review your policy regularly and compare with other providers to discover new discounts. Always ask your insurer about available discounts to ensure you’re getting the best deal.
Safety Ratings of the Jeep Patriot
When selecting the best Jeep Patriot car insurance, the vehicle’s safety ratings are essential. The Insurance Institute for Highway Safety (IIHS) evaluates vehicles on crashworthiness and crash avoidance and mitigation, which influence insurance premiums.
Safety ratings are determined after one of these test crashes is initiated. Several factors are studied:
- Measurements from the dummies post-impact
- Survival space
- Airbag effectiveness
- Seat belt effectiveness
The following table shows the results of a test on the 2012 Jeep Patriot in relation to what is called “driver-side small overlap front,” one of six types of tests.
The 2012 Jeep Patriot overall structure and safety cage performance. These ratings can influence insurance costs, as providers like USAA and Progressive may offer discounts for vehicles with higher safety ratings and advanced crash protection features. understanding car accidents and upgrading to a vehicle with better safety ratings can not only enhance protection but also potentially reduce insurance premiums.
Test Type | Rating |
---|---|
Small overlap front: driver-side Overall evaluation | Poor |
Small overlap front: driver-side Structure and safety cage | Poor |
Small overlap front: driver-side driver injury head/neck | Good |
Small overlap front: driver-side driver injury measures chest | Good |
Small overlap front: driver-side driver injury measures hip/thigh | Acceptable |
Small overlap front: driver-side driver injury measures lower leg/foot | Poor |
Driver restraints and dummy kinematics | Poor |
The next table shows the results of a moderate overlap frontal test on a 2008 model. These ratings indicate that the Jeep Patriot offers robust protection in a moderate overlap front collision, particularly in structure and injury measures for the chest and legs.
Test Type | Rating |
---|---|
Moderate overlap front overall evaluation | Good |
Moderate overlap front structure and safety cage | Good |
Moderate overlap front driver injury measures: Head/neck | Acceptable |
Moderate overlap front driver injury measures: chest | Good |
Moderate overlap front driver injury measures: Leg/foot, left | Good |
Moderate overlap front driver injury measures: leg/foot,right | Good |
Good |
While the head/neck protection is rated as acceptable, the overall safety performance is strong. State Farm may offer discounts for vehicles with high safety ratings like the 2008 Patriot, potentially reducing insurance premiums. Its solid performance in crash tests can lead to cost savings and enhanced coverage options with State Farm.
The Jeep Patriot shows strong performance in side-impact tests, offering good protection for both drivers and rear passengers, though there is some room for improvement in torso protection.
Test Type | Rating |
---|---|
Side - Overall evaluation | Good |
Side - Structure and safety cage | Good |
Side - Driver injury measures: head/neck | Good |
Side - Driver injury measures: torso | Acceptable |
Side - Driver injury measures: pelvis/leg | Good |
Side - Driver head protection | Good |
Side - Rear passenger injury measures: head/neck | Good |
Side - rear passenger injury measures: torso | Acceptable |
Side - rear passenger injury measures: pelvis/leg | Good |
Side - rear passenger head protection | Good |
These favorable ratings can benefit owners by potentially lowering insurance premiums. Providers like State Farm may offer discounts for vehicles with high side-impact protection ratings, as well as comprehensive safety features.
Jeep Patriot safety ratings impact insurance costs. The vehicle’s “Good” ratings in roof strength and head restraints may lower premiums by reducing injury risks.
Test Type | Rating |
---|---|
Roof Strength | Good |
Head restraints & seats | Good |
Headlights | Poor |
Child seat anchors | Acceptable |
Choosing State Farm, which offers discounts for strong safety ratings, can help reduce these costs. Maintaining safety features and adding coverage for lower-rated areas may secure better rates.
Focusing on maintaining safety and selecting coverage that addresses potential risks, you can ensure comprehensive protection at a competitive rate. For a comprehensive overview, explore our detailed resource titled “Compare Ways to Save Money on Car Insurance”
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Comparing the Safety of the Jeep Patriot to Other Vehicles in Its Class
Vehicle Type | Driver Deaths per Million |
---|---|
Cars mini | 84 |
Cars small | 54 |
Cars midsize | 41 |
Cars large | 53 |
Cars very large | 26 |
Pickups small | 26 |
Pickups large | 34 |
Pickups very large | 30 |
SUVs small | 27 |
SUVs midsize | 21 |
SUVs large | 17 |
SUVs very large | 13 |
When examining overall occupant deaths, SUVs, including the Jeep Patriot, had fewer deaths than cars but more than pickups. Thus, choosing a safer vehicle not only enhances your protection but could also result in cost savings on insurance. For additional details, explore our comprehensive resource titled “How much does a minor accident affect car insurance rates?”
Jeep Patriot Car Crash Death
The data indicates that car occupants face higher death rates in frontal and side impacts compared to SUV and pickup occupants. This enhanced safety can translate into benefits such as lower insurance premiums. Here’s a breakdown of car crash deaths by impact point:
Vehicle Type | Frontal Impact Point | Side Impact | Rear Impact | Other (Mostly Rollover) | All |
---|---|---|---|---|---|
SUV occupants | 2,784 | 930 | 286 | 1,035 | 5,035 |
Car occupants | 7,433 | 3,568 | 834 | 1,303 | 13,138 |
Pickup occupants | 2,493 | 807 | 173 | 896 | 4,369 |
All occupants | 12,932 | 5,350 | 1,310 | 3,299 | 22,891 |
Providers like Progressive and USAA often offer discounts for vehicles with strong side-impact protection and lower rollover rates, which could lead to cost savings. To expand your knowledge, refer to our comprehensive handbook titled “Compare Car Insurance by Coverage Type”
Jeep Patriot Drive and Occupation Car Crash
Despite the rise, SUVs generally offer better safety compared to smaller vehicles. The overall increase in deaths may be attributed to various factors, including higher SUV usage and changes in driving conditions. The following table details SUV driver and occupant deaths over a decade:
Year | Driver deaths | Occupant Deaths |
---|---|---|
2009 | 25 | 36 |
2010 | 20 | 29 |
2011 | 17 | 24 |
2012 | 16 | 23 |
2013 | 19 | 26 |
2014 | 18 | 24 |
2015 | 20 | 29 |
2016 | 21 | 32 |
2017 | 22 | 33 |
2018 | 23 | 32 |
Safety features and ratings can lead to reduced insurance premiums, making SUVs a potentially more cost-effective option for coverage while providing enhanced protection. To delve deeper, refer to our in-depth report titled ” Collision vs. Comprehensive: What is the difference?“
Jeep Patriot Safety performance
The Jeep Patriot consistently scores well in side-impact protection with 5 stars, indicating strong safety performance in side collisions. The table below presents the crash test ratings for the Jeep Patriot:
Model Year | Overall | Frontal | Side | Rollover |
---|---|---|---|---|
2024 | 4 Stars | 4 Stars | 3 Stars | 3 Stars |
2023 | 4 Stars | 4 Stars | 3 Stars | 3 Stars |
2022 | 4 Stars | 4 Stars | 3 Stars | 3 Stars |
2021 | 4 Stars | 4 Stars | 3 Stars | 3 Stars |
2020 | 4 Stars | 4 Stars | 3 Stars | 3 Stars |
2019 | 4 Stars | 4 Stars | 3 Stars | 3 Stars |
2018 | 4 Stars | 4 Stars | 3 Stars | 3 Stars |
For those considering insurance, providers like USAA and Progressive often offer discounts for vehicles with high side-impact protection and robust overall safety ratings. To learn more, explore our comprehensive resource on insurance titled “Best Jeep Car Insurance Rates in 2024”
Jeep Patriot Car Insurance Frequency and Severity by Class
When choosing the best Jeep Patriot car insurance, it’s essential to consider claim frequency and severity. For used SUVs like the Jeep Patriot (2016-2018 models), claim frequency stands at 6.5 per 100 insured vehicles, with significant average loss payments.
In contrast, passenger cars and minivans have higher claim frequencies but lower loss payments, while pickups have slightly lower frequencies but higher payments.
Car Type | Claim Frequency | Claim Severity | Overall |
---|---|---|---|
SUVs | 6.5 | $6,045 | $393 |
Passenger Cars & Minivans | 8.4 | $5,949 | $501 |
Pickups | 6.2 | $6,100 | $380 |
All Passenger Vehicles | 7.3 | $6,005 | $438 |
Frequency and severity vary by vehicle class, which is crucial for managing insurance costs. Insurance for luxury cars often faces high claim frequencies and costly repairs due to theft and expensive parts.
SUVs and trucks encounter moderate claim frequencies with significant repair costs, while sedans offer a balanced profile with moderate claims and repair expenses.
State Farm stands out as the top provider for best car insurance for Jeep Patriot, offering the best combination of affordable rates and comprehensive coverage.Brad Larson Licensed Auto Insurance Agent
Comprehending these trends empowers you to make smarter insurance choices and possibly lower your premiums. By delving into these factors and conducting a car insurance company comparison, you can better anticipate unforeseen expenses and maximize the value of your coverage.
Jeep Patriot Insurance Loss Probability
The Jeep Patriot’s lower loss rates for collision car insurance and comprehensive coverage indicate that it may be less expensive to insure in these areas, potentially leading to lower premiums. The table below shows the Jeep Patriot’s insurance loss probability rates across various coverage categories:
Coverage | Loss |
---|---|
Collision | -20% |
Property Damage | 39% |
Comprehensive | -35% |
Personal Injury | 23% |
Medical Payment | 21% |
Bodily Injury | 40% |
Higher loss rates for property damage, personal injury, and bodily injury suggest increased costs in those categories. The Jeep Patriot’s solid performance in collision and comprehensive coverage could translate into cost savings on insurance premiums while providing reliable protection for both the vehicle and its occupants.
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Size of the Jeep Patriot
Opting for a larger SUV can lead to potential insurance benefits, as companies like State Farm and Progressive often offer lower premiums for vehicles with better safety ratings. The table below classifies SUVs based on their curb weight into four categories:
SUV size | Curb Weight |
---|---|
Small | 3,001-3,750 lbs |
Midsize | 3,751-4,750 lbs |
Large | 4,751-5,750 lbs |
Very large | >5,750 lbs or >115 sq ft |
Evaluating SUV size classifications helps in choosing the right vehicle based on safety and car insurance for SUVs. Larger SUVs, with their increased curb weight, provide better crash protection and can lead to lower insurance premiums. Providers like State Farm and Progressive to find the best coverage for your vehicle size and needs.
Jeep Patriot Bodily Injury Liability Car Insurance Rates
Understanding insurance costs can be complex, but examining bodily injury insurance losses provides valuable insight. This data reveals bodily injury insurance losses for various small SUVs. Models like the Ford Escape 4WD and Toyota RAV4 4WD have negative loss rates, indicating lower insurance premiums.
Small SUV Make and Model | Bodily Injury Insurance Loss |
---|---|
Chevrolet Trax 4dr | 20% |
Chevrolet Trax 4dr 4WD | 3% |
Ford Escape 4dr | -7% |
Ford Escape 4dr 4WD | -20% |
Honda CR-V 4dr | -51% |
Honda CR-V 4dr 4WD | -50% |
Hyundai Tucson 4dr | -22% |
Hyundai Tucson 4dr 4WD | -15% |
Jeep Compass 4dr | 54% |
Jeep Compass 4dr 4WD | 13% |
Jeep Patriot 4dr | 63% |
Jeep Patriot 4dr 4WD | 17% |
Jeep Renegade 4dr | -3% |
Jeep Renegade 4dr 4WD | -12% |
Jeep Wrangler 2dr SWB 4WD | 5% |
Kia Sportage 4dr | -6% |
Kia Sportage 4dr 4WD | -4% |
Mitsubishi Outlander 4dr | 10% |
Mitsubishi Outlander 4dr 4WD | -6% |
Mitsubishi Outlander Sport 4dr | 36% |
Mitsubishi Outlander Sport 4dr 4WD | 4% |
Nissan Rogue 4dr | 0% |
Nissan Rogue 4dr 4WD | -3% |
Subaru Forester 4dr 4WD | -31% |
Subaru Forester 4dr 4WD with Eyesight | -52% |
Toyota RAV4 4dr | -6% |
Toyota RAV4 4dr 4WD | -10% |
Toyota RAV4 hybrid 4dr 4WD | -28% |
Volkswagen Tiguan 4dr | -3% |
Volkswagen Tiguan 4dr 4WD | -19% |
This information underscores the importance of considering insurance rates alongside other vehicle features to make a well-rounded choice that balances safety and affordability.
The property damage insurance loss rates for small SUVs vary significantly. Models like the Honda CR-V and Toyota RAV4 show negative loss percentages, suggesting lower insurance costs. Choosing such models is one of the ways to lower the cost of your insurance.
If minimizing insurance costs is a priority, consider small SUVs like the Fiat 500X and Ford Escape, which have lower negative percentages and could offer more affordable coverage.
Small SUV Make and Model | Property Damage Insurance Losses |
---|---|
Chevrolet Trax 4dr | -1% |
Chevrolet Trax 4dr 4WD | -2% |
Fiat 500X 4dr | -6% |
Fiat 500X 4dr 4WD | -23% |
Ford Escape 4dr | -6% |
Ford Escape 4dr 4WD | -15% |
Honda CR-V 4dr | -56% |
Honda CR-V 4dr 4WD | -54% |
Hyundai Tucson 4dr | -21% |
Hyundai Tucson 4d 4WD | -17% |
Jeep Compass 4dr | 39% |
Jeep Compass 4dr 4WD | 23% |
Jeep Patriot 4dr | 56% |
Jeep Patriot 4dr 4WD | 27% |
Jeep Renegade 4dr | -6% |
Jeep Renegade 4dr 4WD | -5% |
Jeep Wrangler 2dr SWB 4WD | 30% |
Kia Sportage 4dr | -28% |
Kia Sportage 4dr 4WD | -28% |
Mitsubishi Outlander 4dr | 1% |
Mitsubishi Outlander 4dr 4WD | -16% |
Mitsubishi Outlander Sport 4dr | 20% |
Mitsubishi Outlander Sport 4dr 4WD | 4% |
Nissan Rogue 4dr | -3% |
Nissan Rogue 4dr 4WD | 2% |
Subaru Forester 4dr 4WD | -20% |
Subaru Forester 4dr 4WD with Eyesight | -33% |
Toyota RAV4 4dr | -7% |
Toyota RAV4 4dr 4WD | -4% |
Toyota RAV4 hybrid 4dr 4WD | -19% |
Volkswagen Tiguan 4dr | 5% |
Volkswagen Tiguan 4dr 4WD | -3% |
Analysing property damage insurance losses, you can better understand which small SUVs may offer lower insurance premiums and align with your financial preferences. Weigh these factors carefully to choose the best vehicle for both your driving needs and budget.
What is the MSRP of the Jeep Patriot?
The MSRP, or Manufacturer’s Suggested Retail Price, is the price set by the manufacturer for a new vehicle, you can refer to the Fair Market Range, which is a more relevant metric for determining the current value of a used Jeep Patriot. Below is a table showing the Fair Market Value of the Jeep Patriot by model year:
Model Year | Fair Market Range |
---|---|
2017 | $12,926 - $15,709 |
2016 | $11,322 - $13,825 |
2015 | $10,025 - $12,304 |
2014 | $8,884 - $10,957 |
2013 | $7,563 - $9,374 |
For Jeep Patriot owners or prospective buyers, understanding the fair car insurance market value is crucial for securing affordable car insurance. Companies like State Farm, Progressive, and USAA offer competitive rates and discounts that could help lower your overall ownership costs.
Collision coverage is a key component of car insurance that helps cover the cost of repairs or replacement if your Jeep Patriot is damaged in an accident.
When considering insurance for your Jeep Patriot, it’s essential to choose providers that offer competitive rates and valuable discounts. Below is a table showing the average Jeep Patriot collision insurance rates by model year:
Model Year | Monthly Rates |
---|---|
2024 Jeep Patriot | $436 |
2023 Jeep Patriot | $418 |
2022 Jeep Patriot | $404 |
2021 Jeep Patriot | $374 |
2020 Jeep Patriot | $352 |
2019 Jeep Patriot | $352 |
2018 Jeep Patriot | $352 |
2017 Jeep Patriot | $436 |
2016 Jeep Patriot | $418 |
2015 Jeep Patriot | $404 |
2014 Jeep Patriot | $374 |
2013 Jeep Patriot | $352 |
Selecting a top provider and leveraging available discounts, you can effectively manage these costs while ensuring your Jeep Patriot is adequately protected.
Comprehensive coverage is an important part of insuring your Jeep Patriot, as it protects against non-collision-related damages, such as theft, vandalism, and natural disasters.
The cost of comprehensive coverage varies by the model year of your vehicle, with newer models generally costing more to insure due to their higher market value. Here’s a breakdown of the average comprehensive insurance rates for the Jeep Patriot by model year:
Model Year | Monthly Rates |
---|---|
2024 Jeep Patriot | $248 |
2023 Jeep Patriot | $240 |
2022 Jeep Patriot | $226 |
2021 Jeep Patriot | $218 |
2020 Jeep Patriot | $208 |
2019 Jeep Patriot | $208 |
2018 Jeep Patriot | $208 |
2017 Jeep Patriot | $248 |
2016 Jeep Patriot | $240 |
2015 Jeep Patriot | $226 |
2014 Jeep Patriot | $218 |
2013 Jeep Patriot | $208 |
Selecting an insurance provider that offers comprehensive coverage and benefits can help mitigate some of these costs. For example, Progressive and USAA offer general roadside assistance and other add-on services that can be valuable as your Jeep Patriot ages, potentially reducing out-of-pocket expenses for unexpected repairs.
Here’s a breakdown of the average yearly maintenance costs for the Jeep Patriot:
Year Owned | Maintenance Cost |
---|---|
Year One | $184 |
Year Two | $332 |
Year Three | $309 |
Year Four | $271 |
Year Five | $1,043 |
Choosing an insurance provider that offers added benefits and discounts, you can better manage both your maintenance and insurance costs, ensuring your Jeep Patriot remains affordable to own and maintain over the years.
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Top Jeep Patriot Insurance Companies
When looking for the best insurance for your Jeep Patriot, consider providers that offer competitive rates, valuable discounts, and recognize the vehicle’s safety features. The top auto insurance companies for Jeep Patriot owners are those with high market share, indicating their strong presence and reliable service.
Rank | Insurance Company | Premiums Written | Market Share |
---|---|---|---|
#1 | State Farm | $65.6 million | 9.3% |
#2 | Geico | $46.1 million | 6.6% |
#3 | Progressive | $39.2 million | 5.6% |
#4 | Liberty Mutual | $35.6 million | 5.1% |
#5 | Allstate | $35 million | 5.0% |
#6 | Travelers | $28 million | 4.0% |
#7 | USAA | $23.4 million | 3.3% |
#8 | Chubb | $23.3 million | 3.3% |
#9 | Farmers | $20.6 million | 2.9% |
#10 | Nationwide | $18.4 million | 2.6% |
These companies not only lead the market but also offer benefits tailored to Jeep Patriot drivers. For instance, State Farm provides personalized service and comprehensive coverage, while Geico and Progressive are known for competitive rates and various discounts, which can help reduce your insurance costs while ensuring adequate protection for your Jeep Patriot.
Exploring these options and leveraging available discounts will help you secure the best possible insurance coverage, making your driving experience both safe and cost-effective. For detailed information, refer to our comprehensive report titled “What information do you need for a car insurance quote?”
Final Thoughts Best Jeep Patriot Car Insurance
To secure the best insurance for your Jeep Patriot, it’s essential to compare leading providers. State Farm stands out as our top pick, offering competitive rates and robust coverage options.
State Farm excels in Jeep Patriot insurance by providing excellent coverage options and cost-effective rates for drivers.Scott W. Johnson Licensed Auto Insurance Agent
Progressive also provides valuable savings through its Snapshot program for safe driving, while USAA car insurance discount is renowned for its excellent customer service and military discounts.
Evaluate your specific needs, including coverage levels, deductibles, and optional features like roadside assistance or rental car coverage.
By considering these factors and exploring car insurance discounts, such as multi-policy bundles or low-mileage savings, you can obtain a policy that balances affordability with comprehensive protection. Investing time in this comparison ensures you get the best value and peace of mind on the road.
Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
Frequently Asked Questions
What are the recommended types of coverage for the best Jeep Patriot car insurance?
For the best Jeep Patriot car insurance, consider comprehensive car insurance, collision, liability, and uninsured motorist coverage to ensure full protection.
Is car insurance higher on a Jeep Patriot compared to other vehicles?
Jeep Patriot insurance rates can be higher or lower depending on factors such as the vehicle’s age and coverage level, but State Farm offers competitive rates for the best Jeep Patriot car insurance.
By entering your ZIP code below, you can get instant car insurance quotes from top providers.
Which type of vehicle insurance is best for a Jeep Patriot?
The best Jeep Patriot car insurance typically includes comprehensive and collision coverage to safeguard against various risks.
What is the highest car insurance rate for a Jeep Patriot?
The highest insurance rates for a Jeep Patriot may be influenced by the vehicle’s value, location, and coverage options, but comparing quotes from top providers like State Farm can help manage costs.
What is the most expensive form of car insurance for a Jeep Patriot?
For the best Jeep Patriot car insurance, opting for high car insurance coverage limits and extensive add-ons can lead to the most expensive insurance costs.
What is the cheapest Jeep Patriot insurance rate available?
The best Jeep Patriot car insurance at the lowest rate can be found by comparing quotes from providers like USAA, which offers competitive pricing for military families.
What level of car insurance is considered the best for a Jeep Patriot?
The best Jeep Patriot car insurance involves balancing comprehensive and collision coverage to provide adequate protection without overspending.
Is maintaining a Jeep Patriot expensive, affecting insurance rates?
While the best Jeep Patriot car insurance takes maintenance costs into account, maintaining the vehicle well can help keep insurance rates lower.
How reliable is a Jeep Patriot when it comes to insurance costs?
The best Jeep Patriot car insurance reflects the vehicle’s reliability and safety features car insurance discounts, which can help keep insurance costs manageable.
Is investing in a Jeep Patriot a good financial decision for insurance purposes?
Investing in a Jeep Patriot can be financially sound if you choose the best Jeep Patriot car insurance, balancing cost with comprehensive coverage and potential savings.
When you’re ready to see how much you can save on your car insurance,enter your ZIP code below into our free comparison tool.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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