Best Jeep Liberty Car Insurance in 2024 (Check Out the Top 10 Companies)
State Farm, Geico, and USAA are the top providers of best Jeep Liberty car insurance with rates as low as $62/mo. Owners of Jeep Liberty looking for known insurance should choose these companies as they offer excellent value and comprehensive coverage. Compare quotes and find the best Liberty Jeep car insurance.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Aug 30, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Full Coverage for Jeep Liberty
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviewsState Farm, Geico, and USAA provide the best Jeep Liberty car insurance with monthly premiums beginning at $62.
If you’re contemplating about buying a Jeep Liberty, you should look into these companies to help you decide.
Whether you are insuring a brand-new vehicle or need to know the car insurance guides and rates for a Jeep Liberty, this article will provide you with all of the information you need to know about Jeep insurance costs and other details that will offer you peace of mind about Jeep Liberty insurance rates.
Our Top 10 Company Picks: Best Jeep Liberty Car Insurance
| Company | Rank | Safe Driving Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 22% | B | Customer Service | State Farm |
 | #2 | 15% | A++ | Affordable Premiums | Geico |
 | #3 | 30% | A++ | Competitive Rates | USAA |
 | #4 | 12% | A+ | Flexible Coverage | Progressive |
 | #5 | 10% | A+ | Vanishing Deductible | Nationwide |
 | #6 | 15% | A | Accident Forgiveness | Liberty Mutual |
 | #7 | 10% | A+ | Drivewise Program | Allstate |
 | #8 | 10% | A+ | Personalized Service | Farmers |
 | #9 | 8% | A++ | IntelliDrive Discounts | Travelers |
 | #10 | 12% | A+ | Customer Satisfaction | Amica |
Want to obtain inexpensive Jeep Liberty insurance quotes right now? Enter your ZIP code above.
- The cost of insurance for a Jeep Liberty depends on the age of the vehicle
- The Jeep Liberty is now significantly cheaper than when it first launched
- The value of a Jeep Liberty can determine car insurance
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#1 – State Farm: Top Overall Pick
Pros
- Wide Network of Agents: Strong local presence, making it easier to find the best Jeep Liberty car insurance with personalized service. State Farm’s 22% safe-driving discount further enhance its appeal for Jeep Liberty owners. Discover more information about their rates in our State Farm car insurance review.
- Reliable Claims Process: Efficient and straightforward claims process, is ideal for those needing the best Jeep Liberty car insurance with reliable support. The B rating indicates stable financial performance, supporting consistent service for Jeep Liberty drivers.
- Safe Driving Discounts: Offers substantial discounts for safe drivers, making it an attractive option for the best Jeep Liberty car insurance. With a 22% safe-driving discount, it provides significant savings for conscientious drivers.
Cons
- Higher Premiums for Some Drivers: Rates can be higher for younger or high-risk drivers, impacting your ability to find the best Jeep Liberty car insurance. Despite its 22% safe-driving discount, some drivers may find premiums higher than other providers.
- Average Customer Satisfaction: While generally positive, some users report average service, which may be a concern for those wanting the best Jeep Liberty car insurance with high support levels. The B rating may reflect potential areas for improvement in customer service.
#2 – Geico: Best for Affordable Premiums
Pros
- Low Base Rates: Known for consistently low rates, making it a strong choice for the best Jeep Liberty car insurance. Geico’s 15% safe-driving discount and A++ A.M. Best rating emphasize its affordability and reliability for Jeep Liberty owners.
- Strong Online Tools: Excellent digital experience, perfect for managing your best Jeep Liberty car insurance policy online. The A++ rating from A.M. Best highlights Geico’s financial stability and robust online services. Learn more through our Geico car insurance review.
- Multi-Policy Discounts: Offers discounts when bundling policies, further reducing the cost of the best Jeep Liberty car insurance. With a 15% safe-driving discount, Geico enhances overall savings for Jeep Liberty drivers.
Cons
- Mixed Customer Service Reviews: While rates are low, customer service can be hit or miss, which might impact your experience with the best Jeep Liberty car insurance. The A++ rating indicates strong financial health but doesn’t always correlate with customer service satisfaction.
- Limited Local Agents: Fewer in-person support options, which could be a drawback for those seeking the best Jeep Liberty car insurance who prefer face-to-face interactions. The online focus may not suit everyone.
#3 – USAA: Best for Competitive Rates
Pros
- Military Focus: Offers specialized benefits and discounts for military families, making it a top choice for the best Jeep Liberty car insurance. With a 30% safe-driving discount and an A++ rating from A.M. Best, USAA ensures both affordability and high reliability for Jeep Liberty owners.
- High Customer Satisfaction: Consistently high customer service ratings can be particularly beneficial for those seeking the best Jeep Liberty car insurance. The A++ rating from A.M. Best reflects its strong financial stability, enhancing trust in its services for Jeep Liberty drivers.
- Competitive Rates: Known for lower-than-average rates, making it a strong contender for the best Jeep Liberty car insurance. Its 30% safe-driving discount and A++ rating support its reputation for both value and reliability. Delve deeper with our USAA car insurance review.
Cons
- Restricted Membership: Only available to military members and their families, limiting access for those seeking the best Jeep Liberty car insurance. The exclusivity might mean fewer people can benefit from its 30% safe-driving discount, potentially restricting coverage options.
- Limited Local Agents: Fewer local agents may be inconvenient for those in remote areas looking for the best Jeep Liberty car insurance. This could impact access to personalized service despite its A++ rating, making local support less accessible.
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#4 – Progressive: Best for Flexible Coverage
Pros
- Snapshot Program: Usage-based discounts can lead to significant savings on the best Jeep Liberty car insurance. Progressive’s 12% safe-driving discount and A+ rating from A.M. Best enhance its appeal for Jeep Liberty owners.
- Competitive Rates: Often offers lower rates than competitors, making it a good option for the best Jeep Liberty car insurance. The A+ rating from A.M. Best supports its financial reliability.
- Extensive Coverage Options: Provides a range of coverage options, allowing you to find the best Jeep Liberty car insurance that suits your needs. The 12% safe-driving discount adds additional savings potential.
Cons
- Variable Customer Service: Customer service experiences can vary, potentially impacting satisfaction with the best Jeep Liberty car insurance. Despite the A+ rating, service quality may not always meet expectations. Explore more through our Progressive insurance review.
- Rates Can Vary: Rates can be inconsistent depending on your profile, affecting the cost of the best Jeep Liberty car insurance. Personalized quotes may vary significantly from standard rates.
#5 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: A unique discount feature helps reduce your deductible over time, making it easier to achieve the best Jeep Liberty car insurance. Nationwide’s A+ rating from A.M. Best supports its reliability for Jeep Liberty owners.
- Comprehensive Coverage: Offers a range of coverage options tailored to meet your needs for the best Jeep Liberty car insurance. The 10% safe-driving discount adds extra savings.
- Strong Financial Stability: A+ rating from A.M. Best ensures financial stability and dependable service for the best Jeep Liberty car insurance. This rating supports its reliability and value.
Cons
- Average Pricing: Rates may not always be the lowest, which can impact your ability to find the best Jeep Liberty car insurance. Even with the 10% safe-driving discount, overall costs may be higher compared to competitors.
- Limited Online Features: The online experience could be improved, which may affect managing the best Jeep Liberty car insurance effectively. The A+ rating doesn’t always translate to an optimal digital experience. To see monthly premiums and honest rankings, read our Nationwide car insurance discount.
#6 – Liberty Mutual: Best for Accident Forgiveness
Pros
- Customizable Policies: Flexible policy options allow you to tailor the best Jeep Liberty car insurance to your specific needs. Liberty Mutual’s 15% safe-driving discount and A rating from A.M. Best enhance its value for Jeep Liberty owners. Take a look at our Liberty Mutual car insurance review to learn more.
- Accident Forgiveness: Offers accident forgiveness, helping maintain the best Jeep Liberty car insurance rates even after an incident. The A rating reflects its stable financial position and commitment to customer support.
- Various Discounts: Multiple discount opportunities make it easier to secure the best Jeep Liberty car insurance. The 15% safe-driving discount complements other savings options, enhancing overall affordability.
Cons
- Higher Premiums: Generally higher base rates can make it challenging to find the best Jeep Liberty car insurance. Even with discounts like the 15% safe-driving benefit, overall premiums may still be on the higher side.
- Mixed Online Reviews: Some customers report issues with claims handling, which could affect your experience with the best Jeep Liberty car insurance. Despite the A rating, service quality may vary.
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#7 – Allstate: Best for Drivewise Program
Pros
- Drivewise Program: Usage-based discount program offers potential savings on the best Jeep Liberty car insurance. Allstate’s 10% safe-driving discount and A+ rating from A.M. Best support its value for Jeep Liberty owners.
- Wide Range of Discounts: Provides multiple discount opportunities, making it easier to secure the best Jeep Liberty car insurance. The A+ rating reflects its strong financial stability and customer support. Gain further insights with our Allstate insurance review.
- Good Coverage Options: Offers a variety of coverage options to customize your best Jeep Liberty car insurance policy. The Drivewise Program and A+ rating enhance its appeal and value.
Cons
- Higher Premiums: Generally higher premiums can impact your ability to find the best Jeep Liberty car insurance. Despite discounts, base rates may remain higher compared to some competitors.
- Mixed Customer Service: Some customers report issues with service, which could affect your experience with the best Jeep Liberty car insurance. The A+ rating indicates strong financial health but doesn’t always guarantee top-notch service.
#8 – Farmers: Best for Personalized Service
Pros
- Personalized Service: Known for personalized service and attention to detail, which can be valuable for those seeking the best Jeep Liberty car insurance. The A+ rating from A.M. Best and 10% safe-driving discount contribute to its overall reliability.
- Flexible Payment Options: Provides various payment plans to help manage the cost of the best Jeep Liberty car insurance. Farmers’ A+ rating supports its commitment to customer convenience and service.
- Customizable Policies: Offers various add-ons and endorsements, making it easier to tailor the best Jeep Liberty car insurance to your needs. Farmers’ A+ rating from A.M. Best and 10% safe-driving discount enhance its value for Jeep Liberty drivers. Find out more in our Farmers car insurance review.
Cons
- Higher Base Rates: Premiums can be on the higher side, which might affect affordability for the best Jeep Liberty car insurance. Even with the 10% safe-driving discount, base rates may not be as competitive.
- Variable Customer Service: Service quality can vary by location, which might impact the experience of those seeking the best Jeep Liberty car insurance. The A+ rating reflects financial stability but does not guarantee consistent service quality.
#9 – Travelers: Best for IntelliDrive Discounts
Pros
- IntelliDrive Discounts: The usage-based IntelliDrive program can lead to savings on the best Jeep Liberty car insurance. Travelers’ A++ rating from A.M. Best and 8% safe-driving discount emphasize its affordability and reliability for Jeep Liberty owners.
- Comprehensive Coverage Options: Offers a broad range of coverage options, making it easier to find the best Jeep Liberty car insurance tailored to your needs. The A++ rating from A.M. Best supports its financial stability and comprehensive offerings.
- Strong Digital Tools: Advanced online tools enhance the management of your best Jeep Liberty car insurance policy. The 8% safe-driving discount and A++ rating from A.M. Best highlight its commitment to user-friendly digital experiences.
Cons
- Limited Safe-Driving Discount: The 8% safe-driving discount is lower compared to some competitors, which might impact savings on the best Jeep Liberty car insurance. This could limit the overall affordability for some drivers. See more details on our Travelers car insurance review.
- Average Local Agent Network: Fewer local agents may affect personalized service for those seeking the best Jeep Liberty car insurance. The A++ rating reflects financial stability but may not address all service-related concerns.
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#10 – Amica: Best for Customer Satisfaction
Pros
- High Customer Satisfaction: Known for excellent customer service, making it a top choice for the best Jeep Liberty car insurance. Amica’s A+ rating from A.M. Best and 12% safe-driving discount further enhance its appeal and reliability for Jeep Liberty drivers.
- Comprehensive Coverage: Offers a wide range of coverage options, providing flexibility for the best Jeep Liberty car insurance. The A+ rating supports its financial stability and the 12% safe-driving discount adds extra savings.
- Strong Discount Program: Provides a 12% safe-driving discount and various other savings opportunities, making it easier to secure the best Jeep Liberty car insurance. The A+ rating from A.M. Best reinforces its reputation for value and service.
Cons
- Higher Premiums for Some Drivers: Rates may be higher for drivers with poor credit or driving records, impacting the affordability of the best Jeep Liberty car insurance. Even with the 12% safe-driving discount, premiums might be higher for some.
- Limited Local Agents: Fewer local agents can limit in-person support for the best Jeep Liberty car insurance seekers. The A+ rating reflects financial stability but may not fully address accessibility to personal service. Our complete Amica car insurance review goes over this in more detail
Car Insurance Costs for a Jeep Liberty
Insurance for a Jeep Liberty varies based on factors like vehicle age, model year, and whether it has four-wheel drive. For example, a 2003 or 2002 model typically costs less to insure than a 2006 or 2012 model. On average, full coverage costs around $80 per month.
Jeep Liberty Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $73 | $155 |
| Amica | $67 | $145 |
| Farmers | $74 | $155 |
| Geico | $68 | $145 |
| Liberty Mutual | $75 | $160 |
| Nationwide | $70 | $150 |
| Progressive | $70 | $150 |
| State Farm | $72 | $155 |
| Travelers | $71 | $148 |
| USAA | $62 | $140 |
Rates also depend on your location, driving history, and the insurance provider. Comparing quotes from companies like Geico, State Farm, and USAA is the best way to find the most affordable rate.
Keep in mind that other factors, such as your credit score and coverage limits, can also influence your premium. To get a precise estimate, use an online car insurance cost calculator or consult an agent.
Car Insurance Rates for Jeep Liberty: Coverage Type Breakdown
When considering a Jeep Liberty, it’s important to know its market value to avoid overpaying and to estimate insurance costs accurately.
The value of a vehicle, often determined by its MSRP or Kelley Blue Book (KBB) Fair Market Range, directly affects insurance rates, especially for collision and comprehensive coverage.
Jeep Liberty production ended in 2012, but values for these models are still available. For instance, a 2012 Jeep Liberty averages $57 per month in insurance, with lower rates for older models.
As the vehicle ages, both its value and insurance costs, including comprehensive coverage, typically decrease. Current KBB values for a Jeep Liberty range from $5,700 to $11,600, influencing the cost of insuring these vehicles. Enter your ZIP code now to begin comparing
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Collision Coverage Rates for Jeep Liberty
The value of a vehicle significantly impacts car insurance costs, especially for collision coverage, which pays for damage to your vehicle regardless of fault.
Schimri Yoyo Licensed Agent & Financial Advisor
Jeep Liberty had fewer collision claims compared to other midsize SUVs, with a frequency of claims 55% below average. Despite this, the limited availability of parts can still make collision coverage expensive for these vehicles.
Understanding Comprehensive Coverage Rates for Jeep Liberty
Comprehensive coverage covers non-collision incidents like fires, floods, storms, vandalism, and theft, including windshield damage.
It is often less expensive than collision coverage because these situations are less likely to occur. As a Jeep Liberty ages, comprehensive coverage rates decrease due to the vehicle’s declining value.
According to IIHS data, insurance companies saw fewer comprehensive claims from Jeep Liberty drivers, making it less risky and more affordable to insure under this coverage type. Enter your ZIP code now.
Deciding on the Best Auto Insurance for Your Jeep Liberty
Selecting the best insurance for your Jeep Liberty requires evaluating various options to ensure you get both competitive rates and comprehensive coverage. Top providers, namely State Farm, Geico, and USAA, offer attractive policies that cater to the specific needs of Jeep Liberty owners.
To find the best fit, consider comparing quotes, understanding car insurance policy, and assessing how factors like vehicle age and driving history affect your premiums. By entering your ZIP code, you’ll obtain insurance that aligns with your budget while delivering the necessary protection for your Jeep Liberty.
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Frequently Asked Questions
How much does car insurance cost for a Jeep Liberty?
The cost of car insurance for a Jeep Liberty can vary depending on various factors such as your location, driving history, coverage options, and the insurance company you choose.
To get an accurate estimate, it’s recommended to obtain quotes from multiple insurance providers and compare the coverage and rates they offer.
What are the common coverage options for Jeep Liberty car insurance?
Common Jeep Liberty car insurance options include liability coverage for legal requirements, collision coverage for vehicle damage from accidents, and comprehensive coverage for non-collision incidents like theft or weather.
Uninsured/underinsured motorist coverage protects against drivers with inadequate insurance, while personal injury protection (PIP) covers medical expenses for you and your passengers. Enter your ZIP code today.
What factors can affect the cost of Jeep Liberty car insurance?
Several factors affect Jeep Liberty car insurance costs. Your location, driving record, age, and gender all influence premiums, with safer areas and clean records leading to lower rates.
Coverage choices and deductibles also play a role, as higher coverage and lower deductibles typically increase costs. Additionally, vehicle safety features like anti-lock brakes and airbags, as well as multi-policy car insurance discounts, can qualify you for savings.
Are there any discounts available for Jeep Liberty car insurance?
Insurance providers often offer discounts to lower Jeep Liberty insurance costs. These include multi-policy discounts for bundling with other insurance, good driver discounts for a clean record, and safety feature discounts for having anti-lock brakes and airbags.
Good student discounts and anti-theft discounts for installing security devices can also reduce premiums.
What should I do in the event of an accident or damage to my Jeep Liberty?
After an accident, ensure safety and move to a secure location. Report the incident to authorities if needed, then collect and document details from all parties, including names, contact info, insurance details, and photos.
Notify your insurance provider to start the claim and use their preferred repair shops for repairs. Enter your ZIP code today.
What are the top insurance companies for Jeep Liberty in 2024?
State Farm, Geico, and USAA are the top providers, offering competitive rates and comprehensive coverage options for Jeep Liberty owners.
How does the age of a Jeep Liberty affect insurance costs?
Older Jeep Liberty models, like those from 2003 or 2002, typically have lower insurance premiums compared to newer models, such as 2006 or 2012.
Which insurance company offers the highest safe-driving discount?
USAA offers the highest safe-driving discount at 30%, making it a cost-effective choice for safe drivers. Enter your ZIP code today.
What A.M. Best rating do most of the top insurers for Jeep Liberty have?
Many top insurers like Geico, USAA, and Travelers have an A++ rating from A.M. Best, indicating strong financial stability, which can be reassuring when considering your car insurance premium.
What is the average cost of full coverage insurance for a Jeep Liberty?
The average cost of full coverage insurance for a Jeep Liberty is around $80 per month, though this can vary based on factors like the vehicle’s age and location.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
