Best Honda Fit Car Insurance in 2024 (Check Out the Top 10 Companies)
Geico, State Farm, and Progressive lead the pack for the best Honda Fit car insurance, offering competitive rates as low as $66 per month. These top providers combine affordability, comprehensive coverage, and excellent customer service, making them the best choices for securing reliable insurance.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Nov 4, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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19,116 reviewsCompany Facts
Full Coverage for Honda Fit
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
17,760 reviewsCompany Facts
Full Coverage for Honda Fit
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
13,128 reviewsCompany Facts
Full Coverage for Honda Fit
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
The best Honda Fit car insurance providers are Geico, State Farm, and Progressive, with Geico being the top overall pick. These providers offer affordable rates, with minimum coverage starting as low as $68 per month. Factors such as the policyholder’s age, location, and the car’s model year influence the cost of insurance.
Insuring older Honda Fit models is generally more affordable, and drivers with clean records can enjoy reduced rates. Safety features and crash test ratings of the Honda Fit also play a role in determining insurance costs. Gain deeper insights by perusing our article named “Compare Honda CR-V Car Insurance Rates“
Our Top 10 Company Picks: Best Honda Fit Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 15% A++ Numerous Discount Geico
#2 17% B Local Agent State Farm
#3 10% A+ Customizable Coverage Progressive
#4 12% A+ Drivewise Program Allstate
#5 12% A Accident Forgiveness Liberty Mutual
#6 20% A+ Bundling Policies Nationwide
#8 10% A++ Customer Service USAA
#7 8% A++ IntelliDrive Program Travelers
#9 10% A+ Personalized Service Farmers
#10 15% A+ Financial Stability Amica
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#1 – Geico: Top Overall Pick
Pros
- Affordability: Geico offers some of the most competitive premiums, delivering budget-friendly coverage for Honda Fit owners. Dive into the details with our article entitled “Geico Car Insurance Review.”
- User-Friendly Online Experience: Honda Fit drivers can benefit from Geico’s efficient online tools for managing policies and filing claims.
- Customer Service: Many Honda Fit owners praise Geico for its responsive and helpful customer service.
Cons
- Limited Local Agents: The lack of local agents might be inconvenient for Honda Fit drivers who prefer in-person service.
- Coverage Options: Honda Fit owners might find fewer customization options in coverage compared to some competitors.
#2 – State Farm: Best for Personalized Service
Pros
- Local Agents: Honda Fit owners benefit from personalized service through State Farm’s extensive network of local agents. Enhance your knowledge by reading our “State Farm Car Insurance Review.”
- Comprehensive Coverage: State Farm offers a wide range of coverage options, including extensive add-ons, for Honda Fit drivers.
- Financial Stability: State Farm’s strong financial stability ensures reliable claim payouts for Honda Fit owners.
Cons
- Price: Some Honda Fit owners might find State Farm’s premiums higher compared to other insurers.
- Digital Experience: Honda Fit drivers looking for a robust digital experience may find State Farm’s online tools less advanced.
#3 – Progressive: Best for Innovative Tools
Pros
- Competitive Pricing: Honda Fit owners may benefit from Progressive’s competitive rates and frequent discounts. Get a better grasp by checking out our article titled “Progressive Car Insurance Review.”
- Innovative Tools: The Snapshot program offered by Progressive can potentially lower premiums based on Honda Fit drivers’ habits.
- Variety of Coverage Options: Progressive provides numerous coverage options and customizable policies for Honda Fit owners.
Cons
- Customer Service: Honda Fit drivers may experience mixed reviews regarding Progressive’s customer service quality.
- Local Agent Availability: There might be fewer local agents for Honda Fit owners compared to some other insurers.
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#4 – Allstate: Best for Wide Coverage
Pros
- Local Agents: Allstate’s extensive network of local agents provides personalized service for Honda Fit drivers. For additional insights, refer to our “Allstate Car Insurance Review.”
- Comprehensive Coverage Options: Honda Fit owners can choose from a wide range of coverage options and add-ons with Allstate.
- Strong Customer Service: Many Honda Fit owners report high satisfaction with Allstate’s customer service.
Cons
- Premium Costs: Some Honda Fit owners may find Allstate’s premiums to be on the higher side.
- Discount Availability: There might be fewer discounts available for Honda Fit drivers compared to other insurers.
#5 – Liberty Mutual: Best for Customizable Policies
Pros
- Customization: Liberty Mutual offers highly customizable insurance policies that benefit Honda Fit owners. Find out more by reading our article titled “Liberty Mutual Car Insurance Review.”
- Accident Forgiveness: Honda Fit drivers can take advantage of accident forgiveness to avoid rate hikes after their first accident.
- Multi-Policy Discounts: Bundling auto insurance with other policies like home insurance can save Honda Fit owners money.
Cons
- Premium Costs: Honda Fit drivers might find Liberty Mutual’s premiums higher compared to other insurers.
- Customer Service: Mixed reviews about Liberty Mutual’s customer service may concern Honda Fit owners.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Honda Fit drivers can benefit from Nationwide’s vanishing deductible program, reducing their deductible over time.
- On Your Side Review: Annual insurance reviews ensure Honda Fit owners have the right coverage. Explore further with our article entitled “Nationwide Car Insurance Discounts.”
- Strong Customer Service: Honda Fit drivers often praise Nationwide for its customer service and support.
Cons
- Premiums: Some Honda Fit owners might find Nationwide’s premiums to be higher compared to other insurers.
- Discounts: There might be fewer discount options available for Honda Fit drivers compared to competitors.
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#7 – USAA: Best for Top-Rated Service for Military Families
Pros
- Excellent Customer Service: USAA’s customer service is consistently rated highly by Honda Fit owners. Uncover more about our “USAA Car Insurance Review” by reading further.
- Competitive Rates: Honda Fit drivers, especially military members and their families, benefit from USAA’s competitive rates.
- Comprehensive Coverage: USAA offers a wide range of coverage options and benefits tailored to Honda Fit owners.
Cons
- Eligibility Restrictions: Honda Fit owners must be military members or their families to qualify for USAA insurance.
- Limited Physical Locations: USAA has fewer physical locations, which might be an issue for some Honda Fit drivers.
#8 – Travelers: Best for Financial Stability
Pros
- Discounts: Travelers offers a variety of discounts that can benefit Honda Fit owners. Expand your understanding with our “Travelers Car Insurance Review.”
- Customizable Policies: Highly customizable insurance policies are available to fit the needs of Honda Fit drivers.
- Strong Financial Stability: Honda Fit owners can rely on Travelers’ financial strength for dependable claim payouts.
Cons
- Customer Service: Mixed reviews regarding Travelers’ customer service quality may concern Honda Fit drivers.
- Premium Costs: Honda Fit owners might find Travelers’ premiums higher compared to other insurers.
#9 – Farmers: Best for Personalized Local Service
Pros
- Personalized Service: Farmers’ local agents provide personalized service for Honda Fit drivers. Learn more about our “Farmers Car Insurance Review” for a broader perspective.
- Range of Coverage Options: Farmers offers a wide range of coverage options and add-ons for Honda Fit owners.
- Discount Opportunities: Various discounts are available to help Honda Fit drivers lower their premiums.
Cons
- Premium Costs: Some Honda Fit owners might find Farmers’ premiums to be higher compared to other insurers.
- Digital Experience: Honda Fit drivers looking for advanced online tools may find Farmers’ digital offerings less robust.
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#10 – Amica: Best for Exceptional Service
Pros
- Customer Service: Amica is often rated highly for its exceptional customer service by Honda Fit owners. Gain deeper insights by exploring our “Amica vs. The Hartford Car Insurance Comparison.”
- Dividend Policies: Honda Fit drivers can benefit from Amica’s dividend policies, which may provide annual refunds.
- Comprehensive Coverage Options: Amica offers a wide range of coverage options and benefits for Honda Fit owners.
Cons
- Premium Costs: Honda Fit drivers might find Amica’s premiums higher compared to other insurers.
- Limited Availability: Some Honda Fit owners may find Amica’s coverage not available in all states.
Honda Fit Car Insurance Monthly Rates Comparison
Finding the best Honda Fit car insurance involves comparing monthly rates by coverage level and provider. By understanding how different coverage options and insurers affect your premiums, you can make an informed decision to secure the most affordable and comprehensive protection for your Honda Fit.
Honda Fit Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $74 | $155 |
| Amica | $67 | $145 |
| Farmers | $74 | $155 |
| Geico | $68 | $145 |
| Liberty Mutual | $75 | $160 |
| Nationwide | $73 | $150 |
| Progressive | $70 | $148 |
| State Farm | $72 | $150 |
| Travelers | $71 | $147 |
| USAA | $66 | $140 |
Discovering the optimal Honda Fit car insurance requires evaluating monthly rates based on coverage levels and providers. By comparing the options available from leading insurers, you can identify the most cost-effective and extensive coverage tailored to your needs.
Dive into the details with our article entitled “Compare Honda Insight Car Insurance Rates“
Top Car Insurance Discounts for Your Honda Fit
Unlock the best savings on Honda Fit car insurance by exploring discounts offered by top providers. Insurance companies like Geico, State Farm, and Progressive provide various incentives that can significantly lower your premiums.
To get the most value from your Honda Fit car insurance, it’s crucial to understand the discounts offered by leading providers. By leveraging available savings from top companies, you can reduce your premiums while enjoying comprehensive coverage.
Explore further in our article titled “Compare Honda vs. Ford Car Insurance Rates“
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Honda Fit Insurance Cost
The insurance cost for a Honda Fit is influenced by various factors including the vehicle’s value, safety features, and repair costs. As a compact car known for its affordability and practicality, the Honda Fit generally has insurance premiums that reflect its lower market value compared to larger, more expensive vehicles.
Its safety features, such as advanced driver-assistance systems, can contribute to more favorable insurance rates by reducing the likelihood of accidents. Additionally, the cost of repairs and parts for a Honda Fit is typically lower, which can also positively impact insurance costs.
Overall, understanding these factors helps in managing insurance expenses for this efficient and popular vehicle. Delve into the specifics in our article called “Compare 2018 Honda Fit Car Insurance Rates.’
An overview of Honda Fit insurance costs reveals that several key factors influence the premiums for this compact car. The Fit’s relatively low market value and its reputation for reliability often lead to more affordable insurance compared to higher-priced or luxury vehicles.
Insurance costs are also affected by the vehicle’s safety features, which can mitigate risk and potentially lower premiums. Additionally, the Honda Fit’s lower repair and maintenance costs contribute to more manageable insurance expenses.
Overall, these elements combine to make the Honda Fit a cost-effective option for those seeking economical insurance coverage. Find the best comprehensive car insurance quotes by entering your ZIP code into our free comparison tool today.
Read more: Compare Volkswagen Car Insurance Rates
Top Elements Impacting Insurance Rates for Honda Fit Owners
Age of the Vehicle
The age of a Honda Fit plays a significant role in shaping its insurance costs. Newer models often have higher premiums due to their increased market value and advanced technology, which can make repairs and replacement parts more expensive.
As the vehicle ages, its value depreciates, which generally leads to lower insurance costs. However, older models might lack the latest safety features, potentially affecting insurance rates differently.
The balance between a vehicle’s age, its technological advancements, and its overall market value influences how insurers assess risk and set premiums for the Honda Fit. For a comprehensive understanding, consult our article titled “Compare Honda Civic CRX Car Insurance Rates.”
Driver Age
Driver age is a crucial factor in determining the insurance costs for a Honda Fit. Younger drivers, particularly those in their teens and early twenties, are typically considered higher risk due to their relative lack of experience on the road.
This often results in higher insurance premiums for these age groups. In contrast, older, more experienced drivers generally benefit from lower insurance rates, as their extensive driving history is associated with fewer accidents and claims.
Thus, the age of the driver plays a significant role in shaping the overall insurance costs for a Honda Fit. Enhance your knowledge by reading our “Honda Car Insurance.”
Driver Location
Your Driving Record
Your driving record plays a crucial role in determining the insurance costs for a Honda Fit. Insurers assess risk based on your history of driving behavior, including any traffic violations, accidents, or claims. A clean driving record demonstrates responsible driving habits and can contribute to lower insurance premiums.
Conversely, a history of violations or accidents may indicate higher risk, leading to increased insurance costs. Therefore, maintaining a clean driving record is essential for managing insurance expenses for your Honda Fit. Get a better grasp by checking out our article titled “Compare Honda Odyssey Car Insurance Rates.”
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Honda Fit Safety Features
The safety features of the Honda Fit can impact your Honda Fit car insurance rates. These features enhance driver and passenger protection and reduce the risk of accidents. The Honda Fit has the following safety features:
Smart Ways to Reduce Honda Fit Insurance Costs
There are several strategies you can use to reduce your Honda Fit car insurance rates. By following a few key tips, you might be able to lower your premiums even further. Consider these five approaches to potentially save on your insurance costs:
- Explore discounts available for Honda Fit owners with a college degree or higher.
- Consider dropping unnecessary coverage once your Honda Fit is fully paid off.
- Take young drivers off your Honda Fit policy when they move out or head to college.
- Switch to liability-only coverage if your Honda Fit is older and doesn’t require full protection.
- Enroll in defensive driving or driver’s education courses to lower your insurance rate.
In summary, you can optimize your Honda Fit insurance savings by applying various strategies, such as seeking discounts, adjusting coverage, and improving your driving skills. Implementing these tips can help you find additional savings and ensure you’re getting the best possible rate.
Compare Free Honda Fit Insurance Quotes Online
Start comparing Honda Fit car insurance quotes for free by using our convenient online comparison tool.
How much is Honda Fit car insurance? Generally speaking, the Honda Fit has great car insurance rates but read on to learn all about auto insurance costs.
You want a car that gets great gas mileage and fits neatly into your busy life. You’ve finally found the car you’ve always wanted and it’s called the Honda Fit.
Finding cheap Honda Fit insurance rates doesn’t have to be so difficult, though! To get personalized Honda Fit car insurance quotes online from many different insurance companies then just enter your ZIP above for a free Honda Fit auto insurance quote comparison.
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How Insurance Companies Set Rates
- The type of car you drive
- Your age
- The number of people driving your car
- Your driving history
To get the best rate of auto insurance on your new Fit, you must know the intricate details of your car and how the features can assist you in getting a lower car insurance rate. Gain deeper understanding through our article entitled “The Best Small Car Safety Ratings.”
Maximize Your Honda Fit Insurance Savings with These Essential Safety Features
All of the above options are going to help in keeping your auto insurance rate relatively low. Along with good driving discounts, it’s not impossible to keep a fairly low rate throughout the life of your vehicle.
Rates differ from company to company and change due to personal circumstances so it is always best to shop around a while before deciding on an insurance company.
Our free tool will allow you to compare quotes online to make sure you’re getting the best deal on your Honda Fit car insurance. Enter your ZIP below to start comparing free Honda Fit auto insurance quotes now.
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Frequently Asked Questions
What is the best insurance for a Honda Fit?
The best insurance depends on factors like coverage needs, budget, and personal preferences. Compare quotes and coverage options from multiple insurers. Broaden your knowledge with our article named “Top 10 Most Popular Cars.”
How can I find affordable insurance for my Honda Fit?
Compare quotes from various insurance providers and consider discounts for safety features and good driving records.
Does my Honda Fit’s age affect insurance rates?
Yes, older models typically have lower insurance rates due to decreased value. Get the right car insurance at the best price — enter your ZIP code to shop for coverage from the top insurers.
Are there discounts available for Honda Fit insurance?
Many insurers offer discounts for features like anti-lock brakes, airbags, and safety systems. Explore further with our article entitled “Compare Car Insurance Rates by Vehicle Make and Model.”
How does my driving record impact insurance costs?
A clean driving record can lower your premiums, while violations may increase them.
Can I save money by increasing my deductible?
Yes, higher deductibles often lead to lower premiums, but be prepared to pay more out of pocket if you file a claim. Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code.
Should I consider comprehensive coverage for my Honda Fit?
Comprehensive coverage is recommended if you want protection against non-collision events like theft or weather damage. Deepen your understanding with our article called “Best Car Insurance by Vehicle.”
How does my location affect insurance rates?
Rates can vary based on local factors like traffic density, crime rates, and weather conditions.
Are there benefits to bundling insurance policies?
Bundling auto insurance with other policies like home or renters insurance can lead to discounts.
What role does my credit score play in insurance rates?
A higher credit score can lead to lower insurance premiums, as insurers often use it to assess risk. For further details, consult our article named “10 Best Usage-Based Car Insurance Companies.”
Can adding safety features to my Honda Fit lower insurance costs?
Yes, features like security systems and advanced driver assistance systems can help reduce premiums.
How often should I shop for new insurance quotes?
It’s wise to compare quotes annually or when major life changes occur.
Are there specific insurance companies known for low rates on Honda Fits?
Rates vary by provider, so compare quotes from several insurers to find the best deal for your Honda Fit. Explore further details in our “Best Car Insurance for Modified Cars.”
What types of coverage should I consider for my Honda Fit?
Consider liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
Does having a Honda Fit impact my insurance compared to other cars?
Yes, insurance rates can vary based on the make and model of your car, with the Honda Fit often being more affordable due to its safety features and lower repair costs. Discover more by delving into our article entitled “Does car insurance cover clutch replacement?”
Can a good student discount apply to my Honda Fit insurance?
Yes, many insurers offer discounts for students with good grades. Need the cheapest car insurance possible? Enter your ZIP code into our free comparison tool to find the most affordable rates for your vehicle.
How does mileage affect my insurance rates?
Lower annual mileage can lead to lower premiums as it reduces the risk of accidents.
Is it worth investing in roadside assistance coverage?
If you frequently drive or travel, roadside assistance can provide valuable peace of mind and potentially save on emergency costs. Get a better grasp by reading our article titled “Cheapest Arizona Car Insurance Rates.”
What should I do if my Honda Fit is involved in an accident?
Contact your insurance provider to report the accident and follow their instructions for filing a claim.
Can switching insurance providers save me money?
Yes, switching providers can often result in lower premiums, especially if you find a better rate or discount. Explore further details in our “Best Car Insurance for Modified Cars.”
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
