Best Ford Transit Connect Car Insurance in 2024 (Check Out These 10 Companies)
Geico, State Farm, and Progressive are the top picks for the best Ford Transit Connect car insurance, offering the best rates starting at $31 monthly. These companies are renowned for providing exceptional value and comprehensive coverage options specifically tailored for the Ford Transit Connect.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Oct 24, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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19,116 reviewsCompany Facts
Full Coverage for Ford Transit Connect
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
17,759 reviewsCompany Facts
Full Coverage for Ford Transit Connect
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
13,128 reviewsCompany Facts
Full Coverage for Ford Transit Connect
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
The top picks for the best Ford Transit Connect car insurance are Geico, State Farm, and Progressive, known for their excellent coverage options and customer service.
These companies stand out in the competitive market by offering tailored policies that meet the unique needs of Ford Transit Connect owners. Learn more in our “What is the best car insurance?”
Our Top 10 Company Picks: Best Ford Transit Connect Car Insurance
Company Rank Multi-Policy Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Affordable Rates Geico
#2 17% B Complete Coverage State Farm
#3 12% A+ Online Tools Progressive
#4 10% A+ New Car Allstate
#5 20% A++ Military Families USAA
#6 12% A Flexible Policies Liberty Mutual
#7 15% A+ Policy Bundles Nationwide
#8 15% A Personalized Plans Farmers
#9 10% A++ Claims Process Travelers
#10 15% A Discounts Variety American Family
Their commitment to providing comprehensive protection and affordable solutions makes them leaders in auto insurance. Whether you’re looking for liability coverage, collision coverage, or additional perks, these insurers offer a range of options to keep you securely on the road.
To see fast Ford Transit Connect insurance quotes right now, just enter your ZIP code above. We’ll provide you with a personal Ford Transit Connect insurance rate from top companies right away.
- Geico is the top pick for Ford Transit Connect car insurance
- Insurance tailored for the Ford Transit Connect’s specific needs
- Covers unique aspects of insuring a Ford Transit Connect efficiently
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#1 – Geico: Top Overall Pick
Pros
- Competitive Pricing: Geico offers the most affordable Ford Transit Connect insurance rates, appealing to budget-conscious owners.
- Substantial Multi-Policy Discount: With a 25% discount, Geico incentivizes Ford Transit Connect owners to bundle their policies. Unlock details in our guide titled, “Geico Car Insurance Review.”
- Top-Tier Financial Stability: Geico’s A++ A.M. Best rating ensures reliable claims handling for Ford Transit Connect policies.
Cons
- Standard Coverage Options: Geico’s Ford Transit Connect insurance may lack specialized coverages found with other insurers.
- Customer Service Variability: Some customers with Ford Transit Connect might find Geico’s service inconsistent compared to competitors with higher-touch models.
#2 – State Farm: Best for Comprehensive Coverage
Pros
- Bundling Policies: State Farm offers significant discounts for bundling multiple insurance policies for the Ford Transit Connect.
- High Low-Mileage Discount: Ford Transit Connect owners benefit from substantial discounts for low mileage. Unlock details in our State Farm car insurance review.
- Wide Coverage: A variety of coverage options are available specifically tailored for different Ford Transit Connect business needs.
Cons
- Limited Multi-Policy Discount: At 17%, State Farm’s multi-policy discount for Ford Transit Connect insurance lags behind some competitors.
- Higher Premium Costs: Despite discounts, premiums for certain coverage levels of Ford Transit Connect insurance might still be relatively higher.
#3 – Progressive: Best for Online Tools
Pros
- Innovative Online Tools: Progressive offers superior online tools that simplify managing Ford Transit Connect insurance policies. Delve into our evaluation of Progressive car insurance review.
- Tailored Discounts: Progressive provides Ford Transit Connect owners with discounts that cater specifically to their usage patterns.
- Strong Financial Rating: With an A+ rating from A.M. Best, Progressive is a reliable choice for Ford Transit Connect insurance.
Cons
- Lower Multi-Policy Discount: The 12% multi-policy discount is less attractive for Ford Transit Connect owners looking to bundle services.
- Complex Policy Options: Some Ford Transit Connect owners may find Progressive’s array of policy options overwhelming and difficult to navigate.
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#4 – Allstate: Best for New Car
Pros
- New Car Replacement: Allstate offers new car replacements for Ford Transit Connect owners, ensuring full value coverage in case of total loss.
- Discount for New Vehicles: Owners of new Ford Transit Connects enjoy specific discounts, enhancing affordability.
- Robust Financial Health: Allstate’s A+ A.M. Best rating ensures strong backing for insurance claims with Ford Transit Connect owners. Discover more about offerings in our Allstate car insurance review.
Cons
- Higher Rates for Older Models: Older Ford Transit Connect models may face higher premiums with Allstate.
- Fewer Customization Options: Ford Transit Connect owners might find Allstate’s policy options less flexible compared to others.
#5 – USAA: Best for Military Families
Pros
- Exclusive Military Benefits: USAA offers special rates and discounts for military families owning Ford Transit Connects.
- Enhanced Multi-Policy Discount: A 20% discount encourages Ford Transit Connect owners to bundle policies effectively.
- Exceptional Financial Stability: USAA’s A++ rating from A.M. Best guarantees excellent reliability and service for Ford Transit Connect owners. Unlock details in our USAA car insurance review.
Cons
- Limited Availability: USAA’s services are only available to military members and their families, and not accessible to the general public with Ford Transit Connect vehicle.
- Basic Online Features: Compared to competitors, USAA’s online tools for Ford Transit Connect insurance might seem less advanced.
#6 – Liberty Mutual: Best for Policy Options
Pros
- Customizable Policies: Liberty Mutual offers highly flexible policies, allowing Ford Transit Connect owners to tailor coverage as needed.
- Accident Forgiveness: Ford Transit Connect drivers benefit from accident forgiveness policies that prevent rate increases after the first accident.
- Solid Financial Rating: With an A rating from A.M. Best, Liberty Mutual is a reliable provider for Ford Transit Connect drivers. See more details on our Liberty Mutual car insurance review.
Cons
- Variable Pricing: Rates for Ford Transit Connect insurance can vary widely, potentially affecting budgeting for some owners.
- Customer Service Issues: Some customers with Ford Transit Connect vehicles may experience inconsistencies in service quality with Liberty Mutual.
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#7 – Nationwide: Best for Policy Bundles
Pros
- Strong Bundle Options: Nationwide offers a 15% discount on bundling, ideal for Ford Transit Connect owners looking to consolidate policies.
- Wide Range of Coverages: Extensive coverage options cater specifically to the diverse needs of Ford Transit Connect owners.
- High Financial Strength: Nationwide’s A+ financial rating underscores its ability to handle claims effectively for Ford Transit Connect owners. More information is available about this provider in our Nationwide car insurance discounts.
Cons
- Higher-End Premiums: While offering broad coverage, Nationwide’s premiums for Ford Transit Connect insurance may be higher than some competitors.
- Complex Claims Process: Some Ford Transit Connect owners might find the claims process to be more complicated and time-consuming.
#8 – Farmers: Best for Customized Insurance
Pros
- Personalized Coverage: Farmers offers tailored insurance plans, allowing Ford Transit Connect owners to customize policies to their specific needs.
- Dedicated Agent Network: Access to a dedicated network of agents provides personalized service for managing Ford Transit Connect insurance.
- Solid Financial Rating: Farmers maintains a strong A rating from A.M. Best, ensuring dependable claims service for Ford Transit Connect owners. Read up on Farmers car insurance review for more information.
Cons
- Potentially Higher Rates: Some Ford Transit Connect owners may find Farmers’ rates higher compared to other insurers offering similar coverage.
- Limited Discount Opportunities: Fewer discounts available for bundling or safety features may reduce the overall value for Ford Transit Connect owners.
#9 – Travelers: Best for Claims Processing
Pros
- Efficient Claims Process: Travelers is known for its efficient claims process, ensuring quick and effective resolution for Ford Transit Connect owners.
- High Financial Strength: With an A++ rating from A.M. Best, Travelers offers robust financial reliability for all insurance claims for Ford Transit Connect. See more details on our Travelers car insurance review.
- Comprehensive Coverage Options: A wide array of coverage options allows Ford Transit Connect owners to find exactly what they need.
Cons
- Premium Pricing: The cost of comprehensive plans for Ford Transit Connects can be high, affecting affordability for some owners.
- Complex Policy Details: Navigating the details and options of Travelers policies can be challenging for some Ford Transit Connect owners.
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#10 – American Family: Best for Discounts Variety
Pros
- Wide Range of Discounts: American Family offers a variety of discounts that Ford Transit Connect owners can leverage to reduce insurance costs.
- Customizable Policy Features: Owners have the flexibility to adjust their coverage levels and options to better suit their Ford Transit Connect’s needs.
- Strong Industry Rating: With an A rating from A.M. Best, American Family stands as a reliable provider of insurance services for Ford Transit Connect. See more details on our American Family car insurance review.
Cons
- Availability Limitations: American Family’s insurance products for the Ford Transit Connect are not available in all states, limiting access for some owners.
- Variable Customer Service: The quality of customer service can vary significantly, potentially affecting the insurance experience for Ford Transit Connect owners.
Ford Transit Connect Insurance Rate Comparison
This table provides a detailed look at the monthly rates for both minimum and full coverage options across various insurance providers for the Ford Transit Connect.
Ford Transit Connect Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $35 $110
American Family $56 $90
Farmers $59 $105
Geico $37 $107
Liberty Mutual $33 $98
Nationwide $51 $92
Progressive $45 $100
State Farm $48 $95
Travelers $31 $96
USAA $42 $85
By comparing the costs associated with minimum and full coverage, Ford Transit Connect owners can make informed decisions about the extent of insurance protection they prefer.
For instance, Travelers offers the lowest minimum coverage rate at $31, while USAA provides the most affordable full coverage option at $85 per month. On the higher end, Allstate charges $35 for minimum coverage and $110 for full coverage, indicating a broader range in premium costs.
This variability underscores the importance of considering both the coverage needs and budget constraints when selecting an insurance provider for the Ford Transit Connect.
Learn more: Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements
Are Vehicles Like the Ford Transit Connect Expensive to Insure
When considering the costs of insuring a vehicle like the Ford Transit Connect, it’s helpful to compare it with other similar models. The following table outlines the average insurance rates for vans such as the Ford Windstar, Toyota Sienna, and Ford E Series Wagon, providing a clear picture of what you might expect to pay.
The data illustrates that while insurance costs can vary, a comprehensive overview like this helps potential and current owners estimate their potential expenses accurately.
For those assessing whether to purchase a Ford Transit Connect or another similar van, these figures serve as a valuable benchmark for budgeting their annual vehicle expenses.
The displayed insurance rates highlight the variability in costs associated with different models comparable to the Ford Transit Connect. This information is crucial for prospective buyers aiming to make informed financial decisions regarding vehicle insurance. Learn more in our “Is it cheaper to purchase car insurance online?”
Insurance Rates for Vehicles Similar to the Ford Transit Connect
Understanding the insurance costs associated with vehicles similar to the Ford Transit Connect can help prospective buyers make informed decisions. This comparison shows the comprehensive, collision, liability, and total insurance rates for various vans like the Chrysler Town and Country, Honda Odyssey, and Toyota Sienna.
Ford Transit Car Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Chrysler Pacifica | $29 | $44 | $26 | $111 |
| Chrysler Pacifica Hybrid | $31 | $55 | $28 | $125 |
| Chrysler Town and Country | $25 | $39 | $30 | $104 |
| Dodge Grand Caravan | $26 | $37 | $31 | $106 |
| Honda Odyssey | $23 | $44 | $31 | $112 |
| Kia Sedona | $24 | $37 | $28 | $100 |
| Mazda 5 | $19 | $34 | $31 | $95 |
| Toyota Sienna | $25 | $44 | $31 | $113 |
As the table demonstrates, insurance expenses vary depending on the vehicle model, offering insight into potential costs for owners. Such information is crucial for budget planning and helps align expectations with the financial realities of owning and insuring similar types of vehicles.
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What Impacts the Cost of Ford Transit Connect Insurance
The average annual rate for the Ford Transit Connect is just that, an average. Your car insurance premiums for a Ford Transit Connect can be higher or lower depending on the trim level and personal factors.
Those factors include your age, home address, driving history, and the model year of your Ford Transit Connect. Access comprehensive insights into our guide titled, “What affects a car insurance quote?”
Ford Transit Connect Crash Test Ratings
The crash test ratings for the Ford Transit Connect provide crucial safety information across various model years and configurations, from wagons to vans. This data includes ratings in overall, frontal, side, and rollover tests, helping potential buyers understand the vehicle’s safety performance.
Ford Transit Connect Crash Test Ratings by Model Year
| Vehicle | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Ford Transit Connect | 5 stars | 4 stars | 5 stars | 4 stars |
| 2023 Ford Transit Connect | 5 stars | 4 stars | 5 stars | 4 stars |
| 2022 Ford Transit Connect | 5 stars | 4 stars | 5 stars | 4 stars |
| 2021 Ford Transit Connect | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Ford Transit Connect | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Ford Transit Connect | 5 stars | 4 stars | 5 stars | 4 stars |
These ratings are vital for evaluating the safety standards of the Ford Transit Connect, highlighting how different models perform in rigorous testing scenarios. Such information is essential for making informed decisions about vehicle safety and reliability, particularly for families and commercial use.
Ways to Save on Ford Transit Connect Insurance
Finding ways to save on Ford Transit Connect insurance can make a significant difference in your annual expenses. Here are several effective strategies that can help lower your premiums and enhance your financial flexibility.
- Move to the countryside.
- Buy a Ford Transit Connect with an anti-theft device.
- Move to an area with better weather.
- Consider ride-sharing services to lower your Ford Transit Connect mileage.
- Add a more experienced driver to your Ford Transit Connect policy.
By adopting these tips, such as relocating to a less urban area or adding an experienced driver to your policy, you can significantly reduce the costs associated with insuring your Ford Transit Connect.
These adjustments not only provide immediate financial relief but also contribute to long-term savings in your vehicle insurance expenses. Know more by reading our guide titled, “16 Ways to Lower the Cost of Your Insurance.”
Top Ford Transit Connect Insurance Companies
Choosing the right insurance provider is crucial for Ford Transit Connect owners seeking affordability and comprehensive coverage. This list ranks the top insurance companies by market share, highlighting those known for offering competitive rates and discounts for security and safety features on the Ford Transit Connect.
The companies listed, from State Farm to Nationwide, represent the leading insurers for the Ford Transit Connect, based on their market share. This information aids Ford Transit Connect owners in making informed decisions about which insurer provides the best value and coverage options for their needs. Unlock details in our guide titled, “The Top 5 Car Insurance Companies.”
Largest Auto Insurers by Market Share
Exploring the landscape of the largest auto insurers by market share offers a clear view of the industry’s key players and their impact on the market.
Geico's strong market presence underscores its reliability and commitment to affordable insurance solutions.
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This table lists the top ten companies, showcasing their volume and the percentage of the market they control, from State Farm at the forefront to Nationwide.
Ford Transit Connect Largest Car Insurers by Market Share
| Rank | Insurance Company | Volume | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9.1% |
| #2 | Geico | $46,358,896 | 6.4% |
| #3 | Progressive | $41,737,283 | 5.7% |
| #4 | Allstate | $39,210,020 | 5.4% |
| #5 | Liberty Mutual | $36,172,570 | 5% |
| #6 | Travelers | $28,786,741 | 4% |
| #7 | USAA | $24,621,246 | 3.4% |
| #8 | Chubb | $24,199,582 | 3.3% |
| #9 | Farmers | $20,083,339 | 2.8% |
| #10 | Nationwide | $18,499,967 | 2.5% |
This overview not only helps in understanding the dominance of these insurers but also aids consumers in recognizing which companies hold significant sway over the market. Such insights are valuable for making informed decisions when choosing an insurer that aligns with their needs and preferences. Save money by comparing Ford Transit Connect insurance rates with our free quotes online below.
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Frequently Asked Questions
Are Ford Transit Connects expensive to insure?
No, Ford Transit Connects are generally not expensive to insure. Their insurance costs are often reasonable due to their safety features and moderate repair costs.
For additional details, explore our comprehensive resource titled, “How do you get competitive quotes for car insurance?“
What factors affect the cost of Ford Transit Connect insurance?
The cost of insuring a Ford Transit Connect is influenced by factors such as the driver’s age, driving history, the vehicle’s model year, and the level of coverage selected.
How do crash test ratings affect Ford Transit Connect insurance rates?
Positive crash test ratings for the Ford Transit Connect can lead to lower insurance rates as they indicate higher safety standards, reducing the risk of significant damage and injuries in an accident.
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
How can I save on Ford Transit Connect insurance?
You can save on Ford Transit Connect insurance by comparing quotes from different insurers, opting for higher deductibles, and taking advantage of discounts for safety features and low mileage.
How can I compare quotes online for Ford Transit Connect insurance?
To compare Ford Transit Connect insurance quotes online, use insurance comparison websites where you can enter your vehicle details and personal information to receive and compare quotes from multiple insurers.
To find out more, explore our guide titled, “Finding Free Car Insurance Quotes Online.”
What is the most common insurance claim for a Ford Transit Connect?
The most common insurance claim for a Ford Transit Connect often involves transmission issues, as these are frequent mechanical problems reported by owners.
How reliable is the Ford Transit Connect in terms of insurance risk?
The Ford Transit Connect is deemed a reliable vehicle by insurance companies, often resulting in favorable insurance rates due to its good safety features and low maintenance costs.
How does the fuel efficiency of the Ford Transit Connect affect its insurance costs?
Fuel efficiency in the Ford Transit Connect can positively impact insurance costs as it’s associated with lower environmental risks and cost-effective operation, potentially reducing premiums.
What impact does the engine type of the Ford Transit Connect have on insurance rates?
The type of engine in a Ford Transit Connect can influence insurance rates; typically, vehicles with smaller, less powerful engines like the 1.5-liter diesel may be cheaper to insure than those with larger engines.
To learn more, explore our comprehensive resource on “Cheap Car Insurance for Older Vehicles.”
What is transit risk insurance for the Ford Transit Connect?
Transit risk insurance for the Ford Transit Connect covers risks associated with transporting the vehicle, including damages from accidents or theft while the vehicle is in transit from one location to another.
What insurance group does the Ford Transit Connect fall into?
The Ford Transit Connect falls into various insurance groups based on its engine size, safety features, and repair costs, which influences the insurance premiums.
What is the typical cost to insure a Ford Transit Connect?
The cost to insure a Ford Transit Connect can vary significantly based on factors such as the driver’s age, driving history, and the specific model and features of the van.
Which Ford Transit Connect model offers the best insurance value?
The best Ford Transit Connect model for insurance value typically offers a balance between comprehensive safety features and affordable premiums.
To learn more, explore our comprehensive resource on “Compare Car Insurance by Coverage Type.”
Why is insurance availability changing for the Ford Transit Connect?
Insurance availability for the Ford Transit Connect may change as manufacturers alter production, affecting the availability of parts and overall insurability.
How are insurance premiums calculated for the Ford Transit Connect?
Insurance premiums for the Ford Transit Connect are calculated based on the vehicle’s risk of theft, cost of repairs, safety ratings, and the likelihood of causing damage to other vehicles.
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool below to instantly compare quotes near you.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
