Best Ford Taurus Car Insurance in 2024 (Top 10 Companies)
State Farm, Progressive, and Allstate lead the way for the best Ford Taurus car insurance, offering coverage from $74/month. State Farm excels with its extensive coverage options, Progressive provides flexible policy choices, while Allstate stands out with substantial multi-policy discounts for Ford Taurus owners.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Nov 4, 2024
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UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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11,413 reviewsWhen it comes to the best Ford Taurus car insurance, State Farm, Progressive, and Allstate are among the best car insurance companies. State Farm is particularly praised for its reliable customer service and extensive coverage options.
Progressive offers flexible, customizable insurance for Ford Taurus drivers. Allstate provides savings through multi-policy discounts, making it cost-effective for bundling with other coverage.
Our Top 10 Company Picks: Best Ford Taurus Car Insurance
| Company | Rank | UBI Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 30% | B | Customer Service | State Farm |
 | #2 | 30% | A+ | Qualifying Coverage | Progressive |
 | #3 | 40% | A+ | Infrequent Drivers | Allstate |
 | #4 | 30% | A | Customizable Policies | Liberty Mutual |
 | #5 | 40% | A+ | Simple Claims | Nationwide |
 | #6 | 30% | A | Signal App | Farmers |
 | #7 | 30% | A++ | Safety Features | Travelers |
 | #8 | 30% | A | Costco Members | American Family |
 | #9 | 25% | A+ | Exclusive Benefits | The Hartford |
 | #10 | 30% | A | Online Tools | Safeco |
Each of these leading insurers provides unique benefits, making them excellent choices for finding both affordable and comprehensive coverage for your Ford Taurus.
See if you’re getting the best deal on car insurance by entering your ZIP code above.
- State Farm stands out for best Ford Taurus car insurance with broad coverage
- Geico offers affordable premiums, while Allstate provides extensive coverage
- Tailored coverage plans for Ford Taurus drivers ensure optimal protection
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#1 – State Farm: Top Overall Pick
Pros
- Tailored Coverage for Ford Taurus: State Farm provides insurance plans specifically crafted for Ford Taurus vehicles, addressing their unique features and ensuring comprehensive protection for your car.
- Discounts for Advanced Safety Features: Explore our State Farm car insurance review to see how their discounts for advanced safety technologies could significantly lower your insurance premiums for your Ford Taurus.
- Personalized Support from Local Agents: State Farm’s extensive network of local agents offers personalized support, helping you choose the best policy and manage coverage tailored specifically to your Ford Taurus.
Cons
- Limited Bundling Opportunities: State Farm may not offer as many bundling options as other providers, potentially limiting your ability to combine policies and maximize savings on Ford Taurus insurance.
- Potential Rate Increases: Filing a claim or making policy adjustments could lead to substantial increases in premiums, affecting the long-term affordability of your Ford Taurus insurance.
#2 – Progressive: Best for Qualifying Coverage
Pros
- Highly Customizable Coverage: Progressive allows for extensive customization of your insurance policy, ensuring it meets the specific needs of your Ford Taurus, whether for daily use or special circumstances.
- Snapshot Program for Safe Driving: Progressive’s Snapshot program rewards safe driving behaviors with discounts, which can reduce premiums for conscientious Ford Taurus drivers.
- Advanced Online Tools: Discover our Progressive car insurance review, which highlights how their robust online tools and real-time claims tracking enhance the management of your Ford Taurus insurance.
Cons
- Digital-Only Service: Progressive’s focus on digital interactions may not suit Ford Taurus owners who prefer in-person consultations with agents for a more personalized service experience.
- Variable Customer Service: Mixed reviews about Progressive’s customer service and claims handling could impact your overall satisfaction with your Ford Taurus insurance.
#3 – Allstate: Best for Infrequent Drivers
Pros
- Wide Range of Coverage Options: Allstate provides a variety of coverage plans suited for both new and older Ford Taurus models, ensuring comprehensive protection tailored to your specific vehicle.
- Drivewise Rewards for Safe Driving: The Drivewise program offers rewards and discounts for safe driving, potentially lowering insurance costs for Ford Taurus owners who drive responsibly.
- Efficient Claims Support: View our Allstate car insurance review to understand how their efficient claims processing ensures quick and effective handling of any claims related to your Ford Taurus.
Cons
- Higher Premiums for Certain Profiles: Insurance costs with Allstate might be higher for drivers with less favorable records or risk profiles, which can make Ford Taurus insurance more expensive.
- Complex Coverage Details: The extensive range of coverage options might be overwhelming, leading to potential confusion when selecting the most appropriate plan for your Ford Taurus.
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#4 – Liberty Mutual: Best for Customizable Policies
Pros
- Flexible Insurance Plans: Delve into our Liberty Mutual car insurance review to learn about their customizable plans that allow you to tailor coverage specifically for your Ford Taurus.
- Discounts for Safety Features: Benefit from discounts related to advanced safety features and policy bundling, helping to reduce the overall cost of insurance for your Ford Taurus.
- 24/7 Customer Service: Liberty Mutual provides around-the-clock customer support, offering peace of mind and ensuring that any issues with your Ford Taurus insurance can be addressed at any time.
Cons
- Potentially Higher Premiums: Insurance rates with Liberty Mutual may be higher for certain Ford Taurus models or drivers, potentially affecting the overall affordability of your coverage.
- Inconsistent Service Quality: The quality of service and claims handling can vary, which may impact your overall satisfaction with Liberty Mutual’s Ford Taurus insurance.
#5 – Nationwide: Best for Simple Claims
Pros
- Discounts for Young Drivers: Nationwide offers substantial discounts for young drivers and good students, making it a cost-effective option for families with Ford Taurus vehicles.
- On Your Side® Review: Nationwide’s On Your Side® Review provides personalized insights and recommendations, ensuring that your Ford Taurus insurance coverage is well-suited to your needs.
- Roadside Assistance Included: See our Nationwide car insurance review to find out how their roadside assistance policies provide additional support and peace of mind for Ford Taurus drivers.
Cons
- Limited Local Agent Network: With fewer local agents, Nationwide may offer less personalized service compared to competitors with a broader network, affecting your Ford Taurus insurance experience.
- Inconsistent Claims Processing: Some users report varied experiences with the claims process, which could influence your overall satisfaction with Nationwide’s Ford Taurus insurance.
#6 – Farmers: Best for Signal App
Pros
- Discounts for Safety Technology: Based on our Farmers car insurance review, you can take advantage of discounts for advanced safety features on your Ford Taurus, potentially lowering your insurance premiums.
- Extensive Coverage Options: Farmers offers a wide array of coverage options designed to cater to different Ford Taurus models and driving conditions, ensuring comprehensive protection.
- Personalized Local Service: Farmers’ local agents offer expert advice and tailored support, helping you make informed decisions about insurance for your Ford Taurus.
Cons
- Higher Premiums for Some Drivers: Insurance rates with Farmers may be higher for drivers with less favorable records, impacting the cost of coverage for your Ford Taurus.
- Variable Service Quality: Customer service and claims handling can be inconsistent, which may affect your overall experience with Farmers’ Ford Taurus insurance.
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#7 – Travelers: Best for Safety Features
Pros
- Discounts for Advanced Safety Features: Travelers offers discounts for Ford Taurus models with advanced safety technologies, potentially reducing your insurance costs.
- Customizable Coverage Plans: Travelers provides flexible insurance plans tailored to the specific needs of Ford Taurus owners, ensuring that your policy aligns with your driving habits and vehicle specifications.
- Competitive Initial Rates: In our Travelers car insurance review, you’ll discover how discounts for advanced safety technologies can help reduce your insurance costs for a Ford Taurus.
Cons
- Limited Local Agent Network: Travelers’ fewer local agents may be less appealing to those who prefer in-person interactions for their Ford Taurus insurance needs.
- Mixed Claims Handling: Inconsistent experiences with the claims process could affect overall satisfaction with Travelers’ Ford Taurus insurance.
#8 – American Family: Best for Costco Members
Pros
- Discounts for Safe Driving: American Family offers discounts for safe driving and good student performance, benefiting Ford Taurus owners who exhibit responsible driving behavior.
- Customizable Coverage Options: American Family provides a range of customizable insurance plans designed specifically for Ford Taurus drivers, ensuring coverage that meets your specific needs.
- Excellent Customer Service: According to our American Family car insurance review, their high-quality customer service ensures a positive experience for Ford Taurus insurance policyholders.
Cons
- Higher Premiums for Some Models: Insurance rates with American Family may be higher compared to other providers, particularly for certain Ford Taurus models or higher-risk drivers.
- Availability Issues: Limited availability in some states may restrict insurance options for Ford Taurus owners, potentially affecting accessibility.
#9 – The Hartford: Best for Exclusive Benefits
Pros
- AARP Member Discounts: Special discounts for AARP members can benefit Ford Taurus owners, providing additional savings on your insurance premiums.
- Accident Forgiveness: With our The Hartford car insurance review, find out how accident forgiveness can help maintain steady rates after a first at-fault accident for Ford Taurus drivers.
- Strong Claims Support: Known for excellent claims support, The Hartford ensures that Ford Taurus insurance claims are processed efficiently and effectively.
Cons
- Higher Premiums for Some Drivers: Rates may be higher for younger or less experienced Ford Taurus drivers, affecting the affordability of coverage.
- Limited Discount Variety: The range of available discounts might be less extensive compared to other providers, potentially impacting overall value.
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#10 – Safeco: Best for Online Tools
Pros
- Customizable Plans for Ford Taurus: Safeco offers flexible insurance plans that can be tailored to various Ford Taurus models and driver needs, providing a personalized insurance experience.
- Multiple Discount Opportunities: Safeco provides a variety of discounts, including those for safe driving and bundling policies, helping to reduce the cost of your Ford Taurus insurance.
- Flexible Payment Options: With our Safeco car insurance review, you can explore various payment plans that accommodate different financial situations and preferences for managing your Ford Taurus insurance.
Cons
- Inconsistent Customer Service: Mixed reviews about Safeco’s customer service and claims handling may affect your overall experience with Ford Taurus insurance.
- Potentially Higher Premiums: Rates could be higher for certain Ford Taurus models or driver profiles compared to other insurance providers, impacting overall affordability.
Ford Taurus Car Insurance Coverage Comparison
When evaluating the best Ford Taurus car insurance, understanding the variation in costs across different coverage levels and providers is essential.
Each provider offers a range of rates for minimum and full coverage car insurance, reflecting their specific pricing strategies and the extent of coverage provided. The table below shows how insurance rates differ based on the level of coverage selected.
Ford Taurus Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $80 | $145 |
| American Family | $79 | $144 |
| Farmers | $82 | $148 |
| Liberty Mutual | $85 | $150 |
| Nationwide | $76 | $138 |
| Progressive | $78 | $140 |
| Safeco | $81 | $147 |
| State Farm | $75 | $135 |
| The Hartford | $74 | $130 |
| Travelers | $77 | $142 |
Providers such as State Farm and The Hartford stand out for offering competitive rates, which can help in finding affordable options for both minimum and full coverage.
On the other hand, companies like Liberty Mutual and Farmers tend to have higher rates, but they may offer additional benefits or features. Comparing these options provides valuable insights into the best Ford Taurus car insurance that suits your budget and coverage requirements.
State Farm delivers the best value for Jeep Patriot insurance with unbeatable rates and comprehensive coverage.Michelle Robbins Licensed Auto Insurance Agent
Examining how different providers’ rates vary for minimum and full coverage, you can compare comprehensive car insurance options to find the most cost-effective solution while ensuring comprehensive protection for your Ford Taurus.
Ford Taurus Insurance Cost
The average auto insurance rate for a Ford Taurus rates vary based on coverage, deductibles, and driver profiles. State Farm offers significant discounts, while Progressive provides lower rates for high car insurance deductibles and competitive options for teen drivers. USAA is known for low-deductible plans, and Geico helps manage costs for high-risk drivers.
Ford Taurus Insurance Monthly Rates by Coverage Type
| Type | Rates |
|---|---|
| Discount Rate | $73 |
| High Deductibles | $108 |
| Average Rate | $125 |
| Low Deductibles | $157 |
| High-Risk Driver | $266 |
| Teen Driver | $456 |
Choosing the best insurance for your Ford Taurus means evaluating different factors like deductibles, discounts, and driver profiles. Comparing quotes and exploring available discounts, you can secure affordable coverage and drive with confidence.
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Cost of Insuring Ford Tauruses
When comparing insurance rates for the Ford Taurus with other sedans like the Chevrolet Malibu, Honda Accord, and Chevrolet Impala, the Ford Taurus falls in the mid-range.
The annual insurance cost for a Ford Taurus which is slightly higher than the Chevrolet Malibu and the Honda Accord. It is also somewhat lower than the Honda Civic and the Chevrolet Blazer.
Ford Taurus Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| Chevrolet Blazer | $26 | $31 | $57 | $126 |
| Chevrolet Impala | $31 | $23 | $44 | $112 |
| Chevrolet Malibu | $31 | $27 | $44 | $115 |
| Ford Taurus | $33 | $29 | $50 | $125 |
| Honda Accord | $31 | $23 | $42 | $109 |
| Honda Civic | $35 | $23 | $55 | $128 |
| Volkswagen Passat | $33 | $28 | $50 | $123 |
State Farm offers competitive discounts that can help reduce the Ford Taurus insurance premium. Progressive also provides options for high deductibles that could lower your overall costs.
For those looking for comprehensive coverage at a lower cost, USAA might offer advantageous rates, particularly for military families. Exploring quotes from these providers and leveraging discounts can help you find the most affordable insurance for your Ford Taurus. For additional details, explore our comprehensive resource titled “Compare Comprehensive Car Insurance: Rates, Discounts, & Requirements”
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Impacts of Ford Taurus Insurance Cost
The cost of insuring a Ford Taurus can be influenced by several factors, with the trim and model year being significant contributors. Comparing quotes and considering these factors can help you manage insurance costs effectively for your Ford Taurus.
Age of the Vehicle
Insurance costs for the Ford Taurus decrease with the vehicle’s age. Newer models typically have higher premiums compared to older ones. The table below shows how insurance costs vary across different model years, illustrating this trend. This trend is consistent across various years:
Ford Taurus Car Insurance Monthly Rates by Model Year and Coverage Type
| Model Year | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| 2024 Ford Taurus | $28 | $35 | $60 | $145 |
| 2023 Ford Taurus | $30 | $34 | $58 | $140 |
| 2022 Ford Taurus | $32 | $33 | $56 | $135 |
| 2021 Ford Taurus | $34 | $32 | $54 | $130 |
| 2020 Ford Taurus | $35 | $31 | $52 | $128 |
| 2019 Ford Taurus | $33 | $30 | $51 | $126 |
| 2018 Ford Taurus | $33 | $29 | $50 | $125 |
| 2017 Ford Taurus | $35 | $28 | $49 | $124 |
| 2016 Ford Taurus | $36 | $27 | $47 | $122 |
| 2015 Ford Taurus | $37 | $25 | $45 | $120 |
| 2014 Ford Taurus | $38 | $24 | $42 | $117 |
| 2013 Ford Taurus | $38 | $23 | $39 | $114 |
| 2012 Ford Taurus | $38 | $22 | $35 | $109 |
| 2011 Ford Taurus | $38 | $21 | $32 | $105 |
| 2010 Ford Taurus | $39 | $20 | $30 | $102 |
Older models generally have lower premiums due to decreased replacement and repair costs. State Farm, Progressive, and USAA offer rates that reflect these differences. Comparing quotes from these providers can help you find more affordable insurance based on your Taurus’s age. For a comprehensive overview, explore our detailed resource titled “Collision vs. Comprehensive: What is the difference”
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Driver Age
Driver age significantly affects Ford Taurus insurance premiums. Younger drivers typically face much higher costs compared to older, more experienced drivers. The chart below shows how insurance rates vary by driver age, highlighting the cost differences.
Ford Taurus Car Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $456 |
| Age: 18 | $375 |
| Age: 20 | $283 |
| Age: 30 | $130 |
| Age: 40 | $125 |
| Age: 45 | $120 |
| Age: 50 | $114 |
| Age: 60 | $111 |
State Farm, Progressive, and USAA reflect these differences in their rate structures. To manage costs effectively, younger drivers should compare quotes and explore any available discounts that may help lower their insurance expenses.
Being aware of these differences and exploring options, drivers can better manage their insurance costs and find more affordable solutions. For detailed information, refer to our comprehensive report titled “Compare Teen Driver Car Insurance Rates.”
Driver Location
Your location plays a significant role in determining Ford Taurus insurance rates. Insurance costs can vary widely based on where you live. The chart below illustrates how insurance rates differ across various cities:
Ford Taurus Car Insurance Monthly Rates by City
| State | Rates |
|---|---|
| Los Angeles, CA | $213 |
| New York, NY | $197 |
| Houston, TX | $195 |
| Jacksonville, FL | $181 |
| Philadelphia, PA | $167 |
| Chicago, IL | $165 |
| Phoenix, AZ | $145 |
| Seattle, WA | $121 |
| Indianapolis, IN | $106 |
| Columbus, OH | $104 |
Areas with higher traffic volumes, elevated crime rates, or increased risk factors that affect car insurance rates typically result in higher insurance premiums. Urban centers often have higher rates due to increased accident risks and vehicle thefts, while rural or less densely populated areas may offer lower rates.
Recognizing these location-based differences can help you anticipate insurance costs and find strategies to manage them more effectively.
Driving Record
Your driving record plays a crucial role in determining the cost of Ford Taurus auto insurance. Drivers with clean records generally enjoy lower premiums, while those with violations or accidents face significantly higher rates. The chart below demonstrates how different driving record scenarios affect Ford Taurus insurance prices:
Ford Taurus Car Insurance Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Ticket | One Accident | One DUI |
|---|---|---|---|---|
| Age: 16 | $439 | $501 | $562 | $646 |
| Age: 18 | $371 | $422 | $485 | $552 |
| Age: 20 | $308 | $352 | $405 | $474 |
| Age: 30 | $192 | $224 | $256 | $331 |
| Age: 40 | $175 | $208 | $239 | $311 |
| Age: 45 | $169 | $201 | $234 | $305 |
| Age: 50 | $162 | $196 | $227 | $298 |
| Age: 60 | $154 | $188 | $219 | $289 |
For instance, teenagers and drivers in their 20s see the most substantial increases in insurance costs if they have violations or accidents on their records.
Evaluating your driving history impacts your insurance can help you manage and potentially reduce your premiums by maintaining a clean driving record and addressing any violations promptly. For a comprehensive analysis, refer to our detailed guide titled “Best Car Insurance for High-Risk Drivers.”
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Unlock Savings with Best Ford Taurus Car Insurance Providers
To secure the best Ford Taurus car insurance, understanding the various discounts available can significantly impact your premium savings.
The following overview highlights key car insurance discount opportunities from top insurance providers. As detailed in the table, each company provides various ways to save on premiums:
Allstate offers discounts for safe driving and multi-policy bundling. American Family provides savings for good students and low mileage. Farmers features discounts for multi-policy holders and anti-theft devices, while Liberty Mutual offers savings for new car replacement and military service.
Nationwide provides discounts for safe driving and accident-free records, and Progressive includes savings for multi-policy bundling and using Snapshot to monitor driving.
Safeco offers discounts for good students and accident-free records, whereas State Farm provides savings through its Drive Safe & Save program and multi-policy bundling. The Hartford features discounts for AARP members and defensive driving, while Travelers offers savings for hybrid vehicles and safe driving.
Here are some effective ways to save on Jeep Patriot insurance:
- Multi-Policy Discounts: Bundle your Jeep Patriot insurance with other policies, such as home or renters insurance, to receive a discount on your premiums.
- Good Student Discounts: Young drivers who excel academically can earn discounts, rewarding good performance with reduced insurance costs.
- Anti-Theft Device Discounts: Install approved anti-theft devices in your Jeep Patriot to qualify for discounts, as these features reduce the risk of theft.
- Defensive Driving Course Discounts: Complete a defensive driving course to potentially lower your premium and qualify for defensive driver car insurance discounts, demonstrating your commitment to safe driving.
Exploring the available discounts is crucial for finding the best Ford Taurus car insurance that fits your budget. Make sure to review the discounts offered by top providers and choose the policy that best meets your needs and financial goals.
Best Jeep Patriot Safety Ratings
The Jeep Patriot’s safety performance is assessed through crashworthiness and additional tests to evaluate occupant protection. Conducted by safety organizations like the IIHS, these assessments offer insights into the vehicle’s safety features and resilience, helping understand how much a minor accident affects car insurance rates.
The Jeep Patriot’s crashworthiness tests reveal a mix of strengths and weaknesses:
- Driver-Side Small Overlap Front (2012 Model): The test revealed significant safety issues, with minimal airbag contact, excessive seat belt movement, a tipping driver’s seat, and a non-deploying side airbag, increasing injury risks.
- Moderate Overlap Frontal Test (2008 Model): This test showed improved results over the small overlap test but still raised concerns about head and neck protection.
- Side Crash Test (2008 Model): The vehicle fared better in this test, with improved protection against side impacts compared to the small overlap test.
In additional safety tests, the Jeep Patriot demonstrated notable strengths and some areas for improvement:
- Headlight Test: The headlight test revealed inadequate visibility, with poor performance in both straightaway and curved conditions, affecting the driver’s ability to see clearly in different driving scenarios.
- Child Seat Anchors: The child seat anchors were rated satisfactory, offering good accessibility and secure installation, ensuring the effective safety of young passengers.
This overview of the Jeep Patriot’s safety ratings highlights its strong performance in roof strength and head restraints, which may impact potential safety features car insurance discounts. However, it also reveals significant concerns regarding crashworthiness and visibility.
Ford Taurus Safety Ratings
The safety ratings of your Ford Taurus play a significant role in determining your car insurance rates. Insurers often consider these ratings when assessing the potential risk of covering your vehicle. Below is a breakdown of the Ford Taurus safety ratings, provided by the Insurance Institute for Highway Safety (IIHS):
Ford Taurus Safety Ratings
| Test | Rating |
|---|---|
| Small overlap front: driver-side | Acceptable |
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
The ‘Good’ ratings in these tests contribute to the vehicle’s overall safety profile, potentially lowering your insurance premiums. When considering the best car insurance options for your Ford Taurus, keep in mind how these safety ratings may influence your premiums.
Choosing a provider that factors in the Taurus’s strong safety scores could result in more competitive insurance rates, especially when combined with safe driver car insurance discounts and other coverage options.”
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Ford Taurus Crash Test Ratings
The crash test ratings for the Ford Taurus not only reflect the vehicle’s ability to protect you in the event of an accident but also play a crucial role in determining your auto insurance rates. Below is a summary of the crash test ratings for various Ford Taurus models:
Ford Taurus Crash Test Ratings by Model Year
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2024 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
These consistent 5-star ratings across multiple categories for both front-wheel-drive (FWD) and all-wheel-drive (AWD) models underscore the Ford Taurus’s reputation as a safe vehicle. Understanding car accidents is essential when considering that the 4-star rating in the rollover category is slightly lower but still indicates strong performance.
The Ford Taurus’s top-tier crash test ratings can lead to more affordable insurance premiums, especially when combined with other safety features and discounts offered by insurers.
Ford Taurus Insurance Loss Probability
The insurance loss probability for the Ford Taurus varies across different coverage categories, impacting how insurance companies calculate your premiums.
The loss ratio reflects the amount insurers pay out in claims compared to the premiums they collect; a lower loss ratio often results in more favorable insurance rates. Below is a breakdown of the Ford Taurus’s insurance loss ratios:
Ford Taurus Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Collision | 9% |
| Property Damage | -12% |
| Comprehensive | 34% |
| Personal Injury | 15% |
| Medical Payment | 15% |
| Bodily Injury | 1% |
The Ford Taurus exhibits varying performance across insurance categories. A -12% loss rate for property damage suggests fewer claims, potentially lowering insurance costs. Compare collision car insurance rates, as collision and bodily injury have low loss rates of 9% and 1%, indicating fewer severe claims and reduced premiums.
As you compare insurance options, consider how these loss rates might impact your overall insurance costs and select coverage that offers the best balance between protection and affordability.
Top Ford Taurus Insurance Companies
When choosing the best car insurance companies for your Ford Taurus, the actual rates you pay will depend on various factors, including your location, driving history, and the specific coverage options you choose. Below is a list of top insurance companies offering Ford Taurus coverage, ranked by their market share:
Top Ford Taurus Car Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 million | 9.3% |
| #2 | Geico | $46.1 million | 6.6% |
| #3 | Progressive | $39.2 million | 5.6% |
| #4 | Liberty Mutual | $35.6 million | 5.1% |
| #5 | Allstate | $35.0 million | 5.0% |
| #6 | Travelers | $28.0 million | 4.0% |
| #7 | USAA | $23.4 million | 3.3% |
| #8 | Chubb | $23.3 million | 3.3% |
| #9 | Farmers | $20.6 million | 2.9% |
| #10 | Nationwide | $18.4 million | 2.6% |
These companies not only dominate the market but also offer various discounts that can help reduce your premiums. Many of them provide discounts for vehicles with advanced safety features, like those found in the Ford Taurus.
State Farm, the market leader with a 9.3% share, along with Geico and Progressive, are well-known for their competitive rates and discount offerings.
Their significant market presence suggests that they are trusted by a large number of customers, which can be a reassuring factor when choosing the right coverage for your vehicle.
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Essential Insight for Best Ford Taurus Car Insurance
Opting for the best Ford Taurus car insurance is about more than just finding the lowest price—it’s about ensuring you have the right coverage to meet your needs while taking advantage of discounts that can make your policy more affordable.
State Farm leads the pack with its comprehensive coverage and competitive pricing, setting the standard for Jeep Patriot insurance.Tracey L. Wells Licensed Auto Insurance Agent
Top providers like State Farm, Progressive, and Allstate offer a variety of options that cater to different coverage levels, from the minimum amount of liability car insurance coverage required to full comprehensive protection.
By carefully comparing quotes and understanding what each policy includes, you can find a plan that not only fits your budget but also provides the security and peace of mind you need. Exploring these options and asking about available discounts can lead to significant savings without sacrificing the quality of your coverage.
With the right approach, you can secure a policy that keeps your Ford Taurus well-protected while ensuring you get the best value for your money.
Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
Frequently Asked Questions
What is the cheapest Ford Taurus to insure?
Insurance rates for the Ford Taurus can differ by model and coverage. To secure the best Ford Taurus car insurance, compare car insurance rates by vehicle make and model to identify the most affordable options from leading providers.
Is the Ford Taurus car insurance expensive to maintain?
The cost of Ford Taurus car insurance varies. To find the best rates, including for Ford Taurus SHO insurance, compare quotes from top providers like State Farm, Progressive, and Allstate, starting at $75/month.
By entering your ZIP code below, you can get instant car insurance quotes from top providers.
Is a Ford Taurus a reliable car for getting the best Ford Taurus car insurance?
Yes, the Ford Taurus is considered reliable, which can positively impact your insurance rates. For the best Ford Taurus car insurance, consider insurers that appreciate reliability in their pricing models.
Who is the best Ford Taurus car insurance provider?
State Farm, Progressive, and Allstate are top choices for the best Ford Taurus car insurance. Each offers competitive rates and comprehensive coverage options tailored to Ford Taurus owners.
Which brand of car has the cheapest Ford Taurus car insurance?
While the Ford Taurus has competitive insurance rates, comparing these with other car brands can help find the most affordable Ford Taurus car insurance. Providers like State Farm and The Hartford offer good options.
Which type of motor insurance is cheapest for the best Ford Taurus car insurance?
Comparing liability car insurance coverage is typically the cheapest. For the best Ford Taurus car insurance, balancing affordability with comprehensive coverage is key. Compare different policy options from providers like Progressive and Allstate.
Which is the most expensive form of car insurance for the best Ford Taurus car insurance?
Comprehensive coverage is usually the most expensive. For the best Ford Taurus car insurance, consider a policy that balances cost with adequate protection, as offered by State Farm and other top providers.
Why are Ford Taurus so expensive to insure?
Ford Taurus insurance rates may be higher due to factors like repair costs. To get the best Ford Taurus car insurance, compare quotes from different providers to find competitive rates that suit your budget.
Which cars are cheapest to maintain for the best Ford Taurus car insurance?
Some cars might have lower maintenance costs compared to the Ford Taurus. To find the best Ford Taurus car insurance, explore different ways to lower car insurance rates by comparing insurance rates and maintenance costs of similar vehicles.
Who is known for the cheapest car insurance for the best Ford Taurus car insurance?
State Farm, Progressive, and Allstate are known for offering the best Ford Taurus car insurance with competitive rates. State Farm, in particular, is noted for its affordable rates starting at $75/month.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
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