Best Ford Shelby GT350 Car Insurance in 2024 (Top 10 Companies Ranked)

The best Ford Shelby GT350 car insurance providers are State Farm, Geico, and Progressive, known for their exceptional coverage and customer service.

These companies stand out for their ability to offer comprehensive protection tailored to the unique needs of Ford Shelby GT350 owners. By comparing these top insurers, drivers can ensure they receive the best possible rates and terms tailored specifically for high-performance vehicles like the Shelby GT350. Learn more in our guide titled “Cheap Car Insurance for High-Performance Vehicles.”

Our Top 10 Company Picks: Best Ford Shelby GT350 Car Insurance

Choosing the right insurer involves considering factors such as coverage options, customer reviews, and overall value.

To compare Ford Shelby GT350 auto insurance quotes from top companies, enter your ZIP code above.

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#1 – State Farm: Top Overall Pick

Pros

• Bundling Policies: State Farm offers significant discounts for bundling multiple insurance policies, beneficial for Ford Shelby GT350 owners.
• High Low-Mileage Discount: Owners of the Ford Shelby GT350 who drive fewer miles can benefit from State Farm’s substantial low-mileage discounts.
• Wide Coverage: State Farm provides a range of coverage options tailored to the unique needs of Ford Shelby GT350 owners. See the reviews and rankings in our full article titled “State Farm Car Insurance Review.”

Cons

• Limited Multi-Policy Discount: For Ford Shelby GT350 owners, State Farm’s multi-policy discount is lower compared to some competitors.
• Premium Costs: Despite available discounts, State Farm’s premiums may still be relatively higher for certain coverage levels for the Ford Shelby GT350.

#2 – Geico: Best for Affordable Rates

Pros

• Competitive Pricing: Geico offers affordable rates for Ford Shelby GT350 insurance, significantly lower than many competitors. Learn more about Geico’s rates in our guide titled “Geico Car Insurance Review.”
• High Customer Satisfaction: Geico is known for its excellent customer service, which is crucial for Ford Shelby GT350 owners looking for reliable support.
• Fast Claims Processing: Ford Shelby GT350 owners can benefit from Geico’s efficient claims processing, ensuring quicker resolution and less downtime.

Cons

• Coverage Limitations: Some Ford Shelby GT350 owners might find Geico’s coverage options less comprehensive than those of higher-priced competitors.
• Discount Specificity: While Geico offers a 25% multi-policy discount, the specific savings for Ford Shelby GT350 insurance may vary based on individual circumstances.

#3 – Progressive: Best for Flexible Plans

Pros

• Customizable Plans: Progressive offers highly customizable insurance plans, which is ideal for Ford Shelby GT350 owners with specific needs.
• Loyalty Rewards: Progressive provides loyalty rewards that can benefit Ford Shelby GT350 owners who stick with the company long-term.
• Online Tools: Progressive’s advanced online tools help Ford Shelby GT350 owners manage their policies and claims efficiently. Our complete “Progressive Car Insurance Review” goes over this in more detail. 

Cons

• Variable Customer Service: The quality of customer service at Progressive can vary, potentially affecting Ford Shelby GT350 owners during claims.
• Higher Rates for High Risk: Ford Shelby GT350 owners with a high-risk profile might face steeper rates at Progressive compared to other insurers.

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#4 – Allstate: Best for Local Agents

Pros

• Personalized Service: Allstate’s strong network of local agents provides personalized service, making it easier for Ford Shelby GT350 owners to tailor their coverage. Find more information about Allstate’s rates in our article titled “Allstate Car Insurance Review.”
• Local Knowledge: Local agents have a deep understanding of regional regulations and risks, which can benefit Ford Shelby GT350 owners in optimizing their coverage.
• Discounts for Safety Features: Allstate offers discounts for vehicles with advanced safety features, which can be advantageous for Ford Shelby GT350 owners with equipped models.

Cons

• Higher Local Rates: In some areas, Allstate’s rates may be higher than national averages, impacting Ford Shelby GT350 owners depending on their location.
• Less Competitive Multi-Policy Discount: With a 10% multi-policy discount, Allstate may not offer as much savings for Ford Shelby GT350 owners compared to other insurers with higher discounts.

#5 – USAA: Best for Military Families

Pros

• Tailored to Military Needs: USAA offers insurance that’s specifically tailored to the needs of military families, ideal for service members who own a Ford Shelby GT350.
• Excellent Rates and Customer Service: Known for combining competitive rates with outstanding customer service, USAA is a top choice for Ford Shelby GT350 owning military families. Check out insurance savings for military members and their families in our complete “USAA Car Insurance Review.”
• Comprehensive Coverage: USAA provides comprehensive coverage options that are well-suited for the specific needs of Ford Shelby GT350 owners.

Cons

• Limited Availability: USAA’s services are only available to military members and their families, which limits access for other Ford Shelby GT350 owners.
• Restrictive Policy Changes: Changes to policies or coverage may be more restrictive at USAA compared to other insurers, potentially affecting Ford Shelby GT350 owners during relocations or deployments.

#6 – Liberty Mutual: Best for Comprehensive Coverage

Pros

• Broad Coverage Options: Liberty Mutual offers a wide range of comprehensive coverage options, ideal for the diverse needs of Ford Shelby GT350 owners.
• Accident Forgiveness: Liberty Mutual provides accident forgiveness policies, which can prevent premium increases for Ford Shelby GT350 owners after their first accident.
• Customizable Deductibles: Ford Shelby GT350 owners can benefit from Liberty Mutual’s customizable deductibles to fit their financial situations. Learn more about this provider in our thorough article titled “Liberty Mutual Car Insurance Review.”

Cons

• Premium Variability: Rates at Liberty Mutual can vary widely based on the Ford Shelby GT350 owner’s location and driving history, potentially leading to higher costs.
• Customer Service Variations: Some customers may experience variability in service quality, which could impact satisfaction for Ford Shelby GT350 insurance claims.

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#7 – Farmers: Best for Policy Bundling

Pros

• Extensive Bundling Options: Farmers offers significant savings for Ford Shelby GT350 owners who bundle their auto insurance with other policies, like home or life insurance.
• Custom Coverage Levels: Farmers provides customizable coverage options, allowing Ford Shelby GT350 owners to tailor their policies according to their specific needs.
• Dedicated Agents: Personalized service from dedicated agents ensures Ford Shelby GT350 owners receive the guidance needed to make informed insurance decisions. Take a look at our article titled “Farmers Car Insurance Review.”

Cons

• Higher Base Rates: Despite bundling discounts, Farmers’ base rates can be higher compared to other insurers, potentially affecting Ford Shelby GT350 owners looking for budget-friendly options.
• Complex Claims Process: Some Ford Shelby GT350 owners may find Farmers’ claims process to be more complex and time-consuming than other insurers.

#8 – Nationwide: Best for Vanishing Deductible

Pros

• Vanishing Deductible: Nationwide offers a vanishing deductible that decreases for each year of safe driving, rewarding Ford Shelby GT350 owners for their good driving habits.
• Wide Network of Agents: A robust network of agents provides accessible and comprehensive support for Ford Shelby GT350 owners across the country. Explore more discount options in our guide titled “Nationwide Car Insurance Discounts.”
• Flexible Payment Options: Nationwide allows Ford Shelby GT350 owners to choose from various payment plans, making it easier to manage insurance expenses.

Cons

• Inconsistency in Customer Service: Customer service quality can vary, which might affect the experience of Ford Shelby GT350 owners during claims or policy adjustments.
• Rate Fluctuations: Ford Shelby GT350 owners might experience rate fluctuations based on their driving record and regional factors, which can lead to unexpected premium increases.

#9 – American Family: Best for Teen Drivers

Pros

• Focused Teen Driver Programs: American Family offers specialized programs and discounts for teen drivers, which can be beneficial for families with young drivers who own a Ford Shelby GT350.
• Strong Customer Support: Known for its excellent customer support, American Family helps Ford Shelby GT350 owners navigate their policy options and claims efficiently. Find out more about American Family in our article titled “American Family Car Insurance Review.”
• Safety Program Discounts: Discounts for participating in safety programs and using safe driving apps are available, which can reduce premiums for Ford Shelby GT350 owners.

Cons

• Limited Coverage in Some States: American Family’s insurance products, including those for the Ford Shelby GT350, are not available in all states, limiting options for some owners.
• Premiums Dependent on Teen Driving: While beneficial for families, premiums can be higher if teen drivers are included on the policy, affecting the overall cost for Ford Shelby GT350 insurance.

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#10 – Travelers: Best for Hybrid Vehicles

Pros

• Specialized Hybrid Vehicle Discounts: Travelers offers discounts specifically for hybrid vehicles, which could benefit Ford Shelby GT350 owners considering eco-friendly modifications.
• Extensive Coverage Options: A broad array of coverage options allows Ford Shelby GT350 owners to choose plans that best fit their needs and lifestyle. Read more about Travelers’ ratings in our article titled “Travelers Car Insurance Review.”
• Accident Forgiveness: Like other top insurers, Travelers provides accident forgiveness, which can be crucial for maintaining lower rates after an initial accident for Ford Shelby GT350 owners.

Cons

• Higher Rates for High-Performance Models: Ford Shelby GT350 owners might face higher premiums due to the vehicle’s high-performance nature, which is considered a higher risk by Travelers.
• Complex Policy Customization: While offering extensive options, the customization process can be intricate and overwhelming for some Ford Shelby GT350 owners, requiring more time to tailor the perfect policy.

Monthly Insurance Rates for Ford Shelby GT350: Minimum vs. Full Coverage

The table below presents the monthly insurance rates for a Ford Shelby GT350, segmented by minimum and full coverage across various providers. This information is crucial for owners to identify the most cost-effective insurer that meets their coverage needs.

Ford Shelby GT350 Car Insurance Monthly Rates by Coverage Level & Provider

For owners of the Ford Shelby GT350, choosing between minimum and full coverage involves weighing cost against risk. USAA offers the lowest rates for both minimum and full coverage, at $82 and $190 respectively, making it an attractive option for military families.

Geico presents the next most affordable option, with monthly rates of $89 for minimum coverage and $195 for full coverage. On the higher end, Allstate charges $112 for minimum and $225 for full coverage.

The rates indicate a significant variation in pricing between providers, underscoring the importance of comparing these costs to find the best insurance solution for your Ford Shelby GT350. See more details on our guide titled “Compare Ford vs. Chevrolet Car Insurance Rates.”

Are Vehicles Like the Ford Shelby GT350 Expensive to Insure

Take a look at how insurance rates for similar models to the Ford Shelby GT350 look. These insurance rates for other coupes like the BMW 1 Series M, Mercedes-Benz CLA-Class, and Mercedes-Benz GT give you a good idea of what to expect.

Vehicles like the Ford Shelby GT350, along with other high-performance coupes, tend to have higher insurance rates due to their advanced features and repair costs.

The comparative data from similar models, such as the Audi RS 5 and Chevrolet Corvette, illustrates a trend where comprehensive, collision, and liability costs contribute to substantial total premiums. Check out insurance savings in our complete guide titled “When should I drop collision coverage?”

Ford Shelby GT350 Car Insurance Monthly Rates vs. Similar Vehicles by Coverage Type

Understanding these costs is crucial for potential owners to budget appropriately for insurance expenses, ensuring that they account for these higher-than-average rates when considering ownership of such dynamic and luxurious vehicles.

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What Impacts the Cost of Ford Shelby GT350 Insurance

The cost of insuring a Ford Shelby GT350 varies widely, influenced by factors such as trim level, which can affect premiums due to value and repair costs, and personal details like age, driving history, home address, and credit score. Discover more about offerings in our article titled “Do I have to repair my car with the insurance money?”

Younger drivers typically face higher premiums due to inexperience, whereas a clean driving record can lower costs. Residing in high-crime or congested areas can also hike premiums due to increased risks. The model year of your Shelby GT350 influences insurance costs; newer models are more expensive but may depreciate in cost, whereas older models can have higher rates due to outdated safety features.

Furthermore, the car insurance deductible you choose can affect your monthly premiums; opting for a higher deductible can lower your monthly payments, but it means more out-of-pocket expenses in the event of a claim. By understanding these factors, you can take proactive steps to mitigate some of the costs associated with insuring your vehicle.

Ways to Save on Ford Shelby GT350 Insurance

If you want to reduce the cost of your Ford Shelby GT350 insurance rates, follow these tips below:

• Ask your insurance company about Ford Shelby GT350 discounts.
• Check your Ford Shelby GT350 policy carefully to ensure all information is correct.
• Check Ford Shelby GT350 auto insurance rates through Costco.
• Move to an area with better weather.
• Make sure you use an accredited driver safety program.

To secure lower insurance rates for your Ford Shelby GT350, utilize these strategies and continuously explore new opportunities for discounts and savings. Access comprehensive insights into our guide titled “Company Discounts on Car Insurance.”

Top Ford Shelby GT350 Insurance Companies

What is the best auto insurance company for Ford Shelby GT350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Shelby GT350 auto insurance coverage (ordered by market share).

Many of these companies offer discounts for security systems and other safety features found on the Ford Shelby GT350. Delve into our evaluation of our guide titled “Safety Features Car Insurance Discounts.”

Selecting the right insurer for your Ford Shelby GT350 involves considering the top companies by market share, such as State Farm, Geico, and Progressive, which lead in providing tailored auto insurance coverage for this model.

Top Ford Shelby GT350 Car Insurance Providers by Market Share

These companies not only dominate the market but also offer competitive rates and discounts for safety features, making them ideal choices for securing comprehensive insurance for high-performance vehicles like the Shelby GT350.

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Comparing Free Ford Shelby GT350 Insurance Quotes Online

When looking to insure your Ford Shelby GT350, utilizing online comparison tools can be a highly effective way to ensure you’re getting the best possible deal. These platforms allow you to quickly gather quotes from leading insurers like State Farm, Geico, and Progressive, who are known for offering competitive rates and robust coverage options for high-performance vehicles.

By entering detailed information about your Shelby GT350, as well as personal data like your driving history and location, you can receive personalized quotes tailored to your specific needs. Unlock details in our article titled “Compare Car Insurance Rates by State.”

It’s important to thoroughly review each quote, paying close attention to the coverage details and checking for applicable discounts such as those for safe driving or vehicle security features. This way, you can compare and choose an option that not only meets your budget but also provides adequate protection for your cherished vehicle.

See how much you’ll pay for car insurance by entering your ZIP code below into our free comparison tool.

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