Best Ford Explorer Car Insurance in 2024 (Top 10 Companies Ranked)
State Farm, AAA, and USAA offer the best Ford Explorer car insurance, starting at just $42 a month. These providers excel with competitive rates, comprehensive coverage options, and exceptional customer service, making them ideal choices for Ford Explorer owners seeking reliable insurance solutions.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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UPDATED: Aug 10, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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17,760 reviewsCompany Facts
Full Coverage for Ford Explorer
A.M. Best Rating
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Pros & Cons
17,760 reviews
2,934 reviewsCompany Facts
Full Coverage for Ford Explorer
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
6,435 reviewsCompany Facts
Full Coverage for Ford Explorer
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
The best Ford Explorer car insurance are State Farm, AAA, and USAA, known for their superior coverage and customer service.
These companies offer policies that combine affordability with extensive protection, making them the go-to choices for Ford Explorer owners. Each provider is celebrated for its commitment to excellence and reliability in the insurance market. Learn more in our detailed review on our article titled “Best Ford Car Insurance Rates.”
Our Top 10 Company Picks: Best Ford Explorer Car Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 11% B Many Discounts State Farm
#2 15% A Online App AAA
#3 10% A++ Military Savings USAA
#4 18% A+ Add-on Coverages Allstate
#5 12% A++ Accident Forgiveness Travelers
#6 14% A+ Innovative Programs Progressive
#7 17% A Customizable Polices Liberty Mutual
#8 16% A++ Custom Plan Geico
#9 13% A Local Agents Farmers
#10 19% A+ 24/7 Support Erie
As you consider your options, these insurers provide a strong foundation for both new and experienced drivers seeking optimal coverage for their Ford Explorer.
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#1 – State Farm: Top Overall Pick
Pros
- Local Agent Network: Extensive network of agents provides personalized service to Ford Explorer owners nationwide.
- Online Management Tools: Easy online tools help Ford Explorer owners manage their policies and file claims efficiently.
- Good Customer Service: Generally receives positive reviews for customer service from Ford Explorer insurance policyholders. Find out if State Farm has the right coverage for you in our detailed analysis titled “State Farm Car Insurance Review.”
Cons
- Policy Cancellation Issues: There are occasional complaints about difficulties canceling Ford Explorer policies.
- Website Navigation Issues: Some users report the website can be cumbersome for managing their Ford Explorer insurance policies.
#2 – AAA: Best for Online App
Pros
- Digital Convenience: AAA car insurance review offers a user-friendly online app that enhances the insurance management experience for Ford Explorer owners.
- Higher Multi-Vehicle Discount: Ford Explorer owners benefit from a 15% discount when insuring multiple vehicles with AAA.
- Robust Coverage Offerings: Tailored insurance solutions for Ford Explorers, addressing specific needs like towing and roadside assistance.
Cons
- Premium Cost Variability: AAA’s premium rates for Ford Explorer can vary significantly, potentially affecting affordability.
- App Dependency: Heavy reliance on the app for managing the Ford Explorer insurance policy may deter those preferring traditional interactions.
#3 – USAA: Best for Military Savings
Pros
- Military Discounts: USAA car insurance review provides exclusive discounts for military members and their families on Ford Explorer insurance.
- Top-Tier Financial Rating: With an A++ rating from A.M. Best, USAA is a reliable choice for insuring your Ford Explorer.
- Tailored Coverage for Service Members: Specific benefits for Ford Explorer owners in the military, like reduced rates during deployment.
Cons
- Eligibility Restrictions: USAA’s Ford Explorer insurance is only available to military personnel and their families, limiting access for the general public.
- Comparatively Lower Multi-Vehicle Discount: At 10%, USAA’s discount on multi-vehicle policies for Ford Explorers is lower than some other competitors.
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#4 – Allstate: Best for Add-on Coverages
Pros
- High Multi-Vehicle Discount: Allstate car insurance review offers an 18% discount for Ford Explorer owners insuring multiple vehicles.
- Comprehensive Add-Ons: Provides extensive add-on coverage options tailored for Ford Explorers, such as new car replacement and accident forgiveness.
- Customizable Policies: Ford Explorer owners can customize their policies with various options that cater specifically to their needs.
Cons
- Higher Base Premiums: Allstate’s premiums may be higher than some competitors for Ford Explorer insurance, even after applying discounts.
- Complex Policy Options: The wide range of add-ons and customizations can be overwhelming and potentially costly for Ford Explorer owners seeking simple coverage.
#5 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Travelers car insurance review offers accident forgiveness programs that can prevent premium increases for Ford Explorer owners after their first accident.
- Competitive Multi-Vehicle Discounts: Provides a 12% discount for those who insure multiple Ford Explorers or other vehicles.
- High Financial Stability: With an A++ rating from A.M. Best, Ford Explorer owners can rely on Travelers for dependable coverage.
Cons
- Premium Variability: Rates for Ford Explorer insurance can vary widely depending on the driver’s location and driving history.
- Limited Availability of Forgiveness: Accident forgiveness is not available in all states, which may limit its value for some Ford Explorer owners.
#6 – Progressive: Best for Innovative Programs
Pros
- Usage-Based Savings: Progressive’s Snapshot program allows Ford Explorer owners to save by sharing their driving behavior.
- High Multi-Vehicle Discount: Progressive car insurance review Offers a 14% discount for insuring multiple vehicles, appealing for families with more than one Ford Explorer.
- Online Tools and Resources: Progressive provides advanced online tools that help Ford Explorer owners manage their policies and claims effectively.
Cons
- Rate Fluctuations Post-Trial: Rates may increase for Ford Explorer insurance if driving data collected during the Snapshot trial period is unfavorable.
- Coverage Complexity: While innovative, some of Progressive’s programs and coverage options can be complex and confusing for new Ford Explorer insurance buyers.
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#7 – Liberty Mutual: Best for Customizable Policies
Pros
- Extensive Customization Options: Liberty Mutual car insurance review allows Ford Explorer owners to tailor their insurance with numerous coverage enhancements.
- High Multi-Vehicle Discount: Offers a 17% discount for multiple vehicles, which is beneficial for households with more than one Ford Explorer.
- Preferred Payment Discounts: Additional discounts are available for Ford Explorer owners who opt for automatic payments or pay their premium in full.
Cons
- Higher Cost for Custom Features: Adding multiple custom features to a Ford Explorer insurance policy can significantly increase the overall cost.
- Customer Service Variability: Some customers may experience variability in service levels, which can affect satisfaction and support for Ford Explorer owners.
#8 – Geico: Best for Custom Plan
Pros
- Tailored Insurance Plans: Geico car insurance review offers highly customized insurance plans, allowing Ford Explorer owners to specifically tailor coverage to their needs.
- Competitive Multi-Vehicle Discount: Offers a 16% discount for insuring multiple vehicles, which is advantageous for Ford Explorer families.
- Robust Online Services: Geico’s advanced online platforms enable Ford Explorer owners to manage their policies efficiently and make claims easily.
Cons
- Variable Premiums: Premium rates for Ford Explorer insurance may vary widely based on the driver’s profile and location.
- Generalized Customer Service: While service is efficient, it can sometimes feel impersonal, which might not meet the expectations of some Ford Explorer owners seeking more tailored interactions.
#9 – Farmers: Best for Local Agents
Pros
- Personalized Service: Farmers utilizes local agents who provide personalized service, making it easier for Ford Explorer owners to receive tailored advice and support.
- Competitive Discounts: Farmers car insurance review Offers a 13% multi-vehicle discount, which benefits Ford Explorer owners with multiple vehicles.
- Community Engagement: Farmers agents are often deeply integrated into their communities, providing a localized and engaging insurance experience for Ford Explorer owners.
Cons
- Inconsistent Pricing: The cost of Ford Explorer insurance can vary significantly depending on the agent and region, potentially leading to unpredictable pricing.
- Limited Online Tools: Compared to competitors, Farmers may offer fewer online resources, which can be a disadvantage for tech-savvy Ford Explorer owners.
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#10 – Erie: Best for 24/7 Support
Pros
- Round-the-Clock Support: Erie car insurance review offers 24/7 customer support, ensuring that Ford Explorer owners have access to help whenever they need it.
- Highest Multi-Vehicle Discount: With a 19% discount for multiple vehicles, Erie provides significant savings for Ford Explorer owners insuring more than one vehicle.
- Local Agent Network: Erie maintains a robust network of local agents, providing personalized and accessible service tailored to the needs of Ford Explorer owners.
Cons
- Limited Geographic Availability: Erie’s Ford Explorer insurance is not available in all states, which may limit options for some owners.
- Premium Variance: While Erie offers competitive discounts, the baseline premiums for Ford Explorer insurance can vary significantly based on several factors, including geographic location and the insured’s driving history.
Monthly Insurance Rates for Ford Explorer: Minimum vs. Full Coverage
The table below outlines the monthly rates for Ford Explorer car insurance, categorized by coverage level and provider. This information can help Ford Explorer owners decide on the most cost-effective and comprehensive insurance solutions based on their specific needs.
Ford Explorer Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $88 $183
Allstate $42 $180
Erie $72 $235
Farmers $60 $151
Geico $73 $131
Liberty Mutual $53 $246
Progressive $61 $200
State Farm $70 $181
Travelers $58 $228
USAA $61 $204
The insurance costs for Ford Explorer vary significantly between providers and coverage levels. For minimum coverage, Allstate offers the lowest rate at $42, while the highest is from AAA at $88 per month. Read more about this provider in our guide titled “AAA Car Insurance Discounts.”
On the other hand, full coverage rates show a broader range, with Geico providing the most affordable option at $131, and Liberty Mutual being the most expensive at $246. This range indicates the importance of comparing rates and coverage options to find the best insurance plan for your Ford Explorer, balancing cost against the breadth of coverage.
Ford Explorer Insurance Cost
The average monthly car insurance rates for a Ford Explorer stand at $109. This amount reflects the standard cost typically associated with insuring this type of vehicle.
Ford Explorer Car Insurance Monthly Rates by Coverage Type
Category Rates
Average Rate $109
Discount Rate $64
High Deductibles $94
High Risk Driver $232
Low Deductibles $137
Teen Driver $398
Conclusively, the average monthly insurance cost for a Ford Explorer stands at $109, reflecting a standard rate for insuring this popular vehicle. It’s crucial for owners to compare insurance rates, considering factors like deductibles and driver profiles, to find the most suitable and cost-effective coverage. Discover more in our article titled “Is car insurance tax deductible?”
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Are Ford Explorers Expensive to Insure
The chart below compares Ford Explorer insurance rates with other SUVs such as the Acura MDX, Acura RDX, and BMW X3. It details how the rates vary across these models. Explore additional information in our guide titled “Best Acura Car Insurance Rates.”
Ford Explorer Car Insurance Monthly Rates vs. Similar Vehicles by Coverage Type
Vehicle Comprehensive Collision Minimum Coverage Full Coverage
Ford Explorer $26 $39 $31 $109
Acura MDX $31 $47 $31 $122
Acura RDX $26 $44 $26 $108
BMW X3 $31 $55 $31 $130
Jeep Wrangler $23 $31 $35 $105
Mitsubishi Outlander $26 $45 $28 $110
Ford Flex $28 $47 $33 $121
There are several strategies you can employ to secure the lowest online rates for Ford insurance. These methods can help you find the most cost-effective options available.
What Impacts the Cost of Ford Explorer Insurance
The trim and model of your Ford Explorer can significantly affect the total price of your auto insurance coverage. Choosing different versions will impact the insurance costs you incur.
Age of the Vehicle
The average Ford Explorer auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Ford Explorer costs approximately $109 per month, while 2010 Ford Explorer insurance costs about $91 per month, a difference of $18 per month.
Ford Explorer Car Insurance Monthly Rates by Age of the Vehicle
Vehicle Comprehensive Collision Minimum Coverage Full Coverage
2024 Ford Explorer $27 $41 $32 $110
2023 Ford Explorer $26 $40 $32 $110
2022 Ford Explorer $26 $40 $31 $109
2021 Ford Explorer $25 $40 $31 $109
2020 Ford Explorer $26 $39 $31 $109
2019 Ford Explorer $25 $38 $33 $108
2018 Ford Explorer $24 $37 $33 $107
2017 Ford Explorer $23 $36 $35 $107
2016 Ford Explorer $22 $35 $36 $106
2015 Ford Explorer $21 $34 $37 $104
2014 Ford Explorer $20 $31 $38 $102
2013 Ford Explorer $19 $29 $38 $100
2012 Ford Explorer $18 $26 $38 $96
2011 Ford Explorer $17 $24 $38 $93
2010 Ford Explorer $17 $23 $39 $91
In conclusion, the cost of insuring a Ford Explorer varies significantly with the age of the vehicle, with newer models generally commanding higher insurance rates. For instance, the monthly premium for a 2020 Ford Explorer is $18 higher than that for a 2010 model, underscoring the impact of vehicle age on insurance costs.
Driver Age
Driver age can significantly affect Ford Explorer car insurance rates. For example, 20-year-old drivers pay approximately $133 more per month for their Ford Explorer car insurance than 30-year-old drivers.
Ford Explorer Car Insurance Monthly Rates by Age
Age Rates
Age: 16 $580
Age: 18 $398
Age: 20 $247
Age: 30 $114
Age: 40 $109
Age: 45 $105
Age: 50 $99
Age: 60 $97
In conclusion, driver age plays a crucial role in determining the cost of Ford Explorer car insurance, with younger drivers, such as those aged 20, paying significantly more than older drivers. As drivers mature, their insurance rates tend to decrease, reflecting the increased experience and decreased risk they bring to the road. Find further information in our guide titled “Best Car Insurance for High-Risk Drivers.”
Driver Location
Where you live can have a large impact on Ford Explorer insurance rates. For example, drivers in Los Angeles may pay approximately $94 a month more than drivers in Indianapolis.
Ford Explorer Car Insurance Monthly Rates by City
City Rates
Los Angeles, CA $186
New York, NY $172
Houston, TX $171
Jacksonville, FL $158
Philadelphia, PA $146
Chicago, IL $144
Phoenix, AZ $126
Seattle, WA $106
Indianapolis, IN $93
Columbus, OH $91
In conclusion, the location of a driver plays a significant role in determining the insurance rates for a Ford Explorer, with costs varying considerably across different cities.
For instance, the monthly premium difference between Los Angeles and Indianapolis highlights the geographic disparities in insurance pricing, emphasizing the importance of location in insurance cost assessments. Explore insurance savings in our comprehensive guide titled “Do car accidents where you live affect car insurance rates?”
Your Driving Record
Your driving record can have an impact on the cost of Ford Explorer auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Explorer auto insurance rates with violations on their driving record.
Ford Explorer Car Insurance Monthly Rates by Age & Driving Record
Age Clean Record One Accident One DUI One Ticket
Age: 16 $580 $750 $1,050 $720
Age: 18 $398 $580 $820 $500
Age: 20 $247 $410 $630 $340
Age: 30 $114 $180 $290 $160
Age: 40 $109 $170 $280 $155
Age: 45 $105 $165 $275 $150
Age: 50 $99 $160 $270 $145
Age: 60 $97 155 $260 $140
Your driving record significantly influences your Ford Explorer insurance costs, with rates escalating notably for younger drivers who have violations or accidents recorded.
Ford Explorer Safety Ratings
The safety ratings of your Ford Explorer significantly influence your auto insurance rates. These ratings are a key factor in determining the cost of your policy. See the breakdown below:
Ford Explorer Safety Ratings
Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
The safety ratings of the Ford Explorer, ranging from “Acceptable” to “Good” across various tests, play a crucial role in shaping the cost of your auto insurance policy. Explore our guide titled “Can I change my car insurance company mid-policy?” to learn more about the offerings.
Ford Explorer Crash Test Ratings
Ford Explorer crash test ratings significantly impact your car insurance rates. These ratings are crucial in determining the cost of insuring your Ford Explorer.
Ford Explorer Crash Test Ratings
Vehicle Tested Overall Frontal Side Rollover
2024 Ford Explorer SUV RWD 5 stars 5 stars 5 stars 4 stars
2024 Ford Explorer SUV 4WD 5 stars 5 stars 5 stars 4 stars
2024 Ford Explorer PHEV SUV RWD N/R 5 stars 5 stars 4 stars
2024 Ford Explorer PHEV SUV 4WD N/R 5 stars 5 stars 4 stars
2024 Ford Explorer HEV SUV RWD 5 stars 5 stars 5 stars 4 stars
2024 Ford Explorer HEV SUV 4WD 5 stars 5 stars 5 stars 4 stars
2023 Ford Explorer SUV RWD 5 stars 5 stars 5 stars 4 stars
2023 Ford Explorer SUV 4WD 5 stars 5 stars 5 stars 4 stars
2022 Ford Explorer SUV RWD 5 stars 5 stars 5 stars 4 stars
2022 Ford Explorer SUV 4WD 5 stars 5 stars 5 stars 4 stars
2021 Ford Explorer SUV RWD 5 stars 5 stars 5 stars 4 stars
2021 Ford Explorer SUV 4WD 5 stars 5 stars 5 stars 4 stars
2020 Ford Explorer SUV RWD 5 stars 5 stars 5 stars 4 stars
2020 Ford Explorer SUV 4WD 5 stars 5 stars 5 stars 4 stars
2019 Ford Explorer 4 DR SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Ford Explorer 4 DR SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Explorer 4 DR SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Ford Explorer 4 DR SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Explorer 4 DR SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Ford Explorer 4 DR SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Explorer 4 DR SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Ford Explorer 4 DR SUV AWD 5 stars 5 stars 5 stars 4 stars
The crash test ratings of the Ford Explorer, consistently high across several models, play a vital role in influencing insurance costs for this vehicle.
Ford Explorer Safety Features
The more safety features your Ford Explorer has, the higher your chances of earning a discount. Safety enhancements directly impact the likelihood of reduced insurance rates. The Ford Explorer’s safety features include:
- Air bags include driver, passenger, front head, rear head, and front side.
- Braking systems encompass 4-wheel ABS, 4-wheel disc brakes, and brake assist.
- Stability features incorporate electronic stability control and traction control.
- Safety enhancements consist of daytime running lights, child safety locks, and blind spot monitor.
- Driver assistance covers lane departure warning, lane keeping assist, and cross-traffic alert.
Equipping your Ford Explorer with advanced safety features not only enhances your driving safety but also significantly reduces your insurance costs.
By leveraging these technologies, from air bags to driver assistance systems, you can secure lower premiums and enjoy peace of mind on the road. Gain detailed insights in our guide titled “How much do air bags affect car insurance rates?”
Ford Explorer Insurance Loss Probability
The Ford Explorer’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Ford Explorer, others are more favorable and lead to lower insurance rates.
Ford Explorer Insurance Loss Probability
Insurance Coverage Category Loss Rate
Collision -20%
Property Damage -10%
Comprehensive -21%
Personal Injury -25%
Medical Payment -30%
Bodily Injury -18%
The Ford Explorer’s varying insurance loss ratios across different coverage categories highlight its overall risk and cost-effectiveness. While certain categories like personal injury and medical payment show more favorable ratios, leading to potentially lower premiums, others may reflect higher costs depending on the insurer’s risk assessment.
Ford Explorer Finance and Insurance Cost
When financing a Ford Explorer, it’s essential to consider both the loan payment and insurance costs, as they collectively determine the monthly financial commitment. Interest rates and loan terms can significantly influence the total cost of ownership, with dealerships occasionally offering special financing rates.
Insurance expenses also vary widely depending on factors like the driver’s age, driving record, and chosen coverage level. On average, full coverage might cost between $100 and $200 monthly, but this can fluctuate based on location and the insurance provider.
Prospective Ford Explorer owners can reduce costs by comparing financial and insurance options, selecting higher deductibles for lower premiums, or bundling policies for discounts. Such strategic planning makes ownership more affordable and ensures adequate protection for their investment. Explore our analysis in our guide titled “How to Find Your Car Insurance Deductible Amount.”
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Ways to Save on Ford Explorer Insurance
Save more on your Ford Explorer car insurance rates. Take a look at the following five strategies that will get you the best Ford Explorer auto insurance rates possible.
- Ask about mature driver discounts for drivers over 50.
- Ask about Ford Explorer low mileage discounts.
- Don’t always pick the cheapest Ford Explorer insurance policy.
- Pay your Ford Explorer insurance upfront.
- Avoid the temptation to file a claim for minor incidents.
By exploring mature driver discounts, considering low mileage rates, choosing quality over cost, paying upfront, and minimizing claims for minor incidents, you can significantly reduce your Ford Explorer car insurance expenses. Discover specifics in our guide called “How long does a car insurance claim take to process?”
Top Ford Explorer Insurance Companies
Who is the top car insurance company for Ford Explorer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Explorer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Explorer offers.
Top Ford Explorer Car Insurance Providers by Market Share
Rank Insurance Company Premiums Written Market Share
#1 State Farm $66,153,063 9%
#2 Geico $46,358,896 6%
#3 Progressive $41,737,283 6%
#4 Allstate $39,210,020 5%
#5 Liberty Mutual $36,172,570 5%
#6 Travelers $28,786,741 4%
#7 USAA $24,621,246 3%
#8 Chubb $24,199,582 3%
#9 Farmers $20,083,339 3%
#10 Nationwide $18,499,967 3%
State Farm leads the market in providing Ford Explorer insurance, highlighting their significant share and commitment to offering competitive rates and discounts tailored to the vehicle’s safety features.
As consumers consider various insurers, it’s clear that choices abound, with companies like Geico and Progressive also offering substantial market presence and customized policies for Ford Explorer owners. Learn more about coverage options and monthly rates in our guide titled “Progressive Car Insurance Discounts.”
Compare Free Ford Explorer Insurance Quotes Online
Finding the right car insurance for your Ford Explorer doesn’t have to be a complex process. With the convenience of online tools, you can easily compare free insurance quotes tailored to your vehicle. This approach helps you assess various insurance options from top providers, ensuring that you find a policy that offers the best balance of coverage, cost, and customer service.
By entering simple details about your Ford Explorer and your driving history, you can quickly receive a range of quotes. This allows you to see side-by-side comparisons of what different insurers charge, what discounts you might qualify for, and how different coverage levels affect your premium.
State Farm leads the pack for Ford Explorer insurance, offering robust coverage at competitive rates.
Brad Larson Licensed Insurance Agent
Taking advantage of these free online quote tools not only saves you time but also empowers you to make informed decisions, potentially saving you money while securing optimal protection for your Ford Explorer. “What information do you need for a car insurance quote?”
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool below to find the best policy for you.
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Frequently Asked Questions
How much does car insurance for a Ford Explorer cost?
On average, Ford Explorer car insurance rates are $109 per month.
What factors affect the cost of Ford Explorer insurance?
The cost of Ford Explorer insurance is influenced by factors such as the age of the vehicle, driver age, location, driving record, safety ratings, and insurance loss probability.
To learn more, check out our guide called “How do you calculate total loss for car insurance?”
Are Ford Explorers expensive to insure?
Ford Explorer insurance rates are comparable to other SUVs. However, you can find cheaper rates by comparing quotes online.
How does the age of the vehicle impact Ford Explorer insurance rates?
Newer models of Ford Explorer tend to have higher insurance rates compared to older models.
What safety features can lower Ford Explorer insurance rates?
Having safety features on your Ford Explorer, such as anti-lock brakes and air bags, can potentially earn you a discount on your insurance.
For more information, check out our detailed resource called “Can you drive a car with air bags deployed?”
What is the average insurance cost for a 2020 Ford Explorer?
The average insurance cost for a 2020 Ford Explorer typically ranges around $109 per month, but rates can vary based on factors like location, driving history, and chosen coverage levels.
Are Explorers expensive to insure?
Ford Explorers are moderately priced to insure compared to other SUVs, with costs influenced by factors such as model year, driving history, and coverage type.
Who is known for the cheapest Ford Explorer car insurance?
Allstate often offers some of the lowest rates for Ford Explorer insurance, especially for minimum coverage.
Ready to find affordable car insurance? Get started today by entering your ZIP code below into our free comparison tool.
What is the best type of Ford Explorer car insurance to get?
Comprehensive car insurance is generally best for Ford Explorers, covering a wide range of incidents beyond just collisions.
Why are Fords more expensive to insure?
Fords may be more expensive to insure due to higher repair costs, theft rates, and performance capabilities relative to other vehicles.
Is Geico cheaper than Progressive for Ford Explorer insurance?
This can vary, but Geico frequently offers slightly cheaper rates than Progressive for Ford Explorer insurance.
Find out more by consulting our guide titled “Geico Car Insurance Discounts.”
Who is most expensive for Ford Explorer car insurance?
Liberty Mutual typically has higher premiums for Ford Explorer insurance due to its comprehensive coverage options and add-ons.
Which one is best for Ford Explorer car insurance?
State Farm is often recommended for Ford Explorer car insurance for its balance of cost, coverage, and customer service.
Which insurance company is best at paying claims for Ford Explorer?
USAA is highly regarded for its efficient and reliable claim payments for Ford Explorer, particularly valued by military families.
Check out insurance savings for military members and their families in our complete guide titled “USAA Car Insurance Discounts.”
Does AWD like in a Ford Explorer lower insurance?
AWD may lower insurance costs for a Ford Explorer by enhancing vehicle stability and safety, potentially reducing accident risks.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
