Best Ford Expedition Car Insurance in 2024 (Your Guide to the Top 10 Companies)

State Farm, Geico, and Progressive offers the best Ford Expedition car insurance, with rates as low as $70 per month.

Ford Expedition insurance premiums are approximately $16 less expensive monthly than those of the average car, with complete coverage coming in at roughly $110 monthly.

Let’s examine crash test results, car insurance costs, and other factors for the Ford Expedition.

Our Top 10 Company Picks: Best Ford Expedition Car Insurance

With our free online tool, you can begin comparing Ford Expedition auto insurance quotes from some of the top auto insurers straight away. Just simply enter your ZIP code now.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

#1 – State Farm: Top Overall Pick

Pros

• Affordable Premiums: State Farm offers some of the most competitive rates for the best Ford Expedition car insurance, making it a strong contender for cost-effective coverage. The company also provides a 20% multi-vehicle discount. Discover more through our State Farm insurance review.
• Exceptional Customer Service: Known for its high-quality customer service, State Farm provides reliable support for Ford Expedition owners, enhancing your experience with the best Ford Expedition car insurance. Its strong local agent network ensures assistance and quick resolution of any issues.
• Comprehensive Coverage Options: State Farm offers a variety of coverage options, including rental car reimbursement and roadside assistance, which can be beneficial for securing the best Ford Expedition car insurance. The company’s A.M. Best rating of ‘B’ indicates a reliable insurance provider.

Cons

• Limited Online Tools: State Farm’s online tools and resources may not be as advanced or user-friendly compared to other providers, which could impact your experience in managing the best Ford Expedition car insurance.
• Higher Rates for New Drivers: New drivers or those with less experience may face higher premiums with State Farm, potentially impacting affordability for the best Ford Expedition car insurance. The lack of advanced online tools might also make it less convenient for tech-savvy users.

#2 – Geico: Best for Competitive Rides

Pros

• Competitive Rates: Geico is known for offering some of the lowest rates for the best Ford Expedition car insurance, making it an excellent choice for affordable coverage. With an A++ A.M. Best rating, Geico is a financially strong provider that ensures stability.
• Strong Mobile App: Geico’s mobile app provides convenient access to policy management and claims, enhancing the ease of handling your Ford Expedition insurance. Find out more by exploring our Geico insurance review.
• Various Discounts: Geico offers multiple discounts, including those for good driving and bundling policies, which can help you save on the best Ford Expedition car insurance. The company’s A++ rating from A.M. Best reflects its strong financial stability.

Cons

• Customer Service Concerns: Some users report mixed experiences with Geico’s customer service, which could affect your satisfaction with managing the best Ford Expedition car insurance. Despite its strong financial rating, service quality might vary.
• Higher Rates for High-Risk Drivers: Geico may charge higher rates for drivers with a history of accidents or violations, which could impact the affordability of the best Ford Expedition car insurance. This can be a drawback if you have a less-than-perfect driving record.

#3 – Progressive: Best for Snapshot Program

Pros

• Customizable Coverage: Progressive offers flexible coverage options, including customizable plans that cater specifically to Ford Expedition owners. Their Snapshot Program provides discounts for safe driving, making it a strong choice for the best Ford Expedition car insurance.
• Discounts for Bundling: Progressive provides significant discounts for bundling auto insurance with other policies, helping you secure the best Ford Expedition car insurance at lower rates. The 12% multi-vehicle discount further enhances affordability.
• Snapshot Program: Progressive’s Snapshot program rewards safe driving with discounts, which can be beneficial for reducing Ford Expedition insurance premiums and obtaining the best Ford Expedition car insurance. Gain further insights with our Progressive insurance review.

Cons

• Complex Pricing Structure: Progressive’s pricing structure can be complex and may require careful review to understand all potential discounts and costs for the best Ford Expedition car insurance. The varied pricing model might be confusing for some customers.
• Mixed Customer Service Reviews: Some customers have reported dissatisfaction with Progressive’s customer service, which could affect your overall experience with the best Ford Expedition car insurance. While the company is financially strong, service quality can impact satisfaction.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

#4 – Allstate: Best for Drivewise Program

Pros

• Drivewise Program: Allstate’s Drivewise program offers discounts for safe driving habits, which can help you save on the best Ford Expedition car insurance. This program monitors your driving behavior and rewards safe practices with lower premiums.
• Wide Range of Coverage Options: Allstate provides a broad range of coverage options, including unique features like accident forgiveness, ensuring the best Ford Expedition car insurance. Their comprehensive policies cater to various needs and preferences.
• Strong Financial Strength: Allstate’s A+ rating from A.M. Best reflects its strong financial stability, ensuring reliability in providing the best Ford Expedition car insurance. Their solid financial foundation supports dependable coverage and claims handling.

Cons

• Higher Rates for High-Risk Drivers: Allstate may have higher rates for drivers with a history of accidents or violations, potentially impacting the affordability of the best Ford Expedition car insurance.  Learn additional details through our Allstate insurance review.
• Limited Availability of Discounts in Some Areas: Certain discounts offered by Allstate may not be available in all regions, affecting the overall affordability and customization of the best Ford Expedition car insurance based on your location.

#5 – USAA: Best for Military Families

Pros

• Excellent Rates for Military Members: USAA offers some of the best rates for Ford Expedition insurance, particularly for military members and their families, ensuring the best Ford Expedition car insurance. Their A++ A.M. Best rating highlights their exceptional financial strength.
• Top-Rated Customer Service: USAA is renowned for its exceptional customer service, providing excellent support for Ford Expedition owners and the best Ford Expedition car insurance. The 15% multi-vehicle discount adds extra value to your policy.
• Comprehensive Coverage Options: USAA provides a wide range of coverage options, including rental car coverage and roadside assistance, tailored for military families seeking the best Ford Expedition car insurance. Their strong financial standing ensures reliable coverage.

Cons

• Eligibility Restrictions: USAA insurance is only available to military members, veterans, and their families, limiting its accessibility for those seeking the best Ford Expedition car insurance. This restriction may exclude some potential customers from benefiting from their excellent rates.
• Higher Rates for Non-Military Drivers: For those who do not qualify for USAA, other providers may offer more competitive rates for the best Ford Expedition car insurance. The exclusive nature of USAA’s services means that non-military drivers might find better options elsewhere. Explore more about this through Allstate vs. USAA insurance review.

#6 – Liberty Mutual: Best for Accident Forgiveness

Pros

• High Customization: Liberty Mutual allows for extensive customization of coverage, which can be tailored to meet the needs of Ford Expedition drivers seeking the best Ford Expedition car insurance. Their accident forgiveness program is a valuable feature. Uncover more by reading Liberty Mutual car insurance review.
• Accident Forgiveness: Liberty Mutual offers accident forgiveness programs, which can help protect you from rate increases after your first accident, ensuring the best Ford Expedition car insurance. Their A rating from A.M. Best indicates a solid financial standing.
• Multiple Discounts: Liberty Mutual provides various discounts, including those for safe driving and bundling policies, which can make insurance for your Ford Expedition more affordable and secure the best Ford Expedition car insurance. The 10% multi-vehicle discount is an added advantage.

Cons

• Higher Premiums for Certain Drivers: Liberty Mutual may have higher premiums for drivers with less-than-perfect driving records, potentially impacting affordability for the best Ford Expedition car insurance. This could be a drawback for those with a history of accidents.
• Less Competitive Rates in Some Areas: In certain regions, Liberty Mutual’s rates might not be as competitive compared to other insurers, affecting the overall affordability of the best Ford Expedition car insurance. This might impact your decision based on location.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

#7 – Nationwide: Best for Bundling Policies

Pros

• Competitive Premiums: Nationwide offers competitive rates for Ford Expedition insurance, making it a strong contender for the best Ford Expedition car insurance. The company’s A+ rating from A.M. Best reflects its strong financial stability.
• Accident Forgiveness Program: Nationwide’s accident forgiveness program helps protect you from rate increases after your first accident, ensuring you get the best Ford Expedition car insurance. Delve deeper with AAA vs Nationwide car insurance comparison.
• Bundling Discounts: Nationwide provides discounts for bundling multiple policies, which can lower your overall insurance costs and secure the best Ford Expedition car insurance. The 10% multi-vehicle discount enhances the affordability of your policy.

Cons

• Higher Rates for High-Risk Drivers: Nationwide may have higher premiums for drivers with a history of accidents or violations, impacting affordability for the best Ford Expedition car insurance. This could be a drawback for drivers with less-than-perfect records.
• Limited Coverage Options in Some States: Coverage options may be limited in certain states, which could affect the availability of specific features for your Ford Expedition and the best Ford Expedition car insurance. This might impact the flexibility of your insurance plan.

#8 – Travelers: Best for IntelliDrive Programs

Pros

• Affordable Rates: Travelers provides competitive rates for Ford Expedition insurance, making it a strong choice for the best Ford Expedition car insurance. The 8% multi-vehicle discount further enhances the affordability of your policy.
• Flexible Coverage Options: Travelers offers a variety of coverage options, including customizable plans to suit different needs and budgets, ensuring the best Ford Expedition car insurance. Their IntelliDrive program rewards safe driving, providing potential savings on your policy.
• IntelliDrive Program: Travelers’ IntelliDrive program uses telematics to monitor driving habits and offer discounts for safe driving, which can help you save on the best Ford Expedition car insurance. Take a look at our “Travelers Insurance Review” to learn more.

Cons

• Limited Customer Service Options: Some customers report that Travelers’ customer service may not be as accessible or responsive as other providers, which could affect your experience with the best Ford Expedition car insurance. Limited service options might be a drawback for some users.
• Potential for Rate Increases: Travelers may increase rates for drivers with frequent claims or accidents, impacting the affordability of the best Ford Expedition car insurance. This could be a concern if you have a history of claims or accidents.

#9 – Farmers: Best for Personalized Service

Pros

• Personalized Service: Farmers offers highly personalized customer service, which can enhance your experience with the best Ford Expedition car insurance. Their agents work closely with you to tailor coverage to your needs.
• Comprehensive Coverage Options: Farmers provides a broad range of coverage options, including additional protection for various aspects of your Ford Expedition, ensuring the best Ford Expedition car insurance. Their personalized service ensures that your coverage is tailored to your specific needs.
• Discounts for Bundling Policies: Farmers offer discounts for bundling auto insurance with other policies, which can help reduce overall costs and secure the best Ford Expedition car insurance. The company’s A+ rating from A.M. Best indicates strong financial stability.

Cons

• Higher Premiums for Certain Drivers: Farmers may have higher premiums for drivers with less-than-perfect driving records, potentially affecting the affordability of the best Ford Expedition car insurance. Explore more discount options in our Farmers auto insurance review.
• Limited Online Tools: Farmers’ online tools and resources may not be as advanced or user-friendly as those of other providers, which could impact your experience in managing the best Ford Expedition car insurance. Limited online capabilities might be inconvenient for tech-savvy users.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

#10 – Amica: Best for Financial Stability

Pros

• Strong Financial Stability: Amica’s A+ rating from A.M. Best indicates excellent financial strength, ensuring reliability and trustworthiness in providing the best Ford Expedition car insurance. Their financial stability supports dependable coverage and claims handling.
• Discounts for Safe Driving: Amica offers discounts for safe driving and other factors, helping you save on the best Ford Expedition car insurance. Their commitment to financial stability and customer satisfaction enhances their value.
• High Customer Satisfaction: Amica is known for high customer satisfaction ratings, which contributes to a positive experience with the best Ford Expedition car insurance. Their focus on service quality ensures that you receive reliable and responsive support.

Cons

• Higher Rates for Older Vehicles: Amica may have higher premiums for older Ford Expedition models, which could impact affordability for the best Ford Expedition car insurance. This might be a concern for owners of older or less valuable vehicles.
• Limited Availability of Some Discounts: Some discounts offered by Amica may not be available in all states, which could affect the overall affordability of the best Ford Expedition car insurance. This may limit potential savings based on your location. Read more through our Amica car insurance review.

Ford Expedition Insurance Pricing Explained

The average annual insurance cost for a Ford Expedition is approximately around $110 per month. This average rate is influenced by several factors including the vehicle’s size, safety features, and overall risk profile.

Ford Expedition Car Insurance Monthly Rates by Provider & Coverage Level

The Ford Expedition, being a large SUV, generally attracts higher insurance premiums compared to smaller vehicles due to its higher repair and replacement costs and increased likelihood of causing significant damage in an accident.

Other factors affecting the insurance cost include the driver’s age, driving history, and location, as insurance rates can vary widely based on these elements. Additionally, the specific trim and model year of the Expedition can impact the premium, with newer or more luxurious models typically costing more to insure.

Overall, the cost of insuring a Ford Expedition reflects its status as a full-sized SUV with potentially higher associated risks and expenses.

Ford Expedition Insurance: What You Need to Know

When evaluating whether Ford Expeditions are expensive to insure, it’s useful to compare their insurance rates to those of other SUVs. The average monthly insurance cost for a Ford Expedition is $110, which includes $28 for comprehensive coverage, $44 for collision coverage, and $26 for liability coverage.

This rate is generally lower than that of some competitors, such as the Mercedes-Benz GLA 250 at $142 and the Lexus RX 350 at $136. The Ford Expedition’s insurance costs are also less than the Buick Enclave, which totals $122, and significantly lower than the Jaguar F-PACE, which averages $167.

On the other hand, it is slightly more expensive than the Mazda CX-9, which costs $118 monthly. To find the most affordable insurance rates for a Ford Expedition, consider comparing quotes from multiple providers online and exploring available discounts. Enter your ZIP code now.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

How the Cost of Ford Expedition Insurance is Determined

Several factors impact the cost of insuring a Ford Expedition. The vehicle’s trim and model can influence insurance rates, with older models generally being cheaper to insure—like a 2010 Ford Expedition costing $1,056 compared to $1,320 for a 2020 model.

Driver age also affects costs, as a 20-year-old might pay about $135 more monthly than a 30-year-old. Your location matters too; for instance, drivers in Los Angeles may pay more monthly than those in Houston. A driving record with violations, especially for younger drivers, can increase insurance rates.

Ford Expedition Car Insurance Monthly Rates by City

Moreover, poor crash test ratings for the Ford Expedition could lead to higher premiums, while numerous safety features—such as airbags, ABS, stability control, and advanced driver aids—can help lower insurance costs and potentially achieve a cheap insurance cost.

Ford Expedition: Financing and Insurance Expense

When financing a Ford Expedition, lenders often require borrowers to carry higher levels of insurance coverage, including comprehensive coverage, to protect their investment.

This is because comprehensive coverage helps cover damages to the vehicle that aren’t caused by a collision, such as theft, vandalism, or natural disasters. As a result, financing a Ford Expedition typically involves higher insurance premiums.

Utilizing a free comparison tool can help you find the most affordable and comprehensive coverage options, ensuring that you meet your lender’s requirements while keeping your insurance costs manageable. Enter your ZIP code below.

Making the Most of Your Ford Expedition Insurance

It’s evident that choosing the correct insurance company can have a big impact on your coverage and expenses when it comes time to insure your Ford Expedition.

Notable companies namely Progressive, State Farm, and Geico are notable for their generous service offerings and reasonable pricing, with monthly premiums as low as $70. Because of its bigger size and greater repair expenses than smaller cars, the Ford Expedition usually costs about $110 a month in insurance.

It’s critical to compare quotes from several companies to locate the greatest offer. Your rates will vary depending on factors like the model of your Expedition, where you live, and how well you’ve driven.

You might perhaps save money on insurance by using comparison tools such as a car insurance calculator and determining factors like the model year, driver profile, and location, so it’s critical to evaluate options to see which one best suits your needs.

In the end, taking the time to compare insurance quotes and comprehend your selections for coverage will guarantee that you get the finest protection for your Ford Expedition while efficiently controlling your spending. To get the most economical and comprehensive insurance for your car, enter your ZIP code below.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption