Best Chrysler PT Cruiser Car Insurance in 2024 (Your Guide to the Top 10 Companies)
For as low as $70 per month, the best Chrysler PT Cruiser car insurance comes from AAA, Erie, and American Family. These top providers offer exceptional coverage, outstanding customer service, and competitive rates. Keep reading to find out how you can secure the best deals and coverage for your PT Cruiser.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
2,934 reviewsCompany Facts
Full Coverage for Chrysler PT Cruiser
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
1,814 reviewsCompany Facts
Full Coverage for Chrysler PT Cruiser
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
2,180 reviewsCompany Facts
Full Coverage for Chrysler PT Cruiser
A.M. Best Rating
Complaint Level
Pros & Cons
2,180 reviews
The best Chrysler PT Cruiser car insurance providers are AAA, Erie, and American Family, offering rates as low as $70 per month. These top companies excel in delivering competitive rates, comprehensive coverage, and excellent customer service. Discover the key factors to consider and find the most affordable insurance option for your PT Cruiser.
In addition to finding the best Chrysler PT Cruiser car insurance, explore different ways to lower car insurance rates. The article covers various strategies to reduce premiums, including comparing quotes, seeking discounts, and optimizing coverage based on your needs.
Our Top 10 Picks: Best Chrysler PT Cruiser Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A Reliable Coverage AAA
#2 10% A+ Low Rates Erie
#3 20% A Customer Service American Family
#4 20% A+ Extensive Options Nationwide
#5 8% A++ Comprehensive Coverage Travelers
#6 25% A+ Senior Benefits The Hartford
#7 25% A Flexible Policies Liberty Mutual
#8 25% A+ Nationwide Presence Allstate
#9 12% A+ Innovative Solutions Progressive
#10 20% A Policy Options Farmers
Get the right car insurance at the best price — enter your ZIP code above to shop for coverage from the top insurers.
- Erie provides excellent low rates for Chrysler PT Cruiser owners
- Explore different ways to lower car insurance rates to save on your premium
- Look for discounts to further reduce your Chrysler PT Cruiser insurance costs
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#1 – AAA: Top Pick Overall
Pros
- Reliable Reputation: As outlined in AAA car insurance review, AAA has a strong reputation and is trusted by many PT Cruiser drivers for its consistent and reliable service.
- Convenient Physical Locations: With numerous offices nationwide, PT Cruiser owners can easily find in-person assistance for their insurance needs.
- Exclusive Member Benefits: AAA members driving a PT Cruiser can enjoy additional perks like travel discounts and special insurance programs.
Cons
- Potential Delays in Claims Processing: In some cases, PT Cruiser owners may experience delays in claims processing, which could be problematic in urgent situations.
- Premium Increases After Claims: Despite accident forgiveness, subsequent claims may still lead to significant premium increases for PT Cruiser drivers.
#2 – Erie: Best for Low Rates
Pros
- Low Complaint Ratio: As outlined in Erie car insurance review, Erie has a lower than average complaint ratio, indicating that PT Cruiser owners generally have positive experiences with the company.
- Flexible Payment Options: Erie offers flexible payment plans, allowing PT Cruiser owners to choose payment schedules that fit their budgets.
- Accident Forgiveness Available: Erie’s accident forgiveness program helps PT Cruiser owners maintain lower premiums even after an at-fault accident.
Cons
- No 24/7 Customer Service: Erie does not offer round-the-clock customer service, which can be inconvenient for PT Cruiser drivers needing assistance outside of business hours.
- Less Aggressive Marketing: Erie’s lower-profile marketing means PT Cruiser owners may overlook its competitive rates and strong service offerings.
#3 – American Family: Best for Customer Service
Pros
- Strong Claims Support: American Family is known for its responsive and supportive claims process, ensuring that PT Cruiser owners receive quick and fair settlements.
- Innovative Tools: American Family provides useful tools like its mobile app, which helps PT Cruiser owners manage their policies and file claims with ease.
- Loyalty Rewards: American Family rewards loyal customers with additional benefits, which can be particularly valuable for long-time PT Cruiser owners. More information in our American Family car insurance review.
Cons
- Policy Complexity: The extensive options available with American Family can make it challenging for PT Cruiser owners to select the best coverage without detailed guidance.
- Fewer Online Resources: American Family’s online presence and resources may be less comprehensive, requiring PT Cruiser owners to rely more on direct agent interactions.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#4 – Nationwide: Best for Extensive Options
Pros
- Customizable Insurance Packages: Nationwide allows PT Cruiser drivers to customize their insurance packages, choosing from a wide array of coverage options and add-ons.
- 24/7 Customer Service: Nationwide offers round-the-clock customer support, ensuring PT Cruiser owners can get help whenever they need it. Check out their ratings in our complete Nationwide car insurance discount.
- Nationwide’s Mobile App: The mobile app provides PT Cruiser owners with easy access to policy information, claims filing, and payment options, enhancing overall convenience.
Cons
- Regional Variability: PT Cruiser owners may find that Nationwide’s insurance rates vary significantly by region, affecting overall affordability.
- Fewer Discounts: Newer PT Cruiser drivers may not qualify for all available discounts, limiting potential savings on Nationwide policies.
#5 – Travelers: Best for Comprehensive Coverage
Pros
- Advanced Technology Discounts: Travelers offers discounts for PT Cruiser drivers who install advanced safety features or use telematics devices, lowering overall premiums.
- Responsive Customer Service: Travelers provides dedicated customer support that PT Cruiser drivers can rely on for quick and effective assistance with their insurance needs.
- New Car Replacement Coverage: Travelers offers new car replacement coverage, which can be especially valuable for PT Cruiser owners with newer models. See more details on our Travelers car insurance review.
Cons
- Higher Costs for Add-Ons: Optional coverages, such as roadside assistance and rental car reimbursement, may increase the overall cost of insurance for PT Cruiser owners.
- Complex Policy Options: The wide range of coverage choices may make it challenging for PT Cruiser drivers to select the best policy without guidance.
#6 – The Hartford: Best for Senior Benefits
Pros
- Senior-Focused: The Hartford offers specialized coverage options tailored for senior Chrysler PT Cruiser owners, providing peace of mind with age-specific benefits.
- AARP Discounts: PT Cruiser drivers who are AARP members can access exclusive discounts, significantly reducing their insurance premiums with The Hartford.
- Lifetime Renewability: The Hartford guarantees lifetime renewability for PT Cruiser owners who meet certain criteria, ensuring continuous coverage as they age.
Cons
- Fewer Online Tools: The Hartford’s online tools may not be as comprehensive as those offered by competitors, particularly for tech-savvy PT Cruiser owners.
- Complex Eligibility Requirements: The various discounts and benefits may have complex eligibility requirements, making it harder for PT Cruiser owners to understand their options. Learn more in The Hartford car insurance discounts.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#7 – Liberty Mutual: Best for Flexible Policies
Pros
- Optional Better Car Replacement: Liberty Mutual’s Better Car Replacement option allows PT Cruiser owners to replace a totaled vehicle with a newer model, adding extra value to their insurance.
- Home and Auto Bundling Discounts: Liberty Mutual offers significant discounts for PT Cruiser drivers who bundle their auto insurance with other policies, like home insurance.
- Customizable Deductible Options: PT Cruiser owners can choose their deductible levels, allowing them to balance between premium costs and out-of-pocket expenses. Learn more in our Liberty Mutual car insurance review.
Cons
- Complex Policy Structures: The wide range of choices can make Liberty Mutual’s policies more complex for PT Cruiser drivers to understand and manage.
- Variable Customer Service: PT Cruiser drivers may experience varying levels of customer service quality depending on their location and specific agents.
#8 – Allstate: Best for Nationwide Presence
Pros
- Extensive Network: As mentioned in our Allstate car insurance review, Allstate’s nationwide presence ensures that PT Cruiser owners can access a vast network of agents and services across the country.
- Discounts for Safe Drivers: Allstate rewards safe PT Cruiser drivers with significant discounts, making it an affordable option for those with a clean driving record.
- Easy Online Management: Allstate’s online tools make it easy for PT Cruiser owners to manage their policies, file claims, and make payments.
Cons
- Potentially Higher Costs: Optional features, like rental car coverage and accident forgiveness, can increase the overall cost of PT Cruiser insurance with Allstate.
- Complex Claims Process: Some PT Cruiser drivers may find Allstate’s claims process to be more complicated and time-consuming than expected.
#9 – Progressive: Best for Innovative Solutions
Pros
- Snapshot Program: Progressive’s Snapshot program offers PT Cruiser owners the opportunity to save on their premiums by tracking their safe driving habits. Learn more details in our Progressive car insurance review.
- 24/7 Claims Service: Progressive offers round-the-clock claims service, ensuring that PT Cruiser drivers can get help whenever they need it.
- Rental Car Reimbursement: Progressive offers rental car reimbursement, ensuring that PT Cruiser owners have a temporary vehicle while theirs is being repaired.
Cons
- Potentially Higher Costs: Optional features, such as roadside assistance and rental car reimbursement, can increase the overall cost of PT Cruiser insurance with Progressive.
- Fewer Local Options: In some areas, PT Cruiser drivers may find fewer Progressive agents available for in-person consultations, reducing access to personalized service.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#10 – Farmers: Best for Policy Options
Pros
- Online Tools: Farmers provides robust online tools that make it easy for PT Cruiser owners to manage their policies, file claims, and make payments.
- Flexible Payment Plans: Farmers offers flexible payment options, allowing PT Cruiser drivers to manage their insurance costs in a way that suits their budget.
- Discounts for Safe Drivers: Farmers provides substantial discounts for PT Cruiser owners who maintain a clean driving record, making it an affordable option for responsible drivers. Learn more in our Farmers car insurance review.
Cons
- Higher Costs for Younger Drivers: Farmers’ rates can be higher for younger drivers, which might make it less affordable for younger Chrysler PT Cruiser owners.
- Inconsistent Customer Service: Customer service experiences with Farmers can be inconsistent, which might affect the overall satisfaction of Chrysler PT Cruiser policyholders.
Chrysler PT Cruiser Cost Breakdown
To insure a Chrysler PT Cruiser, one must grasp the monthly rates for both minimum and full coverage. This understanding is necessary to make a wise choice.
Chrysler PT Cruiser Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $85 $145
Allstate $88 $148
American Family $75 $140
Erie $70 $130
Farmers $86 $146
Liberty Mutual $90 $150
Nationwide $80 $135
Progressive $84 $144
The Hartford $82 $142
Travelers $78 $138
Choosing the right insurance for your Chrysler PT Cruiser depends on your coverage needs and budget. Compare different providers and find the best option that offers the right balance of affordability and protection.
Read More: Compare Full Coverage vs. Liability Car Insurance
The High Cost of Chrysler PT Cruiser Insurance
The following chart illustrates how the insurance costs for a Chrysler PT Cruiser measure up against other crossover vehicles such as the Lexus RX 450h, Buick Envision, and BMW X6.
Chrysler PT Cruisers Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Liability | Collision | Comprehensive | Full Coverage |
|---|---|---|---|---|
| BMW X6 | $33 | $70 | $36 | $152 |
| Buick Envision | $33 | $47 | $27 | $120 |
| Chrysler PT Cruisers | $31 | $42 | $23 | $109 |
| Lexus RX 450h | $35 | $60 | $33 | $142 |
| Lincoln MKT | $38 | $52 | $31 | $136 |
| Mazda CX-3 | $31 | $42 | $26 | $112 |
Chrysler PT Cruiser’s insurance price is much higher than other crossovers because of repair and replacement costs. Even though it can be more costly to obtain insurance for the car, it is essential to understand these factors that make up the cost so that one can be equipped with ways on how to reign in the costs of the insurance.
Read More: Compare Lincoln Car Insurance Rates
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Leading Chrysler PT Cruiser Companies
What is the best auto insurance company for Chrysler PT Cruiser insurance quotes? Here are some of the best Chrysler PT Cruiser auto insurance companies (arranged by market share) and some of the factors that determine your rates:
Top Chrysler PT Cruiser Car Insurance Companies by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 million | 9% |
| #2 | Geico | $46.1 million | 6% |
| #3 | Progressive | $39.2 million | 5% |
| #4 | Liberty Mutual | $35.6 million | 5% |
| #5 | Allstate | $35 million | 5% |
| #6 | Travelers | $28 million | 4% |
| #7 | USAA | $23.4 million | 3% |
| #8 | Chubb | $23.3 million | 3% |
| #9 | Farmers | $20.6 million | 2% |
| #10 | Nationwide | $18.4 million | 2% |
A large number of these companies provide car insurance discounts for anti-theft systems and other security measures that the Chrysler PT Cruiser features. Start comparing Chrysler PT Cruiser auto insurance quotes for free by using our free online comparison tool.
Factors Influencing Chrysler PT Cruiser Insurance Cost
Several factors impact the insurance cost for a Chrysler PT Cruiser, including the vehicle’s trim and model. Higher trims or newer models typically result in higher premiums due to increased repair costs and replacement values.
Driver age and experience also play a role, with younger drivers typically facing higher rates.
Jeffrey Manola LICENSED INSURANCE AGENT
Location affects premiums as well; urban areas with higher crime rates or traffic often have more expensive insurance. Additionally, a clean driving record and advanced safety features can help lower costs.
Choosing higher deductibles can reduce premiums but increases out-of-pocket expenses, while more comprehensive coverage generally raises costs.
Age of the Vehicle
The cost of insuring your Chrysler PT Cruiser changes a bit with its age. The table below shows how these costs vary from year to year.
Chrysler PT Cruiser Car Insurance Monthly Rates by Model Year & Coverage Type
| Vehicle | Liability | Collision | Comprehensive | Full Coverage |
|---|---|---|---|---|
| 2024 Chrysler PT Cruiser | $34 | $23 | $14 | $80 |
| 2023 Chrysler PT Cruiser | $34 | $23 | $14 | $80 |
| 2022 Chrysler PT Cruiser | $34 | $23 | $14 | $80 |
| 2021 Chrysler PT Cruiser | $33 | $23 | $13 | $79 |
| 2020 Chrysler PT Cruiser | $33 | $22 | $13 | $79 |
| 2019 Chrysler PT Cruiser | $33 | $22 | $13 | $78 |
| 2018 Chrysler PT Cruiser | $33 | $21 | $13 | $78 |
| 2017 Chrysler PT Cruiser | $33 | $21 | $13 | $78 |
| 2016 Chrysler PT Cruiser | $33 | $21 | $13 | $78 |
| 2015 Chrysler PT Cruiser | $33 | $21 | $13 | $78 |
Looking at the numbers, you can understand how the age of your PT Cruiser affects your insurance expenses. Use this knowledge to choose your coverage wisely.
Driver Age
The insurance premium for the Chrysler PT Cruiser depends on the age of the driver. Since it comes in different models, the Chrysler PT Cruiser insurance price differs with the model. Drivers who are young are charged relatively high premiums compared to those who have some years of experience on the road.
Chrysler PT Cruiser Car Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $590 |
| Age: 18 | $286 |
| Age: 20 | $177 |
| Age: 30 | $82 |
| Age: 40 | $78 |
| Age: 45 | $75 |
| Age: 50 | $71 |
| Age: 60 | $70 |
This comparison across the different age brackets gives a clear look at how your stage in life determines the cost of insurance. It is a valuable asset in comprehending as well as estimating your rates.
Driver Location
The type of city that you live in will have a very great influence on the insurance charged on the Chrysler PT Cruiser. It is common to find that charges for insurance vary depending on the risk level, the traffic congestion in the region or town that the vehicle is registered in.
Chrysler PT Cruiser Car Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Chicago, IL | $103 |
| Columbus, OH | $65 |
| Houston, TX | $123 |
| Indianapolis, IN | $66 |
| Jacksonville, FL | $113 |
| Los Angeles, CA | $134 |
| New York, NY | $124 |
| Philadelphia, PA | $105 |
| Phoenix, AZ | $91 |
| Seattle, WA | $76 |
Deciding to review location-specific rates is a good way because it allows one to determine likely rates based on one’s residence. This information is crucial in the right selection on insurance options that will benefit you most.
Read More: What state has the highest car insurance rates?
Your Driving Record
Chrysler PT Cruiser insurance cost depend on your history of driving, insurance claims, car accidents, tickets, etc. High-risk customers get the highest rates of premium, with clean records attracting the lowest rates.
Chrysler PT Cruiser Car Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $590 | $770 | $1,050 | $720 |
| Age: 18 | $286 | $460 | $630 | $400 |
| Age: 20 | $177 | $330 | $480 | $300 |
| Age: 30 | $82 | $160 | $260 | $140 |
| Age: 40 | $78 | $150 | $250 | $130 |
| Age: 45 | $75 | $145 | $240 | $125 |
| Age: 50 | $71 | $140 | $230 | $120 |
| Age: 60 | $70 | $135 | $220 | $115 |
Compared to how different driving histories influence your premiums, it gives a clue to the actual cost of being safe. This can be useful in order to have more conscious control on how to face insurance costs in the long term.
Safety Factors of Chrysler Pt Cruiser
The Chrysler PT Cruiser’s safety ratings have an impact on your auto insurance rates. See the breakdown below:
Chrysler PT Cruiser Safety Ratings
| Type | Rating |
|---|---|
| Moderate overlap front | Good |
| Side | Poor |
| Roof strength | Good |
| Head restraints and seats | Poor |
In short, car companies add new safety features every year. Some are more important than others. Sometimes, they’re standard features, and you automatically get discounts when you enter your VIN into the insurance system.
Other times, you get to decide if you want to pay to add certain safety features. Your purchase prices will go up, but your insurance rates will go down, which could lead to long-term savings.
Crash Test Results of Chrysler Pt Cruiser
Positive Chrysler PT Cruiser safety ratings in terms of crash tests must also result in lower Chrysler PT Cruiser car insurance premiums. See Chrysler PT Cruiser crash test results below:
Chrysler PT Cruiser Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2023 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2022 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2021 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2020 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2019 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2018 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2017 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2016 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
| 2015 Chrysler PT Cruiser | 4 Stars | 4 Stars | 4 Stars | 4 Stars |
Chrysler PT Cruiser has very good crash test ratings that reduce insurance costs due to the vehicle’s safety performance. These ratings depict its reliability when it comes to the various forms of accidents, hence the adaptability of the rates by the insurance companies.
Chrysler PT Cruiser Safety Features
The numerous safety features of the Chrysler PT Cruiser help contribute to lower insurance rates. The 2010 Chrysler PT Cruiser has the following safety features:
- Air Bags: Driver, passenger, and front side air bags
- Brakes: 4-wheel ABS and 4-wheel disc brakes
- Safety Features: Child safety locks and daytime running lights
- Control: Traction control
- Overall Safety: Comprehensive air bag system
The Chrysler PT Cruiser’s robust safety features, including advanced airbag systems and traction control, enhance overall vehicle security. These attributes contribute to lower insurance rates, making the PT Cruiser a practical choice for cost-effective coverage.
Chrysler PT Cruiser Financing and Saving Hacks
If you are financing a Chrysler PT Cruiser, you will pay more if you purchase Chrysler PT Cruiser auto insurance at the dealership, so be sure to shop around and compare Chrysler PT Cruiser auto insurance quotes from the best companies using our free tool below.
Read More: Does car insurance cover dealer damage?
Although it may seem like your Chrysler PT Cruiser car insurance rates are set, there are a few measures that you can take to secure the best Chrysler PT Cruiser car insurance rates possible. Take a look at the following five ways to save on Chrysler PT Cruiser auto insurance.
- Take public transit instead of driving your Chrysler PT Cruiser.
- Move to an area with a lower cost of living.
- Provide your Chrysler PT Cruiser VIN when requesting Chrysler PT Cruiser auto insurance quotes.
- Tell your insurer about different drivers or uses for your Chrysler PT Cruiser.
- Wait six years for accidents to disappear from your record.
To secure the best insurance rates for your Chrysler PT Cruiser, consider taking public transit or relocating to a lower-cost area. Providing your VIN and informing your insurer about different drivers or uses for your vehicle can also lead to savings.
Additionally, waiting for at-fault accidents to fall off your record can significantly reduce premiums. By taking these steps, you can optimize your insurance costs while maintaining comprehensive coverage.
These discounts from top insurance providers for Chrysler PT Cruiser offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
Read More: Cheap Car Insurance After an At-Fault Accident
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
Are there specific discounts available for Chrysler PT Cruiser insurance?
Yes, discounts may be available for Chrysler PT Cruiser insurance, including those for safety features, bundling policies, maintaining a clean driving record, and having multiple vehicles insured with the same company.
Read More: Multiple Policy Car Insurance Discounts
Are Chrysler PT Cruisers expensive to insure?
They can be more expensive to insure compared to other crossovers. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
How much does Chrysler PT Cruiser car insurance cost?
On average, Chrysler PT Cruiser insurance costs $938 per year or $78 per month.
How does the age of my Chrysler PT Cruiser impact insurance rates?
The age of your Chrysler PT Cruiser can affect insurance rates; older models generally cost less to insure due to lower repair and replacement costs, while newer models may have higher premiums due to increased value and repair costs.
What factors impact the cost of Chrysler PT Cruiser insurance?
Factors include the vehicle’s age, driver’s age, location, driving record, safety ratings, and features.
Read More: How old do you have to be to own a car?
How can I save on Chrysler PT Cruiser insurance?
Compare quotes, look for discounts, and maintain a clean driving record.
How does my driving record affect the cost of Chrysler PT Cruiser insurance?
A clean driving record can significantly lower your insurance rates for a Chrysler PT Cruiser, as insurers view you as a lower risk. Conversely, a history of traffic violations or car accidents may increase your premiums, reflecting the higher risk associated with your driving behavior.
Which insurance companies offer Chrysler PT Cruiser insurance?
Top companies include Allstate, State Farm, and others. Compare quotes to find the best rates. Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
Do safety features on my Chrysler PT Cruiser affect my insurance rates?
Yes, safety features on your Chrysler PT Cruiser can lower your insurance rates. Insurers often provide discounts for advanced safety technologies, such as airbags, traction control, and anti-lock brakes, as they reduce the risk of accidents and injuries.
Which insurance company offers the best customer service for Chrysler PT Cruiser owners?
American Family is known for offering the best customer service for Chrysler PT Cruiser owners, providing responsive support and a range of coverage options tailored to their needs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
