Best Chevrolet Malibu Car Insurance in 2024 (Your Guide to the Top 10 Companies)
For the best Chevrolet Malibu car insurance, State Farm stands out as the top provider, with starting rates at $60/month. Other notable companies include Geico and USAA, which deliver competitive coverage options and discounts, ensuring affordable Chevrolet Malibu car insurance tailored to your needs.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Nov 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Full Coverage for Chevrolet Malibu
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
19,116 reviewsCompany Facts
Full Coverage for Chevrolet Malibu
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
6,435 reviewsCompany Facts
Full Coverage for Chevrolet Malibu
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviewsThe top picks for the best Chevrolet Malibu car insurance are State Farm, Geico, and USAA, with State Farm offering the lowest rates starting at $60 per month.
These providers stand out for their competitive pricing, strong coverage options, and discounts tailored to Malibu drivers. Factors like vehicle age, location, and driving record also impact rates, making these companies the best choices for affordable and comprehensive coverage. With their combination of savings and protection, they offer top value for insuring your Chevrolet Malibu.
Our Top 10 Company Picks: Best Chevrolet Malibu Car Insurance
| Company | Rank | Bundling | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 17% | B | Excellent Service | State Farm |
 | #2 | 15% | A++ | Extensive Discount | Geico |
 | #3 | 10% | A++ | Competitive Rates | USAA |
 | #4 | 15% | A+ | Customer Satisfaction | Amica |
 | #5 | 10% | A+ | Innovative Programs | Progressive |
 | #6 | 12% | A+ | Comprehensive Coverage | Allstate |
 | #7 | 10% | A+ | Customizable Coverage | Farmers |
 | #8 | 12% | A | Accident Forgiveness | Liberty Mutual |
 | #9 | 20% | A+ | Vanishing Deductible | Nationwide |
 | #10 | 8% | A++ | IntelliDrive Program | Travelers |
Explore these top 10 picks for the best Chevrolet Malibu car insurance highlight the best options for drivers looking for affordable and comprehensive coverage. Each company brings unique benefits, so evaluating these options based on your specific needs will help you secure the best car insurance coverage limits at the most competitive rates.
Ready to find affordable car insurance? Use our free comparison tool above to get started.
- State Farm offers the lowest rates starting at $60 per month for Malibu drivers
- Geico and USAA provide extensive discounts and competitive coverage options
- Optimize insurance by considering vehicle age, location, and driving record
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#1 – State Farm: Overall Top Pick
Pros:
- Comprehensive Coverage: State Farm insurance review highlights its extensive coverage options, positioning it as a strong contender for the best Chevrolet Malibu car insurance.
- Competitive Pricing: With starting rates at $60 per month, State Farm provides one of the most affordable options for Chevrolet Malibu car insurance.
- Excellent Customer Service: Known for its superior service, State Farm is frequently praised for customer satisfaction in the realm of the best Chevrolet Malibu car insurance.
Cons:
- Limited Discounts: Compared to competitors, State Farm’s discount options for the best Chevrolet Malibu car insurance may be less extensive.
- Higher Rates for Young Drivers: Young drivers may find State Farm’s rates higher, impacting their affordability for the best Chevrolet Malibu car insurance.
#2 – Geico: Best for Extensive Discount
Pros:
- Generous Discounts: Geico is renowned for its numerous discounts, which enhance its position as a top choice for the best Chevrolet Malibu car insurance.
- Affordable Rates: Geico’s pricing structure is competitive, making it a strong choice for affordable Chevrolet Malibu car insurance, as highlighted in this Geico insurance review.
- User-Friendly Technology: Geico’s innovative mobile app simplifies managing the best Chevrolet Malibu car insurance, offering convenience for policyholders.
Cons:
- Less Personalized Service: While Geico is efficient, its customer service might lack the personalized touch compared to other providers in the best Chevrolet Malibu car insurance space.
- Limited Local Agents: Geico’s online focus means fewer local agents, which may be a drawback for those wanting in-person help with Chevrolet Malibu car insurance.
#3 – USAA: Best for Competitive Rates
Pros:
- Exceptional Rates: USAA insurance review highlights its highly competitive rates, positioning it as a leading choice for the best Chevrolet Malibu car insurance.
- Military Discounts: Exclusive discounts for military members and their families enhance the value of USAA’s Chevrolet Malibu car insurance.
- Strong Customer Satisfaction: USAA is highly rated for customer service, adding to its reputation as a leading provider of the best Chevrolet Malibu car insurance.
Cons:
- Eligibility Restrictions: Only available to military families, limiting its access to those seeking the best Chevrolet Malibu car insurance.
- Higher Costs for High-Risk Drivers: Drivers with a high-risk profile might find USAA’s rates less competitive compared to other top providers.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#4 – Amica: Best for Customer Satisfaction
Pros:
- High Satisfaction Ratings: Amica is frequently recognized for its excellent customer service, making it a standout for the best Chevrolet Malibu car insurance.
- Flexible Coverage Options: Amica insurance review highlights the variety of coverage options specifically designed to meet the needs of those seeking the best Chevrolet Malibu car insurance.
- Transparent Pricing: Amica’s clear and straightforward pricing structure makes it easier to understand the costs associated with the best Chevrolet Malibu car insurance.
Cons:
- Limited Discounts: Fewer discount opportunities compared to other companies might affect affordability for the best Chevrolet Malibu car insurance.
- Higher Premiums for Older Vehicles: Older Chevrolet Malibu models might incur higher premiums with Amica compared to other insurers.
#5 – Progressive: Best for Innovative Programs
Pros:
- Unique Programs: Progressive’s innovative programs, like Snapshot, make it a leading option for the best Chevrolet Malibu car insurance.
- Customizable Policies: Offers a range of add-ons and customization options to tailor Chevrolet Malibu car insurance to individual needs.
- Competitive Pricing: Offers competitive rates for the best Chevrolet Malibu car insurance, particularly through their usage-based discounts, as noted in our Progressive insurance review.
Cons:
- Complex Policy Options: The variety of choices can be overwhelming, potentially complicating the process of finding the best Chevrolet Malibu car insurance.
- Inconsistent Customer Service: While innovative, Progressive’s customer service experiences can vary, which may affect overall satisfaction with the best Chevrolet Malibu car insurance.
#6 – Allstate: Best for Comprehensive Coverage
Pros:
- Broad Coverage Options: Allstate’s extensive coverage options make it an excellent choice for comprehensive Chevrolet Malibu car insurance.
- High-Quality Customer Support: Known for strong customer service, enhancing its appeal for the best Chevrolet Malibu car insurance.
- Numerous Discounts: Allstate insurance review highlights a range of discounts that can help make the best Chevrolet Malibu car insurance more affordable.
Cons:
- Higher Average Premiums: Compared to some competitors, Allstate’s premiums might be higher, potentially impacting affordability for the best Chevrolet Malibu car insurance.
- Variable Pricing: Rates can vary significantly by location and driver profile, which might complicate finding the best Chevrolet Malibu car insurance.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#7 – Farmers: Best for Customizable Coverage
Pros:
- Tailored Policies: Farmers provides customizable coverage options, making it ideal for personalized Chevrolet Malibu car insurance.
- Diverse Discounts: Offers a range of discounts to help reduce costs for the best Chevrolet Malibu car insurance.
- Strong Local Presence: With a wide network of local agents, Farmers insurance review highlights its personalized support, making it a top choice for the best Chevrolet Malibu car insurance.
Cons:
- Potentially Higher Costs: Customization and local agent involvement might lead to higher costs compared to some competitors for the best Chevrolet Malibu car insurance.
- Less Competitive Online Rates: Farmers’ online rates may not be as competitive, potentially affecting affordability for the best Chevrolet Malibu car insurance.
#8 – Liberty Mutual: Best for Accident Forgiveness
Pros:
- Accident Forgiveness: Liberty Mutual’s accident forgiveness program can be advantageous for those seeking the best Chevrolet Malibu car insurance.
- Flexible Policy Options: Offers a variety of policy choices to suit different needs, making it a solid pick for Chevrolet Malibu car insurance.
- Discount Opportunities: Offers a variety of discount options, as noted in our Liberty Mutual insurance review, to help lower costs for the best Chevrolet Malibu car insurance.
Cons:
- Higher Premiums for Some Drivers: Depending on driving history, Liberty Mutual’s premiums might be higher compared to other top options for the best Chevrolet Malibu car insurance.
- Complex Claims Process: The claims process can be less straightforward, which might impact the overall experience with the best Chevrolet Malibu car insurance.
#9 – Nationwide: Best for Vanishing Deductible
Pros:
- Vanishing Deductible: Nationwide’s vanishing deductible program can reduce out-of-pocket costs over time, making it a great choice for the best Chevrolet Malibu car insurance.
- Broad Coverage Options: Offers comprehensive coverage plans tailored for Chevrolet Malibu owners.
- Numerous Discounts: Provides extensive coverage plans specifically designed for Chevrolet Malibu owners, according to this Nationwide insurance review of the best Chevrolet Malibu car insurance.
Cons:
- Higher Rates for High-Risk Drivers: Nationwide may have less favorable rates for drivers with a history of accidents, affecting the affordability of the best Chevrolet Malibu car insurance.
- Limited Customer Support Options: Some customers may find Nationwide’s support options less comprehensive compared to other providers in the best Chevrolet Malibu car insurance space.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#10 – Travelers: Best for IntelliDrive Program
Pros:
- IntelliDrive Program: Travelers’ IntelliDrive program offers innovative usage-based insurance options, making it a top pick for the best Chevrolet Malibu car insurance.
- Customizable Coverage: Offers various coverage options tailored to diverse needs, boosting its attractiveness in a Travelers insurance review for the best Chevrolet Malibu car insurance.
- Competitive Discounts: Offers various discounts through its IntelliDrive program, which can lower costs for the best Chevrolet Malibu car insurance.
Cons:
- Usage-Based Program Limitations: The IntelliDrive program may not be suitable for all drivers, potentially affecting the overall value of the best Chevrolet Malibu car insurance.
- Inconsistent Pricing: Rates and discounts can vary, which may complicate finding the most cost-effective option for the best Chevrolet Malibu car insurance.
Chevrolet Malibu Car Insurance Monthly Rates and Discounts by Provider
The table below breaks down the insurance costs for the Chevrolet Malibu across various companies, showcasing both minimum and full coverage options. The data reveals competitive pricing from reputable providers, helping you make informed decisions based on your insurance needs and budget.
Chevrolet Malibu Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
 | $70 | $155 |
 | $62 | $140 |
 | $69 | $155 |
 | $65 | $145 |
 | $72 | $160 |
 | $66 | $150 |
 | $63 | $140 |
 | $68 | $150 |
 | $68 | $148 |
 | $60 | $135 |
In addition to monthly rates, we also explore the various discounts available from these top providers, allowing Chevrolet Malibu owners to potentially save on their premiums. From responsible payer programs to multi-policy discounts, each company offers unique opportunities for savings.
Chevrolet Malibu Car Insurance Discounts by Provider
| Insurance Company | Available Discounts |
|---|---|
| Responsible payer, EZ pay plan, Early signing, Passive restraint, Deductible rewards |
| Paid-in-full, E-discount, Good driving, Multi-line, AutoPay |
| Mature driver, Signal app, Homeowner, Alternative fuel, Occupational |
| Federal employee, Emergency deployment, Seat belt use, Membership and employee, Good driver |
| Violation-free, Better car replacement, Affinity group, Student away from home, Paperless billing |
| Farm Bureau, SmartRide, Accident forgiveness, Easy pay sign-up, Anti-lock brake |
| Teen driver, Paperless billing, Continuous insurance, Online quote, Homeowner |
| Drive Safe & Save, Steer Clear, Accident-free, Anti-theft device, Multi-line |
| Green vehicle, New car, Home ownership, Student away at school, Driver training |
| Family discount, Annual mileage, Loyalty, Multi-policy, Driver training |
Choosing the right insurance for your Chevrolet Malibu involves evaluating monthly rates and available best car insurance discounts. Take the time to compare these factors to secure the best Chevrolet Malibu car insurance tailored to your needs.
Chevrolet Malibu Insurance Cost
Chevrolet Malibu car insurance rates vary significantly based on the driver’s profile, with factors like driving history, age, and car insurance deductible options influencing overall costs. On average, insuring a Chevrolet Malibu costs $115 per month, but drivers can find discounted rates as low as $68 with the right coverage options.
State Farm is the best choice for Chevrolet Malibu drivers, offering top-notch coverage and competitive pricing tailored to your needs.
Chris Abrams Licensed Insurance Agent
High-risk drivers may pay up to $246, while teen drivers typically face the steepest premiums, averaging $422 per month. Exploring options like higher deductibles can lower costs to $99, whereas opting for lower deductibles may raise rates to $145. Understanding these variations is crucial to securing affordable coverage tailored to individual needs.
Chevrolet Malibu Car Insurance Rates by Driver Profile
| Category | Rates |
|---|---|
| Average Rate | $115 |
| Discount Rate | $68 |
| High Deductibles | $99 |
| High Risk Driver | $246 |
| Low Deductibles | $145 |
| Teen Driver | $422 |
High-risk drivers and teen drivers tend to face the highest premiums, but exploring higher deductibles and safe driving habits can help mitigate these expenses. Ultimately, comparing these rate factors is key to finding the best Chevrolet Malibu insurance policy that aligns with your budget and coverage requirements.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Chevrolet Malibu Insurance Rates Compared to Other Sedans
The Chevrolet Malibu is relatively affordable to insure compared to other sedans. While the Malibu’s full coverage cost is $115 per month, it remains competitive against vehicles like the Cadillac ATS and Audi S4. Key factors, such as liability, comprehensive, and collision rates, show the Malibu as a mid-range option in terms of insurance costs, making it a practical choice for budget-conscious drivers.
Chevrolet Malibu Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| Chevrolet Malibu | $27 | $44 | $31 | $115 |
| Cadillac ATS | $25 | $47 | $33 | $118 |
| Audi S4 | $31 | $62 | $28 | $132 |
| Chevrolet Impala | $23 | $44 | $31 | $112 |
| Lincoln MKZ | $27 | $57 | $38 | $136 |
| Ford Focus | $20 | $45 | $33 | $111 |
| Chevrolet Blazer | $31 | $57 | $26 | $126 |
With monthly rates generally in line with similar models, prospective owners can feel confident that they are getting a good value for their insurance premium. Understanding how to find competitive car insurance rates can further help in determining the best coverage options for their Chevrolet Malibu.
Factors Impacting the Cost of Chevrolet Malibu Insurance
The cost of Chevrolet Malibu insurance is influenced by several key factors. The vehicle’s age plays a significant role, with older models typically attracting lower premiums. Driver demographics, including age and driving record, also affect insurance rates, as younger drivers and those with a history of violations usually face higher costs.
Geographic location is another crucial factor, with insurance premiums varying widely based on where you live. Understanding these variables can help you make informed decisions and find ways to manage your insurance expenses effectively. By evaluating these factors that affect car insurance rates, you can secure more affordable coverage tailored to your Chevrolet Malibu.
Age of the Vehicle
The age of the vehicle plays a significant role in determining insurance costs. Generally, older models are less expensive to insure, with rates for a 2020 Malibu compared to a 2010 model. This variation demonstrates how the age of a car affects insurance rates, with older models typically offering a more cost-effective option for drivers looking for affordable coverage.
Chevrolet Malibu Insurance Monthly Rates by Model Year and Coverage Type
| Vehicle | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| 2020 Chevrolet Malibu | $27 | $44 | $31 | $115 |
| 2019 Chevrolet Malibu | $26 | $43 | $33 | $114 |
| 2018 Chevrolet Malibu | $25 | $42 | $33 | $113 |
| 2017 Chevrolet Malibu | $24 | $41 | $35 | $113 |
| 2016 Chevrolet Malibu | $23 | $40 | $36 | $111 |
| 2015 Chevrolet Malibu | $22 | $38 | $37 | $110 |
| 2014 Chevrolet Malibu | $21 | $35 | $38 | $107 |
| 2013 Chevrolet Malibu | $20 | $33 | $38 | $105 |
| 2012 Chevrolet Malibu | $19 | $30 | $38 | $101 |
| 2011 Chevrolet Malibu | $18 | $28 | $38 | $97 |
| 2010 Chevrolet Malibu | $17 | $26 | $39 | $95 |
While rates progressively decreasing as models age, it’s clear that drivers can secure more affordable coverage while still receiving comprehensive protection. Factoring in these rate differences can help drivers make informed decisions when insuring their Chevrolet Malibu.
Driver Age
Driver age plays a crucial role in determining Chevrolet Malibu auto insurance rates. Younger drivers, especially those between 16 and 20 years old, experience much higher premiums compared to older drivers, reflecting the average car insurance rates by age. Understanding these variations can help drivers and their families make informed decisions about coverage and budget planning.
Chevrolet Malibu Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $400 |
| Age: 18 | $325 |
| Age: 20 | $262 |
| Age: 30 | $120 |
| Age: 40 | $115 |
| Age: 45 | $110 |
| Age: 50 | $105 |
| Age: 60 | $103 |
Chevrolet Malibu insurance rates vary widely with driver age, with younger drivers facing notably higher costs. Rates for 16-year-olds can reach $400 per month, while costs decrease progressively with age, dropping to $103 per month for drivers aged 60 and older. By recognizing these differences, drivers can better anticipate their insurance expenses and explore strategies for managing costs effectively.
Driver Location
The cost of Chevrolet Malibu car insurance can vary significantly depending on your location. Understanding how geographic factors influence insurance costs can help you make more informed decisions about your coverage. Below is a detailed breakdown of Chevrolet Malibu monthly insurance rates across various cities to illustrate these regional differences.
Chevrolet Malibu Car Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $197 |
| New York, NY | $182 |
| Houston, TX | $181 |
| Jacksonville, FL | $167 |
| Philadelphia, PA | $155 |
| Chicago, IL | $152 |
| Phoenix, AZ | $134 |
| Seattle, WA | $112 |
| Indianapolis, IN | $98 |
| Columbus, OH | $96 |
Geographic location plays a crucial role in determining Chevrolet Malibu insurance rates, with differences observed across cities. While drivers in Seattle enjoy lower monthly premiums, those in high-cost areas like New York face significantly higher rates. By comparing rates from different cities, you can gain insights into how your location impacts your insurance costs and find ways to save on your Chevrolet Malibu coverage.
Your Driving Record
Your driving record significantly impacts the cost of car insurance for a Chevrolet Malibu. Young drivers, particularly those in their teens and twenties, face the steepest insurance rate increases when their records include violations such as accidents, tickets, or DUIs. Understanding how different driving records influence rates can help you make informed decisions and manage your insurance costs more effectively.
Chevrolet Malibu Car Insurance Monthly Rates by Age & Record
| Age | Clean Record | One Accident | One Ticket | One DUI |
|---|---|---|---|---|
| Age: 16 | $400 | $500 | $450 | $600 |
| Age: 18 | $325 | $450 | $400 | $550 |
| Age: 20 | $262 | $350 | $320 | $475 |
| Age: 30 | $120 | $180 | $150 | $250 |
| Age: 40 | $115 | $160 | $145 | $230 |
| Age: 45 | $110 | $150 | $140 | $220 |
| Age: 50 | $105 | $145 | $135 | $210 |
| Age: 60 | $103 | $140 | $130 | $205 |
By examining how monthly rates vary with age and driving history, you can understand the financial impact of maintaining a clean record compared to having violations. It’s important to note that all car insurance companies check your driving records, which significantly influences your insurance costs.
Chevrolet Malibu Safety Ratings
The Chevrolet Malibu’s safety ratings provide insights into how well the vehicle performs in crash tests and its overall safety features. These ratings can directly impact your insurance costs, as insurers often offer lower rates for vehicles with higher safety ratings due to reduced risk of injury and damage. Below is a detailed breakdown of the Chevrolet Malibu’s safety performance, highlighting its strengths and areas for improvement.
Chevrolet Malibu Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
With strong ratings in categories such as small overlap front and roof strength, the Malibu demonstrates a solid safety profile. While some areas show room for improvement, the overall positive ratings contribute to potentially lower insurance premiums. Assessing these ratings can help you select the best insurance coverage by recognizing the vehicle’s safety benefits and potentially qualifying for safe driver car insurance discounts.
Chevrolet Malibu Crash Test Ratings
Understanding car accidents and crash test ratings of your Chevrolet Malibu is crucial, as these ratings significantly influence your car insurance rates. Evaluating these ratings helps you gauge the safety and reliability of different Malibu models, which in turn can affect your insurance premiums. Below, we provide a detailed look at the crash test results for various Chevrolet Malibu models from recent years.
Chevrolet Malibu Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu Hybrid 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2019 Chevrolet Malibu 4 DR FWD | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 Chevrolet Malibu HEV 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Limited 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu Eco e-Assist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Malibu 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
By considering these ratings, you can better understand how your vehicle’s safety features may influence your insurance costs. Choosing a model with excellent crash test ratings can contribute to lower insurance premiums and enhanced peace of mind on the road.
Chevrolet Malibu Insurance Loss Probability
For the Chevrolet Malibu, the loss probability varies across coverage types, with the best personal injury protection and medical payment coverages having the highest rates. By analyzing these figures, you can make informed decisions to find the most cost-effective insurance for your vehicle.
Chevrolet Malibu Insurance Loss Probability
| Coverage | Loss Rate |
|---|---|
| Collision | -6% |
| Property Damage | 0% |
| Comprehensive | 9% |
| Personal Injury | 39% |
| Medical Payment | 45% |
| Bodily Injury | 20% |
Lower percentages, such as for Collision and Property Damage, suggest potentially lower rates, while higher percentages for Personal Injury and Medical Payment indicate higher costs. By considering these loss probabilities, you can better assess your insurance needs and choose the most economical coverage options for your Chevrolet Malibu.
Chevrolet Malibu Finance and Insurance Cost
When financing a Chevrolet Malibu, it’s crucial to factor in both the vehicle’s price and the insurance costs. Opting for dealership financing might lead to higher insurance premiums compared to comparing quotes from different insurers on your own. Generally, insurance for a financed Chevrolet Malibu can be pricier because of the vehicle’s higher value and the need for more comprehensive coverage.
To find the best rates, compare monthly car insurance quotes and consider a higher deductible. Also, look for discounts related to safety features and clean driving records to lower your premiums. These strategies will help you manage both your financing and insurance expenses more efficiently.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Safety Features of the Chevrolet Malibu
The Chevrolet Malibu is designed with a range of advanced safety features to enhance driver and passenger protection. This midsize sedan incorporates cutting-edge technology and robust safety systems to ensure a secure driving experience. Here’s a look at the key safety features that make the Chevrolet Malibu a top choice for safety-conscious drivers:
- Forward Collision Alert: This system uses cameras to detect potential front-end collisions and alerts the driver to take action, reducing the risk of accidents.
- Automatic Emergency Braking: If a collision is imminent, this feature automatically applies the brakes to help prevent or lessen the impact of an accident.
- Lane Departure Warning: Alerts the driver if the vehicle begins to drift out of its lane without signaling, helping to prevent unintentional lane changes.
- Rear Cross Traffic Alert: This feature warns drivers of approaching traffic from the side when backing out of parking spaces, reducing the chance of accidents in crowded areas.
- Blind Spot Monitoring: Monitors the areas beside and behind the vehicle, alerting drivers to vehicles in their blind spots to enhance lane change safety.
The Chevrolet Malibu’s safety features offer a comprehensive approach to driver and passenger protection by helping you maintain a safe speed to drive your car. These features reflect Chevrolet’s commitment to vehicle safety, making the Malibu a reliable choice for those prioritizing security on the road.
Ways to Save on Chevrolet Malibu Insurance
Saving on Chevrolet Malibu insurance involves more than just finding the lowest rate; it requires strategic actions to maximize your savings. By comparing quotes, utilizing available discounts, and considering policy adjustments, you can significantly reduce your insurance costs. Take a look at the following five tips:
- Compare Quotes: Shop around with different insurers to find the best rates.
- Utilize Discounts: Use discounts for safe driving, safety features, and multi-policy bundling.
- Increase Your Deductible: Higher deductibles can lower your monthly premium.
- Maintain a Clean Driving Record: A clean record often leads to lower rates.
- Bundle Policies: Combine auto with other insurance policies for additional savings.
By applying these strategies to save on Chevrolet Malibu insurance, you can achieve a balance between comprehensive coverage and reduced premiums. Start by comparing quotes from different providers to find the best rate, and don’t overlook available multiple policy car insurance discounts, such as those for safe driving, bundling policies, or low annual mileage.
Additionally, consider adjusting your deductible to find the right balance between upfront costs and long-term savings. Regularly reviewing and updating your policy ensures you stay protected while adapting to any changes in your driving habits or vehicle use. Being proactive in managing your insurance can lead to significant savings and ensure you’re well-covered on the road.
Top Chevrolet Malibu Insurance Companies
Selecting the right provider can significantly impact your coverage and savings when it comes to insuring your Chevrolet Malibu. Several insurance companies offer competitive rates tailored to the needs of Malibu drivers, each with unique advantages and coverage options. This car insurance guide ranks the top Chevrolet Malibu insurance companies based on market share, helping you choose the best provider for your needs.
Top Chevrolet Malibu Car Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | | $66,153,063 | 9.3% |
| #2 | | $46,358,896 | 6.6% |
| #3 | | $41,737,283 | 5.6% |
| #4 | | $39,210,020 | 5.1% |
| #5 | | $36,172,570 | 5.0% |
| #6 | | $28,786,741 | 4.0% |
| #7 | | $24,621,246 | 3.3% |
| #8 |  | $24,199,582 | 3.3% |
| #9 | | $20,083,339 | 2.9% |
| #10 | | $18,499,967 | 2.6% |
Choosing the best insurance company for your Chevrolet Malibu involves evaluating providers based on their market share and coverage offerings. Companies like State Farm, Geico, and Progressive lead the pack, each providing comprehensive and competitive options for Malibu owners. By considering these top-ranked insurers, you can secure the best coverage and value for your Chevrolet Malibu.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Top Car Insurance Options for Your Chevrolet Malibu
The article provides a comprehensive guide to the best Chevrolet Malibu car insurance options, highlighting State Farm as the top provider with rates starting at $60 per month. It discusses other notable insurers such as Geico and USAA, known for their competitive coverage and discounts tailored for Malibu drivers.
Key factors affecting insurance rates include vehicle age, driver demographics, location, and driving history. The article also covers average insurance costs, available discounts, and the importance of comparing quotes to secure the best coverage. It emphasizes that understanding your car insurance policy, evaluating monthly rates and safety features are essential for finding affordable and comprehensive insurance for the Chevrolet Malibu.
Protect your vehicle from whatever the road throws at it by entering your ZIP code into our free comparison tool (above/below) to see affordable car insurance quotes
Frequently Asked Questions
How much is the minimum Chevrolet Malibu car insurance cost?
The minimum Chevrolet Malibu car insurance cost can start as low as $60 per month, depending on factors like your location, driving history, and coverage levels.
To gain in-depth knowledge, consult our comprehensive resource titled, “Best Full Coverage Car Insurance.”
What impacts the cost of Chevrolet Malibu insurance?
The cost of Chevrolet Malibu insurance is influenced by factors such as your age, driving record, location, vehicle age, and the type of coverage you choose. Additional elements like your credit score and mileage can also affect premiums.
How can I save on Chevrolet Malibu insurance?
To save on Chevrolet Malibu insurance, compare quotes from multiple providers, take advantage of available discounts, and maintain a clean driving record. Raising your deductible and bundling your car insurance with other policies can further reduce costs.
What are the top insurance companies for Chevrolet Malibu?
The top insurance companies for Chevrolet Malibu include State Farm, Geico, and Progressive, known for offering competitive rates, comprehensive coverage options, and various discounts tailored to different drivers’ needs.
Find the best comprehensive car insurance quotes by entering your ZIP code below into our free comparison tool today.
Are Chevy Malibus expensive to maintain?
Chevy Malibus are generally not expensive to maintain. They have moderate repair and maintenance costs compared to other mid-size sedans. Regular upkeep, like oil changes and tire rotations, helps keep costs manageable.
To gain profound insights, consult our extensive guide titled, “Does car insurance cover non-accident repairs?”
Is a Chevy Malibu a safe car?
Yes, the Chevy Malibu is considered a safe car. It comes equipped with modern safety features such as Forward Collision Alert, Automatic Emergency Braking, and Lane Departure Warning, which enhance driver and passenger safety.
What is a common problem with Chevy Malibu?
One common issue reported by Chevy Malibu owners is related to the transmission, particularly in earlier models. Some drivers have experienced shifting problems, but regular maintenance and updates can help prevent these issues.
Is Chevrolet Malibu fuel efficient?
Yes, the Chevrolet Malibu is fuel efficient. It offers competitive fuel economy for its class, especially with the turbocharged engine options, making it a good choice for both city and highway driving.
Is the Chevy Malibu good for long-distance driving?
The Chevy Malibu is well-suited for long-distance driving, thanks to its comfortable seating, smooth ride, and efficient fuel economy. Its spacious interior and advanced technology features also make long trips more enjoyable.
For a comprehensive analysis, refer to our detailed guide titled, “Does driving less affect car insurance rates?”
Does the Chevy Malibu have good resale value?
The Chevy Malibu has a decent resale value, though it may not be as high as some of its competitors. Factors such as mileage, condition, and market demand can affect its resale price over time.
Enter your ZIP code below into our free comparison tool to see how much car insurance costs in your area.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.