Best Chevrolet Impala Car Insurance in 2024 (Your Guide to the Top 10 Companies)
The best Chevrolet Impala car insurance providers are Geico, State Farm, and USAA, offering coverage from $35 per month. Geico stands out for its safe driver discounts, making it the top pick. State Farm’s agent network and USAA’s military benefits provide strong support for Chevrolet Impala owners.
Read moreFree Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Aug 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
19,116 reviewsCompany Facts
Full Coverage for Chevrolet Impala
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
17,759 reviewsCompany Facts
Full Coverage for Chevrolet Impala
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
6,435 reviewsCompany Facts
Full Coverage for Chevrolet Impala
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
The top providers for the best Chevrolet Impala car insurance are Geico, State Farm, and USAA, which provide outstanding protection, cost savings, and individualized customer care.
While Geico stands out for its reasonable rates and wide range of policy alternatives. State Farm emerges with its comprehensive car insurance plans and individual care.
Our Top 10 Picks: Best Chevrolet Impala Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A++ Competitive Rates Geico
#2 20% B Excellent Service State Farm
#3 10% A++ Military Benefits USAA
#4 12% A+ Unique Discounts Progressive
#5 10% A+ Rate Lock Erie
#6 25% A+ Dividend Policies Amica
#7 25% A Strong Stability Liberty Mutual
#8 20% A+ Vanishing Deductible Nationwide
#9 20% A Customizable Coverage Farmers
#10 25% A+ User-Friendly App Allstate
With its specialized services and affordable prices, USAA continues to be a preferred option for military families. Without going over budget, these providers will guarantee that your Chevrolet Impala is well-protected.
You can start comparing quotes for Chevrolet Impala car insurance rates from some of the best car insurance companies by using our free online tool now.
- Geico is the top pick for the best Chevrolet Impala car insurance coverage
- Chevrolet Impala insurance rates vary based on factors like age and location
- Safety features of the Chevrolet Impala can reduce insurance costs significantly
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#1 – Geico: Top Overall Pick
Pros
- Bundling Policies: Geico offers a 25% discount when bundling multi-vehicle insurance for your Chevrolet Impala, maximizing savings.
- High A.M. Best Rating: With an A++ rating, Geico is a reliable choice for Chevrolet Impala insurance, ensuring financial stability. Find out more in our guide titled, “Geico Car Insurance Review.”
- Affordable Coverage: Geico consistently provides some of the most competitive rates available for Chevrolet Impala insurance, making it a top pick.
Cons
- Discount Restrictions: Certain discounts for Chevrolet Impala insurance may not be available in all states, potentially reducing savings for some drivers.
- Less Personalized Service: Geico’s focus on competitive pricing might result in less personalized service for Chevrolet Impala policyholders compared to smaller insurers.
#2 – State Farm: Best for Excellent Service
Pros
- Personalized Agent Service: State Farm offers a vast network of local agents, providing Chevrolet Impala owners with personalized, face-to-face service, helpful for resolving complex issues.
- Comprehensive Coverage Options: State Farm offers a wide range of coverage options, including rental car reimbursement and rideshare insurance, meeting diverse needs for Chevrolet Impala drivers.
- Accident Forgiveness: Chevrolet Impala owners benefit from State Farm’s accident forgiveness program, which helps avoid premium increases after the first at-fault accident. Deepen your understanding by reading our State Farm car insurance review article.
Cons
- Lower Multi-Vehicle Discount: State Farm offers a 20% discount for insuring multiple vehicles, which is lower than Geico’s offer for Chevrolet Impala owners.
- B Rating from A.M. Best: State Farm’s B rating may raise concerns about long-term financial stability for Chevrolet Impala owners.
#3 – USAA: Best for Military Benefits
Pros
- Exclusive Military Discounts: USAA provides specialized discounts for military members and their families, offering significant savings for Chevrolet Impala owners eligible for these benefits.
- Tailored Coverage for Military Families: USAA’s coverage options are uniquely designed for military families, including overseas coverage, ideal for Chevrolet Impala owners in the armed forces.
- A++ A.M. Best Rating: USAA’s A++ rating assures Chevrolet Impala policyholders of reliable and efficient claims handling. Get further details in our comprehensive guide, “USAA Car Insurance Review.”
Cons
- Membership Limitation: USAA is only available to military members and their families, excluding many Chevrolet Impala owners from accessing its competitive rates.
- Lower Multi-Vehicle Discount: USAA’s 10% multi-vehicle discount is lower than what other providers offer, which may be less beneficial for Chevrolet Impala owners with multiple cars.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#4 – Progressive: Best for Unique Discounts
Pros
- Snapshot Program Savings: Progressive’s Snapshot program rewards safe driving habits, offering Chevrolet Impala drivers a personalized discount.
- Diverse Coverage Options: Progressive provides various add-ons like gap insurance and custom parts coverage, which cater to Chevrolet Impala owners seeking comprehensive protection.
- A+ A.M. Best Rating: Progressive’s A+ rating indicates strong financial stability, ensuring Chevrolet Impala owners that their claims will be met. Uncover insights in our guide, “Progressive Car Insurance Review.”
Cons
- Higher Premiums for Full Coverage: While Progressive offers competitive rates for minimum coverage, Chevrolet Impala owners may find full coverage premiums higher than other providers like Geico.
- Moderate Multi-Vehicle Discount: Progressive’s 12% discount for insuring multiple vehicles might not offer the most savings for Chevrolet Impala owners with more than one vehicle.
#5 – Erie: Best for Rate Lock
Pros
- Rate Lock Feature: Erie’s Rate Lock allows Chevrolet Impala owners to lock in their insurance rate, providing stability in premiums regardless of claims or violations.
- Competitive Rates: Erie offers Chevrolet Impala insurance starting at $38 per month for minimum coverage, making it a cost-effective option. Read more in our article titled, “Erie Car Insurance Review.”
- A+ A.M. Best Rating: Erie’s A+ rating reflects strong financial stability, ensuring Chevrolet Impala owners can trust the company for claim payouts.
Cons
- Lower Multi-Vehicle Discount: Erie’s 10% multi-vehicle discount is relatively low, which might be less attractive for Chevrolet Impala owners with multiple vehicles.
- Limited Availability: Erie is not available in every state, which could restrict access to its competitive rates and benefits for Chevrolet Impala owners.
#6 – Amica: Best for Dividend Policies
Pros
- Dividend Returns: Amica offers dividend-paying policies that can reduce overall insurance costs for Chevrolet Impala owners over time.
- Superior Customer Service: Known for outstanding support, Amica provides personalized attention to Chevrolet Impala drivers. Dive into our analysis of “How do you get an Amica Mutual car insurance quote online?“
- Comprehensive Coverage Options: Amica offers a range of coverage choices, allowing Chevrolet Impala owners to customize policies to their specific needs.
Cons
- Higher Initial Premiums: Amica’s insurance rates for Chevrolet Impala may be higher upfront, even with potential dividend returns.
- Limited Availability: Amica’s services aren’t available in all regions, which could restrict Chevrolet Impala owners in certain areas.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#7 – Liberty Mutual: Best for Strong Stability
Pros
- Financial Strength: Liberty Mutual’s strong A.M. Best rating provides confidence to Chevrolet Impala owners regarding claim payouts.
- New Car Replacement Coverage: Offers a unique benefit, replacing a totaled Chevrolet Impala with a new model within the first year.
- Safety Feature Discounts: Discounts for Chevrolet Impala models with advanced safety technologies help lower insurance costs. Discover insurance savings in our Liberty Mutual car insurance review.
Cons
- Average Customer Satisfaction: Mixed reviews on customer service could result in less satisfactory experiences for Chevrolet Impala owners.
- Higher Premiums for Optional Coverage: Features like new car replacements can lead to higher premiums, making it less cost-effective for Chevrolet Impala owners.
#8 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Reduces out-of-pocket expenses over time, offering potential long-term savings for Chevrolet Impala owners. Access in-depth insights in our guide, “Nationwide Car Insurance Discounts.”
- Accident Forgiveness: Helps Chevrolet Impala drivers avoid premium increases after their first at-fault accident, providing financial peace of mind.
- Highly Rated Financial Stability: Nationwide’s A+ rating assures Chevrolet Impala owners of the company’s reliability in paying claims.
Cons
- Higher Starting Premiums: Initial Chevrolet Impala insurance premiums with Nationwide can be high, potentially offsetting vanishing deductible benefits.
- Limited Discount Programs: Nationwide may offer fewer discounts for Chevrolet Impala insurance compared to other providers, resulting in higher overall costs.
#9 – Farmers: Best for Customizable Coverage
Pros
- Flexible Policy Options: Farmers offers extensive customization, allowing Chevrolet Impala owners to tailor policies to their coverage needs.
- Specialized Coverage: Provides unique options like accident forgiveness and rideshare insurance, beneficial for Chevrolet Impala drivers. Explore offerings further in our complete guide titled, “Farmers Car Insurance Review.”
- Strong Claims Support: Farmers is known for efficient claims processing, ensuring Chevrolet Impala owners are well-supported during the claims process.
Cons
- Expensive for Young Drivers: Farmers’ Chevrolet Impala insurance rates are typically higher for younger drivers, making it less appealing for this group.
- Moderate Discount Availability: Offers fewer discounts than other providers, potentially making Chevrolet Impala insurance more costly.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
#10 – Allstate: Best for User-Friendly App
Pros
- Highly Rated Mobile App: Allstate’s app allows Chevrolet Impala owners to manage policies, access digital ID cards, and file claims with ease.
- Safe Driver Rewards: Offers substantial discounts for Chevrolet Impala owners who maintain a safe driving record, promoting safer habits.
- Strong Financial Standing: Allstate’s A+ rating ensures Chevrolet Impala insurance policies are backed by a financially secure company. See more details in our guide titled, “Allstate Car Insurance Review.”
Cons
- Potentially High Full Coverage Premiums: Allstate’s full coverage options for Chevrolet Impala insurance may be more expensive, and not ideal for budget-conscious drivers.
- Inconsistent Customer Service: Experiences can vary by location, which may affect satisfaction for Chevrolet Impala policyholders.
Chevrolet Impala Car Insurance Monthly Rates by Coverage Level & Provider
The table below provides a comprehensive comparison of Chevrolet Impala car insurance rates, highlighting the cost differences between minimum and full coverage across various providers. This comparison allows you to see which company offers the most competitive rates for both coverage levels, helping you make an informed decision.
Chevrolet Impala Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $49 $118
Amica $50 $120
Erie $38 $98
Farmers $46 $113
Geico $35 $95
Liberty Mutual $48 $115
Nationwide $44 $107
Progressive $42 $110
State Farm $45 $105
USAA $40 $100
When selecting insurance for your Chevrolet Impala, it’s essential to compare rates across different providers to find the best deal. Geico offers the lowest monthly rates, with $35 for minimum coverage and $95 for full coverage, making it the most cost-effective option. Erie also provides competitive rates at $38 for minimum coverage and $98 for full coverage.
In contrast, Amica and Allstate have higher premiums, with Amica charging $50 for minimum coverage and $120 for full coverage, while Allstate charges $49 and $118, respectively.
These variations in cost highlight the importance of comparing rates to ensure you get the best value for your Chevrolet Impala insurance. Get detailed insights in our guide, “Where to Compare Auto Insurance Rates.”
Chevrolet Impala Insurance Cost
Chevrolet Impala insurance costs vary based on factors like driver profile and deductible choice. Comparing options across different scenarios can help you find the best coverage for your needs.
Chevrolet Impala Car Insurance Monthly Rates by Coverage Type
| Category | Rates |
|---|---|
| Average Rate | $112 |
| Discount Rate | $66 |
| High Deductibles | $96 |
| High Risk Driver | $238 |
| Low Deductibles | $141 |
| Teen Driver | $409 |
Understanding the impact of deductibles and driver risk on Chevrolet Impala insurance costs allows for better decision-making and potential savings. Tailoring your coverage options can ensure you get the best value for your insurance investment. Find insights in our guide, “How Insurance Providers Determine Rates.”
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Are Chevrolet Impalas Expensive to Insure
Chevrolet Impala insurance rates are generally competitive when compared to other sedans like the Audi S4 and Honda Civic. The chart below highlights how Impala’s insurance costs stack up against similar vehicles, offering insight into where it stands in terms of comprehensive, collision, and liability coverage.
Chevrolet Impala Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| Chevrolet Impala | $23 | $44 | $31 | $112 |
| Audi S4 | $31 | $62 | $28 | $132 |
| Honda Civic | $23 | $55 | $35 | $128 |
| Toyota Avalon | $27 | $45 | $28 | $111 |
| Honda Accord | $23 | $42 | $31 | $109 |
| Nissan Maxima | $31 | $53 | $33 | $129 |
| Nissan Altima | $26 | $48 | $33 | $119 |
While the Chevrolet Impala’s insurance rates are reasonable compared to other sedans, exploring different providers can help you secure the lowest possible rates.
Consider comparing quotes online to ensure you’re getting the best deal for your Chevrolet Impala. See how you can save on insurance in our guide, “How to Get Multiple Auto Insurance Quotes.”
Factors Affecting the Cost of Chevrolet Impala Insurance
The Chevrolet Impala trim and model you choose can impact the total price you will pay for Chevrolet Impala auto insurance coverage.
Age of the Vehicle
Insurance rates generally decrease as vehicles age, with older Chevrolet Impala models costing less to insure compared to newer ones.
Chevrolet Impala Car Insurance Monthly Rates by Model Year & Coverage Level
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Chevrolet Impala | $25 | $48 | $32 | $115 |
| 2023 Chevrolet Impala | $24 | $47 | $32 | $114 |
| 2022 Chevrolet Impala | $24 | $46 | $31 | $113 |
| 2021 Chevrolet Impala | $23 | $45 | $31 | $113 |
| 2020 Chevrolet Impala | $23 | $44 | $31 | $112 |
| 2019 Chevrolet Impala | $22 | $43 | $33 | $111 |
| 2018 Chevrolet Impala | $21 | $42 | $33 | $110 |
| 2017 Chevrolet Impala | $21 | $41 | $35 | $110 |
| 2016 Chevrolet Impala | $20 | $40 | $36 | $109 |
| 2015 Chevrolet Impala | $19 | $38 | $37 | $107 |
| 2014 Chevrolet Impala | $18 | $35 | $38 | $104 |
| 2013 Chevrolet Impala | $17 | $33 | $38 | $102 |
| 2012 Chevrolet Impala | $17 | $30 | $38 | $98 |
| 2011 Chevrolet Impala | $16 | $28 | $38 | $95 |
| 2010 Chevrolet Impala | $15 | $26 | $39 | $93 |
Overall, insuring an older vehicle like the Chevrolet Impala is often more affordable, reflecting a common trend in auto insurance pricing.
Driver Age
Driver age plays a crucial role in determining Chevrolet Impala insurance rates, with younger drivers often facing significantly higher premiums. Understanding how age impacts costs can help drivers make informed decisions about their insurance.
Chevrolet Impala Car Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $850 |
| Age: 18 | $409 |
| Age: 20 | $254 |
| Age: 30 | $117 |
| Age: 40 | $112 |
| Age: 45 | $110 |
| Age: 50 | $102 |
| Age: 60 | $100 |
As demonstrated, Chevrolet Impala insurance rates decrease substantially as drivers age, offering lower premiums for more experienced drivers. This highlights the importance of considering age-related factors when choosing insurance coverage.
Driver Location
Chevrolet Impala insurance rates can vary significantly depending on your location, with cities like New York and Los Angeles often facing higher premiums. Understanding how your city impacts your insurance costs is crucial for finding the best rates.
Chevrolet Impala Car Insurance Monthly Rates by Major U.S. Cities
| City | Rates |
|---|---|
| Los Angeles, CA | $191 |
| New York, NY | $177 |
| Houston, TX | $175 |
| Jacksonville, FL | $162 |
| Philadelphia, PA | $150 |
| Chicago, IL | $148 |
| Phoenix, AZ | $130 |
| Seattle, WA | $109 |
| Indianapolis, IN | $95 |
| Columbus, OH | $93 |
Where you live plays a major role in determining your Chevrolet Impala insurance rates. Comparing rates across different cities can help you identify potential savings based on your location.
Your Driving Record
Your driving record significantly influences the cost of Chevrolet Impala car insurance, with younger drivers facing steep rate increases for traffic violations.
Understanding how accidents and tickets affect your premiums can help you manage your insurance costs more effectively.
Chevrolet Impala Car Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $850 | $1,200 | $1,500 | $1,000 |
| Age: 18 | $409 | $620 | $760 | $520 |
| Age: 20 | $254 | $380 | $460 | $330 |
| Age: 30 | $117 | $170 | $200 | $140 |
| Age: 40 | $112 | $160 | $190 | $130 |
| Age: 45 | $110 | $150 | $180 | $125 |
| Age: 50 | $102 | $140 | $170 | $120 |
| Age: 60 | $100 | $130 | $160 | $115 |
Maintaining a clean driving record is crucial for keeping Chevrolet Impala insurance rates low, especially for younger drivers. By avoiding violations and accidents, you can minimize your premium costs over time.
Chevrolet Impala Safety Ratings
The safety ratings of your Chevrolet Impala play a crucial role in determining your auto insurance rates. Understanding these ratings can help you make informed decisions about your coverage options.
Chevrolet Impala Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Acceptable |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
The Chevrolet Impala’s strong safety ratings, particularly in areas like moderate overlap front and side impact tests, contribute to more favorable insurance rates. Ensuring your Impala has high safety standards can lead to both better protection and potential cost savings.
Chevrolet Impala Crash Test Ratings
The Chevrolet Impala consistently earns top marks in crash test ratings, providing exceptional protection in various impact scenarios. These strong safety ratings not only ensure driver and passenger safety but also contribute to lower auto insurance rates for Chevrolet Impala owners.
Chevrolet Impala Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Impala Limited 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2016 Chevrolet Impala Eco eAssist 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Impala 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
With high crash test ratings across multiple model years, the Chevrolet Impala stands out as a safe and cost-effective choice, making it a reliable option for both safety and insurance savings.
Chevrolet Impala Insurance Loss Probability
Another contributing factor that plays a direct role in Chevrolet Impala insurance rates is the loss probability for each type of coverage.
Chevrolet Impala Insurance Loss Probability
| Coverage | Loss Rate |
|---|---|
| Collision | 4% |
| Property Damage | -11% |
| Comprehensive | 35% |
| Personal Injury | 22% |
| Medical Payment | 22% |
| Bodily Injury | 4% |
With varying loss probabilities across coverage categories, it’s crucial to consider these factors when evaluating insurance options for your Chevrolet Impala to ensure you’re adequately covered at a reasonable cost. Access in-depth insights in our guide, “Top 7 Factors That Affect Auto Insurance Rates.”
Chevrolet Impala Finance and Insurance Cost
When financing a Chevrolet Impala, most lenders will require you to carry higher Chevrolet Impala coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Impala car insurance rates from the best companies using our free tool below. Uncover insights in our guide, “How to Get Auto Insurance for the First Time.”
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Tips on How to Save on Chevrolet Impala Insurance
There are many ways that you can save on Chevrolet Impala car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Impala car insurance rates low.
- Ask your insurance company about Chevrolet Impala discounts.
- Consider ride-sharing services to lower your Chevrolet Impala mileage.
- Understand that your insurer can change your Chevrolet Impala auto insurance rates mid-term for other reasons.
- Save money on young driver Chevrolet Impala insurance by mentioning grades or GPA.
- Watch your insurer closely when your Chevrolet Impala needs repairs.
Implementing these tips can lead to significant savings on your Chevrolet Impala insurance, ensuring you get the best coverage at the most affordable price. Stay proactive and informed to keep your rates as low as possible. Explore our review on how to lower your auto insurance rates.
Top Chevrolet Impala Insurance Companies
The best Chevrolet Impala insurance companies are ranked based on market share and offer various discounts tailored to the car’s safety features. These top insurers, including State Farm, Geico, and Progressive, provide competitive rates and comprehensive coverage options for Chevrolet Impala owners.
Top Car Insurance Company for Chevrolet Impala
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9% |
| #2 | Geico | $46,358,896 | 6% |
| #3 | Progressive | $41,737,283 | 6% |
| #4 | Allstate | $39,210,020 | 5% |
| #5 | Liberty Mutual | $36,172,570 | 5% |
| #6 | Travelers | $28,786,741 | 4% |
| #7 | USAA | $24,621,246 | 3% |
| #8 | Chubb | $24,199,582 | 3% |
| #9 | Farmers | $20,083,339 | 3% |
| #10 | Nationwide | $18,499,967 | 3% |
Choosing the right insurance provider for your Chevrolet Impala involves considering both market share and available discounts. State Farm, Geico, and Progressive lead the market, offering reliable coverage and savings opportunities for Impala drivers.
Read more: Where can I compare online auto insurance companies?
What Are the Benefits of a Chevy Impala
The Impala was first sold in 1958, with the introduction of Chevy’s newest full-sized automobile. After a production hiatus in the ’80s and most of the ’90s, the Impala was reintroduced in 2000 as a front-wheel drive, full-sized car. The roomy interior has made this car a popular choice for families. The modern Impalas have features like flexible fuel capabilities and turbocharged engines.
Most Impalas are powered either by a 3.5 liter V6 or a 5.3 liter V8, making it a great choice for those who want room for a family but the power of a luxury car without the luxury car price.
The Impala is also well-known as a police cruiser. While the version sold to police departments all over the country is not available to the general public, many people enjoy driving a car that is trusted by so many law enforcement officials.
When it comes to value and coverage for your Chevrolet Impala, Geico stands out as the best option.
Brandon Frady Licensed Insurance Producer
The Impala name is also a link to the history of the automobile in the United States. For some, the nostalgia of owning an Impala is worth the price tag. Read more in our article titled, “What are the benefits of auto insurance?”
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
How Much Does a New Chevrolet Impala Cost
A brand new 2016 Chevrolet Impala starts at just under $25k. This includes options such as leather seats, a navigation system, a heated steering wheel, a backup camera, etc. If you opt for more expensive upgrades, prices go up quickly.
A fully loaded model could easily be priced between $35-$45k depending on what extras you choose. If you need help finding affordable auto insurance, we recommend comparing multiple policies from different providers. Get further details in our comprehensive guide, “Cheap Chevrolet Auto Insurance.”
What Kind of Safety Ratings Does the Impala Get
The Impala’s safety track record makes it appealing to car insurance companies. With few exceptions, the Impala has received a Good rating from the Insurance Institute for Highway Safety for the past several years in both offset frontal crash testing and side-impact tests.
The Impala comes equipped with front and side airbags for the front seats, as well as four-wheel anti-lock brakes. The electronic stability control and daytime running lights increase driving safety. Uncover insights in our guide, “Types of Auto Insurance.”
The engine immobilizer and alarm system help deter theft. Other safety features include headrests for all three rear passengers and a post-collision safety system. When getting a quote for car insurance, be sure, you have a complete list of all the features your Impala has. Let your agent know so you get full credit for all the safety enhancements on the car.
Saving Even More On Car Insurance
During hard economic times, we’re all looking for ways to cut down on our bills. Many people drop comprehensive and collision coverage from their insurance policies to save money on the premiums. If you have an old car that is worth only a few thousand dollars, this might be a good idea.
The Wall Street Journal recommends dropping comp and collision when “the replacement value of the car is less than 10 times the annual premium you’re paying for collision and comprehensive insurance”.
Remember that if you are still paying off a car loan, all lending institutions require you to carry a comprehensive and collision during the life of the loan.
Geico delivers unmatched savings for Chevrolet Impala owners with its competitive rates and robust discounts.
Laura Berry Former Licensed Insurance Producer
So while it is tempting to drop down to only liability, if your car is newer or you have a loan on it, you’ll need to keep comp and collision. Check out the safety rating for the Chevy Impala, receiving all Goods and Acceptables according to the IIHS. Having good safety ratings leads to more affordable car insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Other Ways to Save Money on Car Insurance
There are additional ways to save money on your car insurance. Buy all your insurance policies from the same company. This will save you money not just on your car insurance, but on renter’s, homeowner’s, boat, motorcycle, and possibly even life insurance. See how you can save on insurance in our guide titled, “How to Save on Auto Insurance for Three Vehicles.”
Ask about discounts offered by your insurance company. You might be pleasantly surprised at how many discounts you can receive. If you have good credit, ask your company if they will give you a discount for that.
Other discounts like military, good student, senior citizen, and clean driving records can make a dent in that premium. You can even get a discount for taking a defensive driving class, even if you took it because of a traffic ticket. Of course, as with any significant purchase, always shop around to ensure you are getting the best bang for your insurance buck.
Start your search for the lowest car insurance rates on the Chevy Impala by entering your ZIP code into the box below.
Frequently Asked Questions
How much does Chevrolet Impala insurance cost?
On average, Chevrolet Impala insurance costs around $1,342 per year or $112 per month. Access comprehensive insights into our guide titled, “What is the average auto insurance cost per month?”
Are Chevrolet Impalas expensive to insure?
Compared to other sedans, Chevrolet Impala insurance rates are generally affordable. However, prices can vary based on factors such as the vehicle’s trim, age, location, and driving record.
What impacts the cost of Chevrolet Impala insurance?
Factors like the age of the vehicle, driver age, location, and driving record can affect the cost of Chevrolet Impala insurance. See which companies have the cheapest Chevrolet Impala auto insurance rates by entering your ZIP code into our free comparison tool below.
What are the safety ratings of the Chevrolet Impala?
The Chevrolet Impala has good crash test ratings, which can lead to cheaper insurance rates. It also comes with safety features like airbags, anti-lock brakes, stability control, and more.
How can I save money on Chevrolet Impala insurance?
You can save on Chevrolet Impala insurance by practicing safe driving habits, comparing quotes from different insurance companies, taking advantage of discounts, and bundling your policies. Gain further insights by exploring our detailed resource on how auto insurance companies check driving records.
How much does Chevrolet Impala SS insurance typically cost?
Chevrolet Impala SS insurance costs vary, but higher-performance vehicles like the SS model generally lead to higher premiums due to increased risk.
What is the current Chevrolet Impala car price?
The Chevrolet Impala car price varies by model year and trim, typically ranging from $25,000 to $35,000 for newer models.
What is the average Chevy Impala insurance cost per month?
The average Chevy Impala insurance cost is around $112 per month, depending on factors such as your driving record and coverage needs.
How much does Chevy Trax insurance cost per month?
Chevy Trax insurance cost is approximately $100 per month, though this can vary based on coverage levels and driver-specific factors. Find out more by reading our guide titled, “Factors That Affect Auto Insurance Rates.”
What is the typical Impala Chevrolet price for a new model?
The typical Impala Chevrolet price for a new model starts around $28,000, depending on the trim and additional features.
What are the benefits of having Chevrolet Impala Limited car insurance?
Chevrolet Impala Limited car insurance provides tailored coverage options that protect your specific model, ensuring your investment is well-guarded against potential risks.
Which year of Chevrolet Impala is the best for affordable insurance?
Older models, particularly around 2010, are often the best Chevrolet Impala years for affordable insurance due to lower replacement costs and fewer claims.
How does the lifespan of a Chevrolet Impala affect its insurance rates?
A longer lifespan means that a Chevrolet Impala can maintain lower insurance rates over time, as insurers may see it as a reliable, less risky vehicle to insure. To learn more, explore our comprehensive resource on “How to Get a Longevity Auto Insurance Discount.”
What is a common insurance claim issue with the Chevrolet Impala?
A frequent insurance claim for the Chevrolet Impala involves repairs related to electrical system malfunctions, which can impact insurance premiums.
Do transmission issues in the Chevrolet Impala affect insurance costs?
Yes, known transmission problems in certain Chevrolet Impala models can lead to higher insurance premiums due to the increased risk of expensive repairs. If you’re just looking for Chevrolet Impala coverage to drive legally, enter your ZIP code below to compare cheap auto insurance quotes near you.
Does the Chevrolet Impala’s value retention impact its insurance premiums?
The Chevrolet Impala’s moderate depreciation can result in lower insurance premiums over time, as the vehicle’s value decreases.
Why is the Chevrolet Impala popular for affordable insurance?
The Chevrolet Impala is popular for affordable insurance because of its solid safety ratings, reasonable repair costs, and availability of parts, which reduce the risk for insurers. For additional details, explore our comprehensive resource titled, “How to Find Auto Insurance Quotes Fast.”
Is the Chevrolet Impala considered a good choice for low insurance costs?
Yes, the Chevrolet Impala is often seen as a good choice for low insurance costs due to its reliability, safety features, and lower-than-average repair costs.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
