EMC Car Insurance Review [2024]

If you’re a customer insured by EMC Insurance Companies, you may want to know if they offer vehicle insurance. If you’re a prospective customer of EMC Insurance Companies, there’s no doubt that you’ll also want to know how to get the most for your car insurance dollar.The EMC Insurance Companies are headquartered in Des Moines, Iowa. The company writes homeowner, umbrella or excess liability, and life insurance policies. Commercial clients may be interested in EMC’s property & casualty risk management programs.

They offer personal auto insurance as well as auto insurance for businesses. Keep reading about EMC insurance to learn if the company’s offerings suit your car insurance needs.

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We provide information about how to contact the company, insurance products and services, and financial details about the company.If you’re thinking about comparing car insurance discounts, why not request competitive car insurance quotes by submitting your ZIP code now?

Products and Services You Can Purchase

In addition to property & casualty insurance products and services, EMC Insurance Companies provides personal life insurance products, such as term, whole life, and universal life insurance.Employers may be interested in the company’s permanent life, group term, or disability programs.When you combine different insurance packages from the same company, you will usually receive a discount.

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Finding an EMC Insurance Agent

To find an EMC agent, contact the company at the telephone numbers listed above. Alternatively, visit the company’s website to identify an EMC Insurance agent using its Agent Locator tool.The company utilizes an independent insurance broker and agent network to sell its insurance products and programs.

According to its website, EMC Insurance Companies selects brokers and agents with care, because the client’s first interaction is usually with the insurance salesperson.

EMC’s “Trusted Choice” brokers and agents help customers to find and compare insurance offerings. Comparing and contrasting costs and needs will help customers purchase the right insurance coverage.

EMC’s Commercial Insurance Offers

The company helps client businesses to manage hazard risks through programs including:

• ChemEyes – EMC’s ChemEyes® program assists schools and educational facilities to safeguard against chemicals in use. Companies receive help in identifying potentially dangerous chemicals, or combinations of chemicals. They also receive guidance in the disposition of these chemicals.
• Industrial Hygiene Tools – EMC Insurance Companies also offers industrial hygiene consulting services to clients in the chemical industry. Industrial hygiene consulting helps clients to develop controls and safeguards to manage chemical risk.
• Environmental Hygiene Tools – Similarly, environmental hygiene helps companies to manage additional risks. Visitors and employees may suffer from chemicals, toxic mold, or other workplace/environmental issue. EMC offers environmental hygienists to a variety of industries.

ChemEyes® helps teachers, janitors, and administrators to realize the potential dangers of common chemicals kept in storage or in the classroom.Commercial business clients with a general liability or a car insurance policy may receive ChemEyes® at no additional cost.Identifying and managing environmental liability is always a concern to EMC’s environmental hygiene team, according to the company website.

Helping client companies to achieve compliance with national safety rules and regulations is another service offered.

Industrial hygienists evaluate the client’s facilities and environment for infractions of Occupational Safety & Health Administration (OSHA), Americans with Disabilities Act, the National Electric Code, and the National Fire Protection Association regulations.

• Ergonomic Tests – EMC provides ergonomic tests to identify ways in which to help companies prevent injury and improve safety.
• Loss Control – EMC’s industrial consultants use proprietary tools and software to evaluate ways to make the client’s workplace more efficient and productive.

EMC Insurance Companies’ Financial Information

EMC Insurance Companies’ shares trade on the NASDAQ (EMCI). The company writes life insurance and property & casualty insurance lines and has been in business since 1962. Approximately 120 people work at the companies’ headquarters.The company reported about $149 million in 2010. According to A.M. Best Company, EMC Insurance Companies is rated “A-” (Excellent), in category XII (from $1 billion to $1.2 billion).

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Contacting EMC for Car Insurance Discounts

To ask about car insurance discounts, you may either write the company headquarters at: 717 Mulberry Street, PO Box 712, Des Moines, Iowa 50306-0712, or call the company at +1-515-645-4000. To reach customer service, call toll-free: +1-800-232-5818.Now take a moment to compare your EMC Insurance car insurance rates with the competition — just provide us with your ZIP code to get started now!