Thrifty Rental Car Insurance Review [2024]
Thrifty car rental insurance costs less than $10/day. Use this Thrifty rental car insurance review to determine if you need to upgrade your level of coverage, which can cost more. Read now to compare Thrifty rental insurance costs to find the best third-party rental car insurance for you.
Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Jul 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Thrifty
Average Monthly Rate For Good Drivers
$1,034A.M. Best Rating:
Not RatedComplaint Level:
LowPros
- Convenient for renters to get quick coverage.
- Free rewards program for Thrifty renters.
Cons
- Discounts are lower than other companies.
- Fewer locations than other companies.
Thrifty Rental Car Insurance Review: The Bottom Line
Thrifty car insurance offers convenience when renting cars, and its reward program can help frequent renters save. However, Thrifty’s discounts are lower than other companies, so it may not be the cheapest company for renters insurance. Make sure to compare quotes and see if your primary insurance company ensures rental cars before purchasing Thrifty insurance.
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What You Should Know About Thrifty
If you are looking to purchase rental car insurance from Thrifty, our Thrifty rental car insurance review covers everything you need to know. Continue reading to learn about Thirfty’s coverages, rates, discounts, and much more.
Want to shop for cheap car insurance for your rental car today? Enter your ZIP code into our free quote tool.
Thrifty Rental Car Insurance Pros and Cons
Before buying insurance from rental car companies like Thrifty, make sure you do your research. Some pros to consider about Thrifty are listed below.
- Convenience: It is easy to add insurance to Thrifty’s rental cars rather than getting insurance from another company.
- Rewards program: Thrifty’s Blue Chip Rewards program is free to join and offers discounted rates and other perks.
Cons that may make renters think twice before getting Thrifty insurance, however, are as follows:
- Coverage can be more expensive: Thrifty’s loss damage waiver is on the more expensive side compared to other low-cost rental car insurance companies.
- Fewer locations: Thrifty doesn’t have as many locations as some companies.
Continue reading to learn more about Thrifty Car Rental reviews and customer service.
Thrifty Car Rental Reviews And Customer Service
Thrifty has average customer reviews, with positive reviews praising the customer service and ease of use. Negative reviews, however, deal with Thrifty car rental insurance fees that weren’t upfront in the Thrifty car rental insurance prices, requested rental cars not being available, and return cleaning fees.
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How to File a Rental Car Insurance Claim with Thrifty
Thrifty car rental insurance claims are filed online through Thrifty’s form, where you will be asked questions about your rental and damages (learn how to assess damage for car insurance purposes).
Follow the instructions to complete the form, and Thrifty will contact you (learn more: how to file a car insurance claim). As long as you meet the Thrifty car rental insurance requirements for a covered claim, your Thrifty insurance will apply to the accident.
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Thrifty Insurance Coverage Options
Different Types of Thrifty Rental Car Insurance
Thrifty has a few different types of coverage to choose from.
- Loss damage waiver: Waives renter’s responsibility for damages to the rental car.
- Liability supplement: Adds bodily injury and property damage liability to the rental car.
- Personal effects: Covers the renter’s personal effects that are in the rental car.
- Roadside assistance: Covers roadside assistance for the rental car.
You can pick and choose to get the perfect car insurance for road trips or business trips.
Levels of Thrifty Rental Car Insurance Coverage
You can choose which of Thrifty’s rental coverages to include when renting a car, if you want to put any coverage on your rental car at all.
Personal policies often extend to rental cars, so call your auto insurance company to ensure you aren't purchasing unnecessary insurance for your rental car.
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Getting a Thrifty car rental quote will help you decide what level of coverage you wish to pay for, whether it’s a Thrifty Car Rental damage waiver or roadside assistance.
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Thrifty Insurance Rates Breakdown
Thrifty Rental Car Insurance Costs vs. The Competition
Your Thrifty Car Rental insurance costs will vary based on what coverage you choose. See how Thrifty’s rates compare to the other cheapest car rental insurance companies below.
Rental Car Insurance Daily Rates by Company
| Rental Car Company | Loss Damage Waiver (LDW) | Supplemental Liability Insurance (SLI) | Personal Effects Insurance (PEC) |
|---|---|---|---|
| ACE | $15 | $11 | $10 |
| Alamo | $17 | $13 | $12 |
| Avis | $13 | $12 | $11 |
| Budget | $13 | $12 | $11 |
| Dollar | $16 | $11 | $10 |
| Enterprise | $13 | $13 | $12 |
| Hertz | $13 | $12 | $11 |
| National | $17 | $13 | $12 |
| Thrifty | $16 | $11 | $10 |
Other companies like Budget and Hertz have cheaper LDW coverage than Thrifty, but Thrifty rental car insurance rates aren’t the most expensive on the market compared to others.
Learn More:
Thrifty Discounts Available
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How to Save Money with Thrifty Rental Car
Discounts at Thrifty can help you save on your Thrifty car rental insurance cost. Take a look below at discounts at different companies for help finding the cheapest car insurance for rentals.
Rental Car Insurance Discounts & Upgrades by Company
| Company | M-F Discount | Sa-Su Discount | AAA Discount | Govt/Military Discount | Free Upgrades |
|---|---|---|---|---|---|
| ACE | 10% | 5% | 5% | 10% | No |
| Alamo | 15% | 10% | 10% | 15% | Yes |
| Avis | 20% | 15% | 15% | 20% | Yes |
| Budget | 15% | 10% | 10% | 15% | Yes |
| Dollar | 10% | 5% | 5% | 10% | No |
| Enterprise | 20% | 15% | 15% | 20% | Yes |
| Hertz | 15% | 10% | 10% | 15% | Yes |
| National | 20% | 15% | 15% | 20% | Yes |
| Thrifty | 10% | 5% | 5% | 10% | No |
Thrifty’s discounts are lower than other companies, so you may not save as much as at other companies. However, if you have rental car reimbursement coverage with your primary insurance provider, Thrifty may be a cheap choice if your insurance company pays for a rental car while your car is being repaired.
Frequently Asked Questions
What is Thrifty rental car insurance?
Thrifty rental car insurance covers your Thrifty rental car. You can choose among a few different Thrifty car rental basic insurance coverages, such as liability insurance or roadside assistance.
Do you need extra insurance when renting a car from Thrifty?
It depends on your personal car insurance policy. If you have great coverage that extends to your rental car, then you can likely skip the Thrifty rental car optional insurance.
What does the Thrifty Car Rental loss damage waiver cover?
The Thrifty Car Rental damage waiver covers damages to the car, regardless of whether the renter was at fault or not.
Are Avis and Thrifty the same rental car company?
No, Thrifty and Avis are not the same rental car company.
Are Budget and Thrifty the same rental car company?
No, Budget and Thrifty are not the same rental car company.
Is Thrifty Car Rental owned by Hertz?
Yes, Thrifty is owned by Hertz.
Is Hertz more expensive than Thrifty rental car insurance?
No, Hertz’s average rates are not more expensive than the average rates for Thrifty car rental insurance per day.
What’s the most popular car rental company?
When you go to buy rental car insurance online, you will see Enterprise pop up as one of the best third-party rental car insurance companies.
Do I get a refund if I return my Thrifty rental car early?
No, you won’t get a refund for early return. In fact, Thrifty charges a small fee for early returns of more than 24 hours before the scheduled return time.
Do Thrifty rental cars have GPS trackers?
Yes, Thrifty rental cars have GPS trackers, like most rental car companies.
Does Thrifty Car Rental charge a cleaning fee?
There is a Thrifty Car Rental cleaning fee for cars that need to be cleaned. Making sure the car is clean and free of any trash will help you avoid Thrifty Car Rental administration fees for cleaning.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.