Best Rockwood, TN Car Insurance in 2024
Car insurance in Rockwood, TN averages $309 a month. Rockwood, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Rockwood car insurance rates, compare quotes from the top car insurance companies in Rockwood, TN.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Rockwood, TN are $3,703/year
- The cheapest car insurance company in Rockwood is USAA
- The cheapest car insurance company in Rockwood for teen drivers is Travelers
If you need to buy Rockwood, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Rockwood, TN is right here.
You’ll find Rockwood car insurance rates, the cheapest Rockwood, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Rockwood, Tennessee car insurance rates to Memphis car insurance rates, Knoxville car insurance rates, and Franklin car insurance rates.
Ready to find affordable Rockwood, TN car insurance today? Enter your ZIP code for fast, free Rockwood car insurance quotes.
Cheapest Rockwood, TN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Rockwood, TN car insurance rates? Every Rockwood, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,646 | $2,538 | $2,383 | $2,473 | $9,970 | $10,840 | $2,813 | $2,911 |
| Farmers | $1,626 | $1,655 | $1,462 | $1,601 | $6,603 | $7,016 | $2,194 | $2,322 |
| Geico | $2,622 | $2,644 | $2,412 | $2,412 | $8,078 | $8,214 | $2,671 | $2,756 |
| Liberty Mutual | $3,877 | $129 | $3,187 | $3,549 | $15,872 | $17,608 | $4,165 | $4,444 |
| Nationwide | $2,080 | $2,100 | $1,864 | $1,897 | $5,607 | $7,245 | $2,385 | $2,596 |
| Progressive | $1,924 | $1,815 | $1,566 | $1,638 | $8,667 | $9,760 | $2,323 | $2,545 |
| State Farm | $1,689 | $1,689 | $1,513 | $1,513 | $5,070 | $6,333 | $1,906 | $2,228 |
| Travelers | $1,746 | $1,836 | $1,585 | $1,686 | $4,884 | $6,028 | $1,861 | $1,958 |
| USAA | $1,508 | $1,533 | $1,363 | $1,361 | $5,395 | $6,191 | $1,969 | $2,095 |
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Minimum Car Insurance in Rockwood, TN
Every driver must carry the minimum car insurance in Rockwood, TN. Take a look at the Tennessee car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Rockwood, TN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Rockwood, TN. Compare credit history car insurance rates in Rockwood from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,832 | $4,467 | $3,415 |
| Farmers | $3,643 | $2,846 | $2,692 |
| Geico | $4,509 | $3,865 | $3,555 |
| Liberty Mutual | $9,480 | $5,801 | $4,530 |
| Nationwide | $3,874 | $3,072 | $2,719 |
| Progressive | $4,250 | $3,664 | $3,425 |
| State Farm | $3,984 | $2,389 | $1,855 |
| Travelers | $3,432 | $2,694 | $1,967 |
| USAA | $3,878 | $2,275 | $1,877 |
Cheapest Rockwood, TN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Rockwood, TN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,824 | $4,559 | $5,524 | $4,380 |
| Farmers | $2,612 | $3,234 | $3,312 | $3,082 |
| Geico | $2,893 | $3,872 | $6,246 | $2,893 |
| Liberty Mutual | $5,342 | $7,722 | $7,189 | $6,163 |
| Nationwide | $2,787 | $2,787 | $4,187 | $3,126 |
| Progressive | $3,328 | $4,323 | $3,544 | $3,924 |
| State Farm | $2,506 | $2,980 | $2,743 | $2,743 |
| Travelers | $2,190 | $2,812 | $3,095 | $2,694 |
| USAA | $1,947 | $2,918 | $3,429 | $2,414 |
Cheapest Rockwood, TN Car Insurance for Teen Drivers
Teen car insurance in Rockwood, TN can be expensive. Take a look at rates from the top car insurance companies in Rockwood for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,970 | $10,840 |
| Farmers | $6,603 | $7,016 |
| Geico | $8,078 | $8,214 |
| Liberty Mutual | $15,872 | $17,608 |
| Nationwide | $5,607 | $7,245 |
| Progressive | $8,667 | $9,760 |
| State Farm | $5,070 | $6,333 |
| Travelers | $4,884 | $6,028 |
| USAA | $5,395 | $6,191 |
Cheapest Rockwood, TN Car Insurance for Seniors
Take a look at Rockwood, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,383 | $2,473 |
| Farmers | $1,462 | $1,601 |
| Geico | $2,412 | $2,412 |
| Liberty Mutual | $3,187 | $3,549 |
| Nationwide | $1,864 | $1,897 |
| Progressive | $1,566 | $1,638 |
| State Farm | $1,513 | $1,513 |
| Travelers | $1,585 | $1,686 |
| USAA | $1,363 | $1,361 |
Cheapest Rockwood, TN Car Insurance Rates After a DUI
A DUI in Rockwood, TN increases car insurance rates. Compare Rockwood, Tennessee DUI car insurance by company to find the cheapest option.
Read more: What are the DUI insurance laws in Tennessee?
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,524 |
| Farmers | $3,312 |
| Geico | $6,246 |
| Liberty Mutual | $7,189 |
| Nationwide | $4,187 |
| Progressive | $3,544 |
| State Farm | $2,743 |
| Travelers | $3,095 |
| USAA | $3,429 |
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Cheapest Rockwood, TN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Rockwood, TN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,572 | $4,572 |
| Farmers | $3,060 | $3,060 |
| Geico | $3,950 | $4,002 |
| Liberty Mutual | $6,604 | $6,604 |
| Nationwide | $3,222 | $3,222 |
| Progressive | $3,780 | $3,780 |
| State Farm | $2,680 | $2,805 |
| Travelers | $2,592 | $2,804 |
| USAA | $2,602 | $2,752 |
The Best Cheap Car Insurance Companies in Rockwood, TN
Take a look at a side-by-side comparison of the top car insurance companies in Rockwood, TN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,572 |
| Farmers | $3,060 |
| Geico | $3,976 |
| Liberty Mutual | $6,604 |
| Nationwide | $3,222 |
| Progressive | $3,780 |
| State Farm | $2,743 |
| Travelers | $2,698 |
| USAA | $2,677 |
Category Winners: Cheapest Car Insurance in Rockwood, Tennessee
Find the cheapest car insurance companies in Rockwood, TN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Rockwood, TN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Rockwood car insurance rates. Find the cheapest Rockwood, TN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,405 | $4,560 | $4,750 |
| Farmers | $2,884 | $3,044 | $3,251 |
| Geico | $3,786 | $3,965 | $4,177 |
| Liberty Mutual | $6,351 | $6,601 | $6,859 |
| Nationwide | $3,248 | $3,150 | $3,267 |
| Progressive | $3,566 | $3,780 | $3,993 |
| State Farm | $2,615 | $2,752 | $2,860 |
| Travelers | $2,549 | $2,696 | $2,849 |
| USAA | $2,592 | $2,668 | $2,771 |
What affects car insurance rates in Rockwood, Tennessee?
What factors can have an impact on Rockwood, TN car insurance? There are several reasons why Rockwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Rockwood, Tennessee.
Commute Time in Rockwood
The more time you spend in your car the higher the risk of an accident. The average commute length in Rockwood, TN is 24.2 minutes according to City-Data.
Compare Car Insurance Quotes in Rockwood, TN
Ready to find affordable Rockwood, Tennessee car insurance today? Enter your ZIP code for fast, free Rockwood, TN car insurance quotes.
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Frequently Asked Questions
What are the minimum car insurance requirements in Rockwood, TN?
In Rockwood, Tennessee, the minimum car insurance requirements are 25/50/15. This means you need to have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $15,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed in Rockwood, TN?
If your car is financed, it is typically required by the lender to have full coverage insurance. Full coverage insurance includes comprehensive and collision coverage in addition to the liability coverage required by the state.
How does my driving record affect car insurance rates in Rockwood, TN?
Your driving record is one of the main factors that car insurance companies consider when determining your rates. Having a clean driving record with no accidents or violations can help you get lower insurance rates, while a history of accidents or violations may result in higher rates.
How does my credit score affect car insurance rates in Rockwood, TN?
Your credit score can have an impact on your car insurance rates in Rockwood, TN. Generally, a higher credit score indicates a lower risk for insurance companies, so drivers with good credit scores may receive lower insurance rates compared to those with poor credit scores.
How can I find cheap car insurance rates in Rockwood, TN?
To find cheap car insurance rates in Rockwood, TN, it’s important to compare quotes from multiple insurance companies. By shopping around and comparing rates, you can find the most affordable option that provides the coverage you need.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.