Best Latrobe, PA Car Insurance in 2024
Car insurance in Latrobe, PA averages $326 a month. Latrobe, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Latrobe car insurance rates, compare quotes from the top car insurance companies in Latrobe, PA.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Latrobe for teen drivers is USAA
- The cheapest car insurance company in Latrobe is USAA
- Average car insurance rates in Latrobe, PA are $3,910/year
If you need to buy Latrobe, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Latrobe, PA is right here.
You’ll find Latrobe car insurance rates, the cheapest Latrobe, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Latrobe, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Bethlehem car insurance rates, and Erie car insurance rates.
Ready to find affordable Latrobe, PA car insurance today? Enter your ZIP code for fast, free Latrobe car insurance quotes.
Cheapest Latrobe, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Latrobe, PA car insurance rates? Every Latrobe, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,407 | $2,407 | $2,224 | $2,224 | $8,213 | $8,213 | $2,646 | $2,646 |
| Geico | $1,848 | $1,600 | $1,742 | $1,510 | $4,675 | $4,056 | $1,857 | $1,608 |
| Liberty Mutual | $3,678 | $3,678 | $3,371 | $3,371 | $10,708 | $10,708 | $4,665 | $4,665 |
| Nationwide | $1,822 | $1,822 | $1,724 | $1,724 | $5,126 | $5,126 | $2,043 | $2,043 |
| Progressive | $2,740 | $2,740 | $2,445 | $2,445 | $8,873 | $8,873 | $3,513 | $3,513 |
| State Farm | $1,685 | $1,685 | $1,484 | $1,484 | $5,678 | $5,678 | $1,856 | $1,856 |
| Travelers | $1,730 | $1,730 | $1,871 | $1,871 | $25,981 | $25,981 | $2,078 | $2,078 |
| USAA | $1,137 | $1,137 | $1,026 | $1,026 | $3,425 | $3,425 | $1,512 | $1,512 |
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Minimum Car Insurance in Latrobe, PA
Every driver must carry the minimum car insurance in Latrobe, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Latrobe, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Latrobe, PA. Compare credit history car insurance rates in Latrobe from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,945 | $3,695 | $2,978 |
| Geico | $3,541 | $1,999 | $1,546 |
| Liberty Mutual | $7,155 | $5,131 | $4,530 |
| Nationwide | $3,144 | $2,584 | $2,308 |
| Progressive | $5,818 | $4,082 | $3,279 |
| State Farm | $3,808 | $2,358 | $1,861 |
| Travelers | $8,598 | $7,787 | $7,360 |
| USAA | $2,217 | $1,648 | $1,461 |
Cheapest Latrobe, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Latrobe, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,704 | $4,377 | $3,704 | $3,704 |
| Geico | $1,735 | $3,006 | $2,313 | $2,394 |
| Liberty Mutual | $5,098 | $5,874 | $5,725 | $5,725 |
| Nationwide | $1,930 | $2,585 | $3,610 | $2,590 |
| Progressive | $3,981 | $5,509 | $4,095 | $3,987 |
| State Farm | $2,454 | $2,898 | $2,676 | $2,676 |
| Travelers | $5,605 | $7,986 | $10,082 | $7,986 |
| USAA | $1,429 | $1,972 | $2,104 | $1,597 |
Cheapest Latrobe, PA Car Insurance for Teen Drivers
Teen car insurance in Latrobe, PA can be expensive. Take a look at rates from the top car insurance companies in Latrobe for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,213 | $8,213 |
| Geico | $4,675 | $4,056 |
| Liberty Mutual | $10,708 | $10,708 |
| Nationwide | $5,126 | $5,126 |
| Progressive | $8,873 | $8,873 |
| State Farm | $5,678 | $5,678 |
| Travelers | $25,981 | $25,981 |
| USAA | $3,425 | $3,425 |
Cheapest Latrobe, PA Car Insurance for Seniors
Take a look at Latrobe, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,224 | $2,224 |
| Geico | $1,742 | $1,510 |
| Liberty Mutual | $3,371 | $3,371 |
| Nationwide | $1,724 | $1,724 |
| Progressive | $2,445 | $2,445 |
| State Farm | $1,484 | $1,484 |
| Travelers | $1,871 | $1,871 |
| USAA | $1,026 | $1,026 |
Cheapest Latrobe, PA Car Insurance Rates After a DUI
A DUI in Latrobe, PA increases car insurance rates. Compare Latrobe, Pennsylvania DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,704 |
| Geico | $2,313 |
| Liberty Mutual | $5,725 |
| Nationwide | $3,610 |
| Progressive | $4,095 |
| State Farm | $2,676 |
| Travelers | $10,082 |
| USAA | $2,104 |
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Cheapest Latrobe, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Latrobe, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,794 | $3,951 |
| Geico | $2,326 | $2,398 |
| Liberty Mutual | $5,462 | $5,749 |
| Nationwide | $2,679 | $2,679 |
| Progressive | $4,393 | $4,393 |
| State Farm | $2,590 | $2,761 |
| Travelers | $7,915 | $7,915 |
| USAA | $1,725 | $1,826 |
The Best Cheap Car Insurance Companies in Latrobe, PA
Take a look at a side-by-side comparison of the top car insurance companies in Latrobe, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,872 |
| Geico | $2,362 |
| Liberty Mutual | $5,605 |
| Nationwide | $2,679 |
| Progressive | $4,393 |
| State Farm | $2,676 |
| Travelers | $7,915 |
| USAA | $1,775 |
Category Winners: Cheapest Car Insurance in Latrobe, Pennsylvania
Find the cheapest car insurance companies in Latrobe, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Latrobe, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Latrobe car insurance rates. Find the cheapest Latrobe, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,687 | $3,899 | $4,031 |
| Geico | $2,170 | $2,382 | $2,534 |
| Liberty Mutual | $5,313 | $5,648 | $5,855 |
| Nationwide | $2,707 | $2,712 | $2,617 |
| Progressive | $4,045 | $4,427 | $4,708 |
| State Farm | $2,511 | $2,709 | $2,807 |
| Travelers | $7,941 | $7,935 | $7,869 |
| USAA | $1,656 | $1,791 | $1,878 |
What affects car insurance rates in Latrobe, Pennsylvania?
What factors can have an impact on Latrobe, PA car insurance? There are several reasons why Latrobe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Latrobe, Pennsylvania.
Commute Time in Latrobe
The more time you spend in your car the higher the risk of an accident. The average commute length in Latrobe, PA is 20.3 minutes according to City-Data.
Compare Car Insurance Quotes in Latrobe, PA
Ready to find affordable Latrobe, Pennsylvania car insurance today? Enter your ZIP code for fast, free Latrobe, PA car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance quotes in Latrobe, PA?
To compare car insurance quotes in Latrobe, PA, you can follow these steps:
- Gather necessary information: Prepare information such as your driver’s license, vehicle details, and driving history.
- Research insurance providers: Look for reputable insurance companies that offer coverage in Latrobe, PA. Consider factors such as their financial stability, customer reviews, and available discounts.
- Request quotes: Reach out to the insurance providers either through their websites, phone calls, or in-person visits. Provide the necessary information and request quotes for the desired coverage.
- Compare coverage and premiums: Review the quotes you receive and compare the coverage options, deductibles, limits, and premiums. Pay attention to the level of coverage offered and any additional benefits or features.
- Consider discounts and additional factors: Inquire about any discounts that may apply to you, such as safe driver discounts or bundling options. Also, consider factors like customer service, claims process, and the provider’s reputation.
- Make an informed decision: Based on the quotes and information you gather, choose the car insurance policy that best suits your needs, budget, and preferences.
What factors should I consider when comparing car insurance in Latrobe, PA?
When comparing car insurance in Latrobe, PA, consider the following factors:
- Coverage options: Review the different types of coverage offered, such as liability, comprehensive, collision, and uninsured/underinsured motorist coverage. Determine the level of coverage you need based on your vehicle, driving habits, and financial situation.
- Premiums: Compare the premium rates quoted by different insurance companies. Keep in mind that the lowest premium may not always provide the best coverage. Look for a balance between cost and coverage.
- Deductibles and limits: Evaluate the deductibles and coverage limits associated with each policy. A higher deductible may lower your premiums but would require more out-of-pocket expenses in the event of a claim. Ensure the limits adequately protect your assets and financial well-being.
- Discounts: Inquire about available discounts that you may qualify for, such as safe driver discounts, good student discounts, multi-policy discounts, or discounts for certain safety features in your vehicle.
- Customer service and reputation: Consider the insurer’s reputation for customer service, claims handling, and overall satisfaction. Check customer reviews and ratings to gauge the experiences of other policyholders.
Are there any specific car insurance requirements in Latrobe, PA?
Like the rest of Pennsylvania, Latrobe follows the state’s car insurance requirements. Drivers in Latrobe must carry liability insurance with minimum coverage limits of 15/30/5. This means at least $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage per accident. It is essential to comply with these requirements to legally drive in Latrobe.
Can I customize my car insurance coverage in Latrobe, PA?
Yes, most car insurance providers in Latrobe, PA, offer customization options for coverage. While liability insurance is required, you can add additional coverage types like collision, comprehensive, uninsured/underinsured motorist, medical payments, and more. Discuss your specific needs and preferences with insurance providers to customize your coverage accordingly.
Can I get discounts on car insurance in Latrobe, PA?
Yes, many car insurance providers offer various discounts in Latrobe, PA. These discounts can include safe driver discounts, good student discounts, multi-policy discounts, anti-theft device discounts, and more. It’s advisable to inquire about available discounts and see if you qualify for any to potentially lower your insurance premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.