Best Hamburg, PA Car Insurance in 2024
Car insurance in Hamburg, PA averages $337 a month. Hamburg, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hamburg car insurance rates, compare quotes from the top car insurance companies in Hamburg, PA.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Hamburg, PA after a DUI are $4,441/year
- Average car insurance rates in Hamburg, PA are $4,040/year
- The cheapest car insurance company in Hamburg is USAA
If you need to buy Hamburg, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hamburg, PA is right here.
You’ll find Hamburg car insurance rates, the cheapest Hamburg, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hamburg, Pennsylvania car insurance rates to Harrisburg car insurance rates, Erie car insurance rates, and Reading car insurance rates.
Ready to find affordable Hamburg, PA car insurance today? Enter your ZIP code for fast, free Hamburg car insurance quotes.
Cheapest Hamburg, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hamburg, PA car insurance rates? Every Hamburg, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamburg, Pennsylvania
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,300 | $2,300 | $2,127 | $2,127 | $7,747 | $7,747 | $2,523 | $2,523 |
| Geico | $2,342 | $2,024 | $2,232 | $1,930 | $5,796 | $5,023 | $2,334 | $2,017 |
| Liberty Mutual | $3,823 | $3,823 | $3,503 | $3,503 | $11,150 | $11,150 | $4,851 | $4,851 |
| Nationwide | $1,826 | $1,826 | $1,731 | $1,731 | $5,177 | $5,177 | $2,050 | $2,050 |
| Progressive | $2,687 | $2,687 | $2,402 | $2,402 | $8,810 | $8,810 | $3,446 | $3,446 |
| State Farm | $1,611 | $1,611 | $1,424 | $1,424 | $5,808 | $5,808 | $1,780 | $1,780 |
| Travelers | $1,840 | $1,840 | $1,998 | $1,998 | $27,441 | $27,441 | $2,204 | $2,204 |
| USAA | $1,141 | $1,141 | $1,031 | $1,031 | $3,489 | $3,489 | $1,514 | $1,514 |
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Minimum Car Insurance in Hamburg, PA
Every driver must carry the minimum car insurance in Hamburg, PA. Take a look at the Pennsylvania car insurance requirements.
Minimum Required Car Insurance Coverage in Hamburg, Pennsylvania
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Hamburg, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Hamburg, PA. Compare credit history car insurance rates in Hamburg from top companies for good, fair, and poor credit.
Read more: What are the DUI insurance laws in Pennsylvania
Annual Car Insurance Rates by Credit Score in Hamburg, Pennsylvania
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,696 | $3,503 | $2,824 |
| Geico | $4,456 | $2,502 | $1,929 |
| Liberty Mutual | $7,445 | $5,337 | $4,713 |
| Nationwide | $3,160 | $2,604 | $2,324 |
| Progressive | $5,732 | $4,033 | $3,244 |
| State Farm | $3,782 | $2,340 | $1,845 |
| Travelers | $9,093 | $8,232 | $7,788 |
| USAA | $2,235 | $1,667 | $1,479 |
Cheapest Hamburg, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamburg, PA to rates for a clean record with top companies.
Annual Hamburg, Pennsylvania Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,517 | $4,146 | $3,517 | $3,517 |
| Geico | $2,179 | $3,734 | $2,918 | $3,018 |
| Liberty Mutual | $5,309 | $6,105 | $5,956 | $5,956 |
| Nationwide | $1,947 | $2,607 | $3,629 | $2,601 |
| Progressive | $3,926 | $5,447 | $4,040 | $3,933 |
| State Farm | $2,426 | $2,885 | $2,656 | $2,656 |
| Travelers | $5,902 | $8,449 | $10,682 | $8,449 |
| USAA | $1,441 | $1,995 | $2,128 | $1,610 |
Cheapest Hamburg, PA Car Insurance for Teen Drivers
Teen car insurance in Hamburg, PA can be expensive. Take a look at rates from the top car insurance companies in Hamburg for teenagers.
Annual Car Insurance Rates for Teen Drivers in Hamburg, Pennsylvania
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,747 | $7,747 |
| Geico | $5,796 | $5,023 |
| Liberty Mutual | $11,150 | $11,150 |
| Nationwide | $5,177 | $5,177 |
| Progressive | $8,810 | $8,810 |
| State Farm | $5,808 | $5,808 |
| Travelers | $27,441 | $27,441 |
| USAA | $3,489 | $3,489 |
Cheapest Hamburg, PA Car Insurance for Seniors
Take a look at Hamburg, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in Hamburg, Pennsylvania
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,127 | $2,127 |
| Geico | $2,232 | $1,930 |
| Liberty Mutual | $3,503 | $3,503 |
| Nationwide | $1,731 | $1,731 |
| Progressive | $2,402 | $2,402 |
| State Farm | $1,424 | $1,424 |
| Travelers | $1,998 | $1,998 |
| USAA | $1,031 | $1,031 |
Cheapest Hamburg, PA Car Insurance Rates After a DUI
A DUI in Hamburg, PA increases car insurance rates. Compare Hamburg, Pennsylvania DUI car insurance by company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Hamburg, Pennsylvania
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,517 |
| Geico | $2,918 |
| Liberty Mutual | $5,956 |
| Nationwide | $3,629 |
| Progressive | $4,040 |
| State Farm | $2,656 |
| Travelers | $10,682 |
| USAA | $2,128 |
Read More: Compare Best Car Insurance Companies That Accept DUI
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Cheapest Hamburg, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hamburg, PA by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Hamburg, Pennsylvania
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,600 | $3,748 |
| Geico | $2,917 | $3,007 |
| Liberty Mutual | $5,683 | $5,981 |
| Nationwide | $2,696 | $2,696 |
| Progressive | $4,336 | $4,336 |
| State Farm | $2,577 | $2,734 |
| Travelers | $8,371 | $8,371 |
| USAA | $1,743 | $1,845 |
The Best Cheap Car Insurance Companies in Hamburg, PA
Take a look at a side-by-side comparison of the top car insurance companies in Hamburg, PA to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Hamburg, Pennsylvania
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,674 |
| Geico | $2,962 |
| Liberty Mutual | $5,832 |
| Nationwide | $2,696 |
| Progressive | $4,336 |
| State Farm | $2,656 |
| Travelers | $8,371 |
| USAA | $1,794 |
Category Winners: Cheapest Car Insurance in Hamburg, Pennsylvania
Find the cheapest car insurance companies in Hamburg, PA for each category right here.
Best Annual Car Insurance Rates by Company in Hamburg, Pennsylvania
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Hamburg, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hamburg car insurance rates. Find the cheapest Hamburg, PA car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Hamburg, Pennsylvania
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,522 | $3,696 | $3,805 |
| Geico | $2,674 | $2,986 | $3,226 |
| Liberty Mutual | $5,532 | $5,876 | $6,087 |
| Nationwide | $2,704 | $2,734 | $2,650 |
| Progressive | $3,958 | $4,373 | $4,678 |
| State Farm | $2,480 | $2,693 | $2,793 |
| Travelers | $8,435 | $8,383 | $8,293 |
| USAA | $1,662 | $1,811 | $1,908 |
What affects car insurance rates in Hamburg, Pennsylvania?
What factors can have an impact on Hamburg, PA car insurance? There are several reasons why Hamburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamburg, Pennsylvania.
Commute Time in Hamburg
The more time you spend in your car the higher the risk of an accident. The average commute length in Hamburg, PA is 28.0 minutes according to City-Data.
Traffic in Hamburg
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hamburg, PA traffic data from INRIX ranks Hamburg as the 81st-most congested in the world.
Compare Car Insurance Quotes in Hamburg, PA
Ready to find affordable Hamburg, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hamburg, PA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Hamburg, PA cost on average?
The average cost of car insurance in Hamburg, PA is around $337 per month.
What are the car insurance requirements in Hamburg, PA?
The minimum car insurance requirements in Hamburg, PA are 15/30/5. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Hamburg, PA?
To find cheap car insurance rates in Hamburg, PA, compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Hamburg, PA?
Each car insurance company in Hamburg, PA weighs these factors differently, so rates may vary. It’s best to compare rates to find the most affordable option.
What is the minimum car insurance required in Hamburg, PA?
The minimum car insurance required in Hamburg, PA is 15/30/5.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.