Best Mason, OH Car Insurance in 2024
Car insurance in Mason, OH averages $237 a month. Mason, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mason car insurance rates, compare quotes from the top car insurance companies in Mason, OH.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Mason is American Family
- The cheapest car insurance company in Mason for teen drivers is American Family
- Average car insurance rates in Mason, OH are $2,847/year
If you need to buy Mason, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Mason, OH is right here.
You’ll find Mason car insurance rates, the cheapest Mason, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Mason, Ohio car insurance rates to Cleveland car insurance rates, Dayton car insurance rates, and Akron car insurance rates.
Ready to find affordable Mason, OH car insurance today? Enter your ZIP code for fast, free Mason car insurance quotes.
Cheapest Mason, OH Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Mason, OH car insurance rates? Every Mason, Ohio car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,204 | $2,190 | $1,991 | $2,128 | $6,204 | $7,113 | $2,308 | $2,460 |
| American Family | $923 | $955 | $851 | $851 | $2,951 | $3,192 | $1,148 | $1,207 |
| Farmers | $1,777 | $1,769 | $1,564 | $1,650 | $7,950 | $8,257 | $1,997 | $2,086 |
| Geico | $1,353 | $1,313 | $1,273 | $1,286 | $3,661 | $3,405 | $1,504 | $1,269 |
| Liberty Mutual | $2,025 | $2,205 | $1,558 | $1,888 | $10,878 | $12,273 | $2,148 | $2,344 |
| Nationwide | $2,352 | $2,361 | $2,124 | $2,136 | $6,135 | $7,894 | $2,519 | $2,928 |
| Progressive | $1,744 | $1,628 | $1,457 | $1,501 | $8,060 | $9,055 | $2,088 | $2,158 |
| State Farm | $1,449 | $1,449 | $1,307 | $1,307 | $4,690 | $5,881 | $1,688 | $1,939 |
| Travelers | $1,350 | $1,370 | $1,343 | $1,334 | $5,776 | $9,080 | $1,408 | $1,609 |
| USAA | $931 | $938 | $897 | $887 | $2,998 | $3,324 | $1,246 | $1,338 |
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Minimum Car Insurance in Mason, OH
Every driver must carry the minimum car insurance in Mason, OH. Take a look at the Ohio car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Mason, OH Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Mason, OH. Compare credit history car insurance rates in Mason from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,267 | $3,112 | $2,595 |
| American Family | $2,004 | $1,368 | $1,157 |
| Farmers | $3,824 | $3,237 | $3,082 |
| Geico | $2,258 | $1,883 | $1,508 |
| Liberty Mutual | $6,315 | $3,886 | $3,044 |
| Nationwide | $4,296 | $3,457 | $2,916 |
| Progressive | $3,866 | $3,364 | $3,154 |
| State Farm | $3,511 | $2,170 | $1,710 |
| Travelers | $3,253 | $2,830 | $2,642 |
| USAA | $2,031 | $1,445 | $1,233 |
Cheapest Mason, OH Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mason, OH to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,786 | $3,375 | $3,977 | $3,160 |
| American Family | $1,447 | $1,531 | $1,531 | $1,531 |
| Farmers | $2,784 | $3,591 | $3,502 | $3,648 |
| Geico | $1,274 | $1,845 | $2,683 | $1,729 |
| Liberty Mutual | $3,708 | $4,762 | $4,859 | $4,330 |
| Nationwide | $2,852 | $3,625 | $4,596 | $3,152 |
| Progressive | $2,979 | $4,076 | $3,175 | $3,616 |
| State Farm | $2,235 | $2,693 | $2,464 | $2,464 |
| Travelers | $2,142 | $2,792 | $4,208 | $2,493 |
| USAA | $1,199 | $1,618 | $2,134 | $1,329 |
Cheapest Mason, OH Car Insurance for Teen Drivers
Teen car insurance in Mason, OH can be expensive. Take a look at rates from the top car insurance companies in Mason for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,204 | $7,113 |
| American Family | $2,951 | $3,192 |
| Farmers | $7,950 | $8,257 |
| Geico | $3,661 | $3,405 |
| Liberty Mutual | $10,878 | $12,273 |
| Nationwide | $6,135 | $7,894 |
| Progressive | $8,060 | $9,055 |
| State Farm | $4,690 | $5,881 |
| Travelers | $5,776 | $9,080 |
| USAA | $2,998 | $3,324 |
Cheapest Mason, OH Car Insurance for Seniors
Take a look at Mason, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,991 | $2,128 |
| American Family | $851 | $851 |
| Farmers | $1,564 | $1,650 |
| Geico | $1,273 | $1,286 |
| Liberty Mutual | $1,558 | $1,888 |
| Nationwide | $2,124 | $2,136 |
| Progressive | $1,457 | $1,501 |
| State Farm | $1,307 | $1,307 |
| Travelers | $1,343 | $1,334 |
| USAA | $897 | $887 |
Cheapest Mason, OH Car Insurance Rates After a DUI
A DUI in Mason, OH increases car insurance rates. Compare Mason, Ohio DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,977 |
| American Family | $1,531 |
| Farmers | $3,502 |
| Geico | $2,683 |
| Liberty Mutual | $4,859 |
| Nationwide | $4,596 |
| Progressive | $3,175 |
| State Farm | $2,464 |
| Travelers | $4,208 |
| USAA | $2,134 |
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Cheapest Mason, OH Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Mason, OH by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,324 | $3,324 |
| American Family | $1,492 | $1,528 |
| Farmers | $3,381 | $3,381 |
| Geico | $1,852 | $1,914 |
| Liberty Mutual | $4,415 | $4,415 |
| Nationwide | $3,556 | $3,556 |
| Progressive | $3,461 | $3,461 |
| State Farm | $2,402 | $2,526 |
| Travelers | $2,909 | $2,909 |
| USAA | $1,511 | $1,628 |
The Best Cheap Car Insurance Companies in Mason, OH
Take a look at a side-by-side comparison of the top car insurance companies in Mason, OH to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,324 |
| American Family | $1,510 |
| Farmers | $3,381 |
| Geico | $1,883 |
| Liberty Mutual | $4,415 |
| Nationwide | $3,556 |
| Progressive | $3,461 |
| State Farm | $2,464 |
| Travelers | $2,909 |
| USAA | $1,570 |
Category Winners: Cheapest Car Insurance in Mason, Ohio
Find the cheapest car insurance companies in Mason, OH for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | USAA |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Mason, OH Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Mason car insurance rates. Find the cheapest Mason, OH car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,223 | $3,318 | $3,433 |
| American Family | $1,485 | $1,521 | $1,523 |
| Farmers | $3,206 | $3,332 | $3,606 |
| Geico | $1,824 | $1,876 | $1,950 |
| Liberty Mutual | $4,263 | $4,435 | $4,547 |
| Nationwide | $3,945 | $3,445 | $3,278 |
| Progressive | $3,338 | $3,435 | $3,612 |
| State Farm | $2,331 | $2,473 | $2,588 |
| Travelers | $2,838 | $2,946 | $2,942 |
| USAA | $1,495 | $1,568 | $1,646 |
What affects car insurance rates in Mason, Ohio?
What factors can have an impact on Mason, OH car insurance? There are several reasons why Mason car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mason, Ohio.
Car Theft in Mason
High levels of vehicle theft can make car insurance more expensive. Mason, OH car theft statistics from the FBI indicate 8 vehicle thefts a year.
Commute Time in Mason
The more time you spend in your car the higher the risk of an accident. The average commute length in Mason, OH is 24.9 minutes according to City-Data.
Compare Car Insurance Quotes in Mason, OH
Ready to find affordable Mason, Ohio car insurance today? Enter your ZIP code for fast, free Mason, OH car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What factors determine car insurance rates in Mason, OH?
Car insurance rates in Mason, OH are influenced by several factors. These factors include your driving history, age, gender, the type of vehicle you drive, your credit score, the coverage options you choose, and the deductible amount. Additionally, factors specific to Mason, OH, such as local traffic patterns, crime rates, and accident statistics, can also impact insurance rates.
How can I compare car insurance rates in Mason, OH?
To compare car insurance rates in Mason, OH, you can follow these steps:
- Gather necessary information: Collect details about your vehicle, driving history, and coverage preferences.
- Research insurance companies: Look for reputable insurance providers that offer coverage in Mason, OH.
- Request quotes: Contact different insurance companies or use online platforms to obtain quotes based on your information.
- Compare rates and coverage: Review the quotes received, considering both the premium amounts and the coverage options provided.
- Evaluate customer reviews and satisfaction ratings: Check customer feedback and ratings to gauge the quality of service provided by each insurer.
- Choose the best option: Select an insurance policy that offers the coverage you need at a competitive rate.
Are car insurance rates in Mason, OH higher than average?
Car insurance rates in Mason, OH can vary depending on several factors, including your individual circumstances and the insurance company you choose. While rates in Mason may differ from the national or state average, it is essential to compare rates from multiple insurers to get an accurate understanding of the costs specific to your situation.
Can I lower my car insurance rates in Mason, OH?
Yes, there are several ways you can potentially lower your car insurance rates in Mason, OH:
- Maintain a clean driving record: Avoid accidents and traffic violations.
- Opt for a higher deductible: Choosing a higher deductible amount can lower your premium, but keep in mind that you’ll pay more out of pocket in the event of a claim.
- Bundle policies: Consider bundling your car insurance with other policies, such as home or renters insurance, as many insurers offer discounts for multiple policies.
- Improve your credit score: A good credit score can help reduce insurance premiums.
- Explore discounts: Inquire about available discounts, such as safe driver discounts, multi-car discounts, or discounts for completing defensive driving courses.
Are there any specific car insurance requirements in Mason, OH?
Yes, like all cities in Ohio, Mason follows the state’s car insurance requirements. Drivers in Mason, OH, must carry liability insurance coverage with the following minimum limits:
- $25,000 for bodily injury or death per person
- $50,000 for bodily injury or death per accident
- $25,000 for property damage per accident
How often should I compare car insurance rates in Mason, OH?
It’s a good idea to compare car insurance rates in Mason, OH at least once a year or whenever you experience a significant change in your circumstances, such as getting a new vehicle, moving to a different address, or experiencing changes in your credit score or driving record. Regularly reviewing your options can help ensure you’re getting the best coverage at the most competitive rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.