Best South Salem, NY Car Insurance in 2024
Car insurance in South Salem, NY averages $396 a month. South Salem, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap South Salem car insurance rates, compare quotes from the top car insurance companies in South Salem, NY.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in South Salem is Geico
- Average car insurance rates in South Salem, NY are $4,755/year
- The cheapest car insurance company in South Salem for teen drivers is Geico
If you need to buy South Salem, New York car insurance, the options can be confusing. Everything you need to know about car insurance in South Salem, NY is right here.
You’ll find South Salem car insurance rates, the cheapest South Salem, NY car insurance companies, and information on New York car insurance laws. You can also compare South Salem, New York car insurance rates to Albany car insurance rates, New York car insurance rates, and Yonkers car insurance rates.
Ready to find affordable South Salem, NY car insurance today? Enter your ZIP code for fast, free South Salem car insurance quotes.
Cheapest South Salem, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect South Salem, NY car insurance rates? Every South Salem, New York car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,277 | $3,066 | $3,081 | $3,127 | $9,773 | $10,508 | $3,205 | $3,220 |
| Geico | $1,841 | $1,775 | $1,796 | $1,769 | $4,003 | $5,960 | $1,654 | $1,708 |
| Liberty Mutual | $5,114 | $5,114 | $4,761 | $4,761 | $9,982 | $14,450 | $5,114 | $5,432 |
| Nationwide | $3,389 | $3,389 | $3,190 | $3,190 | $6,238 | $9,362 | $3,389 | $4,371 |
| Progressive | $2,974 | $2,725 | $2,330 | $2,384 | $10,277 | $11,330 | $3,816 | $3,660 |
| State Farm | $2,996 | $2,996 | $2,621 | $2,621 | $8,850 | $10,931 | $3,307 | $3,522 |
| Travelers | $3,946 | $3,937 | $3,610 | $3,843 | $9,395 | $11,178 | $4,174 | $4,315 |
| USAA | $2,038 | $1,999 | $1,846 | $1,844 | $8,363 | $9,962 | $2,612 | $2,883 |
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Minimum Car Insurance in South Salem, NY
Every driver must carry the minimum car insurance in South Salem, NY. Take a look at the New York car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest South Salem, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in South Salem, NY. Compare credit history car insurance rates in South Salem from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,060 | $4,117 | $3,545 |
| Geico | $3,213 | $2,359 | $2,118 |
| Liberty Mutual | $9,572 | $6,261 | $4,690 |
| Nationwide | $4,565 | $4,565 | $4,565 |
| Progressive | $7,919 | $3,992 | $2,901 |
| State Farm | $6,679 | $4,188 | $3,324 |
| Travelers | $7,720 | $4,794 | $4,135 |
| USAA | $6,077 | $3,054 | $2,698 |
Cheapest South Salem, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in South Salem, NY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,139 | $4,139 | $6,100 | $5,251 |
| Geico | $1,979 | $2,159 | $4,136 | $1,979 |
| Liberty Mutual | $5,424 | $5,424 | $11,092 | $5,424 |
| Nationwide | $3,456 | $3,456 | $7,808 | $3,538 |
| Progressive | $4,794 | $4,794 | $5,334 | $4,826 |
| State Farm | $4,498 | $4,498 | $4,963 | $4,963 |
| Travelers | $4,705 | $5,944 | $6,031 | $5,518 |
| USAA | $3,490 | $3,548 | $5,188 | $3,548 |
Cheapest South Salem, NY Car Insurance for Teen Drivers
Teen car insurance in South Salem, NY can be expensive. Take a look at rates from the top car insurance companies in South Salem for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,773 | $10,508 |
| Geico | $4,003 | $5,960 |
| Liberty Mutual | $9,982 | $14,450 |
| Nationwide | $6,238 | $9,362 |
| Progressive | $10,277 | $11,330 |
| State Farm | $8,850 | $10,931 |
| Travelers | $9,395 | $11,178 |
| USAA | $8,363 | $9,962 |
Cheapest South Salem, NY Car Insurance for Seniors
Take a look at South Salem, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,081 | $3,127 |
| Geico | $1,796 | $1,769 |
| Liberty Mutual | $4,761 | $4,761 |
| Nationwide | $3,190 | $3,190 |
| Progressive | $2,330 | $2,384 |
| State Farm | $2,621 | $2,621 |
| Travelers | $3,610 | $3,843 |
| USAA | $1,846 | $1,844 |
Cheapest South Salem, NY Car Insurance Rates After a DUI
A DUI in South Salem, NY increases car insurance rates. Compare South Salem, New York DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,100 |
| Geico | $4,136 |
| Liberty Mutual | $11,092 |
| Nationwide | $7,808 |
| Progressive | $5,334 |
| State Farm | $4,963 |
| Travelers | $6,031 |
| USAA | $5,188 |
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Cheapest South Salem, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in South Salem, NY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,839 | $4,976 |
| Geico | $2,486 | $2,640 |
| Liberty Mutual | $6,643 | $7,039 |
| Nationwide | $4,565 | $4,565 |
| Progressive | $4,937 | $4,937 |
| State Farm | $4,564 | $4,897 |
| Travelers | $5,550 | $5,550 |
| USAA | $3,904 | $3,983 |
The Best Cheap Car Insurance Companies in South Salem, NY
Take a look at a side-by-side comparison of the top car insurance companies in South Salem, NY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,907 |
| Geico | $2,563 |
| Liberty Mutual | $6,841 |
| Nationwide | $4,565 |
| Progressive | $4,937 |
| State Farm | $4,731 |
| Travelers | $5,550 |
| USAA | $3,943 |
Category Winners: Cheapest Car Insurance in South Salem, New York
Find the cheapest car insurance companies in South Salem, NY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Cheapest South Salem, NY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your South Salem car insurance rates. Find the cheapest South Salem, NY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,598 | $4,886 | $5,237 |
| Geico | $2,420 | $2,555 | $2,714 |
| Liberty Mutual | $6,520 | $6,823 | $7,181 |
| Nationwide | $4,255 | $4,521 | $4,917 |
| Progressive | $4,656 | $4,903 | $5,252 |
| State Farm | $4,472 | $4,759 | $4,961 |
| Travelers | $5,244 | $5,490 | $5,915 |
| USAA | $3,832 | $3,927 | $4,071 |
Compare Car Insurance Quotes in South Salem, NY
Ready to find affordable South Salem, New York car insurance today? Enter your ZIP code for fast, free South Salem, NY car insurance quotes.
Frequently Asked Questions
What are the car insurance requirements in South Salem, NY?
South Salem, NY car insurance requirements include minimum liability coverage of 25/50/10. If your car is financed, you may also need full coverage insurance.
How can I find cheap car insurance rates in South Salem, NY?
To find affordable car insurance rates in South Salem, NY, compare quotes from the top car insurance companies in the area. Use our free quote tool to compare multiple quotes and increase your chances of saving.
Does my credit score affect car insurance rates in South Salem, NY?
Yes, your credit score can impact your car insurance costs in South Salem, NY. Compare credit history car insurance rates from top companies for good, fair, and poor credit to find the most suitable option.
How does my driving record affect car insurance rates in South Salem, NY?
Your driving record is a significant factor that influences car insurance rates in South Salem, NY. Compare rates for a clean driving record and rates for a bad driving record from top companies to see the difference.
Are there affordable car insurance options for teenage drivers in South Salem, NY?
Teen car insurance in South Salem, NY can be expensive, but you can find rates from the top car insurance companies specifically tailored for teenagers. Shopping around and comparing quotes can help you find more affordable options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.