Best Florida, NY Car Insurance in 2024
Car insurance in Florida, NY averages $392 a month. Florida, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Florida car insurance rates, compare quotes from the top car insurance companies in Florida, NY.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Florida for teen drivers is Geico
- Average car insurance rates in Florida, NY after a DUI are $6,274/year
- The cheapest car insurance company in Florida is Geico
If you need to buy Florida, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Florida, NY is right here.
You’ll find Florida car insurance rates, the cheapest Florida, NY car insurance companies, and information on New York car insurance laws. You can also compare Florida, New York car insurance rates to Mount Vernon car insurance rates, Schenectady car insurance rates, and Buffalo car insurance rates.
Ready to find affordable Florida, NY car insurance today? Enter your ZIP code for fast, free Florida car insurance quotes.
Cheapest Florida, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Florida, NY car insurance rates? Every Florida, New York car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Florida, New York
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,793 | $3,532 | $3,572 | $3,620 | $11,443 | $12,288 | $3,682 | $3,688 |
| Geico | $1,973 | $1,898 | $1,917 | $1,889 | $4,235 | $6,248 | $1,775 | $1,816 |
| Liberty Mutual | $4,925 | $4,925 | $4,584 | $4,584 | $9,622 | $15,635 | $4,925 | $5,233 |
| Nationwide | $3,294 | $3,294 | $3,100 | $3,100 | $6,028 | $9,066 | $3,294 | $4,252 |
| Progressive | $2,495 | $2,308 | $1,973 | $2,012 | $8,331 | $9,195 | $3,187 | $3,063 |
| State Farm | $3,077 | $3,077 | $2,686 | $2,686 | $9,029 | $11,584 | $3,386 | $3,551 |
| Travelers | $3,595 | $3,549 | $3,256 | $3,444 | $8,279 | $9,748 | $3,775 | $3,868 |
| USAA | $2,108 | $2,070 | $1,914 | $1,914 | $8,632 | $10,262 | $2,704 | $2,990 |
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Minimum Car Insurance in Florida, NY
Every driver must carry the minimum car insurance in Florida, NY. Take a look at the New York car insurance requirements.
Minimum Required Car Insurance Coverage in Florida, New York
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Florida, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Florida, NY. Compare credit history car insurance rates in Florida from top companies for good, fair, and poor credit.
Annual Car Insurance Rates by Credit Score in Florida, New York
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,241 | $4,772 | $4,094 |
| Geico | $3,407 | $2,503 | $2,246 |
| Liberty Mutual | $9,532 | $6,225 | $4,655 |
| Nationwide | $4,429 | $4,429 | $4,429 |
| Progressive | $6,551 | $3,285 | $2,376 |
| State Farm | $6,897 | $4,324 | $3,432 |
| Travelers | $6,900 | $4,254 | $3,664 |
| USAA | $6,270 | $3,162 | $2,791 |
Cheapest Florida, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florida, NY to rates for a clean record with top companies.
Annual Florida, New York Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,796 | $4,796 | $7,109 | $6,108 |
| Geico | $2,106 | $2,297 | $4,367 | $2,106 |
| Liberty Mutual | $5,426 | $5,426 | $10,939 | $5,426 |
| Nationwide | $3,344 | $3,344 | $7,603 | $3,424 |
| Progressive | $3,956 | $3,956 | $4,389 | $3,981 |
| State Farm | $4,650 | $4,650 | $5,118 | $5,118 |
| Travelers | $4,197 | $5,289 | $5,361 | $4,911 |
| USAA | $3,623 | $3,683 | $5,308 | $3,683 |
Cheapest Florida, NY Car Insurance for Teen Drivers
Teen car insurance in Florida, NY can be expensive. Take a look at rates from the top car insurance companies in Florida for teenagers.
Annual Car Insurance Rates for Teen Drivers in Florida, New York
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,443 | $12,288 |
| Geico | $4,235 | $6,248 |
| Liberty Mutual | $9,622 | $15,635 |
| Nationwide | $6,028 | $9,066 |
| Progressive | $8,331 | $9,195 |
| State Farm | $9,029 | $11,584 |
| Travelers | $8,279 | $9,748 |
| USAA | $8,632 | $10,262 |
Cheapest Florida, NY Car Insurance for Seniors
Take a look at Florida, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in Florida, New York
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,572 | $3,620 |
| Geico | $1,917 | $1,889 |
| Liberty Mutual | $4,584 | $4,584 |
| Nationwide | $3,100 | $3,100 |
| Progressive | $1,973 | $2,012 |
| State Farm | $2,686 | $2,686 |
| Travelers | $3,256 | $3,444 |
| USAA | $1,914 | $1,914 |
Cheapest Florida, NY Car Insurance Rates After a DUI
A DUI in Florida, NY increases car insurance rates. Compare Florida, New York DUI car insurance by company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Florida, New York
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,109 |
| Geico | $4,367 |
| Liberty Mutual | $10,939 |
| Nationwide | $7,603 |
| Progressive | $4,389 |
| State Farm | $5,118 |
| Travelers | $5,361 |
| USAA | $5,308 |
Read More: Compare Best Car Insurance Companies That Accept DUI
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Cheapest Florida, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Florida, NY by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Florida, New York
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,622 | $5,783 |
| Geico | $2,639 | $2,799 |
| Liberty Mutual | $6,613 | $6,996 |
| Nationwide | $4,429 | $4,429 |
| Progressive | $4,071 | $4,071 |
| State Farm | $4,708 | $5,061 |
| Travelers | $4,939 | $4,939 |
| USAA | $4,033 | $4,115 |
The Best Cheap Car Insurance Companies in Florida, NY
Take a look at a side-by-side comparison of the top car insurance companies in Florida, NY to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Florida, New York
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,702 |
| Geico | $2,719 |
| Liberty Mutual | $6,804 |
| Nationwide | $4,429 |
| Progressive | $4,071 |
| State Farm | $4,884 |
| Travelers | $4,939 |
| USAA | $4,074 |
Category Winners: Cheapest Car Insurance in Florida, New York
Find the cheapest car insurance companies in Florida, NY for each category right here.
Best Annual Car Insurance Rates by Company in Florida, New York
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Cheapest Florida, NY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Florida car insurance rates. Find the cheapest Florida, NY car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Florida, New York
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,328 | $5,678 | $6,101 |
| Geico | $2,564 | $2,706 | $2,885 |
| Liberty Mutual | $6,496 | $6,783 | $7,134 |
| Nationwide | $4,156 | $4,391 | $4,739 |
| Progressive | $3,845 | $4,042 | $4,325 |
| State Farm | $4,638 | $4,911 | $5,104 |
| Travelers | $4,673 | $4,886 | $5,258 |
| USAA | $3,942 | $4,051 | $4,230 |
What affects car insurance rates in Florida, New York?
What factors can have an impact on Florida, NY car insurance? There are several reasons why Florida car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florida, New York.
Commute Time in Florida
The more time you spend in your car the higher the risk of an accident. The average commute length in Florida, NY is 37.6 minutes according to City-Data.
Compare Car Insurance Quotes in Florida, NY
Ready to find affordable Florida, New York car insurance today? Enter your ZIP code for fast, free Florida, NY car insurance quotes.
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Frequently Asked Questions
What is the average monthly car insurance rate in Florida, NY?
The average monthly car insurance rate in Florida, NY is $392.
What are the car insurance requirements in Florida, NY?
The car insurance requirements in Florida, NY are 25/50/10, which means you need at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, it is likely that your lender will require you to have full coverage insurance. Full coverage insurance typically includes comprehensive and collision coverage in addition to the liability coverage required by the state.
How do age, gender, and marital status affect car insurance rates in Florida, NY?
Every car insurance company weighs age, gender, and marital status differently, so rates can vary. Generally, married individuals and older drivers may be eligible for lower rates compared to single or younger drivers. However, it’s important to compare rates from different companies to find the best option for your specific situation.
What is the minimum car insurance coverage required in Florida, NY?
The minimum car insurance coverage required in Florida, NY includes $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How does credit score affect car insurance rates in Florida, NY?
Your credit score can affect car insurance rates in Florida, NY. Generally, individuals with better credit scores may be eligible for lower rates compared to those with poor credit. It is recommended to compare rates from different companies for different credit score ranges to find the best option.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.