Best Sparks, NV Car Insurance in 2024
Car insurance in Sparks, NV averages $354 a month. Sparks, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Sparks car insurance rates, compare quotes from the top car insurance companies in Sparks, NV.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Sparks, NV after a DUI are $5,084/year
- The cheapest car insurance company in Sparks for teen drivers is USAA
- The cheapest car insurance company in Sparks is USAA
If you need to buy Sparks, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Sparks, NV is right here.
You’ll find Sparks car insurance rates, the cheapest Sparks, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Sparks, Nevada car insurance rates to Mesquite car insurance rates, Las Vegas car insurance rates, and Reno car insurance rates.
Ready to find affordable Sparks, NV car insurance today? Enter your ZIP code for fast, free Sparks car insurance quotes.
Cheapest Sparks, NV Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Sparks, NV car insurance rates? Every Sparks, Nevada car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,656 | $2,650 | $2,442 | $2,581 | $8,709 | $10,490 | $2,868 | $3,071 |
| American Family | $2,648 | $2,648 | $2,352 | $2,352 | $9,049 | $11,861 | $2,648 | $3,082 |
| Farmers | $3,033 | $3,113 | $2,760 | $3,115 | $10,148 | $10,807 | $4,049 | $4,089 |
| Geico | $2,707 | $2,619 | $2,732 | $2,767 | $6,825 | $6,250 | $2,698 | $2,309 |
| Liberty Mutual | $2,549 | $2,750 | $2,485 | $2,794 | $11,382 | $12,673 | $2,880 | $3,024 |
| Nationwide | $2,038 | $2,083 | $1,859 | $1,969 | $5,013 | $6,033 | $2,424 | $2,584 |
| Progressive | $2,028 | $1,750 | $1,776 | $1,769 | $8,834 | $9,588 | $2,365 | $2,188 |
| State Farm | $3,201 | $3,201 | $2,902 | $2,902 | $10,074 | $12,877 | $3,592 | $4,031 |
| Travelers | $1,850 | $1,874 | $1,771 | $1,766 | $9,714 | $15,654 | $2,053 | $2,276 |
| USAA | $1,938 | $1,903 | $1,856 | $1,845 | $5,005 | $5,638 | $2,435 | $2,590 |
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Minimum Car Insurance in Sparks, NV
Every driver must carry the minimum car insurance in Sparks, NV. Take a look at the Nevada car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Sparks, NV Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Sparks, NV. Compare credit history car insurance rates in Sparks from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,659 | $4,121 | $3,520 |
| American Family | $5,679 | $4,330 | $3,731 |
| Farmers | $6,022 | $4,840 | $4,555 |
| Geico | $4,357 | $3,613 | $2,870 |
| Liberty Mutual | $7,267 | $4,448 | $3,486 |
| Nationwide | $3,536 | $2,926 | $2,540 |
| Progressive | $4,152 | $3,725 | $3,485 |
| State Farm | $9,791 | $3,829 | $2,422 |
| Travelers | $5,055 | $4,529 | $4,275 |
| USAA | $4,167 | $2,497 | $2,039 |
Cheapest Sparks, NV Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sparks, NV to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,758 | $4,397 | $5,328 | $4,251 |
| American Family | $3,679 | $5,103 | $5,496 | $4,042 |
| Farmers | $4,283 | $5,465 | $5,659 | $5,149 |
| Geico | $2,492 | $4,005 | $4,891 | $3,065 |
| Liberty Mutual | $3,710 | $5,911 | $5,949 | $4,698 |
| Nationwide | $2,412 | $3,096 | $3,859 | $2,635 |
| Progressive | $3,160 | $4,340 | $3,976 | $3,673 |
| State Farm | $4,849 | $5,846 | $5,347 | $5,347 |
| Travelers | $3,307 | $4,931 | $6,261 | $3,981 |
| USAA | $2,223 | $2,799 | $4,071 | $2,512 |
Cheapest Sparks, NV Car Insurance for Teen Drivers
Teen car insurance in Sparks, NV can be expensive. Take a look at rates from the top car insurance companies in Sparks for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,709 | $10,490 |
| American Family | $9,049 | $11,861 |
| Farmers | $10,148 | $10,807 |
| Geico | $6,825 | $6,250 |
| Liberty Mutual | $11,382 | $12,673 |
| Nationwide | $5,013 | $6,033 |
| Progressive | $8,834 | $9,588 |
| State Farm | $10,074 | $12,877 |
| Travelers | $9,714 | $15,654 |
| USAA | $5,005 | $5,638 |
Cheapest Sparks, NV Car Insurance for Seniors
Take a look at Sparks, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,442 | $2,581 |
| American Family | $2,352 | $2,352 |
| Farmers | $2,760 | $3,115 |
| Geico | $2,732 | $2,767 |
| Liberty Mutual | $2,485 | $2,794 |
| Nationwide | $1,859 | $1,969 |
| Progressive | $1,776 | $1,769 |
| State Farm | $2,902 | $2,902 |
| Travelers | $1,771 | $1,766 |
| USAA | $1,856 | $1,845 |
Cheapest Sparks, NV Car Insurance Rates After a DUI
A DUI in Sparks, NV increases car insurance rates. Compare Sparks, Nevada DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,328 |
| American Family | $5,496 |
| Farmers | $5,659 |
| Geico | $4,891 |
| Liberty Mutual | $5,949 |
| Nationwide | $3,859 |
| Progressive | $3,976 |
| State Farm | $5,347 |
| Travelers | $6,261 |
| USAA | $4,071 |
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Cheapest Sparks, NV Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Sparks, NV by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,433 | $4,433 |
| American Family | $4,518 | $4,642 |
| Farmers | $5,139 | $5,139 |
| Geico | $3,554 | $3,673 |
| Liberty Mutual | $5,067 | $5,067 |
| Nationwide | $3,000 | $3,000 |
| Progressive | $3,787 | $3,787 |
| State Farm | $5,188 | $5,506 |
| Travelers | $4,620 | $4,620 |
| USAA | $2,863 | $2,940 |
Cheapest Sparks, NV Car Insurance Rates by ZIP Code
Sparks car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sparks, NV.
| ZIP Code | Average Annual Rates |
|---|---|
| 89431 | $4,281 |
| 89434 | $4,217 |
| 89436 | $4,122 |
The Best Cheap Car Insurance Companies in Sparks, NV
Take a look at a side-by-side comparison of the top car insurance companies in Sparks, NV to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,433 |
| American Family | $4,580 |
| Farmers | $5,139 |
| Geico | $3,613 |
| Liberty Mutual | $5,067 |
| Nationwide | $3,000 |
| Progressive | $3,787 |
| State Farm | $5,347 |
| Travelers | $4,620 |
| USAA | $2,901 |
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Category Winners: Cheapest Car Insurance in Sparks, Nevada
Find the cheapest car insurance companies in Sparks, NV for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Travelers |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
Cheapest Sparks, NV Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Sparks car insurance rates. Find the cheapest Sparks, NV car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,084 | $4,476 | $4,740 |
| American Family | $4,398 | $4,850 | $4,493 |
| Farmers | $4,636 | $5,079 | $5,703 |
| Geico | $3,268 | $3,539 | $4,033 |
| Liberty Mutual | $4,674 | $5,014 | $5,514 |
| Nationwide | $2,960 | $2,997 | $3,044 |
| Progressive | $3,323 | $3,657 | $4,382 |
| State Farm | $4,891 | $5,332 | $5,820 |
| Travelers | $4,201 | $4,640 | $5,018 |
| USAA | $2,595 | $2,875 | $3,234 |
What affects car insurance rates in Sparks, Nevada?
What factors can have an impact on Sparks, NV car insurance? There are several reasons why Sparks car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sparks, Nevada.
Car Theft in Sparks
High levels of vehicle theft can make car insurance more expensive. Sparks, NV car theft statistics from the FBI indicate 334 vehicle thefts a year.
Commute Time in Sparks
The more time you spend in your car the higher the risk of an accident. The average commute length in Sparks, NV is 23.1 minutes according to City-Data.
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Compare Car Insurance Quotes in Sparks, NV
Ready to find affordable Sparks, Nevada car insurance today? Enter your ZIP code for fast, free Sparks, NV car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Sparks, NV?
The average monthly rate is $354.
What are the car insurance requirements in Sparks, NV?
The requirements are 25/50/20, but if your car is financed, you may need full coverage.
How can I find cheap car insurance rates in Sparks, NV?
Compare quotes from top car insurance companies.
How do factors like age, gender, and driving record affect rates?
They can impact rates differently with each company, so it’s best to compare.
How can I compare car insurance quotes in Sparks, NV?
Use a free quote tool by entering your ZIP code.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.