Best Southaven, MS Car Insurance in 2024
Car insurance in Southaven, MS averages $313 a month. Southaven, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Southaven car insurance rates, compare quotes from the top car insurance companies in Southaven, MS.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Southaven for teen drivers is USAA
- Average car insurance rates in Southaven, MS are $3,751/year
- The cheapest car insurance company in Southaven is USAA
If you need to buy Southaven, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Southaven, MS is right here.
You’ll find Southaven car insurance rates, the cheapest Southaven, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Southaven, Mississippi car insurance rates to Gulfport car insurance rates, Tupelo car insurance rates, and Hattiesburg car insurance rates.
Ready to find affordable Southaven, MS car insurance today? Enter your ZIP code for fast, free Southaven car insurance quotes.
Cheapest Southaven, MS Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Southaven, MS car insurance rates? Every Southaven, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,862 | $2,719 | $2,575 | $2,632 | $11,862 | $12,670 | $3,202 | $3,267 |
| Geico | $2,831 | $2,668 | $2,546 | $2,366 | $7,507 | $7,039 | $5,003 | $2,297 |
| Liberty Mutual | $2,587 | $2,797 | $2,070 | $2,321 | $9,614 | $10,688 | $2,752 | $2,896 |
| Nationwide | $2,052 | $2,094 | $1,848 | $1,943 | $4,266 | $5,385 | $2,348 | $2,529 |
| Progressive | $2,590 | $2,386 | $2,154 | $2,088 | $9,893 | $11,063 | $2,652 | $2,769 |
| State Farm | $1,943 | $1,943 | $1,758 | $1,758 | $5,897 | $7,412 | $2,173 | $2,482 |
| Travelers | $1,653 | $1,681 | $1,582 | $1,581 | $7,555 | $11,946 | $1,741 | $2,002 |
| USAA | $1,428 | $1,410 | $1,343 | $1,350 | $3,643 | $4,298 | $1,735 | $1,907 |
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Minimum Car Insurance in Southaven, MS
Every driver must carry the minimum car insurance required by the state in Southaven, MS. Take a look at the Mississippi car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Southaven, MS Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Southaven, MS. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Southaven from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,051 | $5,354 | $4,265 |
| Geico | $6,080 | $3,446 | $2,569 |
| Liberty Mutual | $6,388 | $3,926 | $3,084 |
| Nationwide | $3,284 | $2,684 | $2,457 |
| Progressive | $5,006 | $4,314 | $4,028 |
| State Farm | $4,571 | $2,772 | $2,169 |
| Travelers | $4,213 | $3,444 | $3,496 |
| USAA | $2,913 | $1,908 | $1,597 |
Cheapest Southaven, MS Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Southaven, MS to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,376 | $5,179 | $6,351 | $4,990 |
| Geico | $2,552 | $3,820 | $5,738 | $4,018 |
| Liberty Mutual | $3,159 | $5,072 | $5,186 | $4,446 |
| Nationwide | $2,256 | $2,862 | $3,624 | $2,491 |
| Progressive | $3,787 | $5,130 | $4,441 | $4,440 |
| State Farm | $2,858 | $3,552 | $3,136 | $3,136 |
| Travelers | $3,245 | $3,396 | $4,687 | $3,543 |
| USAA | $1,664 | $2,137 | $2,902 | $1,855 |
Cheapest Southaven, MS Car Insurance for Teen Drivers
Teen car insurance in Southaven, MS can be expensive. Take a look at rates from the top car insurance companies in Southaven for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,862 | $12,670 |
| Geico | $7,507 | $7,039 |
| Liberty Mutual | $9,614 | $10,688 |
| Nationwide | $4,266 | $5,385 |
| Progressive | $9,893 | $11,063 |
| State Farm | $5,897 | $7,412 |
| Travelers | $7,555 | $11,946 |
| USAA | $3,643 | $4,298 |
Cheapest Southaven, MS Car Insurance for Seniors
Take a look at Southaven, MS rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,575 | $2,632 |
| Geico | $2,546 | $2,366 |
| Liberty Mutual | $2,070 | $2,321 |
| Nationwide | $1,848 | $1,943 |
| Progressive | $2,154 | $2,088 |
| State Farm | $1,758 | $1,758 |
| Travelers | $1,582 | $1,581 |
| USAA | $1,343 | $1,350 |
Cheapest Southaven, MS Car Insurance Rates After a DUI
A DUI in Southaven, MS increases car insurance rates. Compare Southaven, Mississippi car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,351 |
| Geico | $5,738 |
| Liberty Mutual | $5,186 |
| Nationwide | $3,624 |
| Progressive | $4,441 |
| State Farm | $3,136 |
| Travelers | $4,687 |
| USAA | $2,902 |
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Cheapest Southaven, MS Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Southaven, MS by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,224 | $5,224 |
| Geico | $4,016 | $4,048 |
| Liberty Mutual | $4,466 | $4,466 |
| Nationwide | $2,808 | $2,808 |
| Progressive | $4,449 | $4,449 |
| State Farm | $3,092 | $3,249 |
| Travelers | $3,718 | $3,718 |
| USAA | $2,074 | $2,204 |
Cheapest Southaven, MS Car Insurance Rates by ZIP Code
Southaven car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Southaven, MS.
| ZIP Code | Average Annual Rates |
|---|---|
| 38671 | $3,257 |
| 38672 | $3,231 |
The Best Cheap Car Insurance Companies in Southaven, MS
Take a look at a side-by-side comparison of the top car insurance companies in Southaven, MS to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,224 |
| Geico | $4,032 |
| Liberty Mutual | $4,466 |
| Nationwide | $2,808 |
| Progressive | $4,449 |
| State Farm | $3,171 |
| Travelers | $3,718 |
| USAA | $2,139 |
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Category Winners: Cheapest Car Insurance in Southaven, Mississippi
Find the cheapest car insurance companies in Southaven, MS for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Southaven, MS Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Southaven car insurance rates. Find the cheapest Southaven, MS car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,966 | $5,218 | $5,488 |
| Geico | $3,791 | $4,063 | $4,242 |
| Liberty Mutual | $4,206 | $4,447 | $4,743 |
| Nationwide | $2,628 | $2,799 | $2,997 |
| Progressive | $3,915 | $4,533 | $4,901 |
| State Farm | $2,960 | $3,158 | $3,394 |
| Travelers | $3,535 | $3,740 | $3,878 |
| USAA | $1,989 | $2,128 | $2,301 |
What affects car insurance rates in Southaven, Mississippi?
What are the factors that affect car insurance rates in Southaven? There are several reasons why Southaven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Southaven, Mississippi.
Car Theft in Southaven
High levels of vehicle theft can make car insurance more expensive. Southaven, MS car theft statistics from the FBI indicate 116 vehicle thefts a year.
Commute Time in Southaven
The more time you spend in your car the higher the risk of an accident. The average commute length in Southaven, MS is 24.5 minutes according to City-Data.
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Compare Car Insurance Quotes in Southaven, MS
Ready to find affordable Southaven, Mississippi car insurance today? Enter your ZIP code for fast, free Southaven, MS car insurance quotes.
Frequently Asked Questions
How much does car insurance in Southaven, MS cost on average?
Car insurance in Southaven, MS averages $313 a month.
What are the car insurance requirements in Southaven, Mississippi?
The car insurance requirements in Southaven, MS are 25/50/25, but you may need full coverage if your car is financed.
How can I find cheap car insurance rates in Southaven, MS?
To find cheap car insurance rates in Southaven, MS, compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Southaven, MS?
Every car insurance company in Southaven, MS weighs age, gender, and marital status differently. It’s best to check out the comparison rates from different companies.
What factors affect car insurance rates in Southaven, Mississippi?
Several factors can affect car insurance rates in Southaven, MS, including car theft rates and commute time. It’s important to consider these factors when getting insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.