Best Lincoln Park, MI Car Insurance in 2024
Car insurance in Lincoln Park, MI averages $1,186 a month. Lincoln Park, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Lincoln Park car insurance rates, compare quotes from the top car insurance companies in Lincoln Park, MI.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Q5: Are there any specific car insurance requirements in Lincoln Park, MI?
A5: Yes, like all states in the U.S., Michigan has specific car insurance requirements. In Lincoln Park, MI, drivers must carry liability insurance coverage with the following minimum limits:
- $50,000 for bodily injury or death per person
- $100,000 for bodily injury or death per accident
- $10,000 for property damage p
- Q5: Are there any specific car insurance requirements in Lincoln Park, MI?
- A5: Yes, like all states in the U.S., Michigan has specific car insurance requirements. In Lincoln Park, MI, drivers must carry liability insurance coverage with the following minimum limits:
- $50,000 for bodily injury or death per person
- $100,000 for bodily injury or death per accident
- $10,000 for property damage per accident
- er accident
- Average car insurance rates in Lincoln Park, MI after a DUI are $23,390/year
- The cheapest car insurance company in Lincoln Park is USAA
- Average car insurance rates in Lincoln Park, MI are $14,234/year
If you need to buy Lincoln Park, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Lincoln Park, MI is right here.
You’ll find Lincoln Park car insurance rates, the cheapest Lincoln Park, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Lincoln Park, Michigan car insurance rates to Detroit car insurance rates, Livonia car insurance rates, and Troy car insurance rates.
Ready to find affordable Lincoln Park, MI car insurance today? Enter your ZIP code for fast, free Lincoln Park car insurance quotes. ( For more information, read our “Compare Lincoln Car Insurance Rates“).
Cheapest Lincoln Park, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Lincoln Park, MI car insurance rates? Every Lincoln Park, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $21,075 | $21,075 | $19,686 | $19,686 | $50,743 | $50,743 | $22,170 | $22,170 |
| Farmers | $11,749 | $11,749 | $10,891 | $10,891 | $26,237 | $26,237 | $13,262 | $13,262 |
| Geico | $7,567 | $7,567 | $7,735 | $7,735 | $19,429 | $19,429 | $7,172 | $7,172 |
| Liberty Mutual | $16,104 | $16,104 | $15,948 | $15,948 | $37,473 | $37,473 | $16,104 | $16,104 |
| Nationwide | $5,724 | $5,724 | $5,068 | $5,068 | $15,474 | $15,474 | $6,299 | $6,299 |
| Progressive | $4,099 | $3,730 | $3,602 | $4,124 | $14,748 | $15,391 | $4,758 | $4,217 |
| State Farm | $8,725 | $8,725 | $8,123 | $8,123 | $30,993 | $30,993 | $10,254 | $10,254 |
| Travelers | $12,519 | $12,519 | $10,716 | $10,716 | $38,241 | $38,241 | $13,624 | $13,624 |
| USAA | $2,950 | $2,772 | $2,776 | $2,608 | $7,161 | $6,738 | $3,579 | $3,402 |
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Minimum Car Insurance in Lincoln Park, MI
Every driver must carry the minimum car insurance required by the state in Lincoln Park, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Lincoln Park, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Lincoln Park, MI. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Lincoln Park from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $43,434 | $23,897 | $17,925 |
| Farmers | $23,213 | $12,143 | $11,248 |
| Geico | $13,517 | $9,893 | $8,018 |
| Liberty Mutual | $33,871 | $19,556 | $10,795 |
| Nationwide | $10,249 | $7,677 | $6,499 |
| Progressive | $7,968 | $6,637 | $5,896 |
| State Farm | $23,581 | $11,912 | $8,077 |
| Travelers | $19,251 | $18,658 | $18,417 |
| USAA | $5,999 | $3,416 | $2,580 |
Cheapest Lincoln Park, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Lincoln Park, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $13,689 | $18,394 | $62,328 | $19,263 |
| Farmers | $12,958 | $16,742 | $16,473 | $15,967 |
| Geico | $3,644 | $7,759 | $23,737 | $6,763 |
| Liberty Mutual | $14,660 | $17,936 | $34,065 | $18,968 |
| Nationwide | $6,938 | $9,328 | $8,461 | $7,838 |
| Progressive | $5,718 | $7,654 | $6,865 | $7,098 |
| State Farm | $9,157 | $11,023 | $24,091 | $13,824 |
| Travelers | $12,688 | $18,154 | $29,222 | $15,038 |
| USAA | $3,210 | $4,018 | $5,265 | $3,500 |
Cheapest Lincoln Park, MI Car Insurance for Teen Drivers
Teen car insurance in Lincoln Park, MI can be expensive. Take a look the top Lincoln car insurance rates in Michigan for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $50,743 | $50,743 |
| Farmers | $26,237 | $26,237 |
| Geico | $19,429 | $19,429 |
| Liberty Mutual | $37,473 | $37,473 |
| Nationwide | $15,474 | $15,474 |
| Progressive | $14,748 | $15,391 |
| State Farm | $30,993 | $30,993 |
| Travelers | $38,241 | $38,241 |
| USAA | $7,161 | $6,738 |
Cheapest Lincoln Park, MI Car Insurance for Seniors
Take a look at Lincoln Park, MI rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $19,686 | $19,686 |
| Farmers | $10,891 | $10,891 |
| Geico | $7,735 | $7,735 |
| Liberty Mutual | $15,948 | $15,948 |
| Nationwide | $5,068 | $5,068 |
| Progressive | $3,602 | $4,124 |
| State Farm | $8,123 | $8,123 |
| Travelers | $10,716 | $10,716 |
| USAA | $2,776 | $2,608 |
Cheapest Lincoln Park, MI Car Insurance Rates After a DUI
A DUI in Lincoln Park, MI increases car insurance rates. Compare Lincoln Park, Michigan car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $62,328 |
| Farmers | $16,473 |
| Geico | $23,737 |
| Liberty Mutual | $34,065 |
| Nationwide | $8,461 |
| Progressive | $6,865 |
| State Farm | $24,091 |
| Travelers | $29,222 |
| USAA | $5,265 |
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Cheapest Lincoln Park, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Lincoln Park, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $28,419 | $28,419 |
| Farmers | $15,535 | $15,535 |
| Geico | $10,235 | $10,716 |
| Liberty Mutual | $20,681 | $22,134 |
| Nationwide | $8,141 | $8,141 |
| Progressive | $6,834 | $6,834 |
| State Farm | $14,126 | $14,922 |
| Travelers | $18,666 | $18,885 |
| USAA | $3,952 | $4,045 |
The Best Cheap Car Insurance Companies in Lincoln Park, MI
Take a look at a side-by-side comparison of the top car insurance companies in Lincoln Park, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $28,419 |
| Farmers | $15,535 |
| Geico | $10,476 |
| Liberty Mutual | $21,407 |
| Nationwide | $8,141 |
| Progressive | $6,834 |
| State Farm | $14,524 |
| Travelers | $18,775 |
| USAA | $3,998 |
Category Winners: Cheapest Car Insurance in Lincoln Park, Michigan
Find the cheapest car insurance companies in Lincoln Park, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Lincoln Park, MI Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Lincoln Park car insurance rates. Find the cheapest Lincoln Park, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $27,680 | $28,485 | $29,091 |
| Farmers | $14,851 | $15,466 | $16,287 |
| Geico | $9,837 | $10,377 | $11,213 |
| Liberty Mutual | $20,822 | $21,349 | $22,051 |
| Nationwide | $8,521 | $8,004 | $7,900 |
| Progressive | $6,623 | $6,840 | $7,038 |
| State Farm | $13,753 | $14,618 | $15,200 |
| Travelers | $18,627 | $18,795 | $18,904 |
| USAA | $3,875 | $4,009 | $4,111 |
What affects car insurance rates in Lincoln Park, Michigan?
What are the factors that affect car insurance rates in Lincoln Park, MI? There are several reasons why Lincoln Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lincoln Park, Michigan.
Car Theft in Lincoln Park
High levels of vehicle theft can make car insurance more expensive. Lincoln Park, MI car theft statistics from the FBI indicate 104 vehicle thefts a year.
Commute Time in Lincoln Park
The more time you spend in your car the higher the risk of an accident. The average commute length in Lincoln Park, MI is 24.9 minutes according to City-Data.
Compare Car Insurance Quotes in Lincoln Park, MI
Ready to find affordable Lincoln Park, Michigan car insurance today? Enter your ZIP code for fast, free Lincoln Park, MI car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What factors determine car insurance rates in Lincoln Park, MI?
Several factors influence car insurance rates in Lincoln Park, MI. The key factors include your driving history, age, gender, the type of vehicle you drive, your credit score, the coverage limits you choose, and the deductible amount you select. Additionally, factors specific to your location, such as crime rates, population density, and accident statistics, can also impact insurance rates.
How can I compare car insurance rates in Lincoln Park, MI?
To compare car insurance rates in Lincoln Park, MI, you can follow these steps:
- Gather necessary information: Collect details about your vehicle, driving history, and coverage preferences.
- Research insurance companies: Look for reputable insurance providers that operate in Lincoln Park, MI.
- Request quotes: Contact different insurance companies or use online platforms to obtain quotes based on your information.
- Compare rates and coverage: Review the quotes received, considering both the premium amounts and the coverage options provided.
- Evaluate customer reviews and satisfaction ratings: Check customer feedback and ratings to gauge the quality of service provided by each insurer.
- Choose the best option: Select an insurance policy that offers the coverage you need at a competitive rate.
Are car insurance rates in Lincoln Park, MI higher than average?
Car insurance rates in Lincoln Park, MI can vary depending on several factors, including your individual circumstances and the insurance company you choose. While rates in Lincoln Park may differ from the national average, it is essential to compare rates from multiple insurers to get an accurate understanding of the costs specific to your situation.
Can I lower my car insurance rates in Lincoln Park, MI?
Yes, there are several ways you can potentially lower your car insurance rates in Lincoln Park, MI:
- Maintain a clean driving record: Avoid accidents and traffic violations.
- Opt for a higher deductible: Choosing a higher deductible amount can lower your premium, but keep in mind that you’ll pay more out of pocket in the event of a claim.
- Bundle policies: Consider bundling your car insurance with other policies, such as home or renters insurance, as many insurers offer discounts for multiple policies.
- Improve your credit score: A good credit score can help reduce insurance premiums.
- Explore discounts: Inquire about available discounts, such as safe driver discounts, student discounts, or discounts for installing safety features in your vehicle.
Are there any specific car insurance requirements in Lincoln Park, MI?
Yes, like all states in the U.S., Michigan has specific car insurance requirements. In Lincoln Park, MI, drivers must carry liability insurance coverage with the following minimum limits:
- $50,000 for bodily injury or death per person
- $100,000 for bodily injury or death per accident
- $10,000 for property damage per accident
How often should I compare car insurance rates in Lincoln Park, MI?
It’s a good idea to compare car insurance rates in Lincoln Park, MI at least once a year or whenever you experience a significant change in your circumstances, such as getting a new vehicle, moving to a different address, or experiencing changes in your credit score or driving record. Regularly reviewing your options can help ensure you’re getting the best coverage at the most competitive rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.