Best Grand Haven, MI Car Insurance in 2024
Car insurance in Grand Haven, MI averages $694 a month. Grand Haven, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Grand Haven car insurance rates, compare quotes from the top car insurance companies in Grand Haven, MI.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Grand Haven is USAA
- Average car insurance rates in Grand Haven, MI after a DUI are $13,985/year
- The cheapest car insurance company in Grand Haven for teen drivers is USAA
If you need to buy Grand Haven, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Haven, MI is right here.
You’ll find Grand Haven car insurance rates, the cheapest Grand Haven, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Grand Haven, Michigan car insurance rates to Grand Rapids car insurance rates, Lansing car insurance rates, and Ann Arbor car insurance rates.
Ready to find affordable Grand Haven, MI car insurance today? Enter your ZIP code for fast, free Grand Haven car insurance quotes.
Cheapest Grand Haven, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Grand Haven, MI car insurance rates? Every Grand Haven, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,774 | $14,774 | $13,696 | $13,696 | $37,226 | $37,226 | $15,574 | $15,574 |
| Farmers | $3,489 | $3,489 | $3,253 | $3,253 | $7,952 | $7,952 | $3,925 | $3,925 |
| Geico | $3,461 | $3,461 | $3,559 | $3,559 | $10,271 | $10,271 | $3,320 | $3,320 |
| Liberty Mutual | $12,154 | $12,154 | $12,035 | $12,035 | $28,466 | $28,466 | $12,154 | $12,154 |
| Nationwide | $3,878 | $3,878 | $3,449 | $3,449 | $10,450 | $10,450 | $4,263 | $4,263 |
| Progressive | $2,380 | $2,241 | $2,121 | $2,318 | $8,957 | $9,696 | $2,768 | $2,633 |
| State Farm | $5,368 | $5,368 | $4,976 | $4,976 | $18,821 | $18,821 | $6,308 | $6,308 |
| Travelers | $4,480 | $4,480 | $3,858 | $3,858 | $13,395 | $13,395 | $4,862 | $4,862 |
| USAA | $2,493 | $2,372 | $2,342 | $2,215 | $6,222 | $5,956 | $3,054 | $2,946 |
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Minimum Car Insurance in Grand Haven, MI
Every driver must carry the minimum car insurance in Grand Haven, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Grand Haven, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Grand Haven, MI. Compare credit history car insurance rates in Grand Haven from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $30,767 | $17,069 | $13,117 |
| Farmers | $6,075 | $4,096 | $3,793 |
| Geico | $6,619 | $4,872 | $3,968 |
| Liberty Mutual | $25,608 | $14,806 | $8,194 |
| Nationwide | $6,865 | $5,217 | $4,448 |
| Progressive | $4,725 | $4,025 | $3,668 |
| State Farm | $14,348 | $7,288 | $4,968 |
| Travelers | $6,813 | $6,608 | $6,525 |
| USAA | $5,159 | $2,941 | $2,250 |
Cheapest Grand Haven, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Haven, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,845 | $13,151 | $44,448 | $13,827 |
| Farmers | $3,912 | $4,985 | $4,915 | $4,806 |
| Geico | $1,777 | $3,839 | $11,662 | $3,334 |
| Liberty Mutual | $11,234 | $13,649 | $25,467 | $14,460 |
| Nationwide | $4,729 | $6,287 | $5,713 | $5,311 |
| Progressive | $3,550 | $4,592 | $4,128 | $4,287 |
| State Farm | $5,617 | $6,748 | $14,664 | $8,444 |
| Travelers | $4,510 | $6,426 | $10,331 | $5,327 |
| USAA | $2,776 | $3,463 | $4,532 | $3,027 |
Cheapest Grand Haven, MI Car Insurance for Teen Drivers
Teen car insurance in Grand Haven, MI can be expensive. Take a look at rates from the top car insurance companies in Grand Haven for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $37,226 | $37,226 |
| Farmers | $7,952 | $7,952 |
| Geico | $10,271 | $10,271 |
| Liberty Mutual | $28,466 | $28,466 |
| Nationwide | $10,450 | $10,450 |
| Progressive | $8,957 | $9,696 |
| State Farm | $18,821 | $18,821 |
| Travelers | $13,395 | $13,395 |
| USAA | $6,222 | $5,956 |
Cheapest Grand Haven, MI Car Insurance for Seniors
Take a look at Grand Haven, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,696 | $13,696 |
| Farmers | $3,253 | $3,253 |
| Geico | $3,559 | $3,559 |
| Liberty Mutual | $12,035 | $12,035 |
| Nationwide | $3,449 | $3,449 |
| Progressive | $2,121 | $2,318 |
| State Farm | $4,976 | $4,976 |
| Travelers | $3,858 | $3,858 |
| USAA | $2,342 | $2,215 |
Cheapest Grand Haven, MI Car Insurance Rates After a DUI
A DUI in Grand Haven, MI increases car insurance rates. Compare Grand Haven, Michigan DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $44,448 |
| Farmers | $4,915 |
| Geico | $11,662 |
| Liberty Mutual | $25,467 |
| Nationwide | $5,713 |
| Progressive | $4,128 |
| State Farm | $14,664 |
| Travelers | $10,331 |
| USAA | $4,532 |
Read More: Compare Best Car Insurance Companies That Accept DUI
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Cheapest Grand Haven, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Grand Haven, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $20,318 | $20,318 |
| Farmers | $4,654 | $4,654 |
| Geico | $5,039 | $5,267 |
| Liberty Mutual | $15,648 | $16,757 |
| Nationwide | $5,510 | $5,510 |
| Progressive | $4,139 | $4,139 |
| State Farm | $8,640 | $9,096 |
| Travelers | $6,611 | $6,686 |
| USAA | $3,411 | $3,489 |
The Best Cheap Car Insurance Companies in Grand Haven, MI
Take a look at a side-by-side comparison of the top car insurance companies in Grand Haven, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $20,318 |
| Farmers | $4,654 |
| Geico | $5,153 |
| Liberty Mutual | $16,202 |
| Nationwide | $5,510 |
| Progressive | $4,139 |
| State Farm | $8,868 |
| Travelers | $6,649 |
| USAA | $3,450 |
Category Winners: Cheapest Car Insurance in Grand Haven, Michigan
Find the cheapest car insurance companies in Grand Haven, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Cheapest Grand Haven, MI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Grand Haven car insurance rates. Find the cheapest Grand Haven, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $19,835 | $20,360 | $20,758 |
| Farmers | $4,539 | $4,644 | $4,780 |
| Geico | $4,826 | $5,108 | $5,525 |
| Liberty Mutual | $15,867 | $16,170 | $16,570 |
| Nationwide | $5,768 | $5,416 | $5,347 |
| Progressive | $4,020 | $4,144 | $4,254 |
| State Farm | $8,471 | $8,917 | $9,216 |
| Travelers | $6,575 | $6,656 | $6,715 |
| USAA | $3,361 | $3,457 | $3,532 |
What affects car insurance rates in Grand Haven, Michigan?
What factors can have an impact on Grand Haven, MI car insurance? There are several reasons why Grand Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Haven, Michigan.
Car Theft in Grand Haven
High levels of vehicle theft can make car insurance more expensive. Grand Haven, MI car theft statistics from the FBI indicate 9 vehicle thefts a year.
Commute Time in Grand Haven
The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Haven, MI is 20.7 minutes according to City-Data.
Compare Car Insurance Quotes in Grand Haven, MI
Ready to find affordable Grand Haven, Michigan car insurance today? Enter your ZIP code for fast, free Grand Haven, MI car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average cost of car insurance in Grand Haven, MI?
The average cost is about $694 per month.
Do I need full coverage insurance if my car is financed?
Yes, most likely your lender will require full coverage insurance.
How can I find cheap car insurance rates in Grand Haven, MI?
Compare quotes from different insurance companies to find the most affordable option.
What is the minimum car insurance required in Grand Haven, MI?
The minimum required coverage is 20/40/10.
How does credit score affect car insurance rates?
Higher credit scores may lead to lower insurance premiums.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.