Best Malden, MA Car Insurance in 2024
Car insurance in Malden, MA averages $364 a month. Malden, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Malden car insurance rates, compare quotes from the top car insurance companies in Malden, MA.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Malden is State Farm
- Average car insurance rates in Malden, MA after a DUI are $5,382/year
- Average car insurance rates in Malden, MA are $4,372/year
If you need to buy Malden, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Malden, MA is right here.
You’ll find Malden car insurance rates, the cheapest Malden, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Malden, Massachusetts car insurance rates to Springfield car insurance rates, Cambridge car insurance rates, and Worcester car insurance rates.
Ready to find affordable Malden, MA car insurance today? Enter your ZIP code for fast, free Malden car insurance quotes.
Cheapest Malden, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Malden, MA car insurance rates? Every Malden, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,616 | $3,616 | $3,616 | $3,616 | $9,515 | $9,515 | $4,072 | $4,072 |
| Geico | $3,054 | $3,054 | $2,826 | $2,826 | $6,542 | $6,542 | $3,160 | $3,160 |
| Liberty Mutual | $4,459 | $4,459 | $3,883 | $3,883 | $10,773 | $10,773 | $4,667 | $4,667 |
| Progressive | $3,287 | $3,287 | $3,154 | $3,154 | $12,653 | $12,653 | $3,553 | $3,553 |
| State Farm | $1,434 | $1,434 | $1,434 | $1,434 | $3,222 | $3,222 | $1,434 | $1,434 |
| Travelers | $4,136 | $4,136 | $3,622 | $3,622 | $8,618 | $8,618 | $4,604 | $4,604 |
| USAA | $2,026 | $2,026 | $1,994 | $1,994 | $4,815 | $4,815 | $2,240 | $2,240 |
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Minimum Car Insurance in Malden, MA
Every driver must carry the minimum car insurance required by the state in Malden, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Malden, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Malden, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,947 | $6,071 | $6,854 | $3,947 |
| Geico | $3,082 | $4,304 | $4,919 | $3,277 |
| Liberty Mutual | $4,625 | $6,432 | $7,732 | $4,992 |
| Progressive | $4,736 | $6,727 | $5,311 | $5,873 |
| State Farm | $1,475 | $2,036 | $2,422 | $1,592 |
| Travelers | $4,045 | $5,669 | $6,075 | $5,190 |
| USAA | $1,958 | $2,556 | $4,365 | $2,195 |
Cheapest Malden, MA Car Insurance for Teen Drivers
Teen car insurance in Malden, MA can be expensive. Take a look at rates from the top car insurance companies in Malden for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,515 | $9,515 |
| Geico | $6,542 | $6,542 |
| Liberty Mutual | $10,773 | $10,773 |
| Progressive | $12,653 | $12,653 |
| State Farm | $3,222 | $3,222 |
| Travelers | $8,618 | $8,618 |
| USAA | $4,815 | $4,815 |
Cheapest Malden, MA Car Insurance for Seniors
Take a look at Malden, MA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,616 | $3,616 |
| Geico | $2,826 | $2,826 |
| Liberty Mutual | $3,883 | $3,883 |
| Progressive | $3,154 | $3,154 |
| State Farm | $1,434 | $1,434 |
| Travelers | $3,622 | $3,622 |
| USAA | $1,994 | $1,994 |
Cheapest Malden, MA Car Insurance Rates After a DUI
A DUI in Malden, MA increases car insurance rates. Compare Malden, Massachusetts car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,854 |
| Geico | $4,919 |
| Liberty Mutual | $7,732 |
| Progressive | $5,311 |
| State Farm | $2,422 |
| Travelers | $6,075 |
| USAA | $4,365 |
Cheapest Malden, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Malden, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,035 | $5,374 |
| Geico | $3,827 | $3,964 |
| Liberty Mutual | $5,714 | $6,177 |
| Progressive | $5,662 | $5,662 |
| State Farm | $1,837 | $1,926 |
| Travelers | $4,986 | $5,504 |
| USAA | $2,691 | $2,846 |
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The Best Cheap Car Insurance Companies in Malden, MA
Take a look at a side-by-side comparison of the top car insurance companies in Malden, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,205 |
| Geico | $3,896 |
| Liberty Mutual | $5,946 |
| Progressive | $5,662 |
| State Farm | $1,881 |
| Travelers | $5,245 |
| USAA | $2,769 |
Category Winners: Cheapest Car Insurance in Malden, Massachusetts
Find the cheapest car insurance companies in Malden, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Malden, MA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Malden car insurance rates. Find the cheapest Malden, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,815 | $5,283 | $5,515 |
| Geico | $3,595 | $3,966 | $4,126 |
| Liberty Mutual | $5,544 | $6,024 | $6,269 |
| Progressive | $5,180 | $5,762 | $6,043 |
| State Farm | $1,706 | $1,914 | $2,024 |
| Travelers | $4,738 | $5,346 | $5,650 |
| USAA | $2,560 | $2,813 | $2,933 |
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What affects car insurance rates in Malden, Massachusetts?
What are the factors that affect car insurance rates in Malden, MA? There are several reasons why Malden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Malden, Massachusetts.
Commute Time in Malden
The more time you spend in your car the higher the risk of an accident. The average commute length in Malden, MA is 36.8 minutes according to City-Data.
Compare Car Insurance Quotes in Malden, MA
Ready to find affordable Malden, Massachusetts car insurance today? Enter your ZIP code for fast, free Malden, MA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Malden, MA?
To compare car insurance rates in Malden, MA, you can follow these steps:
- Gather information: Collect details about your vehicle, driving history, and personal information.
- Research insurance providers: Look for reputable insurance companies that operate in Malden, MA.
- Obtain quotes: Contact insurance companies directly or use online comparison tools to request quotes based on your information.
- Compare coverage options: Review the coverage levels, deductibles, and additional benefits offered by each insurer.
- Evaluate costs: Compare the premium rates provided by different insurers and consider the overall value of the coverage they offer.
- Check for discounts: Inquire about any available discounts that can help reduce your car insurance costs.
- Consider customer reviews: Read reviews and feedback from other policyholders to assess the insurer’s reputation and customer service.
- Make an informed decision: Based on your research, select an insurance provider that offers the right coverage at a competitive rate.
What factors affect car insurance rates in Malden, MA?
Car insurance rates in Malden, MA, can be influenced by several factors, including:
- Driving record: Your past driving history, including any accidents or traffic violations, can impact your rates.
- Vehicle make and model: The type of vehicle you drive, its age, safety features, and repair costs can affect insurance premiums.
- Coverage levels: The extent of coverage you choose, such as liability, collision, and comprehensive, can impact your rates.
- Deductibles: Higher deductibles typically lead to lower premiums, while lower deductibles result in higher premiums.
- Annual mileage: The number of miles you drive each year can influence your car insurance rates.
- Location: Malden, MA, has its own unique factors, such as traffic patterns, crime rates, and weather conditions, which can affect insurance rates.
- Age and gender: Younger and less experienced drivers generally have higher rates, and statistically, gender can also play a role.
- Credit history: In some states, including Massachusetts, insurance companies may consider credit history when determining rates.
Are there any discounts available for car insurance in Malden, MA?
Yes, many insurance companies offer various discounts that can help lower your car insurance rates in Malden, MA. Some common discounts include:
- Safe driver discount: If you have a clean driving record without any accidents or violations, you may qualify for this discount.
- Multi-policy discount: Insuring multiple vehicles or bundling your car insurance with other policies, such as home insurance, can often lead to a discount.
- Good student discount: If you or a household member on the policy is a full-time student with good grades, you may be eligible for this discount.
- Low mileage discount: If you drive fewer miles than the average driver, you could qualify for a discount.
- Anti-theft device discount: Installing anti-theft devices or alarm systems in your vehicle can sometimes earn you a discount.
- Pay-in-full discount: Paying your premium in a single lump sum or setting up automatic payments may result in a discount.
- Loyalty discount: Some insurers offer discounts to customers who stay with them for an extended period.
- Defensive driving course discount: Completing an approved defensive driving course can often lead to a discount on your premiums.
Can I get car insurance quotes online for Malden, MA?
Yes, many insurance companies offer online tools that allow you to obtain car insurance quotes for Malden, MA. These tools typically require you to provide information about your vehicle, driving history, and personal details. By entering this information, you can receive quotes from multiple insurers, making it easier to compare rates and find the coverage that suits your needs.
Are there any local insurance agents in Malden, MA, who can assist with car insurance?
Yes, there are local insurance agents in Malden, MA, who can help you with your car insurance needs. These agents are familiar with the local market and can provide personalized guidance based on your specific requirements. They can help you understand different coverage options, discounts, and any additional factors that may affect your car insurance rates in Malden, MA. Contact local insurance agencies to find an agent who can assist you.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.