Best Berkshire, MA Car Insurance in 2024
Car insurance in Berkshire, MA averages $214 a month. Berkshire, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Berkshire car insurance rates, compare quotes from the top car insurance companies in Berkshire, MA.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Berkshire, MA are $2,565/year
- The cheapest car insurance company in Berkshire is State Farm
- The cheapest car insurance company in Berkshire for teen drivers is State Farm
If you need to buy Berkshire, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Berkshire, MA is right here.
You’ll find Berkshire car insurance rates, the cheapest Berkshire, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Berkshire, Massachusetts car insurance rates to Boston car insurance rates, Brockton car insurance rates, and Worcester car insurance rates.
Ready to find affordable Berkshire, MA car insurance today? Enter your ZIP code for fast, free Berkshire car insurance quotes.
Cheapest Berkshire, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Berkshire, MA car insurance rates? Every Berkshire, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,053 | $2,053 | $2,053 | $2,053 | $7,295 | $7,295 | $2,301 | $2,301 |
| Geico | $1,585 | $1,585 | $1,457 | $1,457 | $4,691 | $4,691 | $1,639 | $1,639 |
| Liberty Mutual | $2,218 | $2,218 | $1,934 | $1,934 | $7,380 | $7,380 | $2,319 | $2,319 |
| Progressive | $1,914 | $1,914 | $1,838 | $1,838 | $7,038 | $7,038 | $2,063 | $2,063 |
| State Farm | $740 | $740 | $740 | $740 | $2,110 | $2,110 | $740 | $740 |
| Travelers | $2,259 | $2,259 | $2,009 | $2,009 | $4,504 | $4,504 | $2,489 | $2,489 |
| USAA | $1,197 | $1,197 | $1,180 | $1,180 | $2,763 | $2,763 | $1,323 | $1,323 |
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Minimum Car Insurance in Berkshire, MA
Every driver must carry the minimum car insurance required by the state in Berkshire, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Berkshire, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Berkshire, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,662 | $3,936 | $4,441 | $2,662 |
| Geico | $1,878 | $2,573 | $2,943 | $1,978 |
| Liberty Mutual | $2,733 | $3,719 | $4,485 | $2,914 |
| Progressive | $2,705 | $3,796 | $3,020 | $3,331 |
| State Farm | $859 | $1,166 | $1,388 | $918 |
| Travelers | $2,210 | $3,027 | $3,237 | $2,787 |
| USAA | $1,155 | $1,494 | $2,524 | $1,290 |
Cheapest Berkshire, MA Car Insurance for Teen Drivers
Teen car insurance in Berkshire, MA can be expensive. Take a look at rates from the top car insurance companies in Berkshire for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,295 | $7,295 |
| Geico | $4,691 | $4,691 |
| Liberty Mutual | $7,380 | $7,380 |
| Progressive | $7,038 | $7,038 |
| State Farm | $2,110 | $2,110 |
| Travelers | $4,504 | $4,504 |
| USAA | $2,763 | $2,763 |
Cheapest Berkshire, MA Car Insurance for Seniors
Take a look at Berkshire, MA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,053 | $2,053 |
| Geico | $1,457 | $1,457 |
| Liberty Mutual | $1,934 | $1,934 |
| Progressive | $1,838 | $1,838 |
| State Farm | $740 | $740 |
| Travelers | $2,009 | $2,009 |
| USAA | $1,180 | $1,180 |
Cheapest Berkshire, MA Car Insurance Rates After a DUI
A DUI in Berkshire, MA increases car insurance rates. Compare Berkshire, Massachusetts car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,441 |
| Geico | $2,943 |
| Liberty Mutual | $4,485 |
| Progressive | $3,020 |
| State Farm | $1,388 |
| Travelers | $3,237 |
| USAA | $2,524 |
Cheapest Berkshire, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Berkshire, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,319 | $3,532 |
| Geico | $2,297 | $2,389 |
| Liberty Mutual | $3,327 | $3,598 |
| Progressive | $3,213 | $3,213 |
| State Farm | $1,058 | $1,108 |
| Travelers | $2,684 | $2,947 |
| USAA | $1,572 | $1,660 |
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The Best Cheap Car Insurance Companies in Berkshire, MA
Take a look at a side-by-side comparison of the top car insurance companies in Berkshire, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,425 |
| Geico | $2,343 |
| Liberty Mutual | $3,463 |
| Progressive | $3,213 |
| State Farm | $1,083 |
| Travelers | $2,815 |
| USAA | $1,616 |
Category Winners: Cheapest Car Insurance in Berkshire, Massachusetts
Find the cheapest car insurance companies in Berkshire, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Berkshire, MA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Berkshire car insurance rates. Find the cheapest Berkshire, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,190 | $3,476 | $3,609 |
| Geico | $2,166 | $2,385 | $2,477 |
| Liberty Mutual | $3,248 | $3,507 | $3,633 |
| Progressive | $2,957 | $3,270 | $3,412 |
| State Farm | $990 | $1,101 | $1,157 |
| Travelers | $2,557 | $2,868 | $3,021 |
| USAA | $1,500 | $1,642 | $1,706 |
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Compare Car Insurance Quotes in Berkshire, MA
Ready to find affordable Berkshire, Massachusetts car insurance today? Enter your ZIP code for fast, free Berkshire, MA car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Berkshire, MA?
The average monthly car insurance rate is $214.
What are the car insurance requirements in Berkshire, MA?
The requirements are 20/40/5, meaning you need at least $20,000 in bodily injury liability per person, $40,000 per accident, and $5,000 in property damage liability.
Do I need full coverage insurance if my car is financed?
If your car is financed, full coverage insurance may be required by the lender.
How can I find cheap car insurance rates in Berkshire, MA?
To find cheap rates, compare quotes from different companies.
How do age, gender, and marital status affect car insurance rates?
These factors are weighed differently by each company, but younger, male, and unmarried drivers may have higher rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.