Best Hanover, MD Car Insurance in 2024
Car insurance in Hanover, MD averages $415 a month. Hanover, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Hanover car insurance rates, compare quotes from the top car insurance companies in Hanover, MD.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Hanover, MD are $4,984/year
- The cheapest car insurance company in Hanover for teen drivers is USAA
- The cheapest car insurance company in Hanover is USAA
If you need to buy Hanover, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Hanover, MD is right here.
You’ll find Hanover car insurance rates, the cheapest Hanover, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Hanover, Maryland car insurance rates to Frederick car insurance rates, Baltimore car insurance rates, and Laurel car insurance rates.
Ready to find affordable Hanover, MD car insurance today? Enter your ZIP code for fast, free Hanover car insurance quotes.
Cheapest Hanover, MD Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hanover, MD car insurance rates? Every Hanover, Maryland car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,890 | $3,717 | $3,734 | $3,832 | $11,771 | $13,864 | $3,482 | $3,514 |
| Geico | $2,660 | $2,915 | $3,041 | $3,523 | $8,062 | $9,149 | $2,278 | $2,384 |
| Liberty Mutual | $7,861 | $7,861 | $7,771 | $7,771 | $15,242 | $22,580 | $7,861 | $10,581 |
| Nationwide | $2,046 | $2,050 | $1,852 | $1,904 | $4,821 | $6,329 | $2,372 | $2,550 |
| Progressive | $2,330 | $2,093 | $2,032 | $2,079 | $8,293 | $9,027 | $2,698 | $2,613 |
| State Farm | $2,348 | $2,348 | $2,166 | $2,166 | $7,561 | $9,699 | $2,629 | $2,968 |
| USAA | $2,050 | $2,011 | $1,917 | $1,908 | $4,565 | $5,383 | $2,354 | $2,622 |
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Minimum Car Insurance in Hanover, MD
Every driver must carry the minimum car insurance required by the state in Hanover, MD. Take a look at the Maryland car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Hanover, MD Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Hanover, MD. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Hanover from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,752 | $5,402 | $4,773 |
| Geico | $4,820 | $3,991 | $3,943 |
| Liberty Mutual | $15,631 | $10,078 | $7,113 |
| Nationwide | $3,821 | $2,705 | $2,446 |
| Progressive | $4,915 | $3,687 | $3,086 |
| State Farm | $5,836 | $3,458 | $2,664 |
| USAA | $3,800 | $2,609 | $2,146 |
Cheapest Hanover, MD Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Hanover, MD to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,271 | $7,061 | $5,271 | $6,298 |
| Geico | $3,007 | $4,699 | $5,734 | $3,566 |
| Liberty Mutual | $7,897 | $10,376 | $15,533 | $9,957 |
| Nationwide | $2,632 | $3,532 | $2,816 | $2,983 |
| Progressive | $3,327 | $4,413 | $4,017 | $3,826 |
| State Farm | $3,566 | $4,498 | $3,939 | $3,939 |
| USAA | $2,241 | $2,753 | $3,999 | $2,413 |
Cheapest Hanover, MD Car Insurance for Teen Drivers
Teen car insurance in Hanover, MD can be expensive. Take a look at rates from the top car insurance companies in Hanover for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,771 | $13,864 |
| Geico | $8,062 | $9,149 |
| Liberty Mutual | $15,242 | $22,580 |
| Nationwide | $4,821 | $6,329 |
| Progressive | $8,293 | $9,027 |
| State Farm | $7,561 | $9,699 |
| USAA | $4,565 | $5,383 |
Cheapest Hanover, MD Car Insurance for Seniors
Take a look at Hanover, MD rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,734 | $3,832 |
| Geico | $3,041 | $3,523 |
| Liberty Mutual | $7,771 | $7,771 |
| Nationwide | $1,852 | $1,904 |
| Progressive | $2,032 | $2,079 |
| State Farm | $2,166 | $2,166 |
| USAA | $1,917 | $1,908 |
Cheapest Hanover, MD Car Insurance Rates After a DUI
A DUI in Hanover, MD increases car insurance rates. Compare Hanover, Maryland car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,271 |
| Geico | $5,734 |
| Liberty Mutual | $15,533 |
| Nationwide | $2,816 |
| Progressive | $4,017 |
| State Farm | $3,939 |
| USAA | $3,999 |
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Cheapest Hanover, MD Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hanover, MD by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,890 | $6,061 |
| Geico | $4,181 | $4,322 |
| Liberty Mutual | $10,649 | $11,233 |
| Nationwide | $2,991 | $2,991 |
| Progressive | $3,896 | $3,896 |
| State Farm | $3,884 | $4,087 |
| USAA | $2,763 | $2,940 |
The Best Cheap Car Insurance Companies in Hanover, MD
Take a look at a side-by-side comparison of the top car insurance companies in Hanover, MD to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,975 |
| Geico | $4,251 |
| Liberty Mutual | $10,941 |
| Nationwide | $2,991 |
| Progressive | $3,896 |
| State Farm | $3,986 |
| USAA | $2,851 |
Category Winners: Cheapest Car Insurance in Hanover, Maryland
Find the cheapest car insurance companies in Hanover, MD for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Nationwide |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
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Cheapest Hanover, MD Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Hanover car insurance rates. Find the cheapest Hanover, MD car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,806 | $5,932 | $6,188 |
| Geico | $4,088 | $4,223 | $4,443 |
| Liberty Mutual | $10,618 | $10,914 | $11,291 |
| Nationwide | $2,860 | $3,000 | $3,112 |
| Progressive | $3,711 | $3,896 | $4,080 |
| State Farm | $3,769 | $3,999 | $4,189 |
| USAA | $2,701 | $2,861 | $2,992 |
What affects car insurance rates in Hanover, Maryland?
What are the factors that affect car insurance rates in Hanover, MD? There are several reasons why Hanover car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hanover, Maryland.
Car Theft in Hanover
High levels of vehicle theft can make car insurance more expensive. Hanover, MD car theft statistics from the FBI indicate 4 vehicle thefts a year.
Traffic in Hanover
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hanover, MD traffic data from INRIX ranks Hanover as the 135th-most congested in the world.
Compare Car Insurance Quotes in Hanover, MD
Ready to find affordable Hanover, Maryland car insurance today? Enter your ZIP code for fast, free Hanover, MD car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Hanover, MD?
The average monthly car insurance rate in Hanover, MD is $415.
What are the car insurance requirements in Hanover, MD?
The car insurance requirements in Hanover, MD are 30/60/15. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Hanover, MD?
To find cheap car insurance rates in Hanover, MD, compare quotes from the top car insurance companies.
How does age, gender, and marital status affect car insurance rates in Hanover, MD?
Every car insurance company in Hanover, MD weighs age, gender, and marital status differently.
What is the minimum car insurance required in Hanover, MD?
Every driver in Hanover, MD must carry the minimum car insurance required by the state. You can find the specific requirements in Maryland car insurance laws.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.