Best Bel Air, MD Car Insurance in 2024
Car insurance in Bel Air, MD averages $380 a month. Bel Air, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Bel Air car insurance rates, compare quotes from the top car insurance companies in Bel Air, MD.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bel Air for teen drivers is USAA
- The cheapest car insurance company in Bel Air is USAA
- Average car insurance rates in Bel Air, MD are $4,562/year
If you need to buy Bel Air, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Bel Air, MD is right here.
You’ll find Bel Air car insurance rates, the cheapest Bel Air, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Bel Air, Maryland car insurance rates to Gaithersburg car insurance rates, Annapolis car insurance rates, and Baltimore car insurance rates.
Ready to find affordable Bel Air, MD car insurance today? Enter your ZIP code for fast, free Bel Air car insurance quotes.
Cheapest Bel Air, MD Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bel Air, MD car insurance rates? Every Bel Air, Maryland car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,418 | $3,287 | $3,257 | $3,341 | $9,920 | $11,615 | $3,092 | $3,139 |
| Geico | $2,452 | $2,684 | $2,799 | $3,235 | $7,372 | $8,359 | $2,099 | $2,195 |
| Liberty Mutual | $6,574 | $6,574 | $6,499 | $6,499 | $12,715 | $18,821 | $6,574 | $8,837 |
| Nationwide | $2,038 | $2,044 | $1,845 | $1,896 | $4,815 | $6,328 | $2,364 | $2,545 |
| Progressive | $2,438 | $2,193 | $2,126 | $2,173 | $8,861 | $9,691 | $2,844 | $2,779 |
| State Farm | $2,357 | $2,357 | $2,176 | $2,176 | $7,583 | $9,736 | $2,640 | $2,975 |
| USAA | $1,898 | $1,863 | $1,774 | $1,768 | $4,218 | $4,974 | $2,183 | $2,435 |
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Minimum Car Insurance in Bel Air, MD
Every driver must carry the minimum car insurance required by the state in Bel Air, MD. Take a look at the Maryland car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Bel Air, MD Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bel Air, MD. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Bel Air from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,650 | $4,641 | $4,110 |
| Geico | $4,420 | $3,661 | $3,617 |
| Liberty Mutual | $13,064 | $8,414 | $5,932 |
| Nationwide | $3,815 | $2,699 | $2,439 |
| Progressive | $5,200 | $3,924 | $3,292 |
| State Farm | $5,856 | $3,470 | $2,673 |
| USAA | $3,518 | $2,415 | $1,985 |
Cheapest Bel Air, MD Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Bel Air, MD to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,543 | $6,037 | $4,543 | $5,411 |
| Geico | $2,763 | $4,311 | $5,245 | $3,279 |
| Liberty Mutual | $6,547 | $8,639 | $13,060 | $8,301 |
| Nationwide | $2,627 | $3,524 | $2,810 | $2,977 |
| Progressive | $3,531 | $4,694 | $4,269 | $4,060 |
| State Farm | $3,579 | $4,514 | $3,953 | $3,953 |
| USAA | $2,076 | $2,545 | $3,702 | $2,234 |
Cheapest Bel Air, MD Car Insurance for Teen Drivers
Teen car insurance in Bel Air, MD can be expensive. Take a look at rates from the top car insurance companies in Bel Air for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,920 | $11,615 |
| Geico | $7,372 | $8,359 |
| Liberty Mutual | $12,715 | $18,821 |
| Nationwide | $4,815 | $6,328 |
| Progressive | $8,861 | $9,691 |
| State Farm | $7,583 | $9,736 |
| USAA | $4,218 | $4,974 |
Cheapest Bel Air, MD Car Insurance for Seniors
Take a look at Bel Air, MD rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,257 | $3,341 |
| Geico | $2,799 | $3,235 |
| Liberty Mutual | $6,499 | $6,499 |
| Nationwide | $1,845 | $1,896 |
| Progressive | $2,126 | $2,173 |
| State Farm | $2,176 | $2,176 |
| USAA | $1,774 | $1,768 |
Cheapest Bel Air, MD Car Insurance Rates After a DUI
A DUI in Bel Air, MD increases car insurance rates. Compare Bel Air, Maryland car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,543 |
| Geico | $5,245 |
| Liberty Mutual | $13,060 |
| Nationwide | $2,810 |
| Progressive | $4,269 |
| State Farm | $3,953 |
| USAA | $3,702 |
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Cheapest Bel Air, MD Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bel Air, MD by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,061 | $5,206 |
| Geico | $3,835 | $3,964 |
| Liberty Mutual | $8,894 | $9,380 |
| Nationwide | $2,984 | $2,984 |
| Progressive | $4,138 | $4,138 |
| State Farm | $3,897 | $4,103 |
| USAA | $2,557 | $2,721 |
Cheapest Bel Air, MD Car Insurance Rates by ZIP Code
Bel Air car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Bel Air, MD.
| ZIP Code | Average Annual Rates |
|---|---|
| 21014 | $3,893 |
| 21015 | $3,884 |
The Best Cheap Car Insurance Companies in Bel Air, MD
Take a look at a side-by-side comparison of the top car insurance companies in Bel Air, MD to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,134 |
| Geico | $3,899 |
| Liberty Mutual | $9,137 |
| Nationwide | $2,984 |
| Progressive | $4,138 |
| State Farm | $4,000 |
| USAA | $2,639 |
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Category Winners: Cheapest Car Insurance in Bel Air, Maryland
Find the cheapest car insurance companies in Bel Air, MD for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
Cheapest Bel Air, MD Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Bel Air car insurance rates. Find the cheapest Bel Air, MD car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,016 | $5,104 | $5,282 |
| Geico | $3,748 | $3,872 | $4,078 |
| Liberty Mutual | $8,864 | $9,115 | $9,431 |
| Nationwide | $2,854 | $2,993 | $3,106 |
| Progressive | $3,945 | $4,142 | $4,328 |
| State Farm | $3,777 | $4,014 | $4,209 |
| USAA | $2,501 | $2,648 | $2,769 |
What affects car insurance rates in Bel Air, Maryland?
What are the factors that affect car insurance rates in Bel Air, MD? There are several reasons why Bel Air car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bel Air, Maryland.
Car Theft in Bel Air
High levels of vehicle theft can make car insurance more expensive. Bel Air, MD car theft statistics from the FBI indicate 4 vehicle thefts a year.
Commute Time in Bel Air
The more time you spend in your car the higher the risk of an accident. The average commute length in Bel Air, MD is 32.1 minutes according to City-Data.
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Compare Car Insurance Quotes in Bel Air, MD
Ready to find affordable Bel Air, Maryland car insurance today? Enter your ZIP code for fast, free Bel Air, MD car insurance quotes.
Frequently Asked Questions
How are car insurance rates determined in Bel Air, MD?
Car insurance rates in Bel Air, MD are determined by several factors, including your age, driving history, type of vehicle, coverage options, and the insurance company you choose. Additionally, local factors such as the crime rate, population density, and accident statistics in Bel Air may also influence insurance rates.
Are car insurance rates higher in Bel Air, MD compared to other areas?
Car insurance rates can vary from one location to another. While Bel Air, MD may have its own unique factors influencing rates, it is advisable to compare rates across different insurance providers to get an accurate understanding of the costs.
What are some factors that can affect car insurance rates in Bel Air, MD?
Several factors can affect car insurance rates in Bel Air, MD, including:
- Age and driving experience
- Vehicle make, model, and year
- Your driving record and claims history
- Coverage limits and deductible amounts
- Your credit score (in some cases)
- Average accident and theft rates in Bel Air, MD
How can I find affordable car insurance rates in Bel Air, MD?
To find affordable car insurance rates in Bel Air, MD, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and avoid traffic violations.
- Opt for higher deductibles if you can afford them.
- Take advantage of available discounts, such as safe driver discounts or bundled policies.
- Consider installing safety features in your vehicle that may reduce premiums.
- Maintain a good credit score, as it can sometimes affect your rates.
Are there any specific discounts available for car insurance in Bel Air, MD?
Insurance companies may offer various discounts in Bel Air, MD, such as:
- Good driver discounts for maintaining a clean driving record.
- Multi-policy discounts for bundling car insurance with other policies like home or renters insurance.
- Safety feature discounts for having features like anti-lock brakes, airbags, or anti-theft devices.
- Good student discounts for students with excellent grades.
- Low-mileage discounts for driving fewer miles annually.
- Defensive driving course discounts for completing an approved driving course.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.