Best Lena, LA Car Insurance in 2024
Car insurance in Lena, LA averages $452 a month. Lena, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Lena car insurance rates, compare quotes from the top car insurance companies in Lena, LA.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Lena is USAA
- Average car insurance rates in Lena, LA are $5,420/year
- The cheapest car insurance company in Lena for teen drivers is USAA
If you need to buy Lena, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lena, LA is right here.
You’ll find Lena car insurance rates, the cheapest Lena, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Lena, Louisiana car insurance rates to New Orleans car insurance rates, Kenner car insurance rates, and Alexandria car insurance rates.
Ready to find affordable Lena, LA car insurance today? Enter your ZIP code for fast, free Lena car insurance quotes.
Cheapest Lena, LA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Lena, LA car insurance rates? Every Lena, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,816 | $3,816 | $3,927 | $3,927 | $8,396 | $10,626 | $4,221 | $4,581 |
| Geico | $3,948 | $4,570 | $4,778 | $5,898 | $14,777 | $15,484 | $3,802 | $3,640 |
| Progressive | $3,099 | $2,892 | $2,599 | $2,799 | $12,533 | $13,932 | $3,552 | $3,647 |
| State Farm | $3,054 | $3,054 | $2,817 | $2,817 | $9,151 | $11,468 | $3,410 | $3,829 |
| USAA | $2,463 | $2,421 | $2,410 | $2,387 | $7,360 | $8,608 | $3,009 | $3,287 |
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Minimum Car Insurance in Lena, LA
Every driver must carry the minimum car insurance in Lena, LA. Take a look at the Louisiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Lena, LA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Lena, LA. Compare credit history car insurance rates in Lena from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,120 | $4,881 | $4,240 |
| Geico | $8,464 | $7,342 | $5,530 |
| Progressive | $6,358 | $5,457 | $5,080 |
| State Farm | $6,862 | $4,418 | $3,569 |
| USAA | $5,498 | $3,529 | $2,952 |
Cheapest Lena, LA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lena, LA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,300 | $6,515 | $5,806 | $5,034 |
| Geico | $4,813 | $7,793 | $9,672 | $6,171 |
| Progressive | $4,690 | $6,308 | $6,044 | $5,484 |
| State Farm | $4,529 | $5,371 | $4,950 | $4,950 |
| USAA | $3,052 | $4,236 | $5,044 | $3,640 |
Cheapest Lena, LA Car Insurance for Teen Drivers
Teen car insurance in Lena, LA can be expensive. Take a look at rates from the top car insurance companies in Lena for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,396 | $10,626 |
| Geico | $14,777 | $15,484 |
| Progressive | $12,533 | $13,932 |
| State Farm | $9,151 | $11,468 |
| USAA | $7,360 | $8,608 |
Cheapest Lena, LA Car Insurance for Seniors
Take a look at Lena, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,927 | $3,927 |
| Geico | $4,778 | $5,898 |
| Progressive | $2,599 | $2,799 |
| State Farm | $2,817 | $2,817 |
| USAA | $2,410 | $2,387 |
Cheapest Lena, LA Car Insurance Rates After a DUI
A DUI in Lena, LA increases car insurance rates. Compare Lena, Louisiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,806 |
| Geico | $9,672 |
| Progressive | $6,044 |
| State Farm | $4,950 |
| USAA | $5,044 |
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Cheapest Lena, LA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Lena, LA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,414 | $5,414 |
| Geico | $6,971 | $7,254 |
| Progressive | $5,632 | $5,632 |
| State Farm | $4,823 | $5,077 |
| USAA | $3,868 | $4,118 |
The Best Cheap Car Insurance Companies in Lena, LA
Take a look at a side-by-side comparison of the top car insurance companies in Lena, LA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,414 |
| Geico | $7,112 |
| Progressive | $5,632 |
| State Farm | $4,950 |
| USAA | $3,993 |
Category Winners: Cheapest Car Insurance in Lena, Louisiana
Find the cheapest car insurance companies in Lena, LA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Lena, LA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Lena car insurance rates. Find the cheapest Lena, LA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,745 | $5,506 | $5,990 |
| Geico | $5,748 | $7,137 | $8,452 |
| Progressive | $4,750 | $5,587 | $6,557 |
| State Farm | $4,261 | $4,938 | $5,652 |
| USAA | $3,432 | $4,059 | $4,488 |
Compare Car Insurance Quotes in Lena, LA
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Frequently Asked Questions
How do car insurance rates in Lena, LA compare to other areas?
Car insurance rates in Lena, LA may vary compared to other areas due to factors such as local demographics, traffic patterns, crime rates, and weather conditions. It’s best to obtain personalized quotes from insurance providers to get an accurate comparison.
What factors influence car insurance rates in Lena, LA?
Car insurance rates in Lena, LA are influenced by various factors, including the driver’s age, driving history, type of vehicle, coverage limits, deductibles, and credit score. Additionally, local factors such as the frequency of accidents, thefts, and vandalism in the area can impact rates.
How can I find the most affordable car insurance rates in Lena, LA?
To find affordable car insurance rates in Lena, LA, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and consider taking defensive driving courses to potentially qualify for discounts.
- Opt for a higher deductible if you can afford to pay more out of pocket in case of an accident.
- Review and adjust your coverage limits to meet your needs without unnecessary expenses.
- Inquire about available discounts such as multi-policy, good student, or safe driver discounts.
Are there any local discounts specific to Lena, LA residents?
Some insurance providers may offer local discounts or incentives specific to Lena, LA residents. It’s advisable to inquire directly with insurance companies operating in Lena or consult with a local insurance agent to determine if any special discounts or promotions are available.
Can my credit score affect my car insurance rates in Lena, LA?
Yes, your credit score can have an impact on your car insurance rates in Lena, LA. Insurance companies often consider credit scores as part of their risk assessment process. Maintaining a good credit score can potentially help you secure lower insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.