Best Bourg, LA Car Insurance in 2024
Car insurance in Bourg, LA averages $444 a month. Bourg, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Bourg car insurance rates, compare quotes from the top car insurance companies in Bourg, LA.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bourg is USAA
- The cheapest car insurance company in Bourg for teen drivers is USAA
- Average car insurance rates in Bourg, LA are $5,327/year
If you need to buy Bourg, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Bourg, LA is right here.
You’ll find Bourg car insurance rates, the cheapest Bourg, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Bourg, Louisiana car insurance rates to Houma car insurance rates, Kenner car insurance rates, and Lake Charles car insurance rates.
Ready to find affordable Bourg, LA car insurance today? Enter your ZIP code for fast, free Bourg car insurance quotes.
Cheapest Bourg, LA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bourg, LA car insurance rates? Every Bourg, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,691 | $3,691 | $3,827 | $3,827 | $8,037 | $10,105 | $4,071 | $4,404 |
| Geico | $2,879 | $3,310 | $3,478 | $4,259 | $10,545 | $11,047 | $2,768 | $2,652 |
| Progressive | $4,167 | $3,869 | $3,497 | $3,791 | $16,937 | $18,799 | $4,745 | $4,825 |
| State Farm | $2,897 | $2,897 | $2,685 | $2,685 | $8,365 | $10,429 | $3,215 | $3,597 |
| USAA | $2,530 | $2,484 | $2,495 | $2,462 | $7,699 | $8,971 | $3,091 | $3,375 |
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Minimum Car Insurance in Bourg, LA
Every driver must carry the minimum car insurance in Bourg, LA. Take a look at the Louisiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Bourg, LA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bourg, LA. Compare credit history car insurance rates in Bourg from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,806 | $4,701 | $4,113 |
| Geico | $6,085 | $5,282 | $3,985 |
| Progressive | $8,541 | $7,349 | $6,846 |
| State Farm | $6,306 | $4,121 | $3,362 |
| USAA | $5,681 | $3,664 | $3,071 |
Cheapest Bourg, LA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bourg, LA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,115 | $6,278 | $5,599 | $4,834 |
| Geico | $3,472 | $5,618 | $6,925 | $4,454 |
| Progressive | $6,303 | $8,501 | $8,137 | $7,374 |
| State Farm | $4,218 | $4,975 | $4,596 | $4,596 |
| USAA | $3,160 | $4,406 | $5,211 | $3,776 |
Cheapest Bourg, LA Car Insurance for Teen Drivers
Teen car insurance in Bourg, LA can be expensive. Take a look at rates from the top car insurance companies in Bourg for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,037 | $10,105 |
| Geico | $10,545 | $11,047 |
| Progressive | $16,937 | $18,799 |
| State Farm | $8,365 | $10,429 |
| USAA | $7,699 | $8,971 |
Cheapest Bourg, LA Car Insurance for Seniors
Take a look at Bourg, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,827 | $3,827 |
| Geico | $3,478 | $4,259 |
| Progressive | $3,497 | $3,791 |
| State Farm | $2,685 | $2,685 |
| USAA | $2,495 | $2,462 |
Cheapest Bourg, LA Car Insurance Rates After a DUI
A DUI in Bourg, LA increases car insurance rates. Compare Bourg, Louisiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,599 |
| Geico | $6,925 |
| Progressive | $8,137 |
| State Farm | $4,596 |
| USAA | $5,211 |
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Cheapest Bourg, LA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bourg, LA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,207 | $5,207 |
| Geico | $5,018 | $5,216 |
| Progressive | $7,579 | $7,579 |
| State Farm | $4,483 | $4,709 |
| USAA | $4,010 | $4,267 |
The Best Cheap Car Insurance Companies in Bourg, LA
Take a look at a side-by-side comparison of the top car insurance companies in Bourg, LA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,207 |
| Geico | $5,117 |
| Progressive | $7,579 |
| State Farm | $4,596 |
| USAA | $4,139 |
Category Winners: Cheapest Car Insurance in Bourg, Louisiana
Find the cheapest car insurance companies in Bourg, LA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Bourg, LA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Bourg car insurance rates. Find the cheapest Bourg, LA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,478 | $5,305 | $5,837 |
| Geico | $4,154 | $5,138 | $6,059 |
| Progressive | $6,238 | $7,511 | $8,987 |
| State Farm | $3,906 | $4,579 | $5,303 |
| USAA | $3,522 | $4,210 | $4,683 |
What affects car insurance rates in Bourg, Louisiana?
What factors can have an impact on Bourg, LA car insurance? There are several reasons why Bourg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bourg, Louisiana.
Commute Time in Bourg
The more time you spend in your car the higher the risk of an accident. The average commute length in Bourg, LA is 21.2 minutes according to City-Data.
Traffic in Bourg
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bourg, LA traffic data from INRIX ranks Bourg as the 515th-most congested in the world.
Compare Car Insurance Quotes in Bourg, LA
Ready to find affordable Bourg, Louisiana car insurance today? Enter your ZIP code for fast, free Bourg, LA car insurance quotes.
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Frequently Asked Questions
Why should I compare car insurance options in Bourg, LA?
Comparing car insurance options in Bourg, LA allows you to find the best coverage and rates that suit your specific needs. Insurance providers can vary in terms of pricing, coverage options, customer service, and discounts. By comparing different options, you can ensure you’re getting the most suitable policy at the best possible price.
How can I compare car insurance options in Bourg, LA?
To compare car insurance options in Bourg, LA, you can follow these steps:
- Gather relevant information: Make a note of your vehicle details, driving history, and insurance requirements.
- Research insurance providers: Look for reputable insurance companies that offer coverage in Bourg, LA.
- Obtain quotes: Contact insurance providers directly or use online comparison tools to request quotes based on your information.
- Compare coverage and rates: Review the quotes you receive, comparing the coverage limits, deductibles, and premiums offered by each insurer.
- Consider additional factors: Evaluate customer reviews, the company’s reputation, customer service, and any available discounts or benefits.
- Make an informed decision: Choose the car insurance option that best meets your needs and offers the most value for your money.
What factors should I consider when comparing car insurance in Bourg, LA?
When comparing car insurance options in Bourg, LA, consider the following factors:
- Coverage options: Review the types of coverage offered, such as liability, collision, comprehensive, uninsured motorist, and personal injury protection.
- Deductibles: Determine the amount you’ll need to pay out of pocket before your insurance coverage kicks in.
- Premiums: Compare the costs of premiums for the same coverage limits and deductibles from different insurers.
- Customer service: Research the reputation and customer reviews of insurance providers to gauge their level of customer satisfaction.
Are there any specific requirements for car insurance in Bourg, LA?
Yes, Bourg, LA, like most places, has specific car insurance requirements. Louisiana law mandates that drivers must carry liability insurance with minimum coverage limits of 15/30/25. This means $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $25,000 for property damage per accident. It’s important to meet these minimum requirements, but you may want to consider additional coverage for greater protection.
Can I get discounts on car insurance in Bourg, LA?
Yes, many car insurance providers in Bourg, LA offer various discounts to help you save money. Common discounts include:
- Safe driver discounts: If you have a clean driving record without any accidents or traffic violations.
- Multi-policy discounts: When you bundle your car insurance with other policies, such as homeowners or renters insurance, with the same provider.
- Good student discounts: If you’re a student who maintains good grades.
- Safety feature discounts: If your car has safety features like anti-lock brakes, airbags, or an anti-theft system.
- Low mileage discounts: If you don’t drive your vehicle often or have a low annual mileage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.