Best Campbellsville, KY Car Insurance in 2024
Car insurance in Campbellsville, KY averages $358 a month. Campbellsville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Campbellsville car insurance rates, compare quotes from the top car insurance companies in Campbellsville, KY.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Campbellsville, KY are $4,293/year
- The cheapest car insurance company in Campbellsville for teen drivers is USAA
- Average car insurance rates in Campbellsville, KY after a DUI are $5,126/year
If you need to buy Campbellsville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Campbellsville, KY is right here.
You’ll find Campbellsville car insurance rates, the cheapest Campbellsville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Campbellsville, Kentucky car insurance rates to Florence car insurance rates, Covington car insurance rates, and Hopkinsville car insurance rates.
Ready to find affordable Campbellsville, KY car insurance today? Enter your ZIP code for fast, free Campbellsville car insurance quotes.
Cheapest Campbellsville, KY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Campbellsville, KY car insurance rates? Every Campbellsville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,082 | $3,047 | $2,796 | $2,977 | $11,387 | $12,761 | $3,398 | $3,583 |
| Geico | $3,361 | $3,112 | $3,510 | $3,179 | $6,851 | $8,131 | $2,747 | $2,372 |
| Liberty Mutual | $2,488 | $2,692 | $2,153 | $2,401 | $9,887 | $10,894 | $2,571 | $2,625 |
| Nationwide | $3,102 | $3,105 | $2,800 | $2,930 | $6,819 | $8,506 | $3,500 | $3,672 |
| Progressive | $2,342 | $2,233 | $2,096 | $2,108 | $11,335 | $12,842 | $2,909 | $2,982 |
| State Farm | $2,111 | $2,111 | $1,892 | $1,892 | $6,161 | $7,759 | $2,346 | $2,628 |
| Travelers | $2,175 | $2,215 | $2,128 | $2,133 | $10,205 | $16,310 | $2,269 | $2,637 |
| USAA | $1,890 | $1,896 | $1,703 | $1,736 | $5,010 | $5,281 | $2,389 | $2,619 |
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Minimum Car Insurance in Campbellsville, KY
Every driver must carry the minimum car insurance in Campbellsville, KY. Take a look at the Kentucky car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Campbellsville, KY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Campbellsville, KY. Compare credit history car insurance rates in Campbellsville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,128 | $4,916 | $4,093 |
| Geico | $6,836 | $3,413 | $2,224 |
| Liberty Mutual | $6,356 | $3,929 | $3,107 |
| Nationwide | $5,239 | $4,104 | $3,569 |
| Progressive | $5,432 | $4,730 | $4,406 |
| State Farm | $4,829 | $2,945 | $2,314 |
| Travelers | $5,592 | $4,727 | $4,707 |
| USAA | $4,193 | $2,344 | $1,909 |
Cheapest Campbellsville, KY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Campbellsville, KY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,462 | $5,815 | $6,206 | $5,032 |
| Geico | $2,469 | $4,406 | $6,731 | $3,024 |
| Liberty Mutual | $3,728 | $5,719 | $4,448 | $3,961 |
| Nationwide | $3,414 | $4,428 | $5,612 | $3,764 |
| Progressive | $4,016 | $5,940 | $4,583 | $4,885 |
| State Farm | $3,079 | $3,646 | $3,363 | $3,363 |
| Travelers | $4,370 | $4,497 | $6,481 | $4,688 |
| USAA | $2,123 | $3,002 | $3,584 | $2,554 |
Cheapest Campbellsville, KY Car Insurance for Teen Drivers
Teen car insurance in Campbellsville, KY can be expensive. Take a look at rates from the top car insurance companies in Campbellsville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,387 | $12,761 |
| Geico | $6,851 | $8,131 |
| Liberty Mutual | $9,887 | $10,894 |
| Nationwide | $6,819 | $8,506 |
| Progressive | $11,335 | $12,842 |
| State Farm | $6,161 | $7,759 |
| Travelers | $10,205 | $16,310 |
| USAA | $5,010 | $5,281 |
Cheapest Campbellsville, KY Car Insurance for Seniors
Take a look at Campbellsville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,796 | $2,977 |
| Geico | $3,510 | $3,179 |
| Liberty Mutual | $2,153 | $2,401 |
| Nationwide | $2,800 | $2,930 |
| Progressive | $2,096 | $2,108 |
| State Farm | $1,892 | $1,892 |
| Travelers | $2,128 | $2,133 |
| USAA | $1,703 | $1,736 |
Cheapest Campbellsville, KY Car Insurance Rates After a DUI
A DUI in Campbellsville, KY increases car insurance rates. Compare Campbellsville, Kentucky DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,206 |
| Geico | $6,731 |
| Liberty Mutual | $4,448 |
| Nationwide | $5,612 |
| Progressive | $4,583 |
| State Farm | $3,363 |
| Travelers | $6,481 |
| USAA | $3,584 |
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Cheapest Campbellsville, KY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Campbellsville, KY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,379 | $5,379 |
| Geico | $4,119 | $4,197 |
| Liberty Mutual | $4,464 | $4,464 |
| Nationwide | $4,304 | $4,304 |
| Progressive | $4,856 | $4,856 |
| State Farm | $3,284 | $3,441 |
| Travelers | $5,009 | $5,009 |
| USAA | $2,711 | $2,920 |
The Best Cheap Car Insurance Companies in Campbellsville, KY
Take a look at a side-by-side comparison of the top car insurance companies in Campbellsville, KY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,379 |
| Geico | $4,158 |
| Liberty Mutual | $4,464 |
| Nationwide | $4,304 |
| Progressive | $4,856 |
| State Farm | $3,363 |
| Travelers | $5,009 |
| USAA | $2,816 |
Category Winners: Cheapest Car Insurance in Campbellsville, Kentucky
Find the cheapest car insurance companies in Campbellsville, KY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Campbellsville, KY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Campbellsville car insurance rates. Find the cheapest Campbellsville, KY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,961 | $5,355 | $5,820 |
| Geico | $3,895 | $4,144 | $4,435 |
| Liberty Mutual | $4,213 | $4,429 | $4,749 |
| Nationwide | $4,380 | $4,252 | $4,281 |
| Progressive | $4,497 | $4,796 | $5,275 |
| State Farm | $3,156 | $3,348 | $3,584 |
| Travelers | $4,775 | $5,034 | $5,218 |
| USAA | $2,690 | $2,809 | $2,948 |
What affects car insurance rates in Campbellsville, Kentucky?
What factors can have an impact on Campbellsville, KY car insurance? There are several reasons why Campbellsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Campbellsville, Kentucky.
Commute Time in Campbellsville
The more time you spend in your car the higher the risk of an accident. The average commute length in Campbellsville, KY is 14.0 minutes according to City-Data.
Compare Car Insurance Quotes in Campbellsville, KY
Ready to find affordable Campbellsville, Kentucky car insurance today? Enter your ZIP code for fast, free Campbellsville, KY car insurance quotes.
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Frequently Asked Questions
What factors should I consider when comparing car insurance in Campbellsville, KY?
When comparing car insurance in Campbellsville, KY, it’s important to consider the following factors:
- Coverage options: Evaluate the types of coverage offered by different insurance companies and ensure they meet your needs.
- Premiums: Compare the premium rates provided by various insurers for the same level of coverage and consider how they fit into your budget.
- Deductibles: Consider the deductibles associated with each policy and choose an amount that aligns with your financial situation and risk tolerance.
- Customer service: Research the reputation and customer service of insurance companies through reviews and ratings to ensure a positive experience.
- Discounts: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for specific affiliations, to potentially lower your premiums.
Are there any specific insurance requirements in Campbellsville, KY?
In Campbellsville, KY, like in the rest of Kentucky, drivers are required to have certain minimum liability insurance coverage. The minimum requirements in Kentucky are:
- $25,000 for bodily injury liability coverage per person
- $50,000 for bodily injury liability coverage per accident
- $10,000 for property damage liability coverage per accident
Can I get car insurance if I have a poor driving record or past accidents in Campbellsville, KY?
Yes, you can still obtain car insurance in Campbellsville, KY, even if you have a poor driving record or a history of accidents. However, it’s important to note that your driving history may affect the premium rates you are offered. Insurance companies may consider you a higher risk, resulting in higher premiums. It’s advisable to compare quotes from multiple insurers to find the most affordable options available to you.
Are there any car insurance discounts available in Campbellsville, KY?
Yes, many car insurance companies offer various discounts in Campbellsville, KY. Some common discounts include:
- Good driver discounts: If you have a clean driving record without accidents or traffic violations, you may be eligible for a discount.
- Multi-policy discounts: If you bundle multiple insurance policies, such as car and home insurance, with the same insurer, you could receive a discount on both policies.
- Good student discounts: If you’re a student with good grades, you may qualify for a discount on your car insurance.
- Safety feature discounts: If your car is equipped with safety features such as anti-lock brakes, airbags, or an anti-theft system, you may be eligible for discounts.
How can I find the best car insurance in Campbellsville, KY?
To find the best car insurance in Campbellsville, KY, consider the following steps:
- Research multiple insurance providers: Gather quotes from different companies and compare their coverage options, premiums, discounts, and customer reviews.
- Assess your coverage needs: Determine the types and amounts of coverage you require based on your driving habits, vehicle, and personal circumstances.
- Consider local insurers: Explore both national and local insurance providers, as local companies may offer specialized coverage or discounts specific to Campbellsville.
- Seek recommendations: Ask friends, family, or colleagues in the area for their recommendations or experiences with car insurance providers.
- Evaluate customer service: Look for insurers with a reputation for good customer service to ensure a smooth claims process and reliable support.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.