Best Arlington, KY Car Insurance in 2024
Car insurance in Arlington, KY averages $349 a month. Arlington, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Arlington car insurance rates, compare quotes from the top car insurance companies in Arlington, KY.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Arlington for teen drivers is USAA
- Average car insurance rates in Arlington, KY are $4,189/year
- The cheapest car insurance company in Arlington is USAA
If you need to buy Arlington, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Arlington, KY is right here.
You’ll find Arlington car insurance rates, the cheapest Arlington, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Arlington, Kentucky car insurance rates to Independence car insurance rates, Covington car insurance rates, and Florence car insurance rates.
Ready to find affordable Arlington, KY car insurance today? Enter your ZIP code for fast, free Arlington car insurance quotes.
Cheapest Arlington, KY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Arlington, KY car insurance rates? Every Arlington, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,119 | $3,103 | $2,798 | $2,988 | $11,177 | $12,562 | $3,500 | $3,720 |
| Geico | $3,087 | $2,859 | $3,218 | $2,914 | $6,168 | $7,329 | $2,524 | $2,185 |
| Liberty Mutual | $2,748 | $2,985 | $2,331 | $2,613 | $10,978 | $12,172 | $2,879 | $3,009 |
| Nationwide | $2,787 | $2,798 | $2,519 | $2,640 | $6,037 | $7,550 | $3,132 | $3,296 |
| Progressive | $2,157 | $2,077 | $1,908 | $1,933 | $9,826 | $11,106 | $2,678 | $2,758 |
| State Farm | $1,992 | $1,992 | $1,782 | $1,782 | $5,985 | $7,555 | $2,222 | $2,497 |
| Travelers | $2,226 | $2,267 | $2,182 | $2,187 | $10,592 | $16,988 | $2,325 | $2,693 |
| USAA | $1,910 | $1,924 | $1,714 | $1,758 | $4,984 | $5,272 | $2,425 | $2,671 |
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Minimum Car Insurance in Arlington, KY
Every driver must carry the minimum car insurance in Arlington, KY. Take a look at the Kentucky car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Arlington, KY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Arlington, KY. Compare credit history car insurance rates in Arlington from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,102 | $4,907 | $4,104 |
| Geico | $6,223 | $3,107 | $2,025 |
| Liberty Mutual | $7,103 | $4,351 | $3,439 |
| Nationwide | $4,672 | $3,666 | $3,197 |
| Progressive | $4,850 | $4,183 | $3,883 |
| State Farm | $4,661 | $2,817 | $2,200 |
| Travelers | $5,783 | $4,892 | $4,873 |
| USAA | $4,227 | $2,354 | $1,915 |
Cheapest Arlington, KY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Arlington, KY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,489 | $5,807 | $6,155 | $5,033 |
| Geico | $2,248 | $4,011 | $6,130 | $2,752 |
| Liberty Mutual | $4,150 | $6,358 | $4,948 | $4,402 |
| Nationwide | $3,060 | $3,953 | $4,997 | $3,369 |
| Progressive | $3,569 | $5,232 | $4,075 | $4,346 |
| State Farm | $2,946 | $3,506 | $3,226 | $3,226 |
| Travelers | $4,521 | $4,652 | $6,710 | $4,847 |
| USAA | $2,135 | $3,024 | $3,602 | $2,568 |
Cheapest Arlington, KY Car Insurance for Teen Drivers
Teen car insurance in Arlington, KY can be expensive. Take a look at rates from the top car insurance companies in Arlington for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,177 | $12,562 |
| Geico | $6,168 | $7,329 |
| Liberty Mutual | $10,978 | $12,172 |
| Nationwide | $6,037 | $7,550 |
| Progressive | $9,826 | $11,106 |
| State Farm | $5,985 | $7,555 |
| Travelers | $10,592 | $16,988 |
| USAA | $4,984 | $5,272 |
Cheapest Arlington, KY Car Insurance for Seniors
Take a look at Arlington, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,798 | $2,988 |
| Geico | $3,218 | $2,914 |
| Liberty Mutual | $2,331 | $2,613 |
| Nationwide | $2,519 | $2,640 |
| Progressive | $1,908 | $1,933 |
| State Farm | $1,782 | $1,782 |
| Travelers | $2,182 | $2,187 |
| USAA | $1,714 | $1,758 |
Cheapest Arlington, KY Car Insurance Rates After a DUI
A DUI in Arlington, KY increases car insurance rates. Compare Arlington, Kentucky DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,155 |
| Geico | $6,130 |
| Liberty Mutual | $4,948 |
| Nationwide | $4,997 |
| Progressive | $4,075 |
| State Farm | $3,226 |
| Travelers | $6,710 |
| USAA | $3,602 |
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Cheapest Arlington, KY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Arlington, KY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,371 | $5,371 |
| Geico | $3,750 | $3,821 |
| Liberty Mutual | $4,964 | $4,964 |
| Nationwide | $3,845 | $3,845 |
| Progressive | $4,305 | $4,305 |
| State Farm | $3,149 | $3,303 |
| Travelers | $5,183 | $5,183 |
| USAA | $2,726 | $2,938 |
The Best Cheap Car Insurance Companies in Arlington, KY
Take a look at a side-by-side comparison of the top car insurance companies in Arlington, KY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,371 |
| Geico | $3,785 |
| Liberty Mutual | $4,964 |
| Nationwide | $3,845 |
| Progressive | $4,305 |
| State Farm | $3,226 |
| Travelers | $5,183 |
| USAA | $2,832 |
Category Winners: Cheapest Car Insurance in Arlington, Kentucky
Find the cheapest car insurance companies in Arlington, KY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Arlington, KY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Arlington car insurance rates. Find the cheapest Arlington, KY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,050 | $5,353 | $5,710 |
| Geico | $3,558 | $3,767 | $4,031 |
| Liberty Mutual | $4,719 | $4,933 | $5,242 |
| Nationwide | $3,908 | $3,801 | $3,826 |
| Progressive | $4,039 | $4,266 | $4,611 |
| State Farm | $3,048 | $3,221 | $3,409 |
| Travelers | $4,925 | $5,207 | $5,415 |
| USAA | $2,715 | $2,826 | $2,956 |
What affects car insurance rates in Arlington, Kentucky?
What factors can have an impact on Arlington, KY car insurance? There are several reasons why Arlington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Arlington, Kentucky.
Commute Time in Arlington
The more time you spend in your car the higher the risk of an accident. The average commute length in Arlington, KY is 25.0 minutes according to City-Data.
Compare Car Insurance Quotes in Arlington, KY
Ready to find affordable Arlington, Kentucky car insurance today? Enter your ZIP code for fast, free Arlington, KY car insurance quotes.
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Frequently Asked Questions
How can I compare car insurance rates in Arlington, KY?
To compare car insurance rates in Arlington, KY, you can follow these steps:
- Gather your information: Make sure you have details about your vehicle, driving history, and the coverage types you need.
- Research insurance providers: Look for reputable insurance companies that operate in Arlington, KY.
- Request quotes: Contact the insurance providers and request quotes based on the information you gathered.
- Compare quotes: Review the quotes you receive and compare the coverage options, limits, deductibles, and premiums.
- Consider other factors: In addition to the price, consider the insurer’s reputation, customer service, and financial stability.
- Make an informed decision: Choose the car insurance policy that best meets your needs and budget.
What factors affect car insurance rates in Arlington, KY?
Several factors can influence car insurance rates in Arlington, KY, including:
- Driving record: Drivers with a history of accidents or traffic violations may face higher premiums.
- Vehicle type: The make, model, and year of your vehicle can impact insurance rates.
- Coverage and deductibles: The types and levels of coverage you choose, as well as the deductibles, can affect your rates.
- Location: The area where you live, such as Arlington, KY, can influence rates due to factors like crime rates and accident frequency.
- Age and gender: Younger drivers and males often have higher insurance rates.
- Credit history: Insurance companies may consider your credit score when determining rates.
- Annual mileage: The more you drive, the higher the risk, which can lead to higher rates.
- Insurance history: If you have a lapse in coverage or a history of claims, it may impact your rates.
Are there any discounts available to lower car insurance rates in Arlington, KY?
Yes, insurance companies in Arlington, KY, often offer various discounts that can help lower car insurance rates. Some common discounts include:
- Good driver discount: If you have a clean driving record without any accidents or violations, you may qualify for this discount.
- Multi-policy discount: Insuring multiple vehicles or bundling your car insurance with other policies, like home insurance, can lead to savings.
- Safety features discount: If your vehicle is equipped with safety features such as anti-lock brakes, airbags, or an anti-theft system, you may qualify for a discount.
- Good student discount: Full-time students with good grades often qualify for this discount.
- Low mileage discount: If you don’t drive your vehicle frequently, you may be eligible for a discount.
- Loyalty discount: Some insurers offer discounts to long-term customers who have been with them for a certain period.
Can my credit score affect my car insurance rates in Arlington, KY?
Yes, your credit score can impact your car insurance rates in Arlington, KY. Insurance companies may use credit-based insurance scores as one of the factors to determine your premiums. Studies have shown a correlation between credit history and insurance claims, so a lower credit score can result in higher insurance rates. It’s important to maintain a good credit score by paying bills on time and managing your finances responsibly.
Are there any additional optional coverages I should consider for my car insurance in Arlington, KY?
While the mandatory coverages provide basic protection, there are several optional coverages you may want to consider for your car insurance in Arlington, KY. These include:
- Collision coverage: This covers damages to your vehicle resulting from a collision with another vehicle or object.
- Comprehensive coverage: This protects against non-collision events such as theft, vandalism, natural disasters, or animal collisions.
- Medical payments coverage: Provides additional coverage for medical expenses resulting from an accident, regardless of fault.
- Rental car reimbursement: Covers the cost of a rental car if your vehicle is being repaired after an accident.
- Roadside assistance: Offers services like towing, fuel delivery, or lockout assistance if you experience a breakdown.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.