Best Augusta, KS Car Insurance in 2024
Car insurance in Augusta, KS averages $280 a month. Augusta, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Augusta car insurance rates, compare quotes from the top car insurance companies in Augusta, KS.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Augusta, KS after a DUI are $4,037/year
- The cheapest car insurance company in Augusta for teen drivers is American Family
- Average car insurance rates in Augusta, KS are $3,355/year
If you need to buy Augusta, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Augusta, KS is right here.
You’ll find Augusta car insurance rates, the cheapest Augusta, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Augusta, Kansas car insurance rates to Salina car insurance rates, Topeka car insurance rates, and Manhattan car insurance rates.
Ready to find affordable Augusta, KS car insurance today? Enter your ZIP code for fast, free Augusta car insurance quotes.
Cheapest Augusta, KS Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Augusta, KS car insurance rates? Every Augusta, Kansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,688 | $2,594 | $2,425 | $2,491 | $7,755 | $8,735 | $2,729 | $2,809 |
| American Family | $1,787 | $1,787 | $1,615 | $1,615 | $3,550 | $4,288 | $1,787 | $2,016 |
| Farmers | $2,482 | $2,455 | $2,215 | $2,319 | $6,878 | $7,103 | $2,795 | $2,928 |
| Geico | $2,420 | $2,366 | $2,443 | $2,273 | $4,439 | $5,960 | $2,802 | $2,038 |
| Liberty Mutual | $2,232 | $2,409 | $2,154 | $2,404 | $10,805 | $12,064 | $2,417 | $2,608 |
| Nationwide | $1,783 | $1,831 | $1,591 | $1,710 | $3,809 | $4,645 | $2,094 | $2,223 |
| Progressive | $2,239 | $2,114 | $1,809 | $1,890 | $8,501 | $9,562 | $2,636 | $2,821 |
| State Farm | $1,758 | $1,758 | $1,547 | $1,547 | $4,772 | $6,077 | $1,978 | $2,236 |
| Travelers | $2,048 | $2,083 | $1,997 | $2,022 | $8,285 | $12,908 | $2,096 | $2,468 |
| USAA | $1,451 | $1,474 | $1,333 | $1,341 | $5,068 | $5,304 | $1,923 | $2,002 |
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Minimum Car Insurance in Augusta, KS
Every driver must carry the minimum car insurance in Augusta, KS. Take a look at the Kansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Augusta, KS Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Augusta, KS. Compare credit history car insurance rates in Augusta from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,981 | $3,802 | $3,302 |
| American Family | $3,014 | $2,127 | $1,777 |
| Farmers | $4,293 | $3,422 | $3,226 |
| Geico | $4,806 | $2,542 | $1,930 |
| Liberty Mutual | $4,637 | $4,637 | $4,637 |
| Nationwide | $2,721 | $2,413 | $2,248 |
| Progressive | $4,506 | $3,808 | $3,525 |
| State Farm | $3,945 | $2,357 | $1,826 |
| Travelers | $4,899 | $3,987 | $3,829 |
| USAA | $3,387 | $2,234 | $1,841 |
Cheapest Augusta, KS Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Augusta, KS to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,445 | $4,032 | $4,736 | $3,901 |
| American Family | $2,268 | $2,418 | $2,268 | $2,268 |
| Farmers | $3,069 | $3,960 | $3,860 | $3,700 |
| Geico | $1,946 | $3,187 | $4,922 | $2,316 |
| Liberty Mutual | $3,471 | $5,277 | $5,177 | $4,623 |
| Nationwide | $1,861 | $2,135 | $3,725 | $2,122 |
| Progressive | $3,634 | $4,284 | $3,809 | $4,059 |
| State Farm | $2,508 | $2,911 | $2,709 | $2,709 |
| Travelers | $3,089 | $4,029 | $5,555 | $4,281 |
| USAA | $1,813 | $2,453 | $3,606 | $2,078 |
Cheapest Augusta, KS Car Insurance for Teen Drivers
Teen car insurance in Augusta, KS can be expensive. Take a look at rates from the top car insurance companies in Augusta for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,755 | $8,735 |
| American Family | $3,550 | $4,288 |
| Farmers | $6,878 | $7,103 |
| Geico | $4,439 | $5,960 |
| Liberty Mutual | $10,805 | $12,064 |
| Nationwide | $3,809 | $4,645 |
| Progressive | $8,501 | $9,562 |
| State Farm | $4,772 | $6,077 |
| Travelers | $8,285 | $12,908 |
| USAA | $5,068 | $5,304 |
Cheapest Augusta, KS Car Insurance for Seniors
Take a look at Augusta, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,425 | $2,491 |
| American Family | $1,615 | $1,615 |
| Farmers | $2,215 | $2,319 |
| Geico | $2,443 | $2,273 |
| Liberty Mutual | $2,154 | $2,404 |
| Nationwide | $1,591 | $1,710 |
| Progressive | $1,809 | $1,890 |
| State Farm | $1,547 | $1,547 |
| Travelers | $1,997 | $2,022 |
| USAA | $1,333 | $1,341 |
Cheapest Augusta, KS Car Insurance Rates After a DUI
A DUI in Augusta, KS increases car insurance rates. Compare Augusta, Kansas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,736 |
| American Family | $2,268 |
| Farmers | $3,860 |
| Geico | $4,922 |
| Liberty Mutual | $5,177 |
| Nationwide | $3,725 |
| Progressive | $3,809 |
| State Farm | $2,709 |
| Travelers | $5,555 |
| USAA | $3,606 |
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Cheapest Augusta, KS Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Augusta, KS by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,028 | $4,028 |
| American Family | $2,277 | $2,335 |
| Farmers | $3,647 | $3,647 |
| Geico | $3,027 | $3,159 |
| Liberty Mutual | $4,637 | $4,637 |
| Nationwide | $2,461 | $2,461 |
| Progressive | $3,946 | $3,946 |
| State Farm | $2,641 | $2,777 |
| Travelers | $4,238 | $4,238 |
| USAA | $2,415 | $2,559 |
The Best Cheap Car Insurance Companies in Augusta, KS
Take a look at a side-by-side comparison of the top car insurance companies in Augusta, KS to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,028 |
| American Family | $2,306 |
| Farmers | $3,647 |
| Geico | $3,093 |
| Liberty Mutual | $4,637 |
| Nationwide | $2,461 |
| Progressive | $3,946 |
| State Farm | $2,709 |
| Travelers | $4,238 |
| USAA | $2,487 |
Category Winners: Cheapest Car Insurance in Augusta, Kansas
Find the cheapest car insurance companies in Augusta, KS for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Augusta, KS Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Augusta car insurance rates. Find the cheapest Augusta, KS car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,896 | $4,019 | $4,170 |
| American Family | $2,318 | $2,422 | $2,177 |
| Farmers | $3,493 | $3,627 | $3,820 |
| Geico | $3,003 | $3,089 | $3,186 |
| Liberty Mutual | $4,521 | $4,625 | $4,764 |
| Nationwide | $2,585 | $2,435 | $2,362 |
| Progressive | $3,714 | $3,912 | $4,213 |
| State Farm | $2,605 | $2,717 | $2,806 |
| Travelers | $4,023 | $4,245 | $4,448 |
| USAA | $2,393 | $2,480 | $2,589 |
What affects car insurance rates in Augusta, Kansas?
What factors can have an impact on Augusta, KS car insurance? There are several reasons why Augusta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Augusta, Kansas.
Car Theft in Augusta
High levels of vehicle theft can make car insurance more expensive. Augusta, KS car theft statistics from the FBI indicate 29 vehicle thefts a year.
Commute Time in Augusta
The more time you spend in your car the higher the risk of an accident. The average commute length in Augusta, KS is 24.9 minutes according to City-Data.
Traffic in Augusta
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Augusta, KS traffic data from INRIX ranks Augusta as the 513th-most congested in the world.
Compare Car Insurance Quotes in Augusta, KS
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Frequently Asked Questions
Why should I compare car insurance rates in Augusta, KS?
Comparing car insurance rates in Augusta, KS is crucial because it allows you to find the best coverage at the most affordable price. Insurance rates can vary significantly between different providers, and comparing them helps you identify potential savings and ensure you have adequate coverage for your needs.
How can I compare car insurance rates in Augusta, KS?
To compare car insurance rates in Augusta, KS, you can follow these steps:
- Gather necessary information: Note down your vehicle details, driving history, and any additional coverage needs.
- Research insurance providers: Look for reputable insurance companies that offer coverage in Augusta, KS. Check their customer reviews, financial stability, and available discounts.
- Request quotes: Contact multiple insurance companies or use online tools to obtain quotes. Provide accurate information to receive accurate rates.
- Compare coverage and rates: Review the quotes you receive, comparing coverage options, deductibles, and premiums. Consider the overall value and not just the lowest price.
- Choose the best option: Select the insurance policy that provides the right coverage at a competitive rate for your specific needs.
What factors influence car insurance rates in Augusta, KS?
Several factors can influence car insurance rates in Augusta, KS, including:
- Your driving record: A history of accidents, traffic violations, or DUI convictions can increase your rates.
- Vehicle details: Factors like the make, model, age, and safety features of your car can impact insurance rates.
- Coverage and deductibles: The type and level of coverage you choose, as well as the deductible amount, can affect your premiums.
- Personal information: Factors such as your age, gender, marital status, and credit score may also be taken into account.
- Location: The area you live in, including factors like crime rates and population density, can influence rates.
Are there any discounts available for car insurance in Augusta, KS?
Yes, many car insurance providers offer various discounts in Augusta, KS. These discounts can help lower your insurance premiums. Common discounts include:
- Good driver discount: If you have a clean driving record without any accidents or violations, you may qualify for this discount.
- Multi-policy discount: If you bundle your car insurance with other policies, such as home or renters insurance, you could receive a discount.
- Good student discount: If you’re a student with good grades, some insurance companies offer discounts.
- Safety features discount: Vehicles equipped with safety features like anti-lock brakes, airbags, and anti-theft devices may qualify for this discount.
- Low mileage discount: If you don’t drive your car extensively, you might be eligible for a discount.
Should I choose the cheapest car insurance rate in Augusta, KS?
While affordability is an important factor, it’s not the sole consideration when choosing car insurance in Augusta, KS. It’s crucial to balance cost with coverage and consider the reputation and customer service of the insurance provider. Look for a policy that offers the right amount of coverage for your needs at a competitive price. It’s also essential to review the policy terms, deductibles, and any limitations or exclusions before making a decision.
How often should I compare car insurance rates in Augusta, KS?
It’s a good practice to compare car insurance rates in Augusta, KS at least once a year or when significant life events occur. Factors such as changes in your driving record, vehicle, or address can impact your insurance rates. Additionally, insurance providers may adjust their rates periodically, so comparing options regularly ensures you have the most up-to-date information and can potentially save money.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.