Best Bellevue, IA Car Insurance in 2024
Car insurance in Bellevue, IA averages $245 a month. Bellevue, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Bellevue car insurance rates, compare quotes from the top car insurance companies in Bellevue, IA.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Bellevue, IA after a DUI are $3,534/year
- Average car insurance rates in Bellevue, IA are $2,941/year
- The cheapest car insurance company in Bellevue for teen drivers is USAA
If you need to buy Bellevue, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Bellevue, IA is right here.
You’ll find Bellevue car insurance rates, the cheapest Bellevue, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Bellevue, Iowa car insurance rates to Des Moines car insurance rates, Ankeny car insurance rates, and Iowa City car insurance rates.
Ready to find affordable Bellevue, IA car insurance today? Enter your ZIP code for fast, free Bellevue car insurance quotes.
Cheapest Bellevue, IA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bellevue, IA car insurance rates? Every Bellevue, Iowa car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,851 | $1,772 | $1,655 | $1,683 | $5,462 | $6,159 | $2,001 | $2,048 |
| American Family | $2,116 | $2,116 | $1,889 | $1,889 | $5,602 | $7,889 | $2,116 | $2,553 |
| Farmers | $1,448 | $1,476 | $1,298 | $1,418 | $4,354 | $4,641 | $1,958 | $2,091 |
| Geico | $1,893 | $1,693 | $1,696 | $1,552 | $4,278 | $3,972 | $1,787 | $1,651 |
| Liberty Mutual | $2,048 | $2,219 | $1,802 | $2,188 | $10,081 | $11,338 | $2,321 | $2,556 |
| Nationwide | $1,790 | $1,837 | $1,595 | $1,702 | $4,130 | $5,343 | $2,027 | $2,205 |
| Progressive | $1,928 | $1,859 | $1,593 | $1,648 | $4,723 | $5,334 | $2,324 | $2,516 |
| State Farm | $1,474 | $1,474 | $1,290 | $1,290 | $3,924 | $4,984 | $1,656 | $1,882 |
| Travelers | $2,272 | $2,320 | $2,201 | $2,207 | $9,898 | $15,725 | $2,362 | $2,805 |
| USAA | $1,196 | $1,207 | $1,100 | $1,117 | $3,276 | $3,469 | $1,433 | $1,579 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Minimum Car Insurance in Bellevue, IA
Every driver must carry the minimum car insurance in Bellevue, IA. Take a look at the Iowa car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Bellevue, IA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bellevue, IA. Compare credit history car insurance rates in Bellevue from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,375 | $2,691 | $2,421 |
| American Family | $4,174 | $3,066 | $2,573 |
| Farmers | $2,682 | $2,221 | $2,104 |
| Geico | $2,783 | $2,315 | $1,848 |
| Liberty Mutual | $6,148 | $3,810 | $2,999 |
| Nationwide | $3,132 | $2,453 | $2,150 |
| Progressive | $3,237 | $2,616 | $2,369 |
| State Farm | $3,200 | $1,979 | $1,561 |
| Travelers | $5,599 | $4,775 | $4,547 |
| USAA | $2,359 | $1,624 | $1,408 |
Cheapest Bellevue, IA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bellevue, IA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,398 | $2,911 | $3,319 | $2,687 |
| American Family | $2,363 | $3,448 | $4,494 | $2,779 |
| Farmers | $1,989 | $2,468 | $2,507 | $2,378 |
| Geico | $1,756 | $2,451 | $3,170 | $1,884 |
| Liberty Mutual | $3,731 | $4,617 | $4,703 | $4,226 |
| Nationwide | $1,865 | $2,681 | $3,656 | $2,111 |
| Progressive | $2,202 | $3,613 | $2,389 | $2,759 |
| State Farm | $2,084 | $2,409 | $2,247 | $2,247 |
| Travelers | $3,633 | $4,832 | $6,461 | $4,970 |
| USAA | $1,371 | $1,844 | $2,398 | $1,575 |
Cheapest Bellevue, IA Car Insurance for Teen Drivers
Teen car insurance in Bellevue, IA can be expensive. Take a look at rates from the top car insurance companies in Bellevue for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,462 | $6,159 |
| American Family | $5,602 | $7,889 |
| Farmers | $4,354 | $4,641 |
| Geico | $4,278 | $3,972 |
| Liberty Mutual | $10,081 | $11,338 |
| Nationwide | $4,130 | $5,343 |
| Progressive | $4,723 | $5,334 |
| State Farm | $3,924 | $4,984 |
| Travelers | $9,898 | $15,725 |
| USAA | $3,276 | $3,469 |
Cheapest Bellevue, IA Car Insurance for Seniors
Take a look at Bellevue, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,655 | $1,683 |
| American Family | $1,889 | $1,889 |
| Farmers | $1,298 | $1,418 |
| Geico | $1,696 | $1,552 |
| Liberty Mutual | $1,802 | $2,188 |
| Nationwide | $1,595 | $1,702 |
| Progressive | $1,593 | $1,648 |
| State Farm | $1,290 | $1,290 |
| Travelers | $2,201 | $2,207 |
| USAA | $1,100 | $1,117 |
Cheapest Bellevue, IA Car Insurance Rates After a DUI
A DUI in Bellevue, IA increases car insurance rates. Compare Bellevue, Iowa DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,319 |
| American Family | $4,494 |
| Farmers | $2,507 |
| Geico | $3,170 |
| Liberty Mutual | $4,703 |
| Nationwide | $3,656 |
| Progressive | $2,389 |
| State Farm | $2,247 |
| Travelers | $6,461 |
| USAA | $2,398 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Cheapest Bellevue, IA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bellevue, IA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,762 | $2,896 |
| American Family | $3,233 | $3,309 |
| Farmers | $2,336 | $2,336 |
| Geico | $2,269 | $2,362 |
| Liberty Mutual | $4,319 | $4,319 |
| Nationwide | $2,578 | $2,578 |
| Progressive | $2,741 | $2,741 |
| State Farm | $2,193 | $2,301 |
| Travelers | $4,974 | $4,974 |
| USAA | $1,732 | $1,862 |
The Best Cheap Car Insurance Companies in Bellevue, IA
Take a look at a side-by-side comparison of the top car insurance companies in Bellevue, IA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,829 |
| American Family | $3,271 |
| Farmers | $2,336 |
| Geico | $2,315 |
| Liberty Mutual | $4,319 |
| Nationwide | $2,578 |
| Progressive | $2,741 |
| State Farm | $2,247 |
| Travelers | $4,974 |
| USAA | $1,797 |
Category Winners: Cheapest Car Insurance in Bellevue, Iowa
Find the cheapest car insurance companies in Bellevue, IA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Cheapest Bellevue, IA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Bellevue car insurance rates. Find the cheapest Bellevue, IA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,709 | $2,833 | $2,944 |
| American Family | $3,298 | $3,452 | $3,063 |
| Farmers | $2,233 | $2,343 | $2,431 |
| Geico | $2,192 | $2,316 | $2,437 |
| Liberty Mutual | $4,151 | $4,314 | $4,492 |
| Nationwide | $2,684 | $2,567 | $2,484 |
| Progressive | $2,591 | $2,750 | $2,880 |
| State Farm | $2,142 | $2,259 | $2,340 |
| Travelers | $4,697 | $5,048 | $5,176 |
| USAA | $1,706 | $1,803 | $1,883 |
What affects car insurance rates in Bellevue, Iowa?
What factors can have an impact on Bellevue, IA car insurance? There are several reasons why Bellevue car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bellevue, Iowa.
Commute Time in Bellevue
The more time you spend in your car the higher the risk of an accident. The average commute length in Bellevue, IA is 19.1 minutes according to City-Data.
Compare Car Insurance Quotes in Bellevue, IA
Ready to find affordable Bellevue, Iowa car insurance today? Enter your ZIP code for fast, free Bellevue, IA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
How are car insurance rates determined in Bellevue, IA?
Car insurance rates in Bellevue, IA, are determined by several factors, including your driving history, age, gender, type of vehicle, credit score, and the coverage options you choose. Insurance companies also consider local factors such as the number of accidents and thefts in the area, road conditions, and the overall cost of living.
Are car insurance rates higher in Bellevue, IA, compared to other areas?
Car insurance rates can vary from one area to another. Bellevue, IA, may have different rates compared to other locations due to factors such as population density, traffic patterns, crime rates, and weather conditions. It’s essential to compare quotes from different insurance providers to find the best rates for your specific situation.
What are some ways to lower car insurance rates in Bellevue, IA?
There are several ways to potentially lower your car insurance rates in Bellevue, IA. Some common strategies include maintaining a clean driving record, taking defensive driving courses, bundling your car insurance with other policies, choosing higher deductibles, installing anti-theft devices, and maintaining a good credit score. It’s also helpful to compare rates from multiple insurance companies to find the most competitive options.
Are there any discounts available for car insurance in Bellevue, IA?
Yes, many insurance companies offer various discounts that can help reduce your car insurance premiums in Bellevue, IA. These discounts may include safe driver discounts, good student discounts, multi-vehicle discounts, low-mileage discounts, and discounts for completing driver’s education courses. Additionally, some insurers offer discounts for specific professions or affiliations, such as military personnel or members of certain organizations.
Should I choose the minimum required coverage or additional coverage options in Bellevue, IA?
The minimum required coverage in Bellevue, IA, typically includes liability insurance, which covers damages to other vehicles and property in an accident that you are responsible for. However, it’s generally recommended to consider additional coverage options, such as collision coverage (which covers damages to your own vehicle) and comprehensive coverage (which covers non-collision-related damages, such as theft or vandalism). Assess your individual needs and the value of your vehicle to make an informed decision.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.