Best Ankeny, IA Car Insurance in 2024
Car insurance in Ankeny, IA averages $234 a month. Ankeny, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ankeny car insurance rates, compare quotes from the top car insurance companies in Ankeny, IA.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Ankeny, IA are $2,810/year
- The cheapest car insurance company in Ankeny for teen drivers is USAA
- Average car insurance rates in Ankeny, IA after a DUI are $3,383/year
If you need to buy Ankeny, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ankeny, IA is right here.
You’ll find Ankeny car insurance rates, the cheapest Ankeny, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ankeny, Iowa car insurance rates to Council Bluffs car insurance rates, Waterloo car insurance rates, and Ames car insurance rates.
Ready to find affordable Ankeny, IA car insurance today? Enter your ZIP code for fast, free Ankeny car insurance quotes.
Cheapest Ankeny, IA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Ankeny, IA car insurance rates? Every Ankeny, Iowa car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,928 | $1,839 | $1,726 | $1,752 | $5,819 | $6,594 | $2,078 | $2,134 |
| American Family | $1,685 | $1,685 | $1,517 | $1,517 | $4,651 | $6,426 | $1,685 | $2,016 |
| Farmers | $1,546 | $1,575 | $1,383 | $1,513 | $4,711 | $5,019 | $2,094 | $2,240 |
| Geico | $1,721 | $1,538 | $1,590 | $1,465 | $3,985 | $3,688 | $1,587 | $1,446 |
| Liberty Mutual | $2,067 | $2,236 | $1,839 | $2,240 | $10,739 | $12,086 | $2,342 | $2,569 |
| Nationwide | $1,579 | $1,609 | $1,416 | $1,496 | $3,808 | $4,867 | $1,808 | $1,953 |
| Progressive | $1,453 | $1,371 | $1,204 | $1,254 | $4,022 | $4,518 | $1,742 | $1,890 |
| State Farm | $1,314 | $1,314 | $1,181 | $1,181 | $3,935 | $4,946 | $1,486 | $1,711 |
| Travelers | $2,085 | $2,121 | $2,067 | $2,069 | $10,031 | $16,183 | $2,184 | $2,495 |
| USAA | $1,172 | $1,175 | $1,086 | $1,092 | $3,307 | $3,482 | $1,397 | $1,535 |
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Minimum Car Insurance in Ankeny, IA
Every driver must carry the minimum car insurance required by the state in Ankeny, IA. Take a look at the Iowa car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Ankeny, IA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Ankeny, IA. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Ankeny from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,564 | $2,831 | $2,556 |
| American Family | $3,371 | $2,477 | $2,095 |
| Farmers | $2,880 | $2,389 | $2,262 |
| Geico | $2,555 | $2,127 | $1,700 |
| Liberty Mutual | $6,407 | $3,997 | $3,140 |
| Nationwide | $2,796 | $2,217 | $1,938 |
| Progressive | $2,537 | $2,094 | $1,914 |
| State Farm | $3,038 | $1,880 | $1,483 |
| Travelers | $5,488 | $4,717 | $4,507 |
| USAA | $2,327 | $1,613 | $1,402 |
Cheapest Ankeny, IA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Ankeny, IA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,513 | $3,060 | $3,529 | $2,832 |
| American Family | $1,910 | $2,813 | $3,625 | $2,242 |
| Farmers | $2,137 | $2,655 | $2,697 | $2,551 |
| Geico | $1,579 | $2,246 | $2,993 | $1,692 |
| Liberty Mutual | $3,890 | $4,843 | $4,908 | $4,419 |
| Nationwide | $1,699 | $2,408 | $3,251 | $1,911 |
| Progressive | $1,740 | $2,918 | $1,895 | $2,174 |
| State Farm | $1,950 | $2,317 | $2,133 | $2,133 |
| Travelers | $3,550 | $4,779 | $6,420 | $4,868 |
| USAA | $1,353 | $1,832 | $2,379 | $1,558 |
Cheapest Ankeny, IA Car Insurance for Teen Drivers
Teen car insurance in Ankeny, IA can be expensive. Take a look at rates from the top car insurance companies in Ankeny for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,819 | $6,594 |
| American Family | $4,651 | $6,426 |
| Farmers | $4,711 | $5,019 |
| Geico | $3,985 | $3,688 |
| Liberty Mutual | $10,739 | $12,086 |
| Nationwide | $3,808 | $4,867 |
| Progressive | $4,022 | $4,518 |
| State Farm | $3,935 | $4,946 |
| Travelers | $10,031 | $16,183 |
| USAA | $3,307 | $3,482 |
Cheapest Ankeny, IA Car Insurance for Seniors
Take a look at Ankeny, IA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,726 | $1,752 |
| American Family | $1,517 | $1,517 |
| Farmers | $1,383 | $1,513 |
| Geico | $1,590 | $1,465 |
| Liberty Mutual | $1,839 | $2,240 |
| Nationwide | $1,416 | $1,496 |
| Progressive | $1,204 | $1,254 |
| State Farm | $1,181 | $1,181 |
| Travelers | $2,067 | $2,069 |
| USAA | $1,086 | $1,092 |
Cheapest Ankeny, IA Car Insurance Rates After a DUI
A DUI in Ankeny, IA increases car insurance rates. Compare Ankeny, Iowa car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,529 |
| American Family | $3,625 |
| Farmers | $2,697 |
| Geico | $2,993 |
| Liberty Mutual | $4,908 |
| Nationwide | $3,251 |
| Progressive | $1,895 |
| State Farm | $2,133 |
| Travelers | $6,420 |
| USAA | $2,379 |
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Cheapest Ankeny, IA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Ankeny, IA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,913 | $3,055 |
| American Family | $2,617 | $2,679 |
| Farmers | $2,510 | $2,510 |
| Geico | $2,091 | $2,164 |
| Liberty Mutual | $4,515 | $4,515 |
| Nationwide | $2,317 | $2,317 |
| Progressive | $2,182 | $2,182 |
| State Farm | $2,081 | $2,186 |
| Travelers | $4,904 | $4,904 |
| USAA | $1,716 | $1,845 |
Cheapest Ankeny, IA Car Insurance Rates by ZIP Code
Ankeny car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Ankeny, IA.
| ZIP Code | Average Annual Rates |
|---|---|
| 50021 | $2,377 |
| 50023 | $2,374 |
The Best Cheap Car Insurance Companies in Ankeny, IA
Take a look at a side-by-side comparison of the top car insurance companies in Ankeny, IA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,984 |
| American Family | $2,648 |
| Farmers | $2,510 |
| Geico | $2,127 |
| Liberty Mutual | $4,515 |
| Nationwide | $2,317 |
| Progressive | $2,182 |
| State Farm | $2,133 |
| Travelers | $4,904 |
| USAA | $1,781 |
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Category Winners: Cheapest Car Insurance in Ankeny, Iowa
Find the cheapest car insurance companies in Ankeny, IA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
Cheapest Ankeny, IA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Ankeny car insurance rates. Find the cheapest Ankeny, IA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,890 | $2,987 | $3,074 |
| American Family | $2,628 | $2,797 | $2,518 |
| Farmers | $2,401 | $2,518 | $2,611 |
| Geico | $1,985 | $2,127 | $2,271 |
| Liberty Mutual | $4,307 | $4,506 | $4,731 |
| Nationwide | $2,386 | $2,318 | $2,247 |
| Progressive | $2,023 | $2,192 | $2,329 |
| State Farm | $2,003 | $2,149 | $2,248 |
| Travelers | $4,529 | $4,984 | $5,200 |
| USAA | $1,679 | $1,787 | $1,876 |
What affects car insurance rates in Ankeny, Iowa?
What are the factors that affect car insurance rates in Ankeny, IA? There are several reasons why Ankeny car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ankeny, Iowa.
Commute Time in Ankeny
The more time you spend in your car the higher the risk of an accident. The average commute length in Ankeny, IA is 21.4 minutes according to City-Data.
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Compare Car Insurance Quotes in Ankeny, IA
Ready to find affordable Ankeny, Iowa car insurance today? Enter your ZIP code for fast, free Ankeny, IA car insurance quotes.
Frequently Asked Questions
What are the car insurance requirements in Ankeny, IA?
The car insurance requirements in Ankeny, IA are 20/40/15. This means you must have at least $20,000 in bodily injury liability coverage per person, $40,000 in bodily injury liability coverage per accident, and $15,000 in property damage liability coverage.
How can I find cheap car insurance rates in Ankeny, IA?
To find cheap car insurance rates in Ankeny, IA, it is recommended to compare quotes from the top car insurance companies in the area. By comparing quotes, you can find the most affordable options available to you.
How does age, gender, and marital status affect car insurance rates in Ankeny, IA?
Car insurance companies in Ankeny, IA weigh age, gender, and marital status differently when determining insurance rates. It’s best to check out the comparison rates from different companies to see how these factors may impact your rates.
What is the minimum car insurance required in Ankeny, IA?
In Ankeny, IA, every driver must carry the minimum car insurance required by the state. This includes at least 20/40/15 liability coverage, as mentioned earlier.
How does credit score affect car insurance rates in Ankeny, IA?
Your credit score can affect car insurance costs in Ankeny, IA. If you have a good credit score, you may be eligible for a good credit discount. It’s recommended to compare car insurance rates for different credit history categories (good, fair, poor) to find the most affordable options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.