Best Millstadt, IL Car Insurance in 2024
Car insurance in Millstadt, IL averages $293 a month. Millstadt, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Millstadt car insurance rates, compare quotes from the top car insurance companies in Millstadt, IL.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Millstadt is State Farm
- Average car insurance rates in Millstadt, IL after a DUI are $4,094/year
- Average car insurance rates in Millstadt, IL are $3,519/year
If you need to buy Millstadt, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Millstadt, IL is right here.
You’ll find Millstadt car insurance rates, the cheapest Millstadt, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Millstadt, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Rockford car insurance rates.
Ready to find affordable Millstadt, IL car insurance today? Enter your ZIP code for fast, free Millstadt car insurance quotes.
Cheapest Millstadt, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Millstadt, IL car insurance rates? Every Millstadt, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,244 | $3,259 | $3,395 | $3,395 | $8,424 | $10,922 | $3,895 | $4,206 |
| American Family | $2,520 | $2,520 | $2,307 | $2,307 | $7,150 | $9,916 | $2,520 | $3,250 |
| Farmers | $2,476 | $2,475 | $2,196 | $2,329 | $10,724 | $11,164 | $2,818 | $2,932 |
| Geico | $1,727 | $1,757 | $1,670 | $2,030 | $5,565 | $5,775 | $2,170 | $2,061 |
| Liberty Mutual | $1,516 | $1,638 | $1,256 | $1,407 | $5,140 | $5,725 | $1,585 | $1,674 |
| Nationwide | $2,457 | $2,496 | $2,181 | $2,311 | $6,897 | $8,859 | $2,876 | $3,118 |
| Progressive | $2,555 | $2,406 | $2,105 | $2,201 | $9,653 | $10,858 | $3,062 | $3,358 |
| State Farm | $1,379 | $1,379 | $1,242 | $1,242 | $4,054 | $5,140 | $1,560 | $1,792 |
| Travelers | $1,727 | $1,823 | $1,588 | $1,693 | $5,166 | $6,536 | $1,829 | $1,928 |
| USAA | $1,564 | $1,590 | $1,459 | $1,439 | $5,065 | $5,573 | $2,058 | $2,260 |
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Minimum Car Insurance in Millstadt, IL
Every driver must carry the minimum car insurance in Millstadt, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Millstadt, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Millstadt, IL. Compare credit history car insurance rates in Millstadt from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,490 | $4,683 | $4,104 |
| American Family | $5,403 | $3,675 | $3,107 |
| Farmers | $5,271 | $4,431 | $4,215 |
| Geico | $4,571 | $2,228 | $1,734 |
| Liberty Mutual | $3,534 | $2,199 | $1,746 |
| Nationwide | $4,662 | $3,756 | $3,280 |
| Progressive | $5,128 | $4,381 | $4,065 |
| State Farm | $3,229 | $1,937 | $1,504 |
| Travelers | $3,394 | $2,742 | $2,223 |
| USAA | $3,489 | $2,404 | $1,985 |
Cheapest Millstadt, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Millstadt, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,624 | $6,208 | $5,757 | $4,780 |
| American Family | $2,987 | $4,229 | $5,640 | $3,389 |
| Farmers | $3,918 | $5,055 | $4,930 | $4,654 |
| Geico | $2,044 | $2,834 | $3,948 | $2,551 |
| Liberty Mutual | $2,072 | $2,952 | $2,591 | $2,356 |
| Nationwide | $3,131 | $4,069 | $4,793 | $3,604 |
| Progressive | $3,712 | $5,570 | $4,114 | $4,703 |
| State Farm | $2,025 | $2,422 | $2,223 | $2,223 |
| Travelers | $2,207 | $2,903 | $3,259 | $2,776 |
| USAA | $1,871 | $2,693 | $3,684 | $2,256 |
Cheapest Millstadt, IL Car Insurance for Teen Drivers
Teen car insurance in Millstadt, IL can be expensive. Take a look at rates from the top car insurance companies in Millstadt for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,424 | $10,922 |
| American Family | $7,150 | $9,916 |
| Farmers | $10,724 | $11,164 |
| Geico | $5,565 | $5,775 |
| Liberty Mutual | $5,140 | $5,725 |
| Nationwide | $6,897 | $8,859 |
| Progressive | $9,653 | $10,858 |
| State Farm | $4,054 | $5,140 |
| Travelers | $5,166 | $6,536 |
| USAA | $5,065 | $5,573 |
Cheapest Millstadt, IL Car Insurance for Seniors
Take a look at Millstadt, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,395 | $3,395 |
| American Family | $2,307 | $2,307 |
| Farmers | $2,196 | $2,329 |
| Geico | $1,670 | $2,030 |
| Liberty Mutual | $1,256 | $1,407 |
| Nationwide | $2,181 | $2,311 |
| Progressive | $2,105 | $2,201 |
| State Farm | $1,242 | $1,242 |
| Travelers | $1,588 | $1,693 |
| USAA | $1,459 | $1,439 |
Cheapest Millstadt, IL Car Insurance Rates After a DUI
A DUI in Millstadt, IL increases car insurance rates. Compare Millstadt, Illinois DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,757 |
| American Family | $5,640 |
| Farmers | $4,930 |
| Geico | $3,948 |
| Liberty Mutual | $2,591 |
| Nationwide | $4,793 |
| Progressive | $4,114 |
| State Farm | $2,223 |
| Travelers | $3,259 |
| USAA | $3,684 |
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Cheapest Millstadt, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Millstadt, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,092 | $5,092 |
| American Family | $4,009 | $4,114 |
| Farmers | $4,639 | $4,639 |
| Geico | $2,792 | $2,897 |
| Liberty Mutual | $2,493 | $2,493 |
| Nationwide | $3,899 | $3,899 |
| Progressive | $4,525 | $4,525 |
| State Farm | $2,166 | $2,281 |
| Travelers | $2,676 | $2,897 |
| USAA | $2,552 | $2,699 |
The Best Cheap Car Insurance Companies in Millstadt, IL
Take a look at a side-by-side comparison of the top car insurance companies in Millstadt, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,092 |
| American Family | $4,061 |
| Farmers | $4,639 |
| Geico | $2,844 |
| Liberty Mutual | $2,493 |
| Nationwide | $3,899 |
| Progressive | $4,525 |
| State Farm | $2,223 |
| Travelers | $2,786 |
| USAA | $2,626 |
Category Winners: Cheapest Car Insurance in Millstadt, Illinois
Find the cheapest car insurance companies in Millstadt, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Millstadt, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Millstadt car insurance rates. Find the cheapest Millstadt, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,911 | $5,086 | $5,280 |
| American Family | $3,896 | $4,211 | $4,078 |
| Farmers | $4,399 | $4,525 | $4,993 |
| Geico | $2,566 | $2,833 | $3,134 |
| Liberty Mutual | $2,342 | $2,487 | $2,650 |
| Nationwide | $3,847 | $3,939 | $3,912 |
| Progressive | $4,185 | $4,523 | $4,866 |
| State Farm | $2,085 | $2,226 | $2,359 |
| Travelers | $2,592 | $2,782 | $2,984 |
| USAA | $2,433 | $2,623 | $2,822 |
What affects car insurance rates in Millstadt, Illinois?
What factors can have an impact on Millstadt, IL car insurance? There are several reasons why Millstadt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Millstadt, Illinois.
Commute Time in Millstadt
The more time you spend in your car the higher the risk of an accident. The average commute length in Millstadt, IL is 25.1 minutes according to City-Data.
Compare Car Insurance Quotes in Millstadt, IL
Ready to find affordable Millstadt, Illinois car insurance today? Enter your ZIP code for fast, free Millstadt, IL car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How does commute length affect car insurance rates in Millstadt, IL?
The length of your daily commute can affect car insurance rates in Millstadt, IL. Typically, drivers with shorter commutes tend to have lower insurance rates compared to those with longer commutes. This is because shorter commutes generally involve less time on the road, reducing the risk of accidents.
How much do car insurance rates increase after a DUI in Millstadt, IL?
Car insurance rates can significantly increase after a DUI in Millstadt, IL. On average, individuals with a DUI can expect their rates to increase by around $4,094 per year.
Are there any discounts available for senior drivers in Millstadt, IL?
Insurance companies may offer discounts for senior drivers in Millstadt, IL. These discounts can vary, so it is recommended to inquire with your insurance provider about any available discounts for seniors.
How much does car insurance cost for teen drivers in Millstadt, IL?
Car insurance rates for teen drivers in Millstadt, IL tend to be higher due to their lack of driving experience. Rates can vary depending on the insurance company, but generally, insuring a teen driver is more expensive than insuring an adult driver.
How does driving record affect car insurance rates in Millstadt, IL?
Your driving record is a significant factor in determining car insurance rates in Millstadt, IL. Drivers with a clean record usually enjoy lower insurance rates compared to those with accidents, DUIs, or speeding violations on their record.
What is the minimum car insurance coverage required in Millstadt, IL?
The minimum car insurance coverage required in Millstadt, IL includes $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $20,000 in property damage liability coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.