Best Somers, CT Car Insurance in 2024
Car insurance in Somers, CT averages $348 a month. Somers, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Somers car insurance rates, compare quotes from the top car insurance companies in Somers, CT.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Somers, CT after a DUI are $5,062/year
- The cheapest car insurance company in Somers for teen drivers is Geico
- Average car insurance rates in Somers, CT are $4,171/year
If you need to buy Somers, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Somers, CT is right here.
You’ll find Somers car insurance rates, the cheapest Somers, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Somers, Connecticut car insurance rates to New Britain car insurance rates, Waterbury car insurance rates, and Danbury car insurance rates.
Ready to find affordable Somers, CT car insurance today? Enter your ZIP code for fast, free Somers car insurance quotes.
Cheapest Somers, CT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Somers, CT car insurance rates? Every Somers, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,507 | $3,469 | $3,232 | $3,459 | $10,695 | $12,631 | $3,667 | $3,852 |
| Geico | $1,929 | $1,934 | $1,789 | $1,804 | $4,434 | $5,251 | $1,860 | $1,806 |
| Liberty Mutual | $3,116 | $3,380 | $2,400 | $2,947 | $15,528 | $17,480 | $3,161 | $3,448 |
| Nationwide | $2,233 | $2,259 | $2,007 | $2,105 | $6,166 | $7,822 | $2,587 | $2,781 |
| Progressive | $2,290 | $2,138 | $1,954 | $2,033 | $9,500 | $10,529 | $2,618 | $2,936 |
| State Farm | $1,635 | $1,635 | $1,504 | $1,504 | $4,927 | $6,185 | $1,836 | $2,107 |
| Travelers | $1,622 | $1,645 | $1,621 | $1,614 | $12,455 | $20,053 | $1,767 | $1,985 |
| USAA | $1,855 | $1,837 | $1,727 | $1,706 | $5,822 | $6,120 | $2,481 | $2,574 |
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Minimum Car Insurance in Somers, CT
Every driver must carry the minimum car insurance required by the state in Somers, CT. Take a look at the Connecticut car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Somers, CT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Somers, CT. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Somers from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,087 | $5,355 | $4,250 |
| Geico | $3,780 | $2,282 | $1,740 |
| Liberty Mutual | $9,118 | $5,695 | $4,484 |
| Nationwide | $4,631 | $3,105 | $2,749 |
| Progressive | $4,627 | $4,149 | $3,973 |
| State Farm | $3,705 | $2,378 | $1,917 |
| Travelers | $6,066 | $5,057 | $4,912 |
| USAA | $3,987 | $2,690 | $2,369 |
Cheapest Somers, CT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Somers, CT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,738 | $5,847 | $6,933 | $4,738 |
| Geico | $1,649 | $2,158 | $4,572 | $2,024 |
| Liberty Mutual | $5,637 | $7,053 | $6,982 | $6,058 |
| Nationwide | $2,847 | $3,710 | $4,249 | $3,173 |
| Progressive | $3,624 | $5,260 | $3,810 | $4,304 |
| State Farm | $2,484 | $2,728 | $2,728 | $2,728 |
| Travelers | $4,303 | $4,660 | $6,785 | $5,632 |
| USAA | $2,343 | $2,941 | $4,435 | $2,343 |
Cheapest Somers, CT Car Insurance for Teen Drivers
Teen car insurance in Somers, CT can be expensive. Take a look at rates from the top car insurance companies in Somers for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,695 | $12,631 |
| Geico | $4,434 | $5,251 |
| Liberty Mutual | $15,528 | $17,480 |
| Nationwide | $6,166 | $7,822 |
| Progressive | $9,500 | $10,529 |
| State Farm | $4,927 | $6,185 |
| Travelers | $12,455 | $20,053 |
| USAA | $5,822 | $6,120 |
Cheapest Somers, CT Car Insurance for Seniors
Take a look at Somers, CT rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,232 | $3,459 |
| Geico | $1,789 | $1,804 |
| Liberty Mutual | $2,400 | $2,947 |
| Nationwide | $2,007 | $2,105 |
| Progressive | $1,954 | $2,033 |
| State Farm | $1,504 | $1,504 |
| Travelers | $1,621 | $1,614 |
| USAA | $1,727 | $1,706 |
Cheapest Somers, CT Car Insurance Rates After a DUI
A DUI in Somers, CT increases car insurance rates. Compare Somers, Connecticut car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,933 |
| Geico | $4,572 |
| Liberty Mutual | $6,982 |
| Nationwide | $4,249 |
| Progressive | $3,810 |
| State Farm | $2,728 |
| Travelers | $6,785 |
| USAA | $4,435 |
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Cheapest Somers, CT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Somers, CT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,564 | $5,564 |
| Geico | $2,561 | $2,640 |
| Liberty Mutual | $6,432 | $6,432 |
| Nationwide | $3,495 | $3,495 |
| Progressive | $4,250 | $4,250 |
| State Farm | $2,602 | $2,732 |
| Travelers | $5,345 | $5,345 |
| USAA | $2,979 | $3,051 |
The Best Cheap Car Insurance Companies in Somers, CT
Take a look at a side-by-side comparison of the top car insurance companies in Somers, CT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,564 |
| Geico | $2,601 |
| Liberty Mutual | $6,432 |
| Nationwide | $3,495 |
| Progressive | $4,250 |
| State Farm | $2,667 |
| Travelers | $5,345 |
| USAA | $3,015 |
Category Winners: Cheapest Car Insurance in Somers, Connecticut
Find the cheapest car insurance companies in Somers, CT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Somers, CT Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Somers car insurance rates. Find the cheapest Somers, CT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,237 | $5,555 | $5,900 |
| Geico | $2,419 | $2,569 | $2,814 |
| Liberty Mutual | $6,202 | $6,390 | $6,706 |
| Nationwide | $3,571 | $3,521 | $3,393 |
| Progressive | $3,968 | $4,214 | $4,566 |
| State Farm | $2,504 | $2,671 | $2,826 |
| Travelers | $4,961 | $5,309 | $5,766 |
| USAA | $2,826 | $3,018 | $3,202 |
What affects car insurance rates in Somers, Connecticut?
What are the factors that affect car insurance rates in Somers, CT? There are several reasons why Somers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Somers, Connecticut.
Commute Time in Somers
The more time you spend in your car the higher the risk of an accident. The average commute length in Somers, CT is 26.6 minutes according to City-Data.
Compare Car Insurance Quotes in Somers, CT
Ready to find affordable Somers, Connecticut car insurance today? Enter your ZIP code for fast, free Somers, CT car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.