Best Danbury, CT Car Insurance in 2024
Car insurance in Danbury, CT averages $385 a month. Danbury, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Danbury car insurance rates, compare quotes from the top car insurance companies in Danbury, CT.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Danbury is 6810
- Average car insurance rates in Danbury, CT after a DUI are $5,647/year
- The cheapest car insurance company in Danbury for teen drivers is State Farm
If you need to buy Danbury, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Danbury, CT is right here.
You’ll find Danbury car insurance rates, the cheapest Danbury, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Danbury, Connecticut car insurance rates to New Britain car insurance rates, Bristol car insurance rates, and Stamford car insurance rates.
Ready to find affordable Danbury, CT car insurance today? Enter your ZIP code for fast, free Danbury car insurance quotes.
Cheapest Danbury, CT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Danbury, CT car insurance rates? Every Danbury, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,768 | $3,731 | $3,470 | $3,714 | $11,441 | $13,502 | $3,945 | $4,146 |
| Geico | $2,444 | $2,451 | $2,267 | $2,285 | $5,740 | $6,789 | $2,359 | $2,288 |
| Liberty Mutual | $3,550 | $3,861 | $2,730 | $3,367 | $17,838 | $20,105 | $3,592 | $3,920 |
| Nationwide | $2,475 | $2,502 | $2,221 | $2,330 | $6,942 | $8,810 | $2,878 | $3,096 |
| Progressive | $2,447 | $2,278 | $2,089 | $2,173 | $10,238 | $11,349 | $2,793 | $3,128 |
| State Farm | $1,713 | $1,713 | $1,574 | $1,574 | $5,178 | $6,499 | $1,924 | $2,211 |
| Travelers | $1,765 | $1,792 | $1,757 | $1,752 | $13,473 | $21,676 | $1,922 | $2,169 |
| USAA | $1,999 | $1,977 | $1,862 | $1,838 | $6,316 | $6,631 | $2,678 | $2,775 |
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Minimum Car Insurance in Danbury, CT
Every driver must carry the minimum car insurance in Danbury, CT. Take a look at the Connecticut car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Danbury, CT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Danbury, CT. Compare credit history car insurance rates in Danbury from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,600 | $5,741 | $4,553 |
| Geico | $4,843 | $2,919 | $2,222 |
| Liberty Mutual | $10,466 | $6,521 | $5,125 |
| Nationwide | $5,184 | $3,470 | $3,067 |
| Progressive | $4,962 | $4,455 | $4,269 |
| State Farm | $3,891 | $2,494 | $2,009 |
| Travelers | $6,569 | $5,477 | $5,318 |
| USAA | $4,309 | $2,908 | $2,561 |
Cheapest Danbury, CT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Danbury, CT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,083 | $6,270 | $7,423 | $5,083 |
| Geico | $2,098 | $2,754 | $5,884 | $2,576 |
| Liberty Mutual | $6,453 | $8,083 | $8,005 | $6,941 |
| Nationwide | $3,177 | $4,153 | $4,758 | $3,540 |
| Progressive | $3,895 | $5,649 | $4,097 | $4,607 |
| State Farm | $2,606 | $2,862 | $2,862 | $2,862 |
| Travelers | $4,662 | $5,048 | $7,346 | $6,097 |
| USAA | $2,529 | $3,178 | $4,803 | $2,529 |
Cheapest Danbury, CT Car Insurance for Teen Drivers
Teen car insurance in Danbury, CT can be expensive. Take a look at rates from the top car insurance companies in Danbury for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,441 | $13,502 |
| Geico | $5,740 | $6,789 |
| Liberty Mutual | $17,838 | $20,105 |
| Nationwide | $6,942 | $8,810 |
| Progressive | $10,238 | $11,349 |
| State Farm | $5,178 | $6,499 |
| Travelers | $13,473 | $21,676 |
| USAA | $6,316 | $6,631 |
Cheapest Danbury, CT Car Insurance for Seniors
Take a look at Danbury, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,470 | $3,714 |
| Geico | $2,267 | $2,285 |
| Liberty Mutual | $2,730 | $3,367 |
| Nationwide | $2,221 | $2,330 |
| Progressive | $2,089 | $2,173 |
| State Farm | $1,574 | $1,574 |
| Travelers | $1,757 | $1,752 |
| USAA | $1,862 | $1,838 |
Cheapest Danbury, CT Car Insurance Rates After a DUI
A DUI in Danbury, CT increases car insurance rates. Compare Danbury, Connecticut DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,423 |
| Geico | $5,884 |
| Liberty Mutual | $8,005 |
| Nationwide | $4,758 |
| Progressive | $4,097 |
| State Farm | $2,862 |
| Travelers | $7,346 |
| USAA | $4,803 |
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Cheapest Danbury, CT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Danbury, CT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,965 | $5,965 |
| Geico | $3,276 | $3,380 |
| Liberty Mutual | $7,370 | $7,370 |
| Nationwide | $3,907 | $3,907 |
| Progressive | $4,562 | $4,562 |
| State Farm | $2,730 | $2,866 |
| Travelers | $5,788 | $5,788 |
| USAA | $3,220 | $3,298 |
Cheapest Danbury, CT Car Insurance Rates by ZIP Code
Danbury car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Danbury, CT.
| ZIP Code | Average Annual Rates |
|---|---|
| 6810 | $4,669 |
| 6811 | $4,669 |
The Best Cheap Car Insurance Companies in Danbury, CT
Take a look at a side-by-side comparison of the top car insurance companies in Danbury, CT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,965 |
| Geico | $3,328 |
| Liberty Mutual | $7,370 |
| Nationwide | $3,907 |
| Progressive | $4,562 |
| State Farm | $2,798 |
| Travelers | $5,788 |
| USAA | $3,259 |
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Category Winners: Cheapest Car Insurance in Danbury, Connecticut
Find the cheapest car insurance companies in Danbury, CT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Danbury, CT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Danbury car insurance rates. Find the cheapest Danbury, CT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,616 | $5,955 | $6,323 |
| Geico | $3,072 | $3,287 | $3,625 |
| Liberty Mutual | $7,085 | $7,316 | $7,710 |
| Nationwide | $3,968 | $3,939 | $3,813 |
| Progressive | $4,235 | $4,520 | $4,931 |
| State Farm | $2,630 | $2,802 | $2,961 |
| Travelers | $5,389 | $5,750 | $6,225 |
| USAA | $3,055 | $3,263 | $3,461 |
What affects car insurance rates in Danbury, Connecticut?
What factors can have an impact on Danbury, CT car insurance? There are several reasons why Danbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Danbury, Connecticut.
Commute Time in Danbury
The more time you spend in your car the higher the risk of an accident. The average commute length in Danbury, CT is 28.6 minutes according to City-Data.
Traffic in Danbury
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Danbury, CT traffic data from INRIX ranks Danbury as the 852nd-most congested in the world.
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Compare Car Insurance Quotes in Danbury, CT
Ready to find affordable Danbury, Connecticut car insurance today? Enter your ZIP code for fast, free Danbury, CT car insurance quotes.
Frequently Asked Questions
How much does car insurance in Danbury, CT cost on average?
Car insurance in Danbury, CT averages $385 per month.
What are the car insurance requirements in Danbury, CT?
The car insurance requirements in Danbury, CT are 25/50/20. However, if your car is financed, you might need full coverage insurance.
How can I find cheap car insurance rates in Danbury, CT?
To find cheap car insurance rates in Danbury, CT, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Danbury, CT?
Every car insurance company in Danbury, CT weighs age, gender, and marital status differently. Comparing rates from different companies will help you understand the impact on your premiums.
What is the minimum car insurance required in Danbury, CT?
Every driver in Danbury, CT must carry the minimum car insurance required by the state. Refer to the Connecticut car insurance requirements for details.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.