Best Stratton, CO Car Insurance in 2024
Car insurance in Stratton, CO averages $329 a month. Stratton, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Stratton car insurance rates, compare quotes from the top car insurance companies in Stratton, CO.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Stratton is Liberty Mutual
- The cheapest car insurance company in Stratton for teen drivers is Liberty Mutual
- Average car insurance rates in Stratton, CO are $3,947/year
If you need to buy Stratton, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Stratton, CO is right here.
You’ll find Stratton car insurance rates, the cheapest Stratton, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Stratton, Colorado car insurance rates to Aurora car insurance rates, Denver car insurance rates, and Colorado Springs car insurance rates.
Ready to find affordable Stratton, CO car insurance today? Enter your ZIP code for fast, free Stratton car insurance quotes.
Cheapest Stratton, CO Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Stratton, CO car insurance rates? Every Stratton, Colorado car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,166 | $2,973 | $2,838 | $2,870 | $10,635 | $11,138 | $3,516 | $3,549 |
| American Family | $2,301 | $2,301 | $2,070 | $2,070 | $5,559 | $7,395 | $2,301 | $2,831 |
| Farmers | $3,087 | $3,057 | $2,798 | $3,013 | $11,587 | $11,662 | $3,402 | $3,448 |
| Geico | $2,361 | $2,552 | $2,421 | $2,697 | $7,173 | $7,626 | $2,174 | $2,242 |
| Liberty Mutual | $1,758 | $1,724 | $1,500 | $1,645 | $4,936 | $5,368 | $1,770 | $1,785 |
| Nationwide | $2,701 | $2,762 | $2,404 | $2,557 | $6,746 | $8,703 | $3,096 | $3,361 |
| Progressive | $3,133 | $2,948 | $2,641 | $2,656 | $9,774 | $10,966 | $3,556 | $3,480 |
| State Farm | $2,010 | $2,010 | $1,775 | $1,775 | $5,383 | $6,877 | $2,235 | $2,634 |
| USAA | $2,437 | $2,461 | $2,298 | $2,340 | $5,826 | $6,723 | $3,151 | $3,474 |
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Minimum Car Insurance in Stratton, CO
Every driver must carry the minimum car insurance in Stratton, CO. Take a look at the Colorado car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Stratton, CO Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Stratton, CO. Compare credit history car insurance rates in Stratton from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,490 | $4,992 | $3,775 |
| American Family | $4,381 | $3,091 | $2,589 |
| Farmers | $6,106 | $4,956 | $4,708 |
| Geico | $4,401 | $3,656 | $2,910 |
| Liberty Mutual | $3,662 | $2,236 | $1,785 |
| Nationwide | $4,899 | $3,858 | $3,367 |
| Progressive | $5,621 | $4,742 | $4,320 |
| State Farm | $4,290 | $2,754 | $2,218 |
| USAA | $5,346 | $3,014 | $2,405 |
Cheapest Stratton, CO Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Stratton, CO to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,358 | $4,995 | $6,071 | $4,918 |
| American Family | $2,482 | $3,532 | $4,589 | $2,811 |
| Farmers | $4,436 | $5,703 | $5,628 | $5,260 |
| Geico | $2,611 | $4,012 | $4,547 | $3,451 |
| Liberty Mutual | $2,237 | $2,626 | $2,733 | $2,647 |
| Nationwide | $3,080 | $4,250 | $5,431 | $3,404 |
| Progressive | $4,260 | $5,810 | $4,503 | $5,005 |
| State Farm | $2,871 | $3,304 | $3,088 | $3,088 |
| USAA | $2,644 | $3,195 | $5,527 | $2,989 |
Cheapest Stratton, CO Car Insurance for Teen Drivers
Teen car insurance in Stratton, CO can be expensive. Take a look at rates from the top car insurance companies in Stratton for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,635 | $11,138 |
| American Family | $5,559 | $7,395 |
| Farmers | $11,587 | $11,662 |
| Geico | $7,173 | $7,626 |
| Liberty Mutual | $4,936 | $5,368 |
| Nationwide | $6,746 | $8,703 |
| Progressive | $9,774 | $10,966 |
| State Farm | $5,383 | $6,877 |
| USAA | $5,826 | $6,723 |
Cheapest Stratton, CO Car Insurance for Seniors
Take a look at Stratton, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,838 | $2,870 |
| American Family | $2,070 | $2,070 |
| Farmers | $2,798 | $3,013 |
| Geico | $2,421 | $2,697 |
| Liberty Mutual | $1,500 | $1,645 |
| Nationwide | $2,404 | $2,557 |
| Progressive | $2,641 | $2,656 |
| State Farm | $1,775 | $1,775 |
| USAA | $2,298 | $2,340 |
Cheapest Stratton, CO Car Insurance Rates After a DUI
A DUI in Stratton, CO increases car insurance rates. Compare Stratton, Colorado DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,071 |
| American Family | $4,589 |
| Farmers | $5,628 |
| Geico | $4,547 |
| Liberty Mutual | $2,733 |
| Nationwide | $5,431 |
| Progressive | $4,503 |
| State Farm | $3,088 |
| USAA | $5,527 |
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Cheapest Stratton, CO Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Stratton, CO by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,086 | $5,086 |
| American Family | $3,283 | $3,424 |
| Farmers | $5,257 | $5,257 |
| Geico | $3,570 | $3,741 |
| Liberty Mutual | $2,561 | $2,561 |
| Nationwide | $4,041 | $4,041 |
| Progressive | $4,895 | $4,895 |
| State Farm | $3,013 | $3,162 |
| USAA | $3,485 | $3,692 |
The Best Cheap Car Insurance Companies in Stratton, CO
Take a look at a side-by-side comparison of the top car insurance companies in Stratton, CO to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,086 |
| American Family | $3,353 |
| Farmers | $5,257 |
| Geico | $3,656 |
| Liberty Mutual | $2,561 |
| Nationwide | $4,041 |
| Progressive | $4,895 |
| State Farm | $3,088 |
| USAA | $3,589 |
Category Winners: Cheapest Car Insurance in Stratton, Colorado
Find the cheapest car insurance companies in Stratton, CO for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
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Cheapest Stratton, CO Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Stratton car insurance rates. Find the cheapest Stratton, CO car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,806 | $5,068 | $5,382 |
| American Family | $3,205 | $3,423 | $3,432 |
| Farmers | $4,646 | $5,187 | $5,937 |
| Geico | $3,360 | $3,598 | $4,008 |
| Liberty Mutual | $2,414 | $2,550 | $2,718 |
| Nationwide | $4,103 | $4,041 | $3,980 |
| Progressive | $4,618 | $4,904 | $5,162 |
| State Farm | $2,925 | $3,087 | $3,250 |
| USAA | $3,452 | $3,588 | $3,726 |
What affects car insurance rates in Stratton, Colorado?
What factors can have an impact on Stratton, CO car insurance? There are several reasons why Stratton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Stratton, Colorado.
Commute Time in Stratton
The more time you spend in your car the higher the risk of an accident. The average commute length in Stratton, CO is 14.9 minutes according to City-Data.
Compare Car Insurance Quotes in Stratton, CO
Ready to find affordable Stratton, Colorado car insurance today? Enter your ZIP code for fast, free Stratton, CO car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Stratton, CO?
The average monthly car insurance rate in Stratton, CO is $329.
What are the car insurance requirements in Stratton, Colorado?
The car insurance requirements in Stratton, CO are 25/50/15.
Do I need full coverage insurance if my car is financed?
If your car is financed, you might need full coverage insurance.
How can I find cheap car insurance rates in Stratton, CO?
To find cheap car insurance rates in Stratton, CO, compare quotes from the top car insurance companies.
How do age, gender, and marital status affect car insurance rates in Stratton, CO?
Age, gender, and marital status can affect car insurance rates differently for each car insurance company.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.