Best Granby, CO Car Insurance in 2024
Car insurance in Granby, CO averages $308 a month. Granby, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Granby car insurance rates, compare quotes from the top car insurance companies in Granby, CO.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Granby for teen drivers is USAA
- Average car insurance rates in Granby, CO after a DUI are $4,406/year
- The cheapest car insurance company in Granby is Liberty Mutual
If you need to buy Granby, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Granby, CO is right here.
You’ll find Granby car insurance rates, the cheapest Granby, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Granby, Colorado car insurance rates to Colorado Springs car insurance rates, Pueblo car insurance rates, and Boulder car insurance rates.
Ready to find affordable Granby, CO car insurance today? Enter your ZIP code for fast, free Granby car insurance quotes.
Cheapest Granby, CO Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Granby, CO car insurance rates? Every Granby, Colorado car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,889 | $2,696 | $2,611 | $2,637 | $10,131 | $10,653 | $3,158 | $3,172 |
| American Family | $2,565 | $2,565 | $2,316 | $2,316 | $6,230 | $8,345 | $2,565 | $3,159 |
| Farmers | $2,814 | $2,799 | $2,548 | $2,736 | $10,538 | $10,664 | $3,097 | $3,149 |
| Geico | $2,017 | $2,193 | $2,090 | $2,332 | $6,178 | $6,577 | $1,852 | $1,906 |
| Liberty Mutual | $2,020 | $1,968 | $1,718 | $1,888 | $5,663 | $6,164 | $2,033 | $2,053 |
| Nationwide | $2,332 | $2,376 | $2,085 | $2,204 | $5,929 | $7,587 | $2,685 | $2,900 |
| Progressive | $2,395 | $2,241 | $2,081 | $2,076 | $8,132 | $9,088 | $2,702 | $2,628 |
| State Farm | $2,063 | $2,063 | $1,848 | $1,848 | $5,883 | $7,433 | $2,306 | $2,743 |
| USAA | $2,166 | $2,173 | $2,054 | $2,068 | $5,365 | $6,151 | $2,787 | $3,043 |
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Minimum Car Insurance in Granby, CO
Every driver must carry the minimum car insurance in Granby, CO. Take a look at the Colorado car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Granby, CO Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Granby, CO. Compare credit history car insurance rates in Granby from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,040 | $4,663 | $3,528 |
| American Family | $4,893 | $3,473 | $2,906 |
| Farmers | $5,562 | $4,520 | $4,297 |
| Geico | $3,780 | $3,143 | $2,506 |
| Liberty Mutual | $4,212 | $2,561 | $2,041 |
| Nationwide | $4,245 | $3,363 | $2,929 |
| Progressive | $4,454 | $3,804 | $3,495 |
| State Farm | $4,542 | $2,921 | $2,356 |
| USAA | $4,786 | $2,717 | $2,174 |
Cheapest Granby, CO Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Granby, CO to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,029 | $4,643 | $5,720 | $4,582 |
| American Family | $2,779 | $3,940 | $5,160 | $3,151 |
| Farmers | $4,055 | $5,198 | $5,125 | $4,794 |
| Geico | $2,239 | $3,440 | $3,949 | $2,945 |
| Liberty Mutual | $2,563 | $3,013 | $3,139 | $3,039 |
| Nationwide | $2,701 | $3,691 | $4,685 | $2,973 |
| Progressive | $3,396 | $4,733 | $3,583 | $3,958 |
| State Farm | $3,015 | $3,532 | $3,273 | $3,273 |
| USAA | $2,359 | $2,868 | $5,018 | $2,659 |
Cheapest Granby, CO Car Insurance for Teen Drivers
Teen car insurance in Granby, CO can be expensive. Take a look at rates from the top car insurance companies in Granby for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,131 | $10,653 |
| American Family | $6,230 | $8,345 |
| Farmers | $10,538 | $10,664 |
| Geico | $6,178 | $6,577 |
| Liberty Mutual | $5,663 | $6,164 |
| Nationwide | $5,929 | $7,587 |
| Progressive | $8,132 | $9,088 |
| State Farm | $5,883 | $7,433 |
| USAA | $5,365 | $6,151 |
Cheapest Granby, CO Car Insurance for Seniors
Take a look at Granby, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,611 | $2,637 |
| American Family | $2,316 | $2,316 |
| Farmers | $2,548 | $2,736 |
| Geico | $2,090 | $2,332 |
| Liberty Mutual | $1,718 | $1,888 |
| Nationwide | $2,085 | $2,204 |
| Progressive | $2,081 | $2,076 |
| State Farm | $1,848 | $1,848 |
| USAA | $2,054 | $2,068 |
Cheapest Granby, CO Car Insurance Rates After a DUI
A DUI in Granby, CO increases car insurance rates. Compare Granby, Colorado DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,720 |
| American Family | $5,160 |
| Farmers | $5,125 |
| Geico | $3,949 |
| Liberty Mutual | $3,139 |
| Nationwide | $4,685 |
| Progressive | $3,583 |
| State Farm | $3,273 |
| USAA | $5,018 |
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Cheapest Granby, CO Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Granby, CO by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,743 | $4,743 |
| American Family | $3,678 | $3,837 |
| Farmers | $4,793 | $4,793 |
| Geico | $3,075 | $3,212 |
| Liberty Mutual | $2,938 | $2,938 |
| Nationwide | $3,512 | $3,512 |
| Progressive | $3,918 | $3,918 |
| State Farm | $3,195 | $3,351 |
| USAA | $3,134 | $3,317 |
The Best Cheap Car Insurance Companies in Granby, CO
Take a look at a side-by-side comparison of the top car insurance companies in Granby, CO to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,743 |
| American Family | $3,757 |
| Farmers | $4,793 |
| Geico | $3,143 |
| Liberty Mutual | $2,938 |
| Nationwide | $3,512 |
| Progressive | $3,918 |
| State Farm | $3,273 |
| USAA | $3,226 |
Category Winners: Cheapest Car Insurance in Granby, Colorado
Find the cheapest car insurance companies in Granby, CO for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Cheapest Granby, CO Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Granby car insurance rates. Find the cheapest Granby, CO car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,501 | $4,728 | $5,002 |
| American Family | $3,605 | $3,834 | $3,832 |
| Farmers | $4,219 | $4,725 | $5,435 |
| Geico | $2,892 | $3,096 | $3,442 |
| Liberty Mutual | $2,765 | $2,926 | $3,125 |
| Nationwide | $3,535 | $3,511 | $3,491 |
| Progressive | $3,636 | $3,930 | $4,187 |
| State Farm | $3,077 | $3,273 | $3,470 |
| USAA | $3,096 | $3,225 | $3,356 |
What affects car insurance rates in Granby, Colorado?
What factors can have an impact on Granby, CO car insurance? There are several reasons why Granby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Granby, Colorado.
Commute Time in Granby
The more time you spend in your car the higher the risk of an accident. The average commute length in Granby, CO is 22.2 minutes according to City-Data.
Compare Car Insurance Quotes in Granby, CO
Ready to find affordable Granby, Colorado car insurance today? Enter your ZIP code for fast, free Granby, CO car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Granby, CO?
The average monthly car insurance rate is $308.
What are the car insurance requirements in Granby, Colorado?
The minimum car insurance requirements are 25/50/15.
How can I find cheap car insurance rates in Granby, CO?
Compare quotes from top car insurance companies in Granby.
How does age, gender, and marital status affect car insurance rates in Granby, CO?
Different companies weigh these factors differently.
What affects car insurance rates in Granby, Colorado?
Factors include commute time, credit score, driving record, and more.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.