Best Nissan Murano Car Insurance in 2024 (Find the Top 10 Companies Here!)
Allstate, AAA, and Erie offer the best Nissan Murano car insurance, starting at $45 a month. Allstate is the top pick for comprehensive coverage, AAA for competitive rates and added benefits, and Erie for affordability and satisfaction. Compare these top providers to secure the best deal for your Nissan Murano.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Aug 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Nissan Murano
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Nissan Murano
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Nissan Murano
A.M. Best Rating
Complaint Level
Pros & Cons
The best Nissan Murano car insurance options for you are provided by AAA, Allstate, and Erie. AAA stands out as the top pick for its competitive rates and extensive benefits, starting at $66 a month. Allstate offers comprehensive coverage with reliable service, while Erie is known for its affordability and solid customer satisfaction.
Each of these companies delivers unique advantages, making them the top choices for various needs and budgets. To find the most cost-effective and comprehensive coverage, compare these leading providers. Expand your understanding with our article called “Car Insurance Comparison.”
Our Top 10 Company Picks: Best Nissan Murano Car Insurance
Company Rank Multi-Vehicle Discount A.M. Best Best For Jump to Pros/Cons
#1 15% A+ Add-on Coverages Allstate
#2 10% A Online App AAA
#3 12% A+ 24/7 Support Erie
#4 20% A++ Custom Plan Geico
#5 18% A++ Military Savings USAA
#6 16% A Local Agents Farmers
#7 13% B Many Discounts State Farm
#8 17% A+ Innovative Programs Progressive
#9 11% A+ Usage Discount Nationwide
#10 14% A Customizable Polices Liberty Mutual
With rates starting around $66, you can secure great coverage at an affordable price. Make sure to evaluate your options to get the best deal for your Nissan Murano. Find cheap car insurance quotes by entering your ZIP code.
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#1 – Allstate: Top Overall Pick
Pros
- Comprehensive Coverage Options: Allstate offers a wide range of coverage options for the Nissan Murano, including collision, comprehensive, and personal injury protection.
- Discount Opportunities: Allstate provides various discounts for Nissan Murano owners, such as safe driver discounts and multi-policy discounts. For a comprehensive understanding, consult our article titled “Allstate Car Insurance Discounts.”
- Strong Financial Stability: Allstate’s solid financial rating ensures that claims for the Nissan Murano will be paid out promptly.
Cons
- Higher Premiums: Allstate’s premiums for the Nissan Murano can be higher compared to other insurers.
- Mixed Customer Service Reviews: Some Nissan Murano owners have reported inconsistent customer service experiences with Allstate.
#2 – AAA: Best for Benefits and Competitive Rates
Pros
- Membership Benefits: AAA offers additional benefits for Nissan Murano owners, such as roadside assistance and travel discounts.
- Competitive Rates: AAA often provides competitive rates for Nissan Murano insurance policies. Explore further in our article titled “AAA Car Insurance Discounts.”
- Strong Customer Satisfaction: AAA is known for high customer satisfaction, making it a reliable choice for Nissan Murano owners.
Cons
- Membership Requirement: To access AAA’s insurance for a Nissan Murano, you must be a AAA member, which involves an annual fee.
- Limited Availability: AAA insurance may not be available in all areas, potentially limiting options for some Nissan Murano owners.
#3 – Erie: Best for Affordable Insurance Solutions
Pros
- Affordable Rates: Erie offers competitive rates for Nissan Murano insurance, making it an attractive option for budget-conscious drivers.
- Excellent Customer Service: Erie is known for its high-quality customer service, which benefits Nissan Murano owners. Enhance your knowledge by reading our “Erie Car Insurance Review.”
- Comprehensive Coverage: Erie provides extensive coverage options for the Nissan Murano, including extras like pet injury coverage.
Cons
- Regional Availability: Erie’s coverage for the Nissan Murano is limited to certain regions, restricting access for some drivers.
- Limited Online Services: Erie’s online services and mobile app functionalities are not as advanced as some competitors, which can be inconvenient for Nissan Murano owners.
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#4 – Geico: Best for Budget-Friendly Rates
Pros
- Affordable Premiums: Geico is known for its low premiums, making it a cost-effective option for insuring a Nissan Murano. Uncover more by delving into our article entitled “Geico Car Insurance Review.”
- User-Friendly Digital Experience: Geico offers a highly-rated mobile app and online portal, making it easy for Nissan Murano owners to manage their policies.
- Wide Range of Discounts: Geico provides numerous discounts that can benefit Nissan Murano owners, such as multi-vehicle and good driver discounts.
Cons
- Average Customer Service: Geico’s customer service is generally good but can be inconsistent, which might affect Nissan Murano owners needing assistance.
- Limited Coverage Options: Geico may not offer as many coverage add-ons for the Nissan Murano compared to other insurers.
#5 – USAA: Best for Service and Competitive Rates
Pros
- Exceptional Customer Service: USAA is highly rated for its customer service, providing excellent support to Nissan Murano owners.
- Competitive Rates: USAA offers competitive rates for Nissan Murano insurance, especially for military members and their families. Expand your understanding with our article called “USAA Car Insurance Review.”
- Comprehensive Coverage Options: USAA provides a wide range of coverage options tailored to the needs of Nissan Murano owners.
Cons
- Eligibility Restrictions: USAA insurance is only available to military members, veterans, and their families, limiting access for some Nissan Murano owners.
- Limited Physical Locations: USAA has fewer physical locations, which might be inconvenient for Nissan Murano owners preferring in-person service.
#6 – Farmers: Best for Customizable Policies
Pros
- Customizable Policies: Farmers offers customizable insurance policies for the Nissan Murano, allowing owners to tailor their coverage. For additional insights, refer to our “Farmers Car Insurance Review.”
- Good Customer Service: Farmers is known for its responsive customer service, benefiting Nissan Murano owners.
- Discounts and Savings: Farmers provides various discounts that can help Nissan Murano owners save on their premiums.
Cons
- Higher Premiums: Farmers’ premiums for the Nissan Murano can be higher than those of some other insurers.
- Complex Claims Process: Some Nissan Murano owners have reported that the claims process with Farmers can be more complex and time-consuming.
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#7 – State Farm: Best for Stable Coverage
Pros
- Strong Financial Stability: State Farm’s robust financial rating ensures that claims for the Nissan Murano will be handled efficiently. Gain deeper understanding through our article entitled “State Farm Car Insurance Review.”
- Extensive Agent Network: State Farm has a large network of agents, providing Nissan Murano owners with personalized service.
- Wide Range of Discounts: State Farm offers numerous discounts that can benefit Nissan Murano owners, such as multi-policy and safe driver discounts.
Cons
- Higher Premiums: State Farm’s premiums for the Nissan Murano may be higher than those of some competitors.
- Inconsistent Customer Service: Some Nissan Murano owners have experienced inconsistent customer service with State Farm.
#8 – Progressive: Best for Innovative Savings
Pros
- Competitive Rates: Progressive offers competitive rates for Nissan Murano insurance, making it a cost-effective option. Find out more by reading our article titled “Progressive Car Insurance Review.“
- Innovative Technology: Progressive’s Snapshot program allows Nissan Murano owners to potentially save on premiums based on their driving habits.
- Comprehensive Coverage Options: Progressive provides a wide range of coverage options for the Nissan Murano, including rental car reimbursement and roadside assistance.
Cons
- Mixed Customer Service Reviews: Customer service experiences with Progressive can vary, which may affect Nissan Murano owners needing assistance.
- High Rates for High-Risk Drivers: Nissan Murano owners with a history of accidents or violations may face higher premiums with Progressive.
#9 – Nationwide: Best for Reliable Insurance
Pros
- Strong Financial Stability: Nationwide’s solid financial rating ensures that claims for the Nissan Murano will be paid out reliably. Broaden your knowledge with our article named “Nationwide Car Insurance Discounts.”
- Vanishing Deductible: Nationwide’s vanishing deductible program can benefit Nissan Murano owners by reducing their deductible over time.
- Good Customer Service: Nationwide is known for its reliable customer service, providing support to Nissan Murano owners.
Cons
- Higher Premiums: Nationwide’s premiums for the Nissan Murano can be higher than those of some other insurers.
- Limited Online Tools: Nationwide’s online tools and mobile apps may not be as advanced as those of some competitors, which can be a drawback for Nissan Murano owners.
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#10 – Liberty Mutual: Best for Comprehensive Coverage Options
Pros
- Comprehensive Coverage Options: Liberty Mutual offers a wide range of coverage options for the Nissan Murano, including accident forgiveness and new car replacement.
- Good Customer Service: Liberty Mutual is known for its responsive customer service, benefiting Nissan Murano owners. Explore further with our article entitled “Liberty Mutual Car Insurance Discounts.”
- Discount Opportunities: Liberty Mutual provides various discounts for Nissan Murano owners, such as multi-policy and good driver discounts.
Cons
- Higher Premiums: Liberty Mutual’s premiums for the Nissan Murano may be higher compared to other insurers.
- Mixed Customer Reviews: Some Nissan Murano owners have reported mixed experiences with Liberty Mutual’s claims process.
Nissan Murano Car Insurance Monthly Rates by Coverage Level & Provider
Nissan Murano Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
AAA $75 $211
Allstate $68 $166
Erie $66 $262
Farmers $99 $209
Geico $83 $154
Liberty Mutual $45 $202
Nationwide $81 $259
Progressive $59 $286
State Farm $80 $231
USAA $70 $235
Whether you’re looking for basic coverage or comprehensive protection, this guide will help you choose the right policy at the most affordable price, ensuring peace of mind on the road. Gain deeper understanding through our article entitled “The Most Fuel-Efficient Cars.”
Whether you’re a safe driver, have bundling policies, or are adding safety features to your vehicle, this guide highlights the best discounts available to help you get the most value from your coverage. Find out more by reading our article titled “What is the most crashed car in America?“
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Nissan Murano Insurance Cost
The Nissan Murano trim and model you choose will affect the total price you will pay for Nissan Murano insurance coverage.
Age of the Vehicle
Driver Age
Driver Location
Your Driving Record
Nissan Murano Car Insurance Monthly Rates by Age & Driving Record
Age | Clean Record | One Accident | One DUI | One Ticket |
---|---|---|---|---|
Age: 16 | $464 | $698 | $878 | $550 |
Age: 18 | $395 | $615 | $775 | $490 |
Age: 20 | $355 | $555 | 700 | 450 |
Age: 30 | $210 | $315 | 398 | 265 |
Age: 40 | $200 | $305 | 385 | 250 |
Age: 45 | $195 | $295 | 370 | 240 |
Age: 50 | $190 | $285 | 360 | 235 |
Age: 60 | $185 | $275 | 350 | 230 |
The higher risk associated with such driving records leads to higher rates, reflecting the potential for future claims and the increased likelihood of accidents. Discover more by delving into our article entitled “What to Do If You Can’t Find Your Car Registration.”
See how much you’ll pay for car insurance by entering your ZIP code into our free comparison tool.
Nissan Murano Safety Ratings
Nissan Murano Crash Test Ratings
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Nissan Murano Insurance Loss Probability
Nissan Murano Finance and Insurance Cost
Top Ways to Save on Nissan Murano Auto Insurance: Discounts and Strategies
- Tell your insurer how you use your Nissan Murano.
- Consider renting a car instead of buying a second Nissan Murano.
- Ask about discounts for people with disabilities.
- Ask about Nissan Murano low mileage discounts.
- Ask about student discounts.
Additionally, explore available discounts, such as those for people with disabilities, low mileage, and students. By applying these strategies, you can potentially reduce your insurance premiums and maximize your savings. Delve into the depths of our “Can your car be insured in a different state than its registration?” for additional insights.
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The Safety Features of the Nissan Murano
The Nissan Murano is equipped with several safety features, including four-wheel anti-lock brakes, an anti-theft system, electronic brake assistance, vehicle stability control, traction control, an advanced airbag system (front, head, side, and full curtain), and seatbelt tensioners.
These features contribute to its high safety ratings, with perfect scores in frontal and side-impact crash tests and a four-star rating for rollover tests. The Murano’s ability to protect occupants and its effective anti-theft measures contribute to lower auto insurance costs compared to some other vehicles in its class.
Insurance companies often offer discounts for vehicles with these safety features, as they are crucial for reducing risk and enhancing occupant protection. Simple yet significant measures like these can significantly lower both vehicle ownership and insurance expenses.
Discover a wealth of knowledge in our “15 States with the Highest Vehicle Theft Rates.”
Some Tips to Lower Nissan Murano Car Insurance Rates
Your personal driving history will play a big role in how each of the insurance companies determines the rate they will offer to you. Of course, the Murano itself and its value are important, but how insurance companies think you will drive it is just as crucial to their risk analysis of offering you insurance.
The cleaner your driving history is in terms of traffic violations and accidents, the lower your rate will be. Most companies will offer discounts right from the start if you have a great driving history, while others will offer incentives for you to stay out of accidents.
Tips for Getting the Best Deal on Your Nissan Murano Insurance
Beyond shopping around and comparing quotes from various companies, which is very important, you can do other things as well.
Consider choosing a higher deductible if you’re a safe driver, getting home owners insurance through the same company, and looking into whether or not your state has a low-cost insurance program that you could qualify for.
In order to compare properly, you should take a look at the average auto insurance rates for a Murano. So what are you waiting for? Find a car insurance price on a Nissan Murano and get the best deal. Enter your ZIP code in for a free quote comparison!
Elevate your knowledge with our “Does the age of a car affect car insurance rates?“
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Frequently Asked Questions
What factors affect the cost of Nissan Murano car insurance?
Factors include your driving history, location, vehicle age, and coverage level. Gain deeper insights by perusing our article named “Compare Nissan Juke Car Insurance Rates.”
How can I get the best rate on Nissan Murano insurance?
Compare quotes from multiple insurers, consider higher deductibles, and look for available discounts.
Is Nissan Murano insurance more expensive for new or used models?
New models generally have higher insurance premiums due to higher repair and replacement costs. Get the right car insurance at the best price — enter your ZIP code to shop for coverage from the top insurers.
What type of coverage is best for a Nissan Murano?
Comprehensive and collision coverage is recommended for better protection, along with liability insurance. Explore further in our article titled “Best Nissan Armada Car Insurance.”
Can I get discounts on Nissan Murano insurance?
Yes, discounts may be available for safe driving, bundling policies, and having safety features.
Does the trim level of the Nissan Murano impact insurance rates?
Yes, higher trims with more features may increase insurance costs.
How does my driving record affect Nissan Murano insurance rates?
A clean driving record typically results in lower premiums, while violations can increase rates. Dive into the details with our article entitled “Best Nissan Altima Car Insurance.”
Do safety features on the Nissan Murano lower insurance premiums?
Yes, features like airbags and anti-theft systems can lead to discounts.
How does my location influence Nissan Murano insurance rates?
Rates can vary based on local traffic, crime rates, and regional insurance costs. Our free online comparison tool allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
Are there any specific insurance companies that offer better rates for the Nissan Murano?
Companies like Allstate, AAA, and Erie often offer competitive rates for Nissan Murano insurance. Delve into the specifics in our article called “Best Nissan Car Insurance Rates.”
How often should I compare insurance quotes for my Nissan Murano?
It’s wise to compare quotes annually or whenever you make changes to your policy.
Can adding a second vehicle to my policy lower my Nissan Murano insurance rates?
Yes, multi-vehicle policies often come with discounts.
Does the color of my Nissan Murano affect insurance rates?
No, the color does not typically influence insurance premiums. For a comprehensive understanding, consult our article titled “Compare Nissan Leaf Car Insurance Rates.”
How does the Nissan Murano’s safety rating impact insurance costs?
Higher safety ratings can lead to lower insurance premiums due to reduced risk.
What should I consider when choosing coverage for a leased Nissan Murano?
Opt for comprehensive and collision coverage to meet lease requirements and protect your vehicle. By entering your ZIP code you can get instant car insurance quotes from top providers.
How do my credit score and insurance rates relate to the Nissan Murano?
A higher credit score can help reduce insurance premiums. Enhance your knowledge by reading our “Compare Nissan 350Z Car Insurance Rates.”
Are there any special considerations for insuring a Nissan Murano in a high-crime area?
Insurance rates may be higher in high-crime areas due to the increased risk of theft or damage.
How does the Nissan Murano’s repair cost affect insurance rates?
Higher repair costs can increase insurance premiums, as they influence potential claim costs.
What are some common discounts available for Nissan Murano insurance?
Discounts may include safe driver, multi-policy, and anti-theft system discounts. Uncover more by delving into our article entitled “Compare Nissan Kicks Car Insurance Rates.”
Can a history of accidents increase my Nissan Murano insurance premiums?
Yes, a history of accidents can lead to higher premiums due to the perceived risk.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.