Best Toyota Sienna Car Insurance in 2024 (Find the Top 10 Companies Here)
The best Toyota Sienna car insurance providers are State Farm, Geico, and USAA, offering the cheapest rates at around $75/month. These companies provide competitive pricing and reliable coverage, ensuring you receive quality protection for your vehicle. Compare quotes to find the best Toyota Sienna car insurance.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 1, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Full Coverage for Toyota Sienna
A.M. Best Rating
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Full Coverage for Toyota Sienna
A.M. Best Rating
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19,116 reviews
6,435 reviewsCompany Facts
Full Coverage for Toyota Sienna
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviewsFor Toyota Sienna car insurance, State Farm offers excellent rates and coverage, while Geico and USAA have affordable options starting at $75/month.
Toyota Sienna car insurance rates are usually $14 less per month than average, influenced by factors that affect car insurance rates, like safety features.
Our Top 10 Company Picks: Best Toyota Sienna Car Insurance
| Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 20% | B | Reliable Service | State Farm |
 | #2 | 25% | A++ | Affordable Rates | Geico |
 | #3 | 10% | A++ | Military Benefits | USAA |
 | #4 | 10% | A+ | Comprehensive Coverage | Erie |
 | #5 | 10% | A++ | Bundling Discounts | Auto-Owners |
 | #6 | 25% | A+ | Customer Satisfaction | Amica |
 | #7 | 12% | A+ | Customizable Options | Progressive |
 | #8 | 25% | A+ | High-Risk Coverage | Allstate |
 | #9 | 25% | A | Flexible Coverage | Liberty Mutual |
 | #10 | 20% | A+ | Safe Driver | Nationwide |
If you’re asking, “Do auto insurance rates change often?” the answer is yes; they can fluctuate based on claims history and market conditions.
Using our free online tool, you can now start comparing quotes for Toyota Sienna car insurance rates from some of the best companies.
- Minimum coverage costs around $75/month
- A liability-only policy costs around $45/month
- Highest rates are for teenage drivers at around $35/month
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#1 – State Farm: Top Overall Pick
Pros
Pros- Extensive Coverage Options: State Farm offers rental car and roadside assistance, making it a strong choice for Toyota Sienna insurance. Read more in our State Farm car insurance review.
- Discounts for Safe Drivers: State Farm offers discounts for clean driving records, making it a top choice for Toyota Sienna insurance.
- Strong Financial Ratings: State Farm’s top financial stability ratings from A.M. Best make it the best for Toyota Sienna insurance, ensuring efficient claim handling.
Cons
- Potentially Higher Premiums: State Farm’s rates can be high for drivers with poor records, impacting affordability for Toyota Sienna insurance.
- Basic Digital Tools: State Farm’s digital tools and app may be less advanced than competitors, which could impact managing the best Toyota Sienna car insurance.
#2 – Geico: Best for Affordable Rates
Pros
Pros- Cost-Effective Rates: Geico’s competitive rates make it a strong choice for affordable Toyota Sienna insurance. Read more in our Geico car insurance review.
- Generous Discounts: Geico’s discounts for safety features and bundling offer significant savings on Toyota Sienna insurance.
- Efficient Online Tools: Geico’s online quote system and mobile app make managing Toyota Sienna insurance hassle-free for tech-savvy drivers.
Cons
- Mixed Service Reviews: Geico’s varied customer service feedback might affect your Toyota Sienna insurance experience, with some reporting inconsistent service.
- Limited Coverage Options: Geico’s coverage options might be less extensive, potentially limiting choices for Toyota Sienna insurance.
#3 – USAA: Best for Military Benefits
Pros
- Specialized Military Benefits: USAA offers unique discounts and services for military members and their families, making it an excellent option for the best Toyota Sienna car insurance if you qualify.
- Outstanding Customer Service: USAA is highly rated for customer satisfaction, making it a top choice for Toyota Sienna car insurance. Learn more in our USAA car insurance review.
- Broad Coverage Options: USAA offers a comprehensive range of coverage options and discounts, ensuring that you receive the best Toyota Sienna car insurance suited to your needs.
Cons
- Eligibility Restrictions: USAA’s services are limited to military personnel, veterans, and their families, which might exclude those seeking the best Toyota Sienna car insurance outside these groups.
- Availability Limitations: USAA does not operate in every state, potentially restricting some drivers’ access to the best Toyota Sienna car insurance.
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#4 – Erie: Best for Comprehensive Coverage
Pros
Pros- Wide Range of Coverage: Erie offers extensive coverage, including Rate Lock, making it a solid choice for Toyota Sienna insurance with comprehensive protection.
- High Customer Satisfaction: Erie is known for excellent customer service and claims handling, making it a top pick for Toyota Sienna insurance. Their strong reputation ensures a smooth experience.
- Personalized Service: Erie’s local agents provide tailored advice for the best Toyota Sienna car insurance, ensuring you get the coverage you need. Read more in our Erie insurance review.
Cons
- Regional Availability: Erie’s coverage is limited to specific regions, which may exclude some drivers from accessing the best Toyota Sienna car insurance in their area.
- Potentially Higher Rates: Insurance rates with Erie may be higher in certain locations compared to other providers, which could affect the affordability of the best Toyota Sienna car insurance.
#5 – Auto-Owners: Best for Bundling Discounts
Pros
Pros- Bundling Discounts: Auto-Owners provides significant savings for bundling home and auto insurance, making it a great choice for the best Toyota Sienna car insurance when combining policies.
- Broad Coverage Options: The company offers various coverage options to ensure you get the best Toyota Sienna car insurance tailored to your needs, with comprehensive protection included.
- Flexible Payment Plans: Various payment options are available, offering flexibility for managing the best Toyota Sienna car insurance premiums. Read more on Auto-Owners car insurance review.
Cons
- Limited Availability: Auto-Owners operate in only some states, which might restrict certain drivers’ access to the best Toyota Sienna car insurance.
- Basic Digital Tools: The company’s digital tools and app features may not be as advanced as those of some competitors, affecting the management of the best Toyota Sienna car insurance.
#6 – Amica: Best for Customer Satisfaction
Pros
Pros- High Customer Ratings: Amica is highly rated for customer satisfaction and is a top choice for the best Toyota Sienna car insurance, offering an excellent insurance experience.
- Potential Dividends: Amica’s dividend options can enhance the value of the best Toyota Sienna car insurance by potentially returning a portion of premiums based on company performance.
- Extensive Coverage: The company provides coverage options perfect for finding the best Toyota Sienna car insurance. For more details, visit Amica Mutual’s car insurance quote online.
Cons
- Higher Initial Premiums: Amica may have higher initial premiums compared to some other insurers, which could impact the affordability of the best Toyota Sienna car insurance.
- Fewer Local Agents: A smaller network of local agents may result in less personalized service compared to insurers with a larger local presence.
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#7 – Progressive: Best for Customizable Options
Pros
Pros- Customizable Coverage: Progressive provides customizable coverage options, letting you tailor Toyota Sienna car insurance to fit your needs. Read more in our review of “Progressive Car Insurance.”
- 24/7 Support: Progressive offers customer service at any time, ensuring that you receive assistance whenever needed. This makes Progressive a reliable option for the best Toyota Sienna car insurance.
- Comprehensive Discount Options: Progressive offers discounts for safety features and bundling policies, making it an excellent option for Toyota Sienna car insurance.
Cons
- Mixed Reviews on Service: Progressive’s customer service has mixed reviews, with reports of inconsistency. This could influence your experience with the best Toyota Sienna car insurance.
- Rates for Some Drivers: Progressive might not always offer the most competitive rates for all drivers, potentially affecting the affordability of the best Toyota Sienna car insurance.
#8 – Allstate: Best for High-risk Coverage
Pros
Pros- Comprehensive Coverage Options: Allstate offers a wide range of coverage options, making it a strong choice for comprehensive Toyota Sienna car insurance. Their policies effectively cover various needs.
- Reliable Claims Service: Allstate is known for its reliable claims service, making it ideal for Toyota Sienna car insurance. Their efficiency ensures peace of mind during the claims process.
- Discounts for Safe Driving: Allstate offers discounts for safety features and sound driving, lowering the cost of Toyota Sienna insurance. Read it more in our Allstate car insurance review.
Cons
- Potentially Higher Costs: Allstate’s premiums may be higher than those of some other providers, which could affect the affordability of the best Toyota Sienna car insurance.
- Varied Service Quality: While Allstate is known for its extensive network, the quality of service can vary, which may impact your experience with the best Toyota Sienna car insurance.
#9 – Liberty Mutual: Best for Flexible Coverage
Pros
Pros- Flexible Coverage Options: Liberty Mutual offers a variety of coverage options to fit different needs, making it a strong option for the best Toyota Sienna car insurance.
- Good Customer Support: Generally receives positive reviews for customer service and support, contributing to its status as a provider of the best Toyota Sienna car insurance.
- Customizable Plans: Allows customization of coverage plans to better suit individual needs, helping you find the best Toyota Sienna car insurance. See more details on Liberty Mutual’s car insurance review.
Cons
- Higher Rates for Some Drivers: Premiums might be higher for drivers with less-than-perfect records, which can affect the cost of the best Toyota Sienna car insurance.
- Complex Policy Details: Policy details and options can sometimes be complex, potentially complicating your search for the best Toyota Sienna car insurance.
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#10 – Nationwide: Best for Safe Driver
Pros
Pros- Safe Driver Discounts: This company offers significant discounts for safe drivers, which can improve the overall affordability of the best Toyota Sienna car insurance.
- Variety of Coverage Options: Provides a range of coverage options to tailor to individual needs, ensuring you find the best Toyota Sienna car insurance.
- Good Claims Service: Receives positive reviews for handling, contributing to its reputation for the best Toyota Sienna car insurance.
Cons
- Higher Rates for New Drivers: Insurance rates can be higher for new or less experienced drivers, impacting the overall cost of the best Toyota Sienna car insurance.
- Limited Local Agents: Fewer local agents may impact personalized service for Toyota Sienna insurance. You can learn more about this in our “What car insurance discounts does Nationwide offer?.”
Toyota Siennas are Expensive to Insure
Check what collision coverage is on car insurance for the best Toyota Sienna car insurance. However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Toyota Sienna Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
 | $110 | $175 |
 | $105 | $165 |
 | $93 | $150 |
 | $87 | $145 |
 | $85 | $140 |
 | $115 | $185 |
 | $100 | $158 |
 | $98 | $153 |
 | $98 | $155 |
 | $75 | $130 |
State Farm, Geico, and USAA offer the best and cheapest rates for your Toyota Sienna. Their competitive pricing ensures you can find affordable coverage tailored to your needs.
The Impact of Toyota Sienna Insurance Costs
The specific trim level and model of the Toyota Sienna you select can significantly affect your auto insurance premiums. Different trims and models offer varying levels of features, safety ratings, and overall value, all of which influence the insurance cost.
Toyota Sienna Car Insurance Discounts by Provider
| Insurance Company | Available Discounts |
|---|---|
| Multi-Policy, Safe Driver, Good Student, Anti-Theft, New Car, Early Signing, Responsible Payer |
| Multi-Policy, Loyalty, Anti-Theft, Auto-Pay, Good Driver, Good Student, Defensive Driver |
| Multi-Policy, Multi-Car, Safe Driver, Paid-In-Full, Safety Features, Anti-Theft, Teen Driver |
| Multi-Policy, Safe Driver, Pay-In-Full, Anti-Theft, New Car, Accident Forgiveness |
| Multi-Policy, Multi-Vehicle, Good Driver, Good Student, Military, Emergency Deployment, Anti-Theft |
| Multi-Policy, Multi-Car, Good Student, Hybrid Vehicle, New Car Replacement, Anti-Theft, Paperless |
| Multi-Policy, Multi-Car, Good Student, Anti-Theft, Paperless, SmartRide (Usage-Based), Accident-Free |
| Multi-Policy, Multi-Car, Snapshot (Usage-Based), Good Student, Homeowner, Sign-Up Online, Anti-Theft |
| Multi-Policy, Safe Driver, Good Student, Anti-Theft Device, Vehicle Safety, Accident-Free |
| Multi-Policy, Safe Driver, Good Student, Military, New Vehicle, Loyalty, Storage, Defensive Driving |
For instance, a higher trim level with advanced safety features might lower your insurance premium because it reduces the risk of accidents or damage.
Conversely, a model with a higher value or performance-oriented features could increase your insurance costs due to its higher repair and replacement expenses.
Therefore, it’s essential to consider how the trim and model of the Toyota Sienna you choose may impact your overall insurance expenses. Enter your ZIP code to begin comparing. You can read more about it on factors that affect car insurance rates.
Read more: Compare Kia Car Insurance Rates
Driver Age
Driver age can significantly affect Toyota Sienna car insurance rates. For example, a 30-year-old driver pays around $60 more each year for their insurance than a 40-year-old driver.
Driver Location
Where you live significantly affects Toyota Sienna insurance rates. For example, drivers in Los Angeles may pay $62 more per month than those in Phoenix due to differences in traffic, crime rates, and other local factors.
Toyota Sienna Car Insurance Monthly Rates by Driver Age
| Age | Rates |
|---|---|
| 16 | $610 |
| 18 | $413 |
| 20 | $256 |
| 30 | $118 |
| 40 | $113 |
| 45 | $110 |
| 50 | $103 |
| 60 | $101 |
To find the best Toyota Sienna car insurance, it’s crucial to compare rates based on your location to get the most affordable and tailored coverage.
Your Driving Record
Your driving record significantly impacts your rates for the best Toyota Sienna car insurance. Teens and drivers in their 20s, in particular, face the highest increases in insurance premiums with violations on their record.
Toyota Sienna Monthly Insurance Prices by Accidents and Violations
| Age | Clean Record | One Ticket | One Accident | One DUI |
|---|---|---|---|---|
| 16 | $610 | $750 | $769 | $880 |
| 18 | $413 | $640 | $653 | $772 |
| 20 | $256 | $520 | $499 | $620 |
| 30 | $118 | $280 | $290 | $435 |
| 40 | $113 | $270 | $286 | $420 |
| 45 | $110 | $265 | $280 | $410 |
| 50 | $103 | $258 | $272 | $398 |
| 60 | $101 | $250 | $266 | $393 |
This is because insurance companies view younger drivers as higher risk, which leads to higher costs for Toyota Sienna insurance. Maintaining a clean driving record is crucial for securing the most affordable and comprehensive coverage.
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Top Toyota Sienna Insurance Companies
Geico is recognized for its attractive rates and discounts on security systems and safety features. Progressive is noted for its flexible coverage options and various discounts for advanced safety technology.
Allstate offers a range of coverage options and vital claims services, frequently offering discounts for safety features. Lastly, USAA, if eligible, is known for competitive rates and excellent customer service, and it offers numerous discounts for safety and security features.
Each of these providers offers distinct advantages, so the best choice will depend on individual needs and circumstances. To make an informed decision, be sure to compare minivan insurance rates from these companies to find the best fit for your Toyota Sienna.
Finding the Best Price for Car Insurance
Your best bet is to shop around for car insurance before purchasing your Toyota Sienna.
Some insurance providers may offer discounts if you pay your premium in full upfront, so it’s worth checking if this option is available. After comparing options, choose the insurance company that provides the best price and coverage for your Toyota Sienna.
There are so many different auto insurance companies out there that will give you different prices. Know what type of Sienna you want to buy and get quotes.Kristen Gryglik Insurance Agent
Moreover, certain insurance providers may give discounts if you pay your car insurance premium in full at the start, so it’s a good idea to see if this option is available with your insurer.
For instance, State Farm, Geico, and USAA are known for offering competitive rates and comprehensive coverage for the best Toyota Sienna car insurance.
Enter your ZIP code to start comparing free Toyota Sienna auto insurance quotes online!
Frequently Asked Questions
How much does Toyota Sienna car insurance cost?
The average cost of Toyota Sienna car insurance is $113 per month.
Are Toyota Siennas expensive to insure?
Compared to other vans, Toyota Sienna insurance rates are generally lower. Enter your ZIP code now.
What factors impact the cost of Toyota Sienna insurance?
The cost of insurance for a Toyota Sienna can be influenced by factors such as the vehicle’s trim and model, driver age, location, driving record, safety ratings, and insurance loss probability.
Additionally, some insurers offer discounts for paying your car insurance premium in full upfront, so it’s worth checking if your insurance company offers this option. You can compare car insurance quotes to get ideas.
How can I save money on Toyota Sienna insurance?
You can save money on Toyota Sienna insurance by choosing a lower-cost model, maintaining a clean driving record, and comparing quotes from different insurance companies.
What safety features affect the cost of car insurance for Toyota Sienna?
Standard safety features like airbags and anti-lock brakes can help lower Toyota Sienna insurance costs. Enter your ZIP code now.
What should I consider when choosing insurance for my Toyota Sienna?
Consider coverage options, cost, customer service, and the insurer’s reputation. Look for comprehensive coverage, discounts, and check policy details.
When comparing commercial car insurance options, this discount can also benefit businesses that need to insure multiple vehicles, enhancing the overall value of Nationwide’s offerings.
Which companies offer the best insurance for the Toyota Sienna?
State Farm, Geico, and Progressive are well-regarded for Toyota Sienna insurance. Compare quotes from multiple insurers for the best fit.
What coverage options are available for the Toyota Sienna?
Options include liability, collision, comprehensive, uninsured motorist, and personal injury protection. Roadside assistance and rental reimbursement are also available. Enter your ZIP code now.
How can I save money on my Toyota Sienna insurance?
Increase your deductible, bundle policies, maintain a clean driving record, and inquire about discounts for safety features and low mileage.
Additionally, Statefarm’s user-friendly tools for getting competitive quotes for car insurance make it easier for Charger owners to compare options and find the best rates
What should I do after an accident with my Toyota Sienna?
Ensure safety, call emergency services if needed, document the scene, exchange information, and notify your insurance company promptly.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.