Best Subaru Impreza Car Insurance in 2024 (Compare the Top 10 Companies)
State Farm, Geico, and USAA offer the best Subaru Impreza car insurance, with cheaper rates starting at $47. To find the best option, consider comparing quotes from these top providers. Don’t forget to review available discounts. Shopping around can help you secure more competitive rates and lower insurance costs.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 29, 2024
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UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Full Coverage for Subaru Impreza
A.M. Best Rating
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Full Coverage for Subaru Impreza
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviewsState Farm, Geico, and USAA offer the best Subaru Impreza car insurance, with varied coverage options, competitive rates, and discounts to reduce premiums, starting at the cheapest rate of $47/mo.
Researching Subaru Impreza car insurance rates can be challenging, but it’s crucial for those seeking cheap car insurance for minivan insurance to find the best rates.
Our Top 10 Company Picks: Best Subaru Impreza Car Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 17% | B | Customer Service | State Farm |
 | #2 | 25% | A++ | Affordable Rates | Geico |
 | #3 | 10% | A++ | Military Savings | USAA |
 | #4 | 25% | A+ | Filing Claims | Erie |
 | #5 | 10% | A+ | High-Risk Drivers | Progressive |
 | #6 | 25% | A+ | Usage-Based Pricing | Nationwide |
 | #7 | 12% | A++ | Green Drivers | Travelers |
 | #8 | 25% | A | Young Drivers | American Family |
 | #9 | 25% | A+ | Feature Options | Allstate |
 | #10 | 10% | A | Claims Process | Farmers |
This article will explain how Subaru Impreza rates are determined so you can compare rates from different companies like an expert.
Using our free online tool, you can start comparing quotes for Subaru Impreza car insurance rates from some of the best companies now.
- Minimum coverage costs around $47/month
- A liability-only policy costs around $48/month
- The highest rates are for teenage drivers at around $36/month
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#1 – State Farm: Top Overall Pick
Pros
Pros- Local Agent Network: A vast network of agents offers personalized help. A local agent can guide you in finding the best Subaru Impreza car insurance by detailing your policy’s specifics.
- Bundling Discounts: Bundling auto with home or life insurance can save you money and help you find affordable Subaru Impreza insurance.
- Reliable Financial Stability: State Farm, with its high A.M. Best rating, offers strong financial stability and reliable service. Read more in our State Farm car insurance review.
Cons
- Higher Costs for Young Drivers: Premiums can be higher for younger drivers compared to some competitors, making it challenging to find the best Subaru Impreza car insurance rates.
- Limited Online Features: Fewer digital tools for managing policies compared to tech-forward insurers could impact your ability to handle your best Subaru Impreza car insurance online efficiently.
#2 – Geico: Best for Affordable Rates
Pros
Pros- Affordable Premiums: Geico is recognized for its competitive rates, which can help reduce overall insurance costs. This affordability makes it easier to find the best Subaru Impreza car insurance.
- Discounts for Safe Driving: Many discounts are available for good driving behavior and vehicle safety features. This can help lower your premiums, making Geico the best Subaru Impreza car insurance.
- Efficient Claims Handling: The claims process is streamlined, ensuring prompt service if you need to make a claim on the best Subaru Impreza car insurance. Check it out on Geico’s car insurance review.
Cons
- Variable Customer Service: Service quality can be inconsistent, potentially impacting your experience with the best Subaru Impreza car insurance.
- Less Face-to-Face Interaction: There are fewer chances for personal interaction with agents, which may limit the ability to get tailored advice for the best Subaru Impreza car insurance.
#3 – USAA: Best for Military Savings
Pros
Pros- Military-Specific Discounts: USAA offers military discounts, making it ideal for the best Subaru Impreza car insurance.
- Top-Tier Service: Highly rated for exceptional customer support and satisfaction, providing a top-notch Subaru Impreza car insurance experience. Read more through our USAA car insurance review.
- Comprehensive Coverage: USAA offers tailored coverage for military personnel, helping you get the best Subaru Impreza insurance for your needs.
Cons
- Restricted Eligibility: It is only available to military members, veterans, and their families, which limits its reach. Many seeking the best Subaru Impreza car insurance may need to look elsewhere.
- Higher Costs for Non-Military: Non-military customers might find better rates elsewhere, which could be a drawback for those seeking the best Subaru Impreza car insurance.
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#4 – Erie Insurance: Best for Filing Claims
Pros
Pros- Exceptional Claims Service: Recognized for fair and rapid claims processing. This quality ensures that you receive the best Subaru Impreza car insurance service if you need to file a claim.
- Competitive Pricing: Offers cheapest insurance rates with coverage options. Pricing can help you find the best Subaru Impreza car insurance. Learn more about it on our Erie car insurance review.
- Various Discounts: Discounts for safety features and bundling policies can lead to savings. These discounts enhance your ability to find the best Subaru Impreza car insurance.
Cons
- State Availability Limits: Erie Insurance is not available in all states. This limitation might affect your search for the best Subaru Impreza car insurance, depending on your location.
- Basic Online Features: The digital tools are less advanced than some competitors, which might impact managing the best Subaru Impreza car insurance online.
#5 – Progressive: Best for High-Risk Drivers
Pros
Pros- Innovative Pricing Tools: Progressive’s Snapshot tool provides personalized pricing based on driving behavior, helping you find the best Subaru Impreza car insurance suited to your habits.
- Extensive Coverage: Progressive offers comprehensive coverage options, allowing for high customization. Read it more on our Progressive car insurance review.
- Discounts for Safe Driving: Various discounts for good driving habits can reduce premiums, making Progressive a top option for Subaru Impreza insurance.
Cons
- Complex Pricing Structure: The variety of discounts and pricing options can be confusing, making it hard to find the best Subaru Impreza car insurance rates.
- Inconsistent Customer Service: Experiences with customer service can vary widely. This inconsistency might affect your overall satisfaction with the best Subaru Impreza car insurance.
#6 –Nationwide: Best for Usage-Based Pricing
Pros
Pros- Usage-Based Insurance: Nationwide’s usage-based insurance offers lower rates based on your driving, helping you get the best Subaru Impreza coverage.
- Customizable Coverage: Provides diverse coverage options and flexible customization for the best Subaru Impreza insurance. Read more in our Nationwide car insurance review.
- Good Customer Service: Generally well-regarded for customer service and support. Positive customer experiences can enhance your search for the best Subaru Impreza car insurance.
Cons
- Higher Rates for Drivers: Drivers with poor records may face higher premiums, impacting your search for the best Subaru Impreza car insurance if you have a less favorable driving history.
- Less Advanced Digital: Fewer advanced online tools compared to other insurers. This limitation might impact your ability to manage the best Subaru Impreza car insurance online effectively.
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#7 – Travelers: Best for Green Drivers
Pros
Pros- Green Vehicle Discounts: Offers discounts for hybrid and electric vehicles, making Travelers a strong choice for the best Subaru Impreza car insurance for green drivers.
- Customizable Policies: Travelers provides flexible coverage options to find the best Subaru Impreza car insurance for your needs. Read more in our Travelers car insurance review.
- Vast Agent Network: Access to a broad network of local agents for personalized service. This network can help you secure the best Subaru Impreza car insurance with expert advice.
Cons
- Higher Costs for Young Drivers: Premiums can be higher for younger drivers. This could be a drawback if you’re looking for the best Subaru Impreza car insurance.
- Complex Policy Options: The range of coverage options can be overwhelming. This complexity might make it challenging to choose the best Subaru Impreza car insurance policy.
#8 – American Family: Best for Young Drivers
Pros
Pros- Flexible Coverage: American Family offers diverse coverage options and add-ons, providing flexibility for the best Subaru Impreza car insurance tailored to your needs.
- Good Customer Support: High customer service ratings enhance your experience with the best Subaru Impreza car insurance. Read more in our American Family car insurance review.
- Innovative Tools: Various digital tools for managing policies and tracking claims. These tools can help you efficiently manage the best Subaru Impreza car insurance online.
Cons
- Higher Premiums for Some: It can be pricier for drivers with poor profiles, making it harder to find affordable rates for the best Subaru Impreza car insurance.
- Regional Variability: Coverage and rates can vary significantly by location. This variability might impact your search for the best Subaru Impreza car insurance, depending on where you live.
#9 – Allstate: Best for Feature Options
Pros
Pros- Wide Range of Discounts: Discounts for safety features and bundling can help you save on Subaru Impreza insurance. Learn more in our Allstate car insurance review.
- Comprehensive Coverage: Offers extensive coverage options and additional features. Allstate’s broad range of options helps you secure the best Subaru Impreza car insurance.
- Vital Customer Service: It is generally praised for excellent customer service, which enhances satisfaction with the best Subaru Impreza car insurance.
Cons
- Higher Costs: Premiums can be on the higher side compared to some competitors. This might make it challenging to find the most affordable, best Subaru Impreza car insurance rates.
- Complex Policies: The variety of policy options and pricing can be complex to understand, making it harder to determine the best Subaru Impreza car insurance for your needs.
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#10 – Farmers: Best for Claims Process
Pros
Pros- Customizable Coverage: Offers a range of coverage options and add-ons to tailor your policy. This flexibility helps you find the best Subaru Impreza car insurance suited to your specific needs.
- Discount Opportunities: Includes various discounts for safety features and bundling. These opportunities can help reduce the cost of your best Subaru Impreza car insurance.
- Personalized Service: Provides tailored insurance solutions on a network of local agents. Personalized assistance can help you secure the best Subaru Impreza car insurance. Learn more in our Farmers car insurance review.
Cons
- Higher Premiums for High-Risk Drivers: Drivers with claims or violations may face higher rates, which can impact the cost of the best Subaru Impreza car insurance.
- Inconsistent Service: Customer service can vary by location and rep, impacting your satisfaction with the best Subaru Impreza car insurance.
Subaru Impreza Insurance Cost
The average Subaru Impreza insurance costs $1,428 annually or $119 per month, though this can vary based on driving history, location, and coverage. State Farm, Geico, and USAA offer some of the best and cheapest rates for Subaru Impreza drivers.
Rates depend on factors like clean driving records, state regulations, and coverage choices, making it important to compare options based on individual circumstances.
Subaru Impreza Car Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
 | $88 | $105 |
 | $67 | $99 |
 | $64 | $82 |
 | $55 | $84 |
 | $30 | $63 |
 | $65 | $83 |
 | $50 | $80 |
 | $37 | $60 |
 | $56 | $88 |
 | $47 | $73 |
State Farm, Geico, and USAA are the best Subaru Impreza car insurance companies, offering the best and cheapest rates for both minimum and full coverage.
This figure can vary based on factors such as driving history, location, and the level of coverage selected.
Subaru Impreza Monthly Auto Insurance Rates Comparison
| Category | Rates |
|---|---|
| Average Rate | $119 |
| Discount Rate | $70 |
| High Deductibles | $103 |
| High Risk Driver | $254 |
| Low Deductibles | $150 |
| Teen Driver | $435 |
It’s essential to compare quotes from different insurers to find the best rate for your specific circumstances. You may ask why a safe driving record means lower car insurance rates to find out the reason for it.
Subaru Imprezas and Their Insurance Costs
The chart below details how Subaru Impreza insurance rates compare to those of other sedans, such as the Toyota Corolla, Chevrolet Malibu, and Nissan Versa, providing a clearer picture of its position in relation to similar vehicles.
Subaru Impreza Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Liability | Comprehensive | Collision | Full Coverage |
|---|---|---|---|---|
| Subaru Impreza | $31 | $28 | $47 | $119 |
| Toyota Corolla | $33 | $25 | $45 | $115 |
| Chevrolet Malibu | $31 | $27 | $44 | $115 |
| Nissan Versa | $33 | $22 | $45 | $113 |
| Toyota Avalon | $28 | $27 | $45 | $111 |
| Cadillac ATS | $33 | $25 | $47 | $118 |
| Chevrolet Impala | $31 | $23 | $44 | $112 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online. To find the cheapest Subaru insurance rates online, compare quotes, seek discounts, adjust coverage, improve your credit score, drive safely, and consider usage-based insurance options.
Subaru Impreza Car Insurance Discounts by Providers
| Insurance Company | Available Discounts |
|---|---|
| Safe Driver, New Car, Good Student |
| Teen Safe Driver, Defensive Driver, Loyalty |
| Safe Driving, Anti-Theft, Payment Options |
| Safe Driver, Multi-Policy, Homeowners |
| Good Driver, Multi-Car, Safety Features |
| SmartRide, Accident Forgiveness, Safe Driver |
| Snapshot, Homeowner, Multi-Car |
| Steer Clear, Safe Vehicle, Drive Safe |
| Hybrid/Electric Vehicle, Safe Driver, Homeowner |
| Safe Driver, New Vehicle, Military Benefits |
Read more: Compare Nissan Car Insurance Rates.
It’s essential to compare quotes from different insurers to find the best rate for your specific circumstances. Enter your ZIP code now to begin comparing.
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Factors Influencing the Cost of Subaru Impreza Insurance
The specific trim level and model of your Subaru Impreza significantly affect the total cost of your auto insurance coverage. Insurance premiums can vary based on factors such as the car’s value, safety features, and repair costs associated with different trims.
For instance, higher trims with advanced features or increased value might lead to higher insurance rates due to the increased cost of car repairs or replacement. Therefore, selecting a particular trim or model can directly influence how much you will pay for your insurance coverage.
Your Driving Record
Your driving record affects the cost of Subaru Impreza insurance. Teens and drivers in their 20s face the highest increases in premiums with violations on their record. Insurers view traffic violations as a higher risk, leading to increased rates.
Additionally, a clean driving history can help reduce premiums over time. Maintaining a good record is crucial for keeping insurance costs manageable.
Subaru Impreza Finance and Insurance Cost
If you are financing a Subaru Impreza, most lenders will require you to carry higher coverage options, including comprehensive coverage, so be sure to shop around and compare Subaru Impreza auto insurance quotes from the best auto insurance companies using our free tool below.
This will help you find the most affordable and suitable coverage for your needs. Enter your ZIP code now to begin comparing. Don’t forget to consider the best Subaru Impreza car insurance, State Farm, Geico, and USAA.
Ways to Save on Subaru Impreza Insurance
To save more on your Subaru Impreza car insurance rates, consider these strategies:
Don’t assume your Subaru Impreza is cheaper to insure than other vehicles; make sure to compare rates thoroughly. Opt for paperless billing for your insurance policy.
Apply for your full, unrestricted driver’s license as soon as you’re eligible. Request a higher deductible for your insurance policy, and invest in winter tires for your vehicle.
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Subarau Impreza Classification
The Subaru Impreza is considered to be in the sports car category.
While these might seem like just another thing the salesman tells you about, insurance companies consider them a great consideration when calculating your premium.
Charlie Jasper C&C Security Consultants, Inc.
It is essential to shop around to find the best Subaru Impreza car insurance rates. Insurance companies consider many different factors. You may think the best Subaru Impreza car insurance, including State Farm, Geico, and USAA, which offer low rates.
To understand more, read the article on car safety comparisons. Enter your ZIP code to start comparing Subaru Impreza auto insurance quotes online now.
Frequently Asked Questions
How much does Subaru Impreza car insurance cost?
On average, Subaru Impreza car insurance costs $119 per month.
Are Subaru Imprezas expensive to insure?
Subaru Imprezas have moderate insurance rates compared to similar sedans. Enter your ZIP code now.
What factors affect Subaru Impreza insurance cost?
Factors include the trim and model of the vehicle, driver age, location, driving record, safety ratings, and insurance coverage.
Find out more in our guide about car insurance comparison.
How can I save on Subaru Impreza insurance?
You can save on insurance by comparing quotes, maintaining a clean driving record, considering safety features, and exploring discounts.
Which are the top insurance companies for the Subaru Impreza?
Top insurance companies offering Subaru Impreza coverage include those with good market share and discounts for safety features. Enter your ZIP code now.
What are State Farm’s primary benefits for Subaru Impreza insurance?
State Farm offers customizable coverage, personalized local agent support, bundling discounts, and high financial stability, making it a strong choice for the best Subaru Impreza car insurance.
Read more in our resource titled “Understanding Car Insurance Policy.”
How does Geico help Subaru Impreza owners?
Geico offers competitive rates and advanced online tools for easy policy management and claims, making it convenient and affordable to get the best Subaru Impreza car insurance.
What are the limitations of USAA for Subaru Impreza insurance?
USAA’s coverage is only available to military members and their families, limiting access. Non-military individuals may find better rates elsewhere. Enter your ZIP code now.
What should be noted about Travelers for Subaru Impreza insurance?
Travelers offer discounts for hybrid vehicles and customizable policies but may have the best car insurance for young drivers and complex policy options.
How does Progressive’s usage-based insurance benefit Subaru Impreza owners?
Progressive’s Snapshot tool provides personalized pricing based on driving habits, potentially lowering rates. However, it may have complex pricing and variable customer service.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.